Everyone should work with RJ! He is an absolute wizard. I felt like I was jumping off the deep end with buying a home and didn't know where to start till I started working with RJ. He was recommended to me by several of my friends who also had nothing but incredible things to say. RJ is extremely communicative, educational and genuinely passionate about what he does. He provides multiple streams of information for you to learn about the numbers. He makes sense of the complicated stuff and will go above and beyond to help you out. As he was recommended to me, I have been recommending him to my other friends who have been home shopping.
RJ and his team were SUCH a huge help to myself and my husband the entire way of our home-buying journey! So knowledgeable, friendly and organized. Could not have asked for a better team to help us along and steer us in the right direction for our family!!
Response from Owner
Katrina, I am so happy for you all. Way to take advantage of a great market for buyers. I/We loved working with you both and hope that you have been able to settle in nicely this summer. We work hard to make it all go smooth. Glad you choose to be a part of our Family.
RJ was clear, positive, and professional from the get go. As the lending process progressed, I was grateful for his personalized approach and for the extra time he took to make sure we understood all of our financial options and terms. Taryn and the rest of the team were also kind, consistent, and communicative. During a time that could easily become stress-filled, this team was a joy to work with.
Response from Owner
Jas, thank you so much! To say I'm happy for you both is clearly and understatement, but for now it will have to do. How cool you were able to find a perfect spot, I can't wait to see what you guys do with the place and make it a HOME. Thank you for your trust and thank you for the kind words.
RJ was incredible throughout our lending process. He was quick to respond and provided detailed videos that broke down our financing options in a way that was easy to understand. His deep knowledge of loan structures, rate scenarios, and creative pathways helped us make informed decisions. We appreciated being able to adjust and compare different options so we could see exactly how each choice affected our rate and monthly payment. It made the whole process feel less stressful.
RJ brought clarity, expertise, and just the right amount of humor throughout this process. We felt supported every step of the way and couldn’t recommend him more highly.
Response from Owner
THANK YOU CONNIE! I don't always get to have a lot of fun, but thank you to you both for making this one fun. I really hope your loving the place and enjoying this beautiful summer. Congrats on a great purchase!
RJ was friendly, knowledgeable, and professional. He provided excellent guidance and communication throughout the process, and even though we weren't working with a realtor, he made the whole process very clear, providing step by step instructions to help us keep things moving smoothly. I highly recommend him for anyone looking to purchase a home. Thank you RJ and team!
Response from Owner
OB - so happy our paths crossed and thank you so much for the glowing review. It was wonderful to step in and help you with a really great outcome! Congrats!
I could not be more pleased and impressed by the quality of RJ’s extraordinary support throughout my first-time homebuying process! From the initial discovery and strategy calls, through research, offer, acceptance, closing, and post-closing even, RJ and his team at Canopy and their vendors provided me with excellent information and guidance from strategy to details, listened to me and supported my needs beyond my expectations from a lender. I highly recommend RJ and his team to support you on your next home-buying process.
Response from Owner
So very thankful for the kind feedback! And congrats on the amazing view :)
RJ is an extremely knowledgeable, helpful and professional loan officer. He stayed in communication with us through the whole process and was quick to answer any questions we had. I highly recommend him to anyone needing a home loan!
We are beyond grateful for RJ at Canopy Mortgage. As first time home buyers we were nervous and had so many questions, but RJ made us feel calm and confident every step of the way. He explained everything clearly, always had time for us, and truly cared about helping our family find a home. We still feel so supported even after closing. We would recommend him to everyone buying a home. He is truly the best and made our dream come true!
Response from Owner
Well, I wasn't planning on crying at work today...but here I am...HUGE congrats to you and your sweet family. I am so happy, and thankful to have played a small part in a big step for you all. What an honor. Congrats on an amazing BRAND NEW place to call home.
My fiancé and I were so thankful to have found RJ for our first home buying experience. We initially talked to another local lender that was super pushy on everything and didn't explain anything very well. RJ was the exact opposite. He walked us through every little step and was always available for a phone call if we had questions.
If you are looking to purchase your first home (or any home for that matter), RJ is the man to talk to!
Response from Owner
Mike, I appreciate this a lot. Proud of you guys for putting in the work! First homes are a big deal and I am glad we could make it simple and stress-free for you and Ally. Congrats again on this big win!
Been manifesting this moment to get a Home for my family and Yes RJ did it and make it come true..!!He guided me every step of the way, explained throughly what to expect, passionate, & very TRansparent on every question I have, the process went smooth under 1 month and CLOSED a beautiful house.. This is an amazing experience as a 1st time home buyer. I can attest and HIGHLY recommend RJ for the best and awesome JOB Well done..!! Bravo Zulu to the RJ Team. 👏🏼🇺🇸🏠🏘️. Thank you.
Response from Owner
Mac, this one was special. First home, big dreams, and you made it happen. Thanks for letting me be part of it, and huge congrats to you and your family! Go Hawks :)
This is my second home purchase with RJ Bennett and team they are so easy to work with - proactive and responsive to ever question - thank you again RJ and team! Fantastic job
Response from Owner
We’re so glad we got to do this with you again, Tara. You make our job easy. Congrats on the new place! I CAN'T WAIT to see what you do with the place.
I have been working with RJ for the past few years trying to find and secure my first home. It can be a very scary and overwhelming process but I truly believe I could not have made this happen without him. Any question I had, there was patience and an answer, in many different forms, no matter how many times I asked. He is very dependable and honest and broke things down into a way that I believe anyone could understand. I truly feel like he is on my side and wants to see his clients succeed, willing to go above and beyond. From start to finish and then some. I will absolutely be reaching out to him again when the time comes and suggest you do the same!
Response from Owner
What a fun journey with an incredible ending. It was/has been an honor to be a part of it. So, so, so happy for you both! Congrats!
RJ was fantastic to work with. As first-time homebuyers, we had no idea what to expect, but he made the entire process easy and stress-free. He was incredibly responsive, very informative, and went above and beyond to help us from pre-approval all the way to closing. We would highly recommend him to anyone looking to refinance or get a mortgage.
Response from Owner
Uncle Mike! You did it, congrats on all fronts and so happy you found a home for your growing furbabies. Thanks for hanging in there and way to make your homeownership dreams come true!
Working with RJ Bennett at Canopy Mortgage was a great experience. He went above and beyond to ensure we were taken care of every step of the way. Trustworthy, responsive, and always clear in his communication, he made what could have been a stressful process feel manageable and smooth. He took the time to explore every option and even helped us qualify for programs we didn’t know existed—making our dream of homeownership a reality. We’re so grateful for his dedication and highly recommend him to anyone navigating the mortgage process!
Response from Owner
Thank you so much Krystle, I'm so thankful you and your growing family found a spot that worked perfect. It was a joy to be a part of this piece or your journey.
RJ is an amazing lender, making sure we knew everything we needed to know and getting everything done in a timely manner. I could not suggest him more. Made buying a home for the first time a breeze.
Response from Owner
Justin! Thank you for the kind words, I am so thrilled for you both and the incredible opportunity in front of you. Congrats!
RJ is top notch! He's incredibly intelligent and well-read in the mortgage industry. His company has pretty much every loan type out there so you can use him as a one-stop shop!
RJ was very knowledgeable and pleasure to work. As a first time home buy with many questions trying to buy a hone over christmas he was always available and quick to take the time to answer all my questions.
Response from Owner
Thank you for your wonderful feedback, Byran! We're thrilled to hear that RJ provided such excellent support during your home buying experience. Our team is always here to assist you, and we appreciate your trust in us. Congratulations on your new home!
WOW. WOW. WOW.
Don't walk but RUN to his office if you are renting! I saw RJ's instagram post about the down payment assistance program in Washington. Being naturally curious and recently moving here from Oklahoma my wife and I reached out to RJ. That was just over 60 days ago. Since then we have purchased a home with $0 DOWN!! We got the home we wanted and the location we wanted! RJ has given me faith in the mortgage industry. He is VERY responsive and explains everything down to the smallest detail. We never asked him a question he couldn't answer! We are able to build equity in our home and celebrate Christmas a little extra this year all thanks to RJ! We will use him for any deal in the future and so should you!!
Response from Owner
Thank you for your amazing review, Christopher! I am so happy for you both and glad we could get you across the finish line and into a beautiful new home. Woohoo!
RJ was extremely supportive in our mortgage process. RJ was upfront and honest, creative with our options, and extremely transparent. He was warm and personable throughout. Above everything else he joined us in celebrating the purchase of our first home. Would definitely recommend!
Response from Owner
Congrats Brede! You did it! So happy for you both.
RJ at Canopy Mortgage was a great help to us. We were first time home buyers. He was incredibly friendly and always had prompt responses to any questions we had or help that we needed. We really enjoyed working with him and would highly recommend him to anyone looking for a home, especially to any other first time home buyers.
We have used RJ and his team a few times now and I have been so impressed with their attention to detail, communication, strategic outlook, and he showed up at my signing. They are awesome and we would highly recommend them to anyone looking to buy/refi in Whatcom County.
Response from Owner
Congrats again Aaron, having amazing clients like you is why I love what I do!
RJ and his team guided us through the entire process of purchasing our first home. RJ and his team were constantly in communication with us, answering any and all questions that we had. Canopy mortgage was a delight to work with and we will be telling all of our friends and family about our wonderful experience!
Response from Owner
Thank you so much Ashley and congratulations!!! Walking with you and your family through this process was an honor. I am so proud of the hard work you put in and I am overjoyed you found a place to call home! Looking forward to taking great care of you and your family for years to come.
Having RJ and his team be there for us during the home buying process was great. We had complete trust with him and Canopy the whole time. He was thorough in his explanation of every facet of the lending process and did so in a way that was easy to understand. It was comforting to know he was there for us and still is. Would absolutely recommend RJ and the Canopy team to anyone looking to purchase a home.
Response from Owner
Thank you for your positive feedback, Kaleb! I am thrilled to hear that you both had complete trust in us throughout the entire process. Providing thorough explanations and ensuring your understanding of the lending process is something I prioritize. I appreciate your kind recommendation and look forward to assisting anyone you send our way.
My partner and I recently purchased our first home and we couldn’t have done it without RJ’s help. He guided us through the financing in a way that made us feel so supported. I especially appreciated his patience and willingness to run the numbers on all the properties we were interested in. He always had a positive and encouraging attitude and I’m really glad we had RJ on our team!
Response from Owner
Thank you Joel! I'm so happy you were able to find the right place, you asked the right questions, and eventually it worked out great for you both. Always an honor to support a first home purchase, welcome to homeownership and know we're always here for you both!
RJ helped me purchase my first home using my VA loan benefit. I was very new to the home buying process and only knew minimal information. He helped me buy down my interest rate for a year (which I didn't know existed at the time) to combat the market and gave me personalized breakdowns of different purchase options. He was always available when I had questions and made the process very seamless. We still keep in touch as he sends updated home evaluations monthly. I will definitely be messaging him when it comes time to buy another home in Whatcom County. I highly recommended RJ as your next loan officer!
Response from Owner
Thank you for sharing your experience, Sean! I was thrilled to help you purchase your first home using your VA loan benefit. I am so happy you found value in the high level of service I hold myself and my team to. I look forward to assisting you when the time comes to buy another home in Whatcom County.
I cannot express how highly I recommend RJ and his team! They were responsive and answered every question I had. The whole process was easy and smooth. Thank you!!!
Response from Owner
Thank you for your kind words, Kendra! We're thrilled to hear that you had such a positive experience with our team. Being responsive and providing clear answers to your questions is always a top priority for us. We're glad the whole process was easy and smooth for you. Thank you for recommending us, and please don't hesitate to reach out if you have any further questions or need assistance in the future.
First time home buyer. Bought a house in April of 2023. RJ and his team thoroughly explained any questions we had and still continue to do so. We felt very comfortable with our home buying experience and knew RJ would take care of us. Thank you RJ!
Response from Owner
Thank you for your kind words, Dan! We're thrilled to hear that you had a great experience as a first-time homebuyer. Providing thorough explanations and ensuring your comfort throughout the home buying process is always our priority. We're here for you whenever you have any questions or need further assistance. Thank you for choosing RJ Bennett and our team to take care of you.
RJ and his team have been absolutely wonderful to work with. They worked with us through an unprecedented market and multiple changes. RJ is extremely professional and knowledgeable. We will be recommending him and his team to our friends and family!
Response from Owner
Megan! You guys are incredible. I am so excited for you to turn that home into a masterpiece and build years and years of memories.
We had a fantastic experience with the home buying process through RJ and his team! Both RJ and Isabelle were always prompt to answer any questions and ensured we fully understood every step. It was smoother, faster, and less painful than expected. Highly recommended!
Response from Owner
Thank you Janis! What a wonderful new home, congrats again. Glad there wasn't too much snow for your move.
My wife and I have a bunch of house purchases and even more mortgages under our belt over the years. We have bought, financed and refinanced homes in California, Texas and now Washington. When it came time to purchase a home in Bellingham we had no idea who to use for a mortgage so we went with who our realtor recommended….RJ Bennett at Canopy Mortgage.
RJ and his assistant Isabelle Honey (love that name) were outstanding. From start to finish the process was very efficient and we were never left wondering what was going on.
Part of the deal with our home purchase was a credit from the seller towards closing costs. RJ skillfully used all of the seller supplied funds getting us the best financing rate available. Our payment actually ended up quite a bit less than we expected.
The ease of securely uploading the docs needed to apply, the online signing and constant communication from RJ and Isabelle made this mortgage process one of the best we have ever experienced.
As an added bonus they use a hybrid closing process so you sign about half the docs online and the other half in person. I actually had full use of my hand after signing to close!
I highly recommend RJ and Isabelle at Canopy Mortgage.
Response from Owner
Many thanks Woody! It was such a pleasure getting to know you and your bride. Congrats again on the lovely new home.
RJ was fantastic. He made the process as easy as possible. He used videos and media to really ensure we understood everything as we went through the home loan process. Nothing but professionalism from him and his Assistant Isabelle.
Had the pleasure of working with RJs team. They made the process painless and made themselves readily available for any questions we had. Thanks RJ! Will 100% be recommending you!
RJ and his team were incredibly patient, helpful, and resourceful in helping us to make our first home purchase during an especially turbulent time in the already crazy market! He dedicated astounding amounts of time to helping answer our naive and sometimes very silly questions - he basically served as the cool-headed instructor of our own private "Introduction to mortgages" course. His custom-tailored analyses and clear explanatory videos were beyond helpful in educating us about the many decisions we needed to make. I was especially impressed that he openly offered advice and suggested courses of action that helped us reduce our overall costs. The trust engendered by his honesty and warmth helped us to feel much less stressed about this important life event.
Thank you RJ!!!
RJ was a kind, friendly, and knowledgeable guide through the mortgage process. He knew the ins and outs of the home loan process and worked hard to help us understand it, too. He was responsive, personable, and available to us beyond business hours. His team used modern and remote-friendly processes to communicate with us and efficiently finalize paperwork. We enjoyed working with RJ and highly recommend him!
5+ stars for RJ and team and Canopy Mortgage. RJ made the experience painless and efficient as we were able to find and finance our first home in roughly 30 days - what a whirlwind! Would also like to note we did this from across the country in New England and moved back to the greater Seattle area. Highly recommend! Thank you RJ and team!!
RJ and his team made what seemed impossible in a crazy market possible!
He flawlessly guided us through every twist and turn that’s involved with purchasing a home.
He answered all our important and silly questions in a timely and professional manner. They were also extremely patient with us figuring things out on our end and dealing unusual complications.
He is so kind, personable and easy to work with!
10/10 would recommend RJ to anyone with home buying needs and/or questions.
Supportive and communicative throughout entire loan and home purchase process. Definitely recommend RJ and Canopy if you are looking to purchase a home in a timely manner.
From the very first contact RJ and his team were great to work with and made everything seamless and understandable for purchasing a 2nd home in Bellingham. I am NOT a fan of borrowing money so I came to the table with a bias against anything mortgage related. Still not wild about the borrowing part, but would HIGHLY recommend RJ for anything mortgage or refinance related.
They did a great job of communicating and keeping us up to speed on the process with weekly programmed yet personal updates and in between personal emails. They were also very good at using web based and tech platforms to make the process very clean and interactive, all in a way that was not "techy" or hard to grasp. We did our close remotely and they handled everything from the digital signing and review to the direct meeting with the mobile notary to sign key docs at our home in California.
From personal video messages from RJ to regular interaction with Isabelle, they were there from the beginning through the close.
Can't say enough about RJ and his team. If you are buying in the Bellingham area I would high recommend!
RJ and his team made the home loan process seamless. We felt informed every step of the way and the communication was clear on what documents we needed to provide for underwriting. We recommend and would use RJ in the future.
We closed officially on our house this afternoon!
We have been beyond grateful for everything that RJ has done for us every step of this process. He is always happy to answer questions and at this point feels more like a friend than our mortgage lender. We absolutely recommend him to anyone looking to finance their home! He truly is one of a kind and goes leaps and bounds above expectations!
Also, we had the privilege of working with his assistant, Isabelle, and she was so wonderful and helpful! Thank you both for all of your amazing work.
Chad and I couldn’t have been happier with our experience with RJ Bennett and canopy mortgage! We found RJ after being frustrated with where Umqua was getting us. RJ had many reviews of extremely positive experiences. From day one, RJ provided clear and concise options for us so we knew exactly what was needed to purchase our home. He had videos explaining in great detail each of these which was extremely helpful. RJ and Isabelle Eschbach, we’re both great in their communicating with us and readily available to us when needed. From putting in our first offer, to close, it always felt like RJ was with us and had our best interests in mind. He celebrated with us upon close and was supportive when we had anxiety leading up to closing. We are forever grateful to have found RJ and that he was the one alongside us on our housing journey. We highly recommend him and canopy to future and prospective homebuyers. We found the whole process incredibly daunting, especially considering the challenges of the current housing market. RJ never made us feel anything but confident in us finding a home. This was huge for us and made all the difference. Thank you RJ and Canopy. 🙏🙏🙏😁🤸♀️🎉
RJ is top notch in helping first time homeowners make their dream come true.
He was readily available for questions and super supportive and knowledgeable in the different pathways one can take in sorting out financing a home.
Highly recommend.
We are so happy we chose RJ! Being first time home buyers, we had A LOOOT of questions and he made sure to explain everything in detail and that we understood it throughout the whole process. We appreciate all the quick responses, attention to detail and professionalism. I highly recommended him as your loan officer! He is great at what he does and is incredibly knowledgeable. Thanks a bunch for all you do!
Response from Owner
I'm so happy you guys chose me! What a wonderful experience. Congratulations and thank you for your trust, enthusiasm perseverance in this market!
RJ and his team answered all of my many questions, kept me updated on the progress of my loan application and made the process smooth and simple. I highly recommend Canopy !
