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Today · 9 AM – 5 PM
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Based on 120 star reviews
Based on 129 reviews
Ratings include all 129 reviews. Reviews collected directly from clients are shown only with their permission.

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Excellent rates and service!

David was able to close on my condo rather quickly (within 3 weeks) after another lender strung me along for 6-7 weeks and then failed to do so. I would highly recommend David Goldberg. Purchasing a home is already stressful so choose someone who can confidently get the deal done.

David Goldberg and his team made attaining a home mortgage simple. I felt secure through the process understanding the different mortgage iterations so i could easily budget. This is personal customer service at its best.

David is fantastic and goes above and beyond! His customer service is next level and he truly takes the time to support his clients through the processes of becoming first time or a third time home owner. There are never enough words to thank him for all he did for me through my home purchasing processes. His knowledge, patience, and kindness did not go unnoticed!

⭐⭐⭐⭐⭐ St. Louis Mortgage Lender Who Actually Cares — Before, During, and After Closing David Goldberg at Guaranteed Rate Affinity is hands down the best decision we made buying our home in St. Louis. Here's why: ⚡ Communication: Emails and calls answered fast. Not "eventually" — actually fast. We never once felt left in the dark. 🏠 Closing Day: Travel delays made us 2½ hours late to our 3pm closing. We showed up after 5:30pm expecting to reschedule. David and his team waited. Closing went smooth, no issues, no stress. 📋 3 Months Post-Close: Discovered my old-state home insurance was still billing me — and they don't even cover Missouri. Insurer needed proof of when I got MO coverage for a refund. David sent my homeowner's insurance documents within 48 hours. Still showing up for us months after the deal closed. 💰 Fixed-Rate Mortgage: Straightforward terms, everything explained clearly, no hidden anything. We would use David again without hesitation. First-time buyers, relocating buyers, anyone who wants a St. Louis lender who actually has your back — call David Goldberg. Period. 💯
Response from Owner
Thank you immensely for sharing your positive experience! It was a honor to work with you and your wife and welcome again to STL!

David was great to work with throughout the process of building our house as first time homebuyers. He was extremely responsive and able to answer all questions we had. He was very knowledgeable and kept us informed every step of the way!!!!

Closing was complicated but David patiently walked me through it. I highly recommend him if you’re buying a house!
Response from Owner
We sincerely value your kind words. We were happy to get your loan across the finish line! Congratulations!

Outstanding experience...HIGHLY recommended!!!
Response from Owner
Thank you for taking the time to share your outstanding experience, Brian. Your recommendation means a great deal to us.

David and team did an excellent job through the entire process. He helped us navigate a few complex situations and went above and beyond to make sure all parties were on the same page. Communication and being thorough are key, and the team knocked it out of the park. Would highly recommend David and Guaranteed Rate Affinity for any mortgage services.
Response from Owner
Thank you immensely, Josh! We're glad the team helped navigate the process! Cheers and welcome back to STL!
David and team did an excellent job through the entire process. He helped us navigate a few complex situations and went above and beyond to make sure all parties were on the same page. Communication and being thorough are key, and the team knocked it out of the park. Would highly recommend David and Guaranteed Rate Affinity for any mortgage services.

David is great to work with! He communicates complicated ideas well, is willing to answer all questions, and is reachable by phone, email, text and in person. He and his team do a great job of getting their clients through the loan process. I highly recommend working with him for your mortgage needs.
Response from Owner
Thank you for the kind words John! Your condo was a little complicated but you were an ideal borrower and we were happy to get you across the finish line!

David is top notch . This is my second closing with him . David and his team make the process simple and easy. I would give 10 stars if I could!
Response from Owner
Thank you for your review, Denise! We are excited to hear your second closing was simple and easy. Your kind words mean a lot to the team!
Great service
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David was so helpful from beginning to end! He made himself available to us any time of the day and communicated very well. I highly recommend working with him!
Response from Owner
Thank you Jennifer! We hope you love your new home and were thrilled to help you with the transition for your current house to new one!

As a first time home buyer I could not ask for anyone better than David. I was referred to him by my sister and brother in law who recently purchased a home. He did not disappoint! I felt at ease and well informed through the whole process. He was very responsive even on the weekends. I would highly recommend!!
Response from Owner
Thank you for being a great borrower Lauren! We are so happy for you in your new home and loved helping you with a fantastic first time home buyer loan! Congrats!!!
Super smooth process, good communication, fair rates/pricing and on-time closing
Smooth Process
Very responsive at any time of the day. I changed my mind on the amount that I wanted to put down at the 11th hour, and they had zero problem getting it done. David was awesome to work with. Highly recommend!
Very responsive, patient and knowledgeable
Everything went very smooth and fast.
Great people to work with!

David was awesome to work with! The whole process was smooth and seamless. Even with my last minute change, he made everything easy! Highly recommend!
Response from Owner
Thank you for the kind words Jeremy! You and your family were great to work with!

This was our second refi with David Goldberg at Guaranteed Rate Affinity and it went just as smoothly as the first one. David and his team are professional and quick with corresponding. The closing was done in less than 30 mins. I recommend Guaranteed Rate Affinity too anyone looking for a quick mortgage transaction. Big thanks to David and his team!!
Response from Owner
Thank you Samantha! we love repeat customers :)

David is a top Loan Officer in the greater St Louis market. David's experience and superior process flow eliminates most of the stress associated in buying a home. David serves everyone from the first homebuyer up to most experienced investor.
Response from Owner
Thanks Bob! You are a pleasure to work with!

David's one of the best of the best lenders in St Louis. He and his team will communicate well with each agent and customer on the deal, and make sure the process goes smoothly and all parties are satisfied with the experience. Whether you're looking at a purchase or refinance, conventional, FHA, VA or Jumbo, do yourself and your clients a favor and hire Mr David Goldberg!
Response from Owner
John! Thanks for the kind words! Love working with you!
David was excellent to work with, he responded quickly and was efficacy in getting all of the paperwork done, making it a hassle free experience. I would strongly recommend using David and his company for your lender needs

David was always pleasant and helpful during this long process. He always returned my calls promptly.
Response from Owner
Thank you Deb! We love helping you!
Service was second to none.
GRA was fantastic. David Goldberg was just amazing. He went above and beyond to ensure I got the home I wanted, and he made everything so simple. He anticipated my concerns and questions and had all of the answers. He got me a good loan with a good interest rate.
Made the process easy and hassle free.
Super customer service--prompt, great communication, questions answered
I’m an introvert and I only texted and emailed to communicate the essentials. David is very responsive, reasonable and easy to communicate. Nothing to complain!

Very prompt responses!
Response from Owner
Thank you for allowing us to help Theresa! If there are any other homebuyers looking to get started in the St. Louis market please read this free guide to get started! https://stlmortgageinsights.com/ -David

Today, I closed on my new home, and I cannot say enough positive things about my experience working with David Goldberg and his team. From start to finish, David was exceptionally responsive, professional, and understanding—especially as unexpected circumstances arose during the process. As someone with very little initial understanding of the mortgage process, I greatly appreciated how clear, concise, and informative David was at every step. He took the time to explain things in plain terms and ensured I always knew exactly where things stood. What truly set David apart was his responsiveness. Whether by text message or email, he replied promptly and consistently—even during the holiday season—which provided tremendous peace of mind during what can otherwise be a stressful experience. I highly recommend doing business with David Goldberg. His professionalism, knowledge, and dedication to his clients are truly outstanding.
Response from Owner
Wow! What a review! Thank you for such kind words and we hope you love your new home!
Today, I closed on my new home, and I cannot say enough positive things about my experience working with David Goldberg and his team. From start to finish, David was exceptionally responsive, professional, and understanding—especially as unexpected circumstances arose during the process. As someone with very little initial understanding of the mortgage process, I greatly appreciated how clear, concise, and informative David was at every step. He took the time to explain things in plain terms and ensured I always knew exactly where things stood. What truly set David apart was his responsiveness. Whether by text message or email, he replied promptly and consistently—even during the holiday season—which provided tremendous peace of mind during what can otherwise be a stressful experience. I highly recommend doing business with David Goldberg. His professionalism, knowledge, and dedication to his clients are truly outstanding.
Today, I closed on my new home, and I cannot say enough positive things about my experience working with David Goldberg and his team. From start to finish, David was exceptionally responsive, professional, and understanding—especially as unexpected circumstances arose during the process. As someone with very little initial understanding of the mortgage process, I greatly appreciated how clear, concise, and informative David was at every step. He took the time to explain things in plain terms and ensured I always knew exactly where things stood. What truly set David apart was his responsiveness. Whether by text message or email, he replied promptly and consistently—even during the holiday season—which provided tremendous peace of mind during what can otherwise be a stressful experience. I highly recommend doing business with David Goldberg. His professionalism, knowledge, and dedication to his clients are truly outstanding.

Response from Owner
Thank you Payton! I love your new condo!

I found a condo I really wanted but my Realtor found there was a problem getting a loan from banks for these condos because of an insurance problem due to ongoing roof replacements. Pre-approved buyers were losing their financing at closing. This had already happened twice to this seller and they were hesitant to accept another offer. My realtor contacted David, and after investigating the problem, he confirmed that he would finance the loan for this particular condo. My realtor was able to submit my offer from a buyer pre-approved to buy that particular condo, so they accepted immediately. I'm loving it in my new condo. I highly recommend David Goldberg. David is a true professional who makes home buying a more enjoyable experience.
Response from Owner
Thank you Claude - It was a honor to serve you!
From the first moment we connected to the final day of the closing David's work and that of his team was excellent. He was always prompt, professional, courteous, and helpful in answering our questions. I would highly recommend working with David if you are considering a home loan or refinancing.

David made the process flow smoothly even when the process felt daunting. I would highly recommend David and his team for your mortgage needs.
Response from Owner
Thank you for the such kind words! You were great to work with!
Where do I even start? David Goldberg at Guaranteed Rate Affinity handled our fixed-rate mortgage and blew us away at every turn. 📞 Responds to emails and calls FAST — like same-day fast 🚗 We were 2½ hours late to our 3pm closing due to travel delays (arrived after 5:30pm!) — they WAITED for us and closed without a single issue 📋 3 MONTHS after closing, I found out my old-state home insurance was still billing me and didn't even cover MO. Needed proof of MO insurance date for a refund. David pulled the docs in 1-2 days. Post-close and STILL going hard for us. Zero drama. Total transparency. We'd use him again in a heartbeat. If you're buying in St. Louis, don't sleep on David. 🔥🏠

Response from Owner
Congrats to your family on your new home!

David was incredible to work with!!! He was able to get to me to the closing table seamlessly wishing 15 days. He was always available and his response time was very prompt! Highly recommended by me!
Response from Owner
Congrats on your new home! Thank you for being a fantastic borrower!!

David was very knowledgeable and helped us find the right loan for our situation. We are first time home buyers and David was great at guiding us through the entire process and was always available to answer our many questions. Would recommend to anybody buying their first or tenth home!
Response from Owner
We're honored to have been able to help you through the home buying process. Thank you for choosing to work with us!
Very helpful throughout the whole process.
They were amazing to work with!