Ratings include all 82 reviews. Reviews collected directly from clients are shown only with their permission.
After getting turned down by multiple lenders my realtor recommended I try Michael Campos. And im glad i did, with my work situation I move around alot and with my current job being at Micron he was able to make things works and do a thorough job of getting me pre approved so that the loan would pull through and get funded. I put an offer on a property and two weeks later I was moving in! Props to Michael and his team.
Response from Owner
Matthew, it's truly rewarding to know our work together made such a positive difference for you. Navigating complex job history can be tricky, but finding solutions is what we're here for. I'm so glad we could get everything lined up smoothly for your new property. Keep Crushing it at Micron! Enjoy this exciting new chapter, and reach out anytime you need support.
Michael and his team were wonderful during the entire process of my home loan. They helped me prequalify quickly, which was very important as there were already three offers on the home that I fell in love with. There were times when I got frustrated and was worried I wouldn’t qualify; Michael was always so encouraging. Now I am in a home I love and I am so thankful to Michael and his team for staying with me the whole way.
Response from Owner
Congratulations on your new home! Very happy for you.
As expected during real estate processes, I spoke to many lenders, brokers, etc. Not only did Michael and his team come highly recommended, Michael's transparency, clarity and diligence became clear distinguishers from all the different people I spoke with.
I can ramble all day, but at the end of the day, we chose to work with Michael and his team and the process was as streamlined as I've ever experienced. If you're considering him and his team - I assure you, they will provide outstanding service while saving you time/money/effort in the process!
Michael and his team were amazing! They were personable, genuine, and provided insight when needed.
MMicah K.
Michael Campos was great to work with! His communication was excellent, he responded quickly every time I had a question. What I appreciated most was that he would take the time to call and clearly explain what was happening throughout the process, so I always knew what to expect.
As a first time homebuyer, that level of support made all the difference. I highly recommend Mike!
Response from Owner
Thank you for the kind words! You feel very accomplished today!
We just closed on our home in Carlsbad and had a fantastic experience working with Michael Campos at OriginPoint. He was super responsive, knowledgeable, and made the whole loan process feel smooth and stress-free.
Michael was always available to answer our questions and kept everything on track all the way to closing. You can tell he really cares and goes the extra mile for his clients.
He truly finds a way to get things done and will do everything possible to get you to ‘yes’ when others may not. Highly recommend him if you’re looking for a reliable and easy-to-work-with loan officer.
If anyone has any questions about our experience, feel free to reach out to me anytime!
Response from Owner
Congradulations! Can’t wait to see the finished product!
Mike was amazing in helping us navigate our dual loan financing! Quick to respond, always available for questions, and explains terms/steps. Highly recommend him to anyone and everyone. Couldn’t find anyone better!
Response from Owner
Congratulations on your new home! What an accomplishment.
As a Realtor, I've had the pleasure of referring multiple clients to Mike Campos at Origin Point, and he has consistently been outstanding. Mike is incredibly trustworthy, knowledgeable, and a clear communicator throughout the entire lending process. He truly strives to be available for his clients and is always quick to respond, which makes a huge difference during time-sensitive transactions.
My clients feel supported, informed, and confident working with him, and I know they’re in great hands every time I make a referral. I highly recommend Mike to anyone looking for a reliable and experienced mortgage loan specialist.
Response from Owner
Thank you for the kind words Dawn!! We appreciate you.
Michael was awesome to work with. Just completed a VA buy with him. He was efficient, proactive and had excellent communication skills. I highly recommend Michael as your lender. Thank you for making the process easy! My clients are super happy!
Response from Owner
Thank you for your partnership Erika! I appreciate you.
Michael is an excellent broker to work with. He is very timely and professional and made a crazy close schedule work without any hiccups. I look forward to working with Michael in the future for my mortgage and refi needs.
Response from Owner
Congratulations again and my best to you and your family!!
We had the opportunity to partner with Michael and he was an absolute joy to work with. Very communicative and responsive every step of the way. We'd be happy to partner with him again!
Response from Owner
Thank you Jenn! I appreciate the opportunity to serve.
Michael Campos is wonderful! We started working with him back in February 2025 when we started our relocation process to San Diego. He’s a wonderful resource especially if you are coming in from out of state. He has been a great partner with our realtor team in San Diego. He routinely checked in throughout the year to keep all our documents up to date and current so would be ready at a moments notice for an offer package. He gave us countless options and outside the box ideas to make our move work. Once we started the house hunt this fall, he was always reliable and on point with all documentation and pre approvals…sometimes these had to be drafted very late in the evening. Michael and his team at OriginPoint got my loan approved and underwritten and ready for closing in 9 days….that’s not a typo…9 days. He works for you and wants to give you the best possible deal and rate for you. I highly recommend Michael and his team at OriginPoint! Thank you!
Response from Owner
Congratulations on your new home and welcome to California!
Mike is the absolute best lender I have worked with for over a decade. He is hard working, creative, quick response, smart and keeps the deals alive when most let them drop. We have collab with multiple clients that produce repeats transactions. I always go to him because I know I can trust that my clients are well taken care of. He is definitely the go to for any lending needs!
Michael has been a blessing to my client who found themselves in a difficult situation. His ability to think outside the box and offer solutions, that until now, my clients (and myself) did not know was available to them. He literally pulled a rabbit out of the hat. My clients currently live comfortably in their new home while we are in the process of selling their previous home. They don't have to live through the stress of selling while living in the home. Whew!!
Thank you so much Michael Campos
Response from Owner
YOU make work rewarding! Thank you for your partnership.
Mike is awesome! I’ve had the pleasure of working with him on several transactions, and he always goes above and beyond for my buyers. He’s strategic, approachable, and communicates every step of the way. I can always count on him to get the job done right!
Stellar Service and Expertise – Highly Recommend Mike!
I recently completed a transaction with Mike and his performance was absolutely outstanding. He truly went above and beyond, skillfully managing the complexities of working with two different families across three distinct loan scenarios. This required an incredible level of expertise, patience, and organization, and he handled it all with professionalism and flawless execution.
Not only did he successfully close that transaction, but he is still actively working with one of the families on a new construction loan, demonstrating his commitment to even the most complex and long-term financing needs.
Mike is a true professional who understands the nuances of various loan products and provides excellent guidance. I highly recommend Mike for anyone seeking a knowledgeable, dedicated, and high-performing loan officer. He delivers exceptional results and makes the financing process as smooth as possible.
We just bought our home in Idaho moving from California, and working with Mike and his team was great!
He’s on top of things. His team and his whole process are just dialed. Everything we had to upload or sign was simple and organized — no messy back-and-forth.
We never had to follow up or wonder where things were at — they were already ahead of it. He’s super responsive and patient (I can get into the weeds and ask a bazillion unnecessary questions) but honestly, he was so proactive in his communication that we always knew what was happening.
He even called every Tuesday with an update (whether there was news or not), which we appreciate.
Another thing to note is that our loan was actually pretty small because we put a big chunk down, but I feel like he still gave us the same attention and care that he would've on a bigger loan. That showed me he really values people and relationships, not just numbers.
Bottom line: Highly recommend Mike and his team. They're dialed.
We had a great experience with Michael Campos. He was hands on and provided his undivided attention throughout the process. It was all seamlessly executed.
Michael's ease of business, great communication, and organization make him one of the fastest and easiest to work with on a new home loan. We recommend him for both new and experienced home buyers.
Michael Campos was an exceptional loan officer. Michael and his team were incredibly fast, professional, kind, and most importantly honest.
MMichael C.
I can’t say enough positive things about Michael Campos at OriginPoint. He and his team were extremely informative, attentive, reliable, and always available if I had any questions. Michael communicated with me each step of the way and was so pleasant to work with. I give them above and beyond 5stars. I will definitely refer him to anyone I know that is looking to buy a home. Amy F.
Michael C at OriginPoint was so easy to work with. His communication was on point and working through the process was efficient and painless. I had a 15 day close period and if there wasn’t a delay on finalizing contingencies, he was ready for me to sign and close in 11 days. Thank you!
Response from Owner
Congradulations Jose! What a journey to find the right one!
Michael from Origin Point isn't just a loan broker – he's the reason we're in our dream home today. In today's wild housing market, finding someone who truly knows their stuff makes all the difference, and Michael proved himself invaluable from day one.
From our first meeting at Origin Point, it was clear Michael was different from other brokers we'd talked to. Instead of rushing through the basics, he took the time to really understand our situation and what we were looking for. He broke down every step of the mortgage process in plain English – no fancy jargon or confusing terms.
What really impressed me about Michael was his proactive approach. He spotted potential issues before they became problems and always had solutions ready. When interest rates started climbing, he found creative ways to keep our monthly payments manageable. His industry connections and expertise at Origin Point helped us secure a better rate than we thought possible.
Throughout the entire process, Michael was incredibly responsive. Late-night questions? Answered within minutes. Weekend concerns? He was there. This level of dedication made us feel like we were his only clients, even though I know he was handling multiple loans.
Thanks to Michael's hard work and guidance, we're now living in our dream home. If you're looking for a loan broker who combines expertise with genuine care for their clients, I couldn't recommend Michael and Origin Point more highly. He's the real deal – professional, knowledgeable, and truly committed to helping his clients succeed.
Response from Owner
Thank you for the kind words! And it was a pleasure to partner with you and accomplishing your homeownership dream!
Working with Michael Campos at Origin Point has been nothing short of exceptional. He’s helped me secure multiple mortgage loans over the years, and each time he makes the entire process feel effortless. From start to finish, Michael stays in constant communication, always keeping me informed and ahead of the curve.
Getting a mortgage can be incredibly stressful with all the moving parts, but Michael and his team truly take the pressure off. Their attention to detail, responsiveness, and dedication are unmatched—and the fact that they’ve consistently delivered with a two-week turnaround is just incredible. I wouldn’t trust anyone else with my mortgage needs. Highly recommended!
Response from Owner
Thank you for your continued confidence in me and I look forward to watching your goals flourish!
Mike was very professional and helpful 24/7!! My wife and I began our home loan process in Okinawa, Japan as first time home buyers with Mike but despite the massive time difference, he made himself available at anytime of the day to answer any questions or to give us updates. I honestly thought our home buying process was going to be very stressful due living in Japan and moving back to the states but Mike made everything smooth and painless. Mike is a top notch Loan Officer who knows his craft, I would 100% recommend Mike to anyone looking to purchase a home, especially any active duty military or veterans.
⭐️⭐️⭐️⭐️⭐️
Mike was absolutely fantastic as our lender for our refinance. His dedication, hard work, and creative problem-solving made all the difference in making our loan happen. He went above and beyond to find solutions that worked for us, keeping the process smooth and stress-free. Mike’s expertise and commitment were evident every step of the way. We couldn’t be happier with the outcome and highly recommend him to anyone looking for a reliable and resourceful lender. Thank you, Mike!
Michael Campos was an exceptional loan officer. Michael and his team were incredibly fast, professional, kind, and most importantly honest.
JJason A.
Mike from OriginPoint helped me with a home loan for an investment property. He was able to offer me the best rates. I shopped around with other big banks and brokers and Mike's rates were the best.
On top of that, he made himself available and talked me through the entire process. His team is very organized and enabled a faster than normal closing time.
Appreciate working with you and your team Mike!
Response from Owner
Thank you for your confidence in me and Congradulations!
Michael Campos was an exceptional loan officer for our home purchase! I highly recommend Michael as he worked to close on our purchase extremely fast and offered us the best product for our budget/needs. He is a trust worthy individual and got us the best deal. He made everything smooth and easy for us.
This was my 3rd time using Michael. He helped me purchase my first home and he helped refinance it a year later during the pandemic. If you need someone who is honest give Michael a call.
Response from Owner
I appreciate you! Congradulations on all your successes!!
Michael and the OriginPoint Team helped us navigate a very critical moment in our lives as we made the decision to move forward with a home purchase. Their deep expertise, superior responsiveness, and willingness to help made all the difference for us from start to finish. We have found a true partner that we sincerely trust with our biggest financial decisions and are comforted by the fact that we know they will be there for us next time. Thank you all!
Response from Owner
Congradulations on your new home and growing family 🤙🏽🤙🏽
Michael is amazing :) he did a “rescue loan” meaning he jumped in and got a loan done when another lender couldn’t fund it. I am so grateful to him for his responsiveness and expertise. Great guy and hard working!!
Response from Owner
Thank you for the opportunity to partner with you!
We had a great experience working with Mike Campos! This was our first time buying a home and Mike helped guide us through the entire process and experience. He fought to get us the best rate possible, he answered a million questions, and was very professional and responsive. Mike helped us improve our FICO score as well which in turn got us an even better interest rate! I would highly recommend working with Mike Campos! He is the best in the business!
Everything was explained to us very well, Micheal and his team were very responsive and the whole process went very smoothly.
JJennifer S.
Michael Campos was fully dedicated to helping us close this loan.
CCesar R.
As a realtor, I have the opportunity to work with many lenders, and Michael truly went above and beyond for my buyers! His strategic planning not only helped secure the best rates and terms, but he also played a key role in getting their offer accepted in a competitive market. By providing an upfront underwriter approval at the preapproval stage, he positioned my clients to negotiate like cash buyers—a game-changer!
Thank you, Mike! Looking forward to many more successful transactions together!
Michael Campos was fantastic throughout the whole process. The communication was excellent. Very professional. The thought of purchasing a property for the first time was nerve-racking, but Michael made it simple and kept me informed throughout the process. Highly recommended.
Michael is a professional! Our loan had many hurdles to go through, but Michael helped us through every step of the way. Cant thank him enough for all the help he has given us through the years with all our rental financing and home mortgages!!
