it was easy

Location & hours
Justin M Lee at Rate (NMLS #461680)
Today · 9 AM – 5 PM
Office hours
- Monday
- 9 AM – 5 PM
- Tuesday
- 9 AM – 5 PM
- Wednesday
- 9 AM – 5 PM
- Thursday
- 9 AM – 5 PM
- Friday
- 9 AM – 5 PM
- Saturday
- Closed
- Sunday
- Closed
Reviews
Write a reviewExceptional rating
Based on 50 star reviews
Loved by clients
Based on 57 reviews
Ratings include all 57 reviews. Reviews collected directly from clients are shown only with their permission.

Justin did a great job helping us get funded for our first home! He was responsive, knowledgeable, and always helpful!
Response from Owner
Hi, Carter. Thank you for your rating! We're happy to hear that your experience with us has been good.
Quick and precise
I believe our actual load closed in less than 10 days.

Justin was professional, extremely knowledgeable, available, friendly and an excellent partner! We highly recommend him!
Response from Owner
Thank you, Paige, for your positive review! We appreciate you taking the time to share your experience.
Justin helped us a lot He did everything so fast and made it so easy for me We truly appreciate his hard work
Justin and his team were a pleasure to work with on the purchase of my new home. He delivered on every mortgage requirement and made sure we were able to close early.
Justin and the team were very easy to work with. They responded quickly to questions and the process was very efficient. I would not hesitate to recommend them and would definitely work with Justin again.
It was a wonderful experience working with you all . thank you

Outstanding professionalism and communication. Justin’s team is hands down the best in the business and will work on getting the best rate. Closed less than 30 days. Would highly recommend!!

Justin and team was fantastic, anytime I called they had the answers and helped us get to a speedy closing!

Justin and Glenn were terrific during our Refi process. Great job guys! Rick

Justin Lee, and the team at Rate, made buying our dream vacation home as easy as sitting on the beach on a sunny day! Thank you!!

Another great experience with Justin Lee. I’ve done a lot of deals with Justin throughout my real estate career and he always gets it done. Today was a personal home. Cheers to the next one my friend!
Justin was so good to work with

No written review
Had the best assistance in completing my mortgage. Very knowledgeable and incredible work
Justin Branch Manager and Ross underwriter has gone above and beyond to help us go through the process. Their dedicated hard work and experience helped us immensely to secure our first investment property loan. They are very professional and on time and efficient. They are great asset to RATE. They helped us my sons townhome before and we like their service and we have become repeat customers
Very professional, great service, very informative

Justin did a fantastic job helping us to finance our new home. Everything was quick and easy. Justin and Julie were very professional and answered all our questions promptly. Would not hesitate to use them again!

Justin Lee was a pleasure to work with. Highly recommend him and the Rate team.

Every step of the way Justin had the process handled. My third mortgage with Justin and I will happily do my next one as well. Do yourself a favor and use Justin for you lending!

Justin will work endlessly to ensure your home buying experience is excellent! From start to finish he’ll be there for all your needs and has all the answers. He’s deserves more than 5 stars he’s 10/10

Justin made the entire process as straightforward and as simplified as he could. He was very communicative throughout the entirety of the process.

Unbelievably smooth process with Justin. Highly recommend him.

Justin was hands down the most efficient and effective lender we’ve worked with. He and his team helped us close on our property in just 6 days—which truly speaks for itself. I really appreciate Justin’s professionalism, responsiveness, and dedication to his clients. Thank you so much Justin!!

We have worked with Justin Lee at Guaranteed Rate on four different real estate transactions, including both purchases and refinances. Each time, he has proven to be incredibly professional, responsive, knowledgeable, and helpful. Justin truly excels at guiding buyers through the home financing process. What can often be a stressful experience feels much more manageable with his calm demeanor and reassuring approach. He keeps everything on track, reminding us of each step along the way and ensuring a smooth process from start to finish. If you're looking for a mortgage broker who is experienced, communicative, and dedicated to his clients, we highly recommend Justin Lee. He has earned our trust time and time again, and we wouldn't hesitate to work with him again in the future!

Always able to get the deal done for me!

My clients recently had the pleasure of working with Justin while buying their home in Franklin, TN! His communication was outstanding, always keeping us updated and answering questions promptly. He expertly navigated the loan process, ensuring a smooth and timely closing. My clients were thrilled with the service and terms he provided. If you’re looking for a dedicated and knowledgeable lender, I highly recommend Justin Lee!

Justin and team did an amazing job! One of the quickest from start to close I’ve seen.

Justin is one of the best in the business. He really takes care of his clients. He's willing to walkthrough lending options and discuss the best options for you. If you are looking for residential or commercial lending. He's your guy!!
Easy to work with
Justin Lee has been incredible through this whole process.

I have had the pleasure of working with Justin for several years, through 3 different home purchases. He is an expert in the market, and takes the extra steps to know his clients, and provide them the best options possible. His business decisions are lead with integrity, and putting his clients first. Highly recommended!

I’ve been a realtor for almost a decade and met Justin in my second year. While there are plenty of lenders out there, Justin stands out because of his intellect, consistency, proficiency, and exceptional customer service skills. Every deal closes on time, and I never have to worry about things going sideways—something that happens far too often in our industry. Justin is always transparent with clients about rates, unlike some financial institutions that use misleading tactics to get you in the door. I’ve sent him several challenging deals, including scenarios with tight 14-day timeframes or those requiring land equity with minimal liquid assets, and he has always delivered. A realtor friend of mine recently shared how Justin helped her navigate an obscure lending situation, and I’m confident many other agents would say the same. My friends and clients consistently praise how smooth the process is with Justin. He also manages all my personal family lending needs. No matter the situation, he’s always my first call for any questions, and he consistently answers or returns calls within the hour. I highly recommend Justin, no matter where you are in the mortgage process.

Justin has been my mortgage guy since my first home. Completely recommend! Solid guy!
Our agent was excellent. He handled all of our questions and things went very smooth.
From my Lender Justin Lee to the Underwriter and everyone I dealt with throughout the process, the customer service was wonderful!
Timely update of the progress through the app Very friendly approach
Henry Gomez was able to provide an informative, smooth, and fast closing process.
Maryanne made the process a positive and painless process. Additionally, I felt like she truly worked towards my succesd.
The home buying process was so easy, every step of the process was clearly explained.
Really easy to work with and best interest of the client
Justin Lee's impeccable service!
The lenders and staff were amazing
Heath Albritton and his team went above and beyond, like always. Their communication is top notch. I'll always refer clients to Heath!
Justin Lee is great to work with.
My lenders ability to communicate
Due to Justin Lee's help & guidance throughout the process.

One of the best in the business. We have used him in the past and just refinanced again. He beat a local bank on rates and fees and got it closed in a shorter time period. Definitely coming back if I have any mortgage needs.
Response from Owner
Hi, Eric. Thank you so much for leaving us a stellar review!
