Andy Ward

Oct 2, 2026

This was the easiest and fastest way to close. Andy and his team keep you up to date and informed during the whole process!

Sep 23, 2026

Andy is the only person my wife and I will ever trust to take care of any future mortgage needs! I once Thought I would never be able to own a home based on previous credit history, however Andy guided us down a new path of homeownership. Forever grateful!

Aug 3, 2026

Couldn’t recommend Andy and his team enough for all of the help. From start to finish, Andy made himself available for any questions, concerns, comments, you name it. If he didn’t have an answer, he would find out and break it down for my wife and I. We couldn’t have asked for a better person to work with from the lending side. Highly recommended!

Jul 20, 2026

Andy and his team were nothing short of ROCKSTARS! First time buying a home, and Andy made sure I was educated during the entire process and he also looked out for my needs while shopping around. This team is awesome and cannot recommend enough!!

Adam ward

They jumped through hoops of fire for me !!! Excellent Job by the team of experts !

No written review

Fast easy process with great customer service.

Working with Andy and his team gave peace of mind. Always knowing he was working for me

Everyone was great to work with! The process was quick and easy.

Andy was excellent: approachable, available, knowledgeable.

From the start Andy was there day and night to get me through the entire the process

The exceptional professionalism and attention to my loan needs especially having a very quick closing.

It’s very faster

Andy was extremely pleasant to work with and helpful, especially for first time home buyers

Jan 1, 2026

Andy Ward at Guaranteed Rate Affinity is an outstanding loan officer. From start to finish, he took the time to clearly and concisely explain every step of the process, making what could have been stressful feel smooth and manageable. Andy is professional, kind, and truly feels like a trusted friend. His responsiveness and patience are unmatched. If you’re looking for someone honest, knowledgeable, and genuinely invested in your success, Andy is the person to work with. I can’t thank him enough for a seamless and impressively fast closing.

Fast, friendly, and easy to work with. I highly recommend Andy and his team. Absolutely no issues and they were able to close in a short 2 weeks time frame.

Andy has been very responsive, helpful, detailed, and thorough over the last year, working with me on preparing for purchasing my new home

Andy ward is very knowledgeable and professional

Oct 16, 2025

No written review

Oct 15, 2025

Andy Ward made our home buying experience and financing so very easy. There were some frustrating parts, but Andy smoothed things over and helped us through. 100% would use him again.

Sep 24, 2025

Andy was a consummate Professional throughout our complicated and protracted Loan Process. Andy’s skills in communications and attention to detail kept everything on track and even helped to simplify and remove some potentially thorny issues in our transaction. Andy also provided extremely wise and insightful counsel in timing the Rate Lock for our loan. Everything he predicted would happen did happen exactly as he had predicted! And he got us the lowest Rate available in a very volatile market. During Closing, Andy provided an extremely thorough explanation of everything in the Loan package. In fact, he was quite meticulous in making sure that all points were absolutely clear and that there were no outstanding questions. Andy was a pleasure to work with and his communications made the entire process seamless and transparent. I highly recommend him to anyone seeking a Home Loan. You won’t find a better, more honest or more personable Loan Origination Expert anywhere!

The process was absolutely seamless! Andy Ward is phenomenal at what he does!

Professional, informative, friendly, patient. Couldn't have asked for better

Amazing service

Great Customer Service!

Andy and his team over communicated every step of the process, with complete transparency. Both of which I appreciated

Andy was amazing! He made sure I understood every step we took as well as what all of my options were. As a first time home owner, he made this process as easy as it could be made. He’s the best!!

Working with Andy was great and he was very helpful. He also answered all my questions and took the time to explain everything to me.

Andy worked hard to get my deal through to completion. Thanks Andy!

Andy worked at our pace

It was a seamless process along the way and Andy took great care of our needs.

Professional and easy to work with

We could not have asked for a better experience with Andy and NAF. He was constantly in contact with us as the file progressed, answered all of our questions efficiently with extremely knowledge. Aware that we had major communication issues with a prior lender, Andy stepped up to the challenge, providing us with outstanding service. I would highly recommend anyone looking to ReFi your home mortgage to give him a call, take advantage of the incredible service/ hands on care his team delivers

Always a great process with Andy. This is my second time doing business with him and it’s smooth sailing—even during Covid. Thanks again!

Andy was great at keeping informed of progress and quick to answer questions throughout the process.

The entire process was as easy as it could possibly be.

Andy was great to work with and always readily available. We had found a house we liked just out of our preapproved amount and quickly got us approved at a higher level to put an offer in that day. He was very knowledgeable and helped whenever we had questions. Overall he was great to work with and would highly recommend.

Andy was so easy and pleasant to work with. He simplified the process and made it as pain-free as possible. Highly recommended!

Great job.

Andy explained what to expends time frame wise and steps to come. I had to text him to ask a couple of questions and he replied promptly. I really liked the email updates that show what step were in in the process. Those were nice.

Andy Ward and Wintrust Mortgage are TOP NOTCH service and professionalism at its best. I can't say enough about Andy and Wintrust Mortgage. Any opportunity I get to refer someone looking for a home loan or refinance, I will. I will also be a repeat customer when the opportunity presents itself. Andy is well versed in all things mortgage related and about the industry in general. Andy was top notch through the entire process from pre-qualification to loan close. Even postponing his family vacation on a holiday weekend to close my loan. Andy made the process easy from start to finish even when I threw some pretty large obstacles in his way. He responded with patience and professionalism going above and beyond to keep my business. If you are in the market for a home loan, Andy Ward is the first and last call you should make when selecting a mortgage loan officer and lender. Using a statement right from the WinTrust Mortgage website, I can't echo these words more clearly...... Experience Wintrust Mortgage Loan Officers are seasoned mortgage professionals. They have seen real estate, credit and economic cycles come and go. They don’t chase trends or yell from the rooftops. They calmly, clearly and professionally review your needs and goals to find the proper mortgage loan for your long and short term goals. -Dan Patton

Andy is one of the Best Lender Partners I have worked with as a Realtor. He goes over and beyond to help our clients reach their goals! Andy stays on top of his industry education and can offer most loan programs! I would highly recommend you give Andy a call today!

I have never used Andy as a lender, but as a man, he is straight forward, genuine, and has always done what he says. Great individual.

Andy and Unchong are excellent at providing timely feedback. Very responsive and just so easy to do business with

Andy made the process very easy for me!

Thank you Andy, your service was impeccable. The whole mortgage process was easy and you made everything very convenient. I appreciate everything that you and your team did for us.

Andy was great! He made my first home buying experience an easy and enjoyable one!

Andy was amazing! He was always a phone call away throughout the whole homenbuying process. He made everything quick and easy to understand. My husband and I were both very happy with the outcome.

His work ethic to get the job done on time in a very professional, friendly manner. His assistant was great too, Unchong Marriott. They helped guide us with everything which was a stressful situation when you have not done a home loan in 27 years. A lot of rules and regulations have changed since then. Everyone explained everything so we could understand it. We now consider these two young people our friends and we appreciated the wonderful client service we received. Thank you!