Candace held my hand and answered my questions throughout the home search and purchase. Rachel was very helpful through the last few documents for underwriter approval and the appraisal. I can enthusiastically recommend Rate to others in need of a loan.

Reviews
Write a reviewExceptional rating
Based on 42 star reviews
Loved by clients
Based on 48 reviews
Ratings include all 48 reviews. Reviews collected directly from clients are shown only with their permission.
Excellent service
No written review
Ryan and Candace were absolutely amazing and were incredibly responsive/knowledgeable when I had questions.
Ryan and his team are amazing! My husband and I were put in an unfavorable situation with BECU and decided to switch lenders last minute. Ryan was on it and closed our loan in a strict timeline. Thank you Ryan & team for all of your hard work and communication!
Ryan and his team very easy and stress free. Thank you Ryan!
Ryan and Candace were always available to answer questions and talk us through any issues that came up. They made a fast close possible, I would absolutely recommend them to others.
Efficiency, and great communication.
Amazing communication and easy process. My realtor was also extremely impressed with the responsiveness and I believe they worked hard to get me the best rate.
Premier customer service!
I had an excellent experience working with Ryan Bundy throughout the entire home-buying process. From start to finish, Ryan was extremely professional, knowledgeable, and always available to answer my questions. He took the time to explain every step clearly, making what could have been a stressful process feel smooth and manageable. Ryan’s communication was outstanding, and he truly went above and beyond to ensure everything stayed on track and was completed on time. Thanks to his guidance and dedication, I was able to purchase my home with confidence and peace of mind. I am incredibly grateful for Ryan’s support and would highly recommend him to anyone looking to buy a home. If you want someone trustworthy, responsive, and genuinely committed to helping you succeed, Ryan is the lender to choose, thank you Ryan for all your help .
Ryan and his team worked quickly to provide a home loan at a competitive price with premier customer service. I would highly recommend, even insist that you give the folks at Rate an opportunity to earn your trust, and your business.
Candace was amazing from start to finish. She helped us find a realtor and answered every tiny question. Thank you SOOO much to Candace and her team!!!!
Your team made it so easy to work through what would otherwise be a stressful process. Thank you all for being so great to work with!!
Easy to work with, got a good rate for my investment property.
Thanks to Ryan and his team for making buying my home an easy, painless experience. Communication was straightforward and timely. Ryan and his team were always there to respond to my questions.
Ryan, Candace, and the team at Rate were excellent in helping us purchase a home. It was the easiest, most efficient process I have ever experienced.
Everyone we worked with for our home equity loan was great to deal with. The team helped us out with all the answers we were needing help with.
Transperant and always help and find a solution if any issue props up.
Great communication, efficient team approach, help every step of the way.
They were great
I normally don’t like to shop around, but after a bad experience with another lender Ryan was referred by the realtor and the experience was phenomenal. Ryan sent me an initial quote and within one interaction gave me the best quote that anyone could ask for. He was practical, cared for the best option without asking for it and ensured that I got everything that was asked for. His team is the best I have ever seen. Results speak for themselves. Closing of the loan only took 8 days. This wouldn’t be possible without Ryan and his team. Thank you Ryan and team.
Amazing staff everyone was on the ball and did a great job
Ryan and team were great!
Great communication. Process was quick and simple.
The communication between all parties was excellent. Setting up "Tasks" in the portal made uploading documents easier. I felt my interest was looked after by the team.
There is always room for improvements, but Guaranteed Rate has been absolutely amazing. It has been care free for my family and I through this process, thank you Candace Gallardo.
Very easy and straight forward process
Ryan and his team did an outstanding job, walking us through the whole loan process and being available for our questions. They moved everything along very efficiently, which helped close our loan very quickly. Very professional! We would definitely recommend, and also use them again in the future.
Amazing team ...Thanks to Ryan, Stacy, candace..Helped beyound words to get loans approved.Extremely transperant ,helped so many ways to solve whenever problems props up....Don't waste time shopping too many places .call Ryan..
Some errors occurred in the quotes and numbers for the house that were negotiated.
This team at Rate has impressed me. They made this entire process a breeze for my family and I.
Working with Ryan was an absolute pleasure! He and his team were top-notch, incredibly responsive, and knowledgeable throughout the entire refinancing process. Communication was seamless - I always knew exactly what to expect and when. The whole experience was surprisingly simple and easy, thanks to his team's expertise and guidance. I would highly recommend him to anyone looking to refinance their mortgage!
very helpful and knowledgeable staffs the help guild me through the process.
Their customer service was awesome. They moved quickly and efficiently. They communicated every step of the way.
Very easy to work with, answered all my questions with lots of patience
They got our loan done very quickly and were really
