Ratings include all 41 reviews. Reviews collected directly from clients are shown only with their permission.
Working with Nick Genovese at Certainty Home Lending was an great experience. As a first-time homebuyer, I had plenty of questions throughout the lending process, and Nick always answered them quickly, clearly, and efficiently. I never once felt like I was bothering him or his team, or that I was being rushed.
Nick and his team went above and beyond to get my condo approved by the VA, and their support made what could have been an overwhelming process feel extremely manageable. Nick was knowledgeable, responsive, and patient every step of the way. I can’t recommend him and his team enough.
Nick was great from explaining the loan process to answering any questions we had. If you need someone to dumb it down and explain it to you like your five, Nick can do just that.
We had a great experience working with Nick from the very start of our home-buying process until we closed on a home that we love, with him as our lender. Nick was always extremely prompt, knowledgeable, and available to communicate and answer any questions we had, long before there was any commitment on our part. He even worked with us to help us obtain a mortgage preapproval within hours on a Sunday. He offered us a very competitive rate which was a relief given the rising interest rate market. We have confidence in continuing to work with Nick, including as we look to potentially refinance in the future. You will be in great hands if you choose to work with Nick as your mortgage lender!
I worked directly with Nick for my recent home loan and was thoroughly impressed by the speed, ease, responsiveness, and customer service they all provided. My experience with their team was incredibly easy especially compared to my previous home purchases, I strongly recommend using Certainty Home Lending's services to purchase a new home!
Working with Nick was fantastic. He was super knowledgeable and always available to answer any questions I had. Even when we had a hiccup he went above and beyond to make sure I was able to close.
KKate T.
Nick Genovese was well versed as a lender, hands on when needed and kept me abreast of the process every step of the way. He made the process easy.
CChantel A.
Working with Nick was an absolute 5-star experience from day one through closing day — and beyond. The best part about working with him is that he’s always ahead of the game. Every step of the process felt smooth and organized because he stayed proactive, communicative, and on top of every detail before we even thought to ask.
Nick was always available whenever we had questions, with incredibly quick response times and clear, concise answers that made the entire process so much less stressful. We appreciated his transparency — he was honest, straightforward, and made sure we fully understood everything along the way. We always felt informed and supported.
If you’re looking for a lender who is knowledgeable, responsive, trustworthy, and truly invested in his clients, Nick is the one you want on your team. We couldn’t recommend him more highly!
KKirsten P.
Alway available and explained everything in detailed.
JJesus D.
Personal attention to detail and service.
JJonathan J.
Nick did an amazing job for us. We needed a loan, in shorter than the usual time. He told us exactly what his team would need and when, quickly got us a pre-approval letter to show to sellers, and got us the the loan on time. He was communicative, thorough, transparent, professional and we were happy with every dimension of our experience.
Nick helped me with an initial home loan and a refinance, and was excellent to work with for both. I am convinced the quick closing time he could offer was what made the difference in the competitive Nova market. He is a quick and clear communicator and is comprehensive in his support. For each variable in the loan process he was able to explain and help us weigh the tradeoffs against our requirements. For our refinance, he saved us thousands and made the process seamless. I would highly recommend Nick as a lender and advisor.
BBlake P.
Nick Genovese was great to work with and responded instantly with any questions we had. He locked in a great rate for us and made the entire process much easier than I expected.
DDylan J.
Nick helped me with an initial home loan and a refinance, and was excellent to work with for both. I am convinced the quick closing time he could offer was what made the difference in the competitive Nova market. He is a quick and clear communicator and is comprehensive in his support. For each variable in the loan process he was able to explain and help us weigh the tradeoffs against our requirements. For our refinance, he saved us thousands and made the process seamless. I would highly recommend Nick as a lender and advisor for your home loan.
Nick was always available to answer any questions. Great experience
BBrian
We worked with Nick at Certainty Home lending and he did an excellent job. He is professional, friendly, knowledgable, and is quick to respond. He helped us through the loan process of buying a house and made the process easy for us. It was a joy working with him.
Nick Genovese was excellent—he talked with us at length before while we were house-hunting so that when the time came, we were able to confidently make an offer in a competitive situation. He was incredibly responsive throughout the closing process, which couldn’t have gone more smoothly!
If you are looking for a knowledgeable, trustworthy, responsive loan officer, Nick Genovese is your guy. He helped us purchase our very first home. Nick thoroughly answered all of my many questions, and he patiently walked me through the math behind the loan. He made himself available at all times of the day (and the weekend!) not only while we were closing but throughout the process. Nick was transparent with us, which made us confident that we were in good hands. Highly recommend!
I highly recommend working with Nick for your home loan process. He helped me close in under 2 weeks! This was my first home purchase and he was very patient and knowledgeable in explaining the entire process.
The process is smooth, simple, and required less paperwork than with other lenders. Also, Nick Genovese went above and beyond.
JJuan V.
Working with Nick was the best decision during my home buying experience, especially as a first time home buyer! He answered all of my dumb questions (while always reassuring me there are no dumb questions). He made the process so simple and so quick. I would recommend Nick and his team to anyone looking for a trustworthy lender to support you during this process!
We had a smooth, professional experience - great communication, and Nick (and team) were incredibly responsive. Based on conversations with family members who obtained financing elsewhere, it seems like Nick is really exemplary in this regard.
RRebecca H.
Fast. Easy. Great service.
JJames L.
Great service, competitive rates, and easy to work with
SShelby M.
excellent service (not necessarily the terms though)
MMu Y.
Fantastic experience! Nick Genovese is super helpful and got us the best deal possible on our new home. Absolutely use Certainty!
Nick was wonderful to work with. He was always available to answer questions, explained the process to us as first-time buyers, and got us closed on a short timeline, even with the holidays. Thanks, Nick!
Nick and team were excellent to work with and guided us through the daunting process of buying our first home!
RRyan W.
Nick was excellent throughout and his support team were very helpful every step of the process.
DDani D.
Nick and his team have been a delight to work with during the purchase of our home. He worked promptly and efficiently towards getting us approved and finalized for a mortgage with a really tight closing window. Throughout the process, he was extremely thorough and detail-oriented at every step of the way, and was always timely with his responses to any questions or concerns we had. I would highly recommend Nick for anyone's mortgage needs.
