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Based on 103 star reviews
Based on 118 reviews
Ratings include all 118 reviews. Reviews collected directly from clients are shown only with their permission.
As a first-time homebuyer, I had many questions, but Henry was attentive, responsive, and supportive throughout the whole process. He took the time to explain each step, kept me informed, and made everything feel manageable. He was the perfect balance between keeping me updated and giving me confidence that he would handle the details. I’m incredibly grateful for his guidance and would happily recommend him to anyone looking for a mortgage lender.
I was in immediate need of a mortgage lender as I had just gone under contract with a property, and the mortgage lender I had, changed the mortgage loan terms mid point. I knew I wasn’t going to be able to finalize the loan with this unforeseen change. So after sharing this with my homeowners insurance agent, she recommended me to Henry Gomez. She assured me that he’s the type of man that is not only good at what he does, but that he will go the extra mile to assist you with anything you may need along the way. I was uncertain about the whole situation as I had very little time left to close and I didn’t have a clear path to a mortgage loan. Henry got right to work as soon as I shared my situation with him, and he assured me that he could get us to close in an adequate amount of time from what I had left under contract. He was at all times very easy to talk to, very approachable, and understanding of the circumstance that I was in currently. With all of his guidance, he was able to get me to close in an adequate amount of time from what I had already agreed to! He is extremely knowledgeable and is willing to share his experiences and wisdom with you at all times. I don’t know what would have happened if I was not recommended to him! This isn’t just a job and done for him, this is a career that he genuinely enjoys to partake in. He will get instant gratification from seeing the satisfaction of his clients when you reach the finish line, and you get the news that you are now an official homeowner. Henry has my never ending recommendation. All I can say is that if you get to work with him, you will not be disappointed. Thank you again Henry! Best, Fabian 🙏🏻
Response from Owner
It's not easy trusting a process when you were being guided to purchase the property in a way you did not intend to. We were lucky that we were introduced by a trusted insurance agent and we had to build trust quickly to get you closed in two weeks. Not a long time to do that but you were organized, you executed immediately on anything requested, and you got to the finish line. Not too many people your age move with that much urgency and i have no doubt you will be successful, not just in owning real estate, but in anything you set your mind to. Was a pleasure to be a part of that journey. -Henry
Henry's work ethic & professionalism are second to none. He has a great team behind him that balance each other well. He was easy to speak with, transparent & I look forward to closing more deals with him in the near future.
Response from Owner
Thank you Esmeralda. You did not give up on your buyer and you also had to trust blindly on using a lender you've never used before. I'm glad we were able to work together to help your buyer get to the finish line and i know you'll do the same for others.
I had an exceptional experience working with my Henry and cannot recommend his services highly enough. From our very first conversation, he was incredibly responsive and took the time to thoroughly answer every single question I had, no matter how small. We hit a few bumps during a complex closing process, but his expertise and steady guidance made all the difference. He anticipated potential issues, kept me informed at every step, and navigated the paperwork seamlessly. It was an absolute pleasure dealing with someone so knowledgeable and dedicated.
Response from Owner
Never thought i would be thanking chatgpt for pointing you in my direction so I appreciate the opportunity to help you start a new chapter in your new home. We ran into a hurdle in the process out of our control and you trusted that we would figure out a way through as you were ahead of the game and took care of your tasks in only a week! I'm sure your daughters are proud , congrats again, and only a call away if you need me. -Henry
Henry did an excellent job from beginning to end with the buyer. The hiccups that were created by the sellers HOA did not derail the commitment to transparency and constant contact to help solve the issues. He was extremely empathetic to the buyers needs. And went above and beyond to find a way for the buyer to have his home before the beginning of the school year. Great Job Henry. Thank you for helping my client go through with his plans and goal of home ownership.
Response from Owner
Rafael, an agent I don't ever have to worry about working with and always a pleasure. It's like playing a sport with a really good teammate. Communicate, guided the homebuyer, leaned on parties when a quicker response was needed, and we got them to the finish line. Looking forward to helping another family with their homeownership goal again soon! -Henry
This is my third property, and I honestly wouldn't trust anyone else with my mortgage. Working with Henry Gomez has always been an incredibly smooth experience. He's extremely knowledgeable, takes the time to answer our countless questions, and is always responsive throughout the entire process. What I appreciate most is that he truly looks out for his clients and always has their best interests in mind. Buying a home can be stressful, but Henry makes it feel easy and gives you complete confidence every step of the way. If you're looking for someone you can trust, Henry is the person you want on your side!
Response from Owner
Appreciate the kind words Aixa. Your questions were just as important so you would feel confident each and every time. You’ve reached triple crown status with 3 homes and the queen of your family. Congratulations to you and Greg🙏🏽
Henry and his crew are second to none! They were incredibly fast, diligent, while maintaining top-tier customer service. Henry will continue to be on my team as I continue developing my real estate portfolio!
Response from Owner
Mike! You made some big moves in your life and had to start over again. Was honored you reached back out to start mapping out a plan EARLY. You looked tirelessly and found a place that checked the boxes you needed and leaned in to doing whatever it took to get there. I take my hat off to you and your kiddos are lucky to have a dad that doesn't give up. Pa delante hermano. Proud of you! -Henry
Henry Gomez made what could have been an overwhelming process feel clear and manageable. He walked my husband and I through the numbers to pinpoint a target budget that fit our financial situation. Henry then handled our pre-approval with speed and precision - answering all questions at all hours of the day. Having him in our corner gave us the confidence we needed entering the housing market. Highly recommend Henry and Guaranteed Rate’s services to anyone looking for expert mortgage advice!
Response from Owner
Katelyn, oh man talk about it being a small world and so happy we crossed paths again on this huge step. Your daughter is so lucky to have parents who only wanted to have the PERFECT home for her! Congrats you two or should i say 3 ( dog would make it 4?) - Henry
Henry assisted my family and I through the purchase of our new home. He was there every step of the way and answered questions even after the closing. We are extremely thankful for the support he was and continues to provide. Thank you Henry and team!
Response from Owner
Noemi, you have such a hard working family and it was an absolute pleasure to see a Latino family buying more doors to enhance the generational wealth and lead the way to what is possible. I tip my hat to your family and appreciate being a tiny part of your story.
Henry and his team are amazing. I could not recommend them enough. They are quick, accurate and make the whole process seamless( especially at such a stressful time) . Henry was my Mortgage lender 10 years ago on our first house and we used him again for our second this year. We have recommended him to all of our friends and family, and they've all been super happy with him and his team.
Response from Owner
10yrs really flies doesn't it!? Such an honor to work with you again and seeing you achieve your game plan to a T ! Bought what you needed, careers and life happened, now you were ready to transition to a new home that fit your new needs. Congratulations as not everyone achieves what they set their minds to and you'll always be an example of what happens when you do. -Henry
Henry and his team worked magic to secure us additional funds for downpayment and closing costs to the point that we actually received some money back at time of closing. Additionally, Henry notified us about market change and opportunity to refinance mortgage and secured us an entire percentage point lower. Amazing. Highly recommend his services!
Response from Owner
Matt, Loved meeting you in person at our client appreciation event this year. Fun seeing the smiles on your and your wifes face, and thankfully you two did not hesitate on the small blip of an interest rate dip we had that literally lasted 48hrs. Congrats to you both, you don't let opportunity slip through your fingers and that's why I know life will keep smiling at you and extend more olive branches here and there. Congrats again! -Henry
Henry is the best! My spouse and I purchased a home this spring in Chicago and Henry was a delight to work with. Henry always provided timely responses to us when we had questions, encouraging us to ask as many questions as we wanted to ensure we felt comfortable and informed during the home buying process. This was so appreciated as first-time buyers! Even when there was a waiting period during the mortgage process, Henry would check in on how we were doing and give us a heads up on what we could expect next in the process. He definitely went the extra mile and I would happily refer Henry to friends and family!
Response from Owner
Ray, you two did not seem like first time homebuyers with the great questions you were asking. Buying a home is a big deal, which it made me smile to see you both so engaged and wanting to learn as much as you could during the process. You built a plan and YOU executed it. Congratulations to the both of you and now you officially own a small slice of Chicago : ) -Henry
The agent I worked with and his team did a remarkable job with efficiency in getting my loan and closing as seamless as possible
Henry Gomez and Suzy Lobo did a phenomenal job with my refinance. I can always count on Henry to be the most efficient and straightforward as possible. I always felt my needs were addressed and was given the best advice.
Each person that I had dealings with were great and made this experience very good.
Professionalism, expedience, and quality team. This was the first property for my wife and I and we could not be happier with how easy the process felt utilizing Rate.
Overall, my refinance process was a breeze, starting with the help from Henry Gomez and ending with Suzy Lobos. I've experienced nothing but an easy-going process and so much knowledge and professionalism from Henry. So, thank you so much!!
There’s a reason I’ve had Henry assist me with all my real estate transactions for nearly a decade, covering almost half a dozen deals. You won’t find a harder working, more honest, or more driven individual. From his attention to detail to his dedication to ensuring every item is handled and every need is met, he is an absolute joy to work with. Not to mention, he’s a genuinely great person. Most recently, Henry helped me refinance my home. We were able to lock in a favorable rate just before rates increased due to recent world events, and I was cleared to close in less than 13 days—WOW. Now for the truly amazing part… The closing date fell on the Monday I had to leave for a work trip, so we had to arrange a split closing because my wife also needed to sign. This had to be executed on time or I would have lost my excellent rate. Henry worked all weekend and coordinated a notary to meet me in Fresno, CA, right when I landed at 8 p.m., so I could sign the closing documents. The documents were then overnighted to Chicago, IL, for my wife’s signature the following day. The refinance closed without a hitch, all thanks to Henry’s hard work. I couldn’t have done it without him. I recommend Henry to all my family and friends—and they all agree!
Response from Owner
Luck is not a word i would associate with you Ramon. You are an executioner to the letter. You ask, you analyze, you move forward on anything you see as beneficial for your growing family. Can't wait to meet the little one soon and super proud to see small glimpses of your triumphs these last 12-14 yrs. -Henry
As a Realtor, for most they normally refer 2-3 Lenders, 2-3 Real Estate Attorneys, 2-3 Inspectors... For years now Henry Gomez is the 'Only' Lender we refer to our clients as he is the BEST Lender myself and my Team has every worked with. What separates Henry from other Lenders is that he cares more about his clients and their needs rather than anything else. This is refreshing as some Lenders leave you with a feeling they are more interested in getting to the finish line and on to the next deal/loan. Not Henry Gomez as he knows he to read every situation, utilizes his talents, wealth of knowledge, and is a great person as well. Our clients love working with him as he goes above and beyond more than any Lender we have ever worked with ...and they often will Thank Us for introducing them to him. Henry has often helped to win deals for our clients with the way he is able to interact with listing agents to put them at ease, explain our clients strength & position, and give some of his natural charm as well. It you are looking for anyone to help with the purchase or re-financing of your Home ...Henry Gomez is someone you can Trust and who will take great Care of You. 10 out of 10 Stars!
Henry is THE go to for your mortgage. He truly cares about each specific case and takes the time not only to get you a mortgage but to get you the RIGHT mortgage for your needs. My first call from now on and he should be yours too!
I recently worked with Henry a second time for my second real estate purchase and he is the absolute best at what he does!! He's incredibly knowledgeable in all intricacies of home buying and mortgage lending, and he goes above and beyond with mapping out different loan scenarios to give you the best possible option. I appreciate how helpful and responsive he is at all hours of the day - I had so many questions for him but he made me feel at ease when he answered every single one. But more than that, he's just an incredible human being that it felt like working with my friend from way back in the day than a professional lender. I couldn't imagine working with anyone else again for mortgage lending and I can't recommend and thank him enough - a million thanks Henry!!!
Guaranteed Rate VP Henry Gomez was the best loan officer my wife and I could ask for! He was patient, professional, prompt, thorough, and helped us every step of the process. He made it easier than we expected, he educated us on best practices, he saved us money, he went above and beyond to get us the BEST RATE! Thank you forever!
Henry was absolutely fantastic to work with from start to finish. From our very first conversation through closing day, he was consistently available, responsive, and ready to answer any question, big or small. His knowledge and guidance were invaluable throughout the entire home buying process, and he made what can be a stressful experience feel smooth and manageable. Henry and his team were professional, efficient, and supportive every step of the way. I am truly grateful for all of his help and would highly recommend him to any future home buyers. You will be extremely satisfied with your decision to work with him.
I recently had the pleasure of working with Henry, and I couldn't have asked for a better and more knowledgeable person to be involved with my loan. Him and his team went above and beyond, always took the time to explain things thoroughly, and made the process seamless. I would highly recommend Henry and his team. Truly down to earth, exceptional service, and always made sure I felt like my voice and opinions mattered. 10/10! Thank you again, Henry!
Henry was great work with. His knowledge and experience in the industry helped us close our loan quickly and easily. His team made the process headache free. I definitely recommend anyone who’s looking to purchase or refi to not hesitate and call Henry today. You will not regret it.
Henry and Yvonne were fantastic!! Thank you both so much! You were wonderful to work with and I really appreciate your support and guidance along the way. Your added support in reaching out and communicating was very helpful! Thank you again!
It is a bit hard to put into words how exceptional, professional, and easy the experience of getting a loan with Henry Gomez at Rate was. The recommendation to utilize Henry Gomez came from a financial advisor and I cannot thank them enough. From start to finish (and even after closing), there has been nothing but understanding and support. Whenever a question came up, it was answered from a wealth of knowledge and a level of understanding that this was the first home loan and experience in this realm. The team that Henry utilizes and recommends is nothing short of some of the best I have dealt with in a professional setting. I would recommend Henry Gomez in a heartbeat if you want an easy, quick, and well executed loan. All that is left to say is you have to experience getting a loan with Henry Gomez to see what I mean. Thank you very much Henry, and hope you can help many more in the future.
(Translated by Google) Working with Henry Gomez was a great experience from start to finish. From the very beginning, he clearly understood our goal of acquiring our first property and was committed to helping us find the best option within our budget. He was there, guiding us through every stage of the process, answering all our questions with kindness, and advising us on the necessary paperwork and steps. He was also always available, responding to every call and message, and supporting us until closing day. His knowledge and professionalism ensured the process moved smoothly and without complications. I would definitely work with Henry again and highly recommend him for his professionalism, commitment, dedication, and clarity. If you're looking for someone who inspires confidence, peace of mind, and security throughout the process, Henry is the best choice. (Original) Trabajar con Henry Gomez fue una gran experiencia de principio a fin. Desde el primer momento entendió claramente nuestro objetivo de adquirir nuestra primera propiedad y se comprometió a ayudarnos a encontrar la mejor opción dentro de nuestro presupuesto. Estuvo presente guiándonos en cada etapa del proceso, respondiendo todas nuestras dudas con amabilidad y orientándonos con la documentación y los pasos a seguir. Además, estuvo pendiente en todo momento de cualquier llamada o mensaje, acompañándonos hasta el día del cierre. Su conocimiento y profesionalismo hicieron que el proceso avanzara de manera ágil y sin complicaciones. Sin duda volvería a trabajar con Henry y lo recomendaría ampliamente por su profesionalismo, compromiso, dedicación y claridad. Si buscas a alguien que transmita confianza, tranquilidad y seguridad durante el proceso, Henry es la mejor opción.
Henry and everyone at Rate Mortgage were awesome and very helpful in helping us through the loan approval. Thank you for making it happen.
Henry was great help in purchasing my property, he is a person you can trust to get you the deal you need! And gets the job done!
Response from Owner
You once bought, prior 2008 recession when documents weren't being asked for as much, so I appreciate your patience with how things have changed. Congrats on your new investment property and i'm sure you'll have a few more in the future! -Henry
Henry Gomez was fantastic to work with throughout my mortgage process. He explained everything clearly, answered all my questions quickly, and made what could have been a stressful experience feel smooth and manageable. I always felt like he had my best interest in mind and took the time to make sure I understood each step. I truly appreciated his professionalism, patience, and attention to detail. I’d highly recommend Henry to anyone looking for a reliable and knowledgeable mortgage lender.
The process was fast, easy and I felt confident
Because of Henry Gomez
As a first-time homebuyer, I was nervous about the process, but Henry made everything easy and seamless. He was knowledgeable, patient, and always on top of things. I’m so grateful for his help and highly recommend him to anyone looking for a great lender.
Response from Owner
So happy for you and your family. You searched, you were patient, you asked great questions, and knew when to call me whenever you started getting nervous or unclear on anything. You might get flowers for Valentines but you gave yourself a great valentine....you got yourself a home. Congrats!
Henry is very knowledgeable when it comes to mortgage . He was one of the best mortgage processor I have ever worked with as a realtor. He was in contact with me and my client in every step of the process,. I will use him over and over because he was very attentive and closed the deal as scheduled.
Response from Owner
As a mortgage lender we definitely process a fair share of things so we can get to the finish line in time but you did a great bob representing the buyer as here realter and she asked you to list her other home. Congrats, and looking forward to working with you again!
I recently worked with Henry Gomez, and I couldn’t be more grateful to have had him as my lender. From the very beginning, he was incredibly knowledgeable, consistent, and always made me feel like a priority. No matter how busy things were, he took the time to answer my questions and made it feel like I was the only person he was working with. Henry really listened to what I wanted and made sure I understood every part of the homebuying process. He explained each step clearly, helped set expectations, and always made sure I knew what was coming next. He truly went above and beyond for my family, and that level of care did not go unnoticed. I’m so thankful for Henry and the entire Rate family and would highly recommend them to anyone looking for a lender they can trust.
Response from Owner
Mikehia, I'm so excited for you and Mike and the little one on the way! You both asked amazing questions, trusted the advice, and got to WORK! You're a week away from turning a key to your new home and i tip my hat to you both and how you supported each other to make your goal come true. -Henry
Purchasing my first home was an amazing experience from start to finish. What could have been overwhelming turned out to be smooth, exciting, and even enjoyable thanks to Henry. He was incredibly patient, knowledgeable, and supportive every step of the way, always taking the time to answer my questions and explain the process clearly. I truly felt guided and cared for throughout the entire journey. Everything went so smoothly, and I couldn’t have asked for a better first-time homebuying experience. I’m beyond grateful and would highly recommend Henry to anyone looking to buy a home especially first-time buyers!
Response from Owner
Kelly, what a process! Being patient on sellers clearing city violations, finding a home in great condition, minimizing your housing expenses by buying a multi unit. Congrats to you and your husband starting off strong as you have a little one on the way to parents setting a great foundation for their family! :) -Henry
Henry is excellent. I’ve worked with him for numerous properties. He’s extremely knowledgeable and personable. He does a great job of explaining things in layperson’s terms. He responds quickly and communicates well. I highly recommend him and will continue to work with him in the future.
Response from Owner
Nessa, you could have been the negotiator and the attorney on this deal. The attention to detail on all the homes you've purchased with me...if only i could clone you for every family I help. Single, to married, and now with kiddos.....honored to be part of your life's journey. -Henry
Henry and his team were fantastic when it came to my mortgage loan. Everything was done on a timely manner and every question was answered in timely manner. He is always following up. Every chance I get I recommend him to other potential customers.
Response from Owner
Happy you and your wife enjoying this new chapter, on the lakefront, and out socializing in the city. See you at our next social gathering!
I’m incredibly grateful for Henry and I wouldn’t hesitate to recommend him to anyone looking for a lender who will genuinely look out for them. Having Henry as part of my team has been one of the best decisions I made, second to picking the woman I married. He goes above and beyond, and was always available whenever I needed help or have a question. This man is a true professional, he made the entire process stress free and advocated for my family start to finish. His success is a direct reflection of how he treats his clients. Making him an extremely valuable person to have on your team. Thank you for everything Henry
Response from Owner
Super proud of you being patient with both places you bought. Bought a condo and stayed within your budget to start. Your career has flourished, you're married now, and you were able to buy a single family home with all the bells and whistles using only the equity of the sale of your condo. Enjoy your MUCH shorter commute to work and congratulations to your family! -Henry
(Translated by Google) I had the opportunity to work with Henry, who was completely reliable, answering my questions and providing updates throughout the process. The icing on the cake was: Closing date in just 17 days! Yes, exactly; contract date 10/31/2025 Closing date 11/17/2025. Thank you, Henry, for your great support! 💓 (Original) Tuve la oportunidad de trabjar con Henry, la cual fue totalmente confiable, contestando mis preguntas y dando actualizaciones durante el proceso; La cereza en el pastel fue: Dia de cierre en tan solo 17 dias!!!! Si, asi exactamente; fecha de contrato 10/31/2025 Fecha de cierre 11/17/2025. Gracias Henry por tu gran apoyo💓
(Translated by Google) My experience with Henry was one of complete trust from the start; the process was easy, straightforward, quick, and above all, clear and transparent. Thank you so much. (Original) Mi experiencia con Henry fue de confianza absoluta desde el comienzo; el proceso fue fácil, sin tantas complicaciones, rápido y sobre todo CLARO Y TRANSPARENTE. Gracias, muchas gracias My experience with Henry was one of complete trust from the start; the process was easy, straightforward, quick, and above all, clear and transparent. Thank you so much.
No written review
Had an amazing experience working with Henry and his team. From start to finish, they were professional, responsive, and truly invested in helping me through the entire loan process. Every question I had was answered clearly and quickly, and they always made sure I understood my options
(Translated by Google) I'm happy to have had Henry's support for my home project for the first time, especially since I was able to communicate with him in my language, Spanish. Thank you for making this possible. I am happy to have had Henry's support for my home project for the first time. Thank you for making this possible. (Original) Estoy feliz de a ver contado con el apoyo de Henry para el proceso de mi casa por primera vez, sobre todo que me pude comunicar con él en mi idioma que es el español; gracias por a ver echo esto posible. I am happy to have had Henry's support for my home process for the first time, thank you for making this possible.
We got connected to Henry through our real estate agent and he has been incredible to work with. Helped us with both a purchase and refinance, he is someone who genuinely cares about helping you get closed and is there to answer any questions even after the close.
My husband and I cannot say enough good things about Henry. From the very first meeting he went above and beyond to help us get to the finish line. His communication, commitment, professionalism, and consistency was A+ and we could not have wished for anything better.
(Translated by Google) Excellent advice, in less than 2 months I managed to buy my house with the help of Henry Gomez at RATE. (Original) Excelente asesoría, en menos de 2 meses logré comprar mi casa con la ayuda Henry Gomez en RATE.
Henry was Great! He helped my clients secure a loan and went above and beyond to make sure the deal got done! I definitely recommend Henry to family and friends.
Henry is Amazing at what he does! He supported me through the whole process! reassured me when I was feeling doubtful and anxious. I recommend you all go with Mr. Henry!