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Bob Pezzella

Bob Pezzella

VP of Mortgage Lending · NMLS# 112811

Newburyport, MA5.0(429 reviews)

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Bob Pezzella at Rate (NMLS #112811)

Today · 9 AM – 5 PM

4 Middle StreetSuite 208Newburyport, MA 01950
Rating5.0429 reviews
Satisfied100%435 reviews

Ratings include all 435 reviews. Reviews collected directly from clients are shown only with their permission.

Bob Pezzella consistently goes above and beyond for his clients. Both knowledgeable and professional, he made our entire mortgage experience a complete breeze. A true breath of fresh air in this day and age.

Jenna P.

Bob and his team did an outstanding job, particularly with the quick turnaround from start to closing. They were always available by text, responded promptly, and consistently found fast solutions to any questions or issues that came up.

Jimmy C.

Excellent experience

Samuel D.

Personal service & fast clear responses to questions.

Brian D.

A pleasure to work with! Bob talked us through the whole process and gave us timely updates on deadlines. Made it easy! Thanks Bob!

John B.

Bob is just amazing! Patient, kind, and attentive. He worked with me through all that was needed to make the purchase of my new home a reality. He always stayed in touch and kept me updated at every step. 5+ stars!!

Andrea M.

Easy process. Good application process supported by good technology. I had access to everyone I needed within a moment notice. Bob P. Was fantastic!!

Samuel D.

My application faced a large number of unusual questions, which increased the Rate workload exponentially. Bob Pezzella never stopped looking for solutions and ultimately he succeeded. I really appreciate it.

Catherine C.

Bob was great as usual!

Ryan S.

Bob did great as usual

Ryan S.

Bob Pazella was amazing to work with. He made the the process of obtaining a mortgage easy, comfortable and informative.

Stephanie R.

Bob is awesome. First time home buyer and he made us understand when no one else gave the time and effort.

Ryan P.

I would highly recommend Bob Pezzella. He was extremely responsive and knowledgeable. He went above and beyond to help me every step of the way.

Kirsten S.

I have used Bob a few times in the past for both new purchases and refinancing.  Every time I am blown away by his service and prompt response.  I would highly recommend Bob and his team for any real estate purchase.

matthew W.

Bob was awesome throughout every step of getting our loan funded. Always communicating; not just to let us know what he needed, but to make sure we knew what to expect at each phase of the process.  We would highly recommend Bob to anyone.

Haven J.

Working with Bob was an absolute pleasure. Made the whole process very easy -always there with answers to our questions. I highly recommend him. Thank you Bob.

myleshana L.

We had such a great experience working with Bob Pezzella at Guaranteed Rate. From day one, Bob was super easy to communicate with and always kept us updated on what was going on. He’s incredibly attentive and really takes the time to make sure you understand everything throughout the process. Bob is extremely intelligent and clearly knows his stuff, but he explains things in a way that actually makes sense. He was always patient with our questions and made the whole mortgage process feel a lot less overwhelming. What really stood out is how much he cares about his clients. You can tell he’ll do whatever it takes to make sure people are happy and comfortable every step of the way. We’d absolutely recommend Bob and Guaranteed Rate to anyone going through the mortgage process. Thanks for everything, Bob!

Charlotte G.

I’d never borrow money from anyone but bob can’t recommend him highly enough. Explained the entire process very well step by step. I knew at any point if I had questions or needed help he would be there. 

joey B.

I had an outstanding experience working with Bob throughout the entire process. From day one all the way through closing, he was professional, knowledgeable, and incredibly responsive as always. Ive known Bob for years and i wouldnt work with anyone else. he took the time to explain all my options, answered every question I had, and made sure I felt confident and informed at every step. The process can be stressful, but he made it smooth and straightforward. Thanks to his hard work and guidance, we closed successfully today without any issues. I truly appreciate his commitment and would highly recommend him to anyone looking for a reliable and trustworthy mortgage advisor.

Peter K.

My Brother and I just bought our first home and Bob was extremely helpful there was a lot of stuff he explained that we had no idea about and he took the time explaining. Bob is easily the best person we could’ve asked for through this process and we recommend him and his company  to anyone looking to buy a home. First time buyer or not Bob is the man. 

Ryan P.

Bob helped us get our dream home! Any questions we had he got right back to us. Couldn’t be more happy with his services and experience.

Kit G.

My team at Rate's was great nice people that have been in the industry a long time with a good reputation

John L.

Bob was phenomenal! He was so responsive and knowledgeable to my questions. We highly recommend him and use him again!

Kim

Bob with Rate.com was amazing. I had many hurdles to get through, and Bob Pezzella made sure all demands were made on time. I have never dealt with a mortgage broker/company/bank that made the process any easier and affordable and priced competitively with the market. (I am a senior and this is my 5th home purchase). I highly recommend Rob Pezzella and his firm Rate.com to anyone no matter what your financial situation is or how much you are looking to borrow.

sandy I.

First time home buyers and Bob was excellent.  Professional, knowledgeable and always available to answer any of our questions.   Thanks Bob! Ben H

Benjamin H.

Bob has made himself available at odd hours to make this process so much easier! Couldn’t recommend Bob more!!

Dano I.

Amazing Job by Bob and his team! They are great to have as part of your team as they are always on top of any paperwork or issues that arise. Bob was readily available and helped us complete our loan within 12 days. Do I recommend his services? Absolutely! If I had to go through this experience again, I know who to turn to.

Nicholas A.

We worked with Bob on our initial home purchase, and again on a recent refinance. He was a great partner to help us navigate these opportunities. His experience and responsiveness was invaluable. If you come in with clear goals he will do the work to push it to the finish line, if you need guidance, he will spend the time with you to work through options. You can not exhaust him. I was really happy with both experiences, appreciated his expertise and would certainly work with him again. Thanks Bob. Erin

Erin H.

Bob is the best! His level of service is unmatched. I have received better care from Bob than my own realtor. Also, I do shop around, he gets the best rates!

Dave A.

Highly recommend these guys are great Bob and his team at Rate's are great they made our first home buying experience easy and straight forward. I would and will recommend Bob and he's team to anyone looking to buy a home

John L.

Bob Pezzella is an outstanding mortgage officer! He is extremely knowledgeable, a wonderful teacher, and an incredible advisor throughout the entire lending process. I used Bob personally for my own transaction and recommend him to all of my buyer clients. He takes the time to explain options clearly, ensures clients feel informed and empowered, and always goes the extra mile to make the process smooth and stress-free. If you’re looking for someone you can truly trust, Bob is the one. Highly recommend! 

Janine W.

I have worked with Bob on several mortgages throughout my life. Bob has always made me feel like a priority, and has gone above and beyond expectations every time. Despite this unmatched level of service, I still shop around. Bob has been able to provide me rates significantly better than even my own credit union.  Everyone seems to have a "mortgage guy", but Bob is the one you want. 

Dave A.

Bob was awesome he made the mortgage process seamless and answered any questions I had in a timely manner. When we did find a property to buy Bob had everything we need ready to go. I would highly recommend Bob and his team to anyone looking for a mortgage broker

John L.

Bob made the mortgage process quick and easy and was available to answer any questions we had! 

Shelly L.

We had such a positive and beneficial experience working with Bob and the team. 

Kenneth S.

Bob worked endlessly to give us the fastest closing time possible. It was a pleasure working with him.

Isaac L.

Bob was so wonderful. He made sure to be patient and very informative during the whole process. Working with someone who feels like family makes all the difference. I’m very appreciative and happy with my whole experience.

Julie P.

No written review

Deanna S.

No written review

Deanna S.

Thank goodness for Bob Pezzella @ Guild Mortgage. I knew I had to make some choices, but I was at a loss on how to handle this on my own. Through a poll I found Guild Mortgage to be rated the best for customer service. I called Bob and we went through all mine and his questions. The process was comfortable and step by step and Robert Pezzella answering any questions along the way.

Deborah W.

Bob Pezzella is the best Mortgage person ever. I have never experienced someone in this field go above and beyond as he did. Getting a family in a home wasn't a job for him, it felt like his mission. And ,with unrelentless determination he made that happen. Whenever he retires he should run workshops and trainings for those wishing to get into this field.

Larry M.

Bob goes out of his way to make sure he is the best fit for everyone he works with. He felt more like a neighbor lending his lawnmower when mine broke down. Nothing but great things to say about him and Guild Mortgage. Bob, thanks for everything. Dave

David R.

No written review

A U.

Bob P and his team were phenomenal with the home buying purchase. I am a first time buyer (Used a VA) but I felt confident and comfortable the whole process thanks to Bob and team. I was always informed, was given options, and kept in touch frequent. I will definitely use Guild Mortgage for any refinancing and future home purchases.

Nick F.

We had an amazing experience working with Bob at Guild Mortgage. As first-time homebuyers, we had so many questions, but Bob was incredibly patient and took the time to guide us through every step of the process. His professionalism, clear communication, and dedication to making us feel comfortable and informed were truly outstanding. We couldn’t have asked for a better team to help us achieve our dream of owning a home. Highly recommend!

Sasha P.

Working with Bob Pezzella and his team was an absolute pleasure. From the moment we were introduced to Bob, he was incredibly responsive—always available to answer our many questions with patience and clarity. As first-time homebuyers, we had a lot to learn, and Bob guided us through the process every step of the way. It truly felt like Bob was in our corner, advocating for us and ensuring every detail was handled smoothly. From making our offer to closing the deal, his expertise and dedication made the entire experience seamless. We are beyond grateful for his support and can’t thank him enough for helping us secure our first home. Bob is very professional and a true expert in his field. We couldn’t recommend him and Guild more highly!

Casey M.

Bob Pezzella has helped me remortgage my home and organized a retirement plan that will secure my future. If you find yourself at a financial crossroads and need expert and trustworthy guidance, I highly recommend you contact Bob Pezzella at Guild Mortgage. He is a steady hand on the tiller, will steer you in the right direction and be a constant source of encouragement and reliable advice.

Constance W.

Bob Pezzella was patient, informative, and explained the whole process to us each step of the way. He helped put us at ease and went out of his way to come to our home to pick up documents while we were packing to save us time. We highly recommend Bob Pezzella and Rate Mortgage Company.

Marylee M.

I couldn’t recommend Bob enough! He truly was one of a kind through the whole process. Insuring that we were always informed every step of the way. First time home buying in this market can be daunting, but Bobs positive outlook and consistent checks ins throughout the last year were invaluable. We couldn’t have done it without all the help from him and his entire team!

Melissa W.

Working with Bob Pezzella has been a fantastic experience! As a realtor, I truly appreciate how prompt, communicative, and thorough he is throughout the entire process. His professionalism and attention to detail made everything run smoothly, and I couldn’t be happier for my clients. Highly recommend!

Michelle C.
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Copyright © 2026 Guaranteed Rate, Inc. D/B/A Rate. All rights reserved. NMLS License #2611 - For licensing information, go to: www.nmlsconsumeraccess.org
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 The company name, Guaranteed Rate, should not suggest to a consumer that Guaranteed Rate provides an interest rate guaranteed prior to an interest lock. Applicants are subject to credit and underwriting approval. Restrictions apply. All information is provided for informational use only and should not be considered financial advice.

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