Michael Stepek

Jul 25, 2026

A pleasure to work with, from start to finish.

Jul 23, 2026

Michael helped us secure a mortgage for our new home in NJ - I don’t think we could have gotten the house without him! He was incredibly helpful, reliable and reachable, and had options other lenders did not. Highly recommend.

Jun 26, 2026

We worked with Mike to get a mortgage on our first home and overall it went very well. Mike was knowledgeable, had high availability to answer questions, and we ended up with a very competitive rate. He also offered a rate lock which ended up coming in handy by the time we closed. All in all 10/10 experience and I will continue to recommend him to friends and family.

Jun 26, 2026

Michael is the absolute Best! He is amazing to work with.

Service was efficient and thorough. Everyone I worked with was responsive and helpful.

Great service, communication and experience.

Jun 16, 2026

Michael at Guaranteed Rate Affinity was fantastic! He provided everything I needed with tremendous urgency, and his ability to get me documentations, approvals, and a speedy close were critical to me getting the home I wanted. And Michael gave me a great financial solution and explained it all in simple terms. This was a great experience

Jun 15, 2026

Michael and his team were amazing. They walked me through step by step of the mortgage process. They were patient and informative. It was a great experience and I highly recommend them!

Jun 15, 2026

Working with Michael on two homes has been an outstanding experience. He has been incredibly helpful throughout the entire process and always makes sure everything runs smoothly from start to finish. His attention to detail, professionalism, and dedication truly set him apart. Without question, one of the best in the business. Highly recommend.

No written review

They are up front with everything,

No written review

No written review

Mike and Vincent were very supportive, easy to work with and provided valuable feedback during her process.

Matt Kiss was very helpful every step of the way and the communication was fast and overall a positive experience.

Michael and his team were exceptional in their communication and thier correspondence. They were there for us any time we had questions or concerns.

Jan 11, 2026

Mike was a tremendous source of knowledge and support throughout the mortgage process. He offered sound advice and communicated extremely well. I would highly recommend his services.

Nov 24, 2025

Mike and his team couldn't be easier to work with! They were very responsive throughout the entire process and guided us step by step to the finish line. Would absolutely work with his team again!

Nov 18, 2025

Michael was clear in his communication, and provided us a detailed quote when we asked him to. He is considered one of the most reputable lenders in the area. He also answered our never ending list of questions. Happy to recommend his services.

Nov 14, 2025

No written review

Nov 14, 2025

Mike and his team are fantastic and made the entire process seamless and easy to follow. Will recommend his services to anyone and everyone who is looking for to secure a mortgage

Nov 6, 2025

Mike came recommended by our realtor, and after working with him we would also recommend him for others needing a loan for their home. We were entering a very competitive market, and Mike was always available to help run numbers, prepare pre-approval letters, etc. He was also willing to spend time on the phone to explain the process and numbers and different ways to be thinking about the loan and process. Once our offer was approved he helped to ensure we were ready to close in 30 days.

Smooth application process and strong communication throughout

Amazing help from Michael and Erica

Very easy to work with and responsive

No written review

very helpful and professional

The team was extremely professional, flexible and also kept us informed on what was going on.

Quality service from beginning to end of the transaction as evidenced by diligent and timely communication and follow through, responsiveness to questions and concerns, knowledge and expertise.

Mike and Erica were fantastic to work with and made the entire process stress free!

They were helpful, patient and considerate during a very trying time.

Greta service and care and explains options and benefits.

Everyone was extremely helpful and gave clear direction.

Michael Stepek and his team were fantastic. They made the process extremely smooth from start to finish. Very responsive, informative and helpful. I highly recommend them.

Matt and his team help make the process seamless. They are thorough and explain each step throughout the process. Someone is always available to help!

Everything worked well. We had spoken to other lenders, but Mike Stepek was much more willing to work with us through the various issues we had... others were rather curt or transactional.

They were super fast and ready at all times during the process.

Easy to work with and a great team.

They made the mortgage process smooth and stress-free, providing clear communication and guidance every step of the way. They were quick to answer all my questions and ensured I got the best possible deal.

Fast reponses, clear deadlines/processes, easy upload process for docs, team willing to jump on phone/zoom calls

The customer service, level of attention, and speed in which they worked.

Communication with Michael and his team was phenomenal. They made it very easy for us as first-time homebuyers.

They were terrific to work with. The entire team was engaged at every step.

Absolutely amazing service

Great to work with.

Great service

Great service and takes care of business

Responsive and communicative; I definitely felt like I received VIP treatment from the entire team!

Easy, friendly and responsive

Proactive / friendly / easy