Building Financial Foundations for Every Season of Life

STEVE VARGEM

Programs for qualified borrowers. All borrowers are subject to credit and underwriting approval, as well as product requirements, including loan-to-value ratios, credit score limits, and other lender terms and conditions. Fees and charges may vary by state and are subject to change without notice. Some restrictions may apply. Not a commitment to lend. Consult your Loan Advisor for details on relationship loan pricing.© 2026 Flagstar Bank, N.A. All rights reserved. Member FDIC. Equal Housing Lender

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