Rate
Nick Adam

Nick Adam

VP of Mortgage Lending · NMLS# 645879

Dayton, OH5.0(32 reviews)

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Nick Adam at Rate (NMLS #645879)

Today · 9 AM – 5 PM

7501 Paragon RoadSuite 100 Offices 1 & 2Dayton, OH 45459
Rating5.032 reviews
Satisfied100%42 reviews

Ratings include all 42 reviews. Reviews collected directly from clients are shown only with their permission.

They were great! They clearly stayed informed and found a state supported loan that was an amazing rate that I wouldn't have found without them and none of the other lenders I was talking to found either. They were quick to review documents and let me know if there was anything else they needed and they anticipated delays with the state and told me when to expect them.

Georgia

Nick, a veteran in the field, was efficient and informative. He worked hard to close the deal! We’ll think of him again if we need financing in the future!

Emily S.

I had Nick back when he work at his last company he worked for and he help me get a home loan to buy my first house. He does a awesome job and does great at explaining things. If u need a loan Nick the money man is the man with the plan, you can count on . Thanks again Nick.

Michael F.

Nick was great though out the process, he was very professional yet passionate in helping me achieve my goals.

Greg T.

Because it was a stress free experience. They answered every call, text, or any question that I had almost immediately.

Jeremy S.

No written review

Jody C.

I recently worked with Nick Adam on refinancing, and I couldn’t be more pleased with the experience. From start to finish, he was squared away, extremely thorough, and always one step ahead. He took the time to explain everything clearly, answered all my questions without hesitation, and made sure I understood each part of the process. What could have been stressful and complicated felt smooth and straightforward because of his professionalism and attention to detail. He kept things moving efficiently and made the entire refinancing process very easy. If you’re considering refinancing, Nick is absolutely the man you want to talk to. Highly recommend!!

Daniel S.

Nick Adam was very helpful and knowledgeable in our refinance process. He help us make the process easier and help us to navigate through all the options we got to make sure we got the best option.

Hung N.

Nick,Kristen and the entire team was so easy to work with and made everything stressless and easy.

Aaron H.

Very informative and friendly. Nick Adams learned me so much that I did not know thank god. I just want to that the whole stall that dealt with me for their time and professionalism

Steve H.

Nick was exceptional and did a great job answering all my questions and guided me through all the steps needed. It was sometimes frustrating, but we hung in there and provided all the documents that the underwriter was requesting.. Nick and his team regret. I truly wrecked recommend them to anyone. Thank you for your hard work and God bless!

Kevin H.

Throughout the process, Nick was always there answering my questions and providing guidance. He did an outstanding job. The underwriting took longer than I expected, but with perseverance and giving the underwriter everything they asked for Nick and Kelsey help me complete our. task we close today, December 24, 2025. Thank you guys. I did a great job. Keep up the outstanding work and God bless you.

Kevin H.

Fantastic job very easy process.

Michael B.

Nick did an amazing job. He was very knowledgeable and made the process smooth.

Mark K.

I'm so grateful for the excellent support I received from Nick Adam. Going through this process for the first time could have been overwhelming, but he was always there as a patient and reliable guide, ready to answer every single question I had. Thank you, Nick!

Diyara A.

Nick went above and beyond to help us through the entire process. He was very personable and thoughtful. He made a very difficult process smooth

Terra S.

Nick was extremely informative and helpful. He learned was I was looking for and provided me options to find what works best for me. The app made the process easy.

Zoey B.

My loan team was extremely responsive, professional, and helpful.

William C.

Great service, friendly staff, great rate on my loan.

Amanda D.

Nick was fantastic to work with. He’s always available to answer questions, no matter the time, and makes the entire process easy to understand. Down-to-earth, personable, and genuinely helpful – a rare combination these days.

Adam H.

Nick and the Rate team were wonderful to work with!

Michael T.

Nick Adams is/was great!!! Nick made my experience less stressful by being understanding and going out of his way to help me when I was struggling to navigate this whole process.

Dorothy J.

Nick was great. He communicated in a timely manner. Nick is very knowledgeable in his field. He went up and beyond what was needed. We hope to work with him again in the near future.

Amy C.

Very knowledgeable, made sure I got the best rate, very helpful and attentive, always available to help!

Amanda D.

Great company to deal with

Paul A.

When I first applied for the loan I was unsure. I started talking to Nick and he assured me that everything would be good. He walked me through everything I needed to do and then some. He went above and beyond to make sure that I wasn't stressed about things. Him and his crew did a fine job at getting our loan and purchasing our home. He also made sure that I understood everything about the loan and the process of how it worked. If I had any questions I could call him just about anytime and he would give me an answer. It was great to work with Nick and the Rate crew. I would recommend Nick for any loans that you may need to purchase a home, he is up front and an honest guy. Thank you!

Paul A.

Nick was an excellent lender to work with. He was available wherever I had any questions. He was very helpful, sharing all of the options we had, without being pushy. Working with Rate was far simpler than when we applied for a loan through our bank.

Payne S.

Great for first time home buyers Nick was very clear on all details and steps!

William W.
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