Rick Riggs

Oct 28, 2026

Rick is awesome!! 💯💯💯

Oct 28, 2026

Rick was great and very helpful and friendly 👍

Oct 7, 2026

Rick is absolutely amazing at what he does! He knows when to be stern when it’s needed, but he’s also the calm in every situation. His knowledge is truly unmatched, and he is such a pleasure to work with. Rick will go above and beyond to make sure his customers are taken care of and getting the very best. His dedication, expertise, and willingness to help never go unnoticed. Thank you, Rick, for being so wonderful! I truly appreciate your hard work, dedication, and constant, unwavering support.

Oct 6, 2026

Rick was absolutely fantastic to work with. He was extremely knowledgeable, responsive, and patient throughout the entire process. He took the time to explain everything clearly, answer every question we had, and make sure we understood all of our options. What really stood out was how easy Rick made the entire process feel. He was always available when we needed him and genuinely cared about helping us find the best option. I would highly recommend Rick to anyone looking for a mortgage broker. He made what can be a stressful process feel much more manageable.

Sep 25, 2026

I honestly can’t say enough good things about Ricky. Getting into a home was a huge goal for me, but with my credit situation, I knew it wasn’t going to be easy. There were plenty of challenges along the way, and there were definitely moments when I wasn’t sure it was going to happen. But Ricky never gave up on me. He fought hard, worked through every obstacle, stayed on top of everything, and kept finding ways to make it work. He went above and beyond to get the deal done and ultimately helped me get into a home when I honestly wasn’t sure it was possible. What stood out the most was that Ricky didn’t just tell me what I wanted to hear — he actually put in the work and fought to make it happen. I’m incredibly grateful for everything he did and for the time and effort he put into getting me to the finish line. If you’re looking for a mortgage professional who will genuinely fight for you and do everything they can to help you get into a home, I highly recommend Ricky. He made it happen when I thought it might not be possible. 5 stars all the way! 🏠⭐ Ricky, thank you for everything!

Sep 16, 2026

Very helpful, excellent communication. Worked with me to figure out a timely solution on a limited budget.

Aug 24, 2026

Rick was an incredible help to me during my mortgage process. He was able to walk me through everything I needed to accomplish. And when things changed or something needed an update, Rick was quick to update me on what was required of me to keep the process moving. He was also updating me on the progress of other agencies as he could, like estimations on the underwriting timelines. I had an overall amazing experience working with Rick and his team, and in event I’m looking for another mortgage in the future, I won’t hesitate to look up Rick and his team to help me out again.

Aug 21, 2026

Rick was a pleasure to work with! He made the home buying process easy and made sure there was no surprise cost we ended up with

Jul 27, 2026

Rick has been an amazing advisor, he really looks out for what’s best for you and makes sure you get to the finish line as smoothly as possible. He’s a very polite and professional gentleman and I’m glad I had him as my advisor, I would have been lost otherwise. Rick always answers with kindness and makes you feel at ease at the most stressful moments in the home buying process. I highly recommend Rick to anyone wanting to get a loan for a new home! Thank you Rick for everything you did for me!

Customer Service was exceptional

Jun 9, 2026

I had an outstanding experience working with Rick Riggs throughout my home loan process. Rick was professional, knowledgeable, reliable, and incredibly responsive from beginning to end. He was always available to answer my calls, address my questions, and provide clear guidance every step of the way. What stood out most was his excellent communication and dedication to making the process as smooth and stress-free as possible. He worked efficiently, kept me informed, and made sure everything stayed on track. His expertise and attention to detail gave me confidence throughout the entire transaction. I highly recommend Rick Riggs to anyone looking for a lender who is trustworthy, professional, and genuinely committed to helping his clients succeed. Thank you, Rick, for your exceptional service and for making this such a positive experience!

Apr 23, 2026

Rick Riggs is an INCREDIBLE Advisor! He helped me through a very difficult loan process and got it done. He is patient, knowledgeable, kind, and compassionate to the client. When dealing with him you are treated as a person and not just another number, like so many others do. His personalized care and approach to my specific loan needs were not only met, they were exceeded! The level of customer service Rick Riggs provides is second to none. He answers phone calls, listens and responds to issues and frustrations, finds solutions, works incredibly hard and most importantly, he gets the job done. My advise to those shopping around for a loan solution, call Rick Riggs. That will be the last call you'll need to make. Thank you Rick!!!

Mr. Riggs was amazing through this journey

There great

Amazing

Mr. Riggs was extremely helpful throughout the process.

Mar 27, 2026

I had an amazing experience working with my lender from start to finish. They made the entire home buying process smooth, stress-free, and easy to understand. Anytime I had questions, they were quick to respond and always took the time to explain everything clearly. What I appreciated the most was their professionalism, patience, and dedication. They really went above and beyond to make sure I was comfortable and confident every step of the way. I never felt left in the dark or overwhelmed, which means a lot during such a big purchase. If you’re looking for someone reliable, knowledgeable, and truly looking out for your best interest, I highly recommend working with them. I couldn’t have asked for a better experience!

Mar 20, 2026

Amazing highly recommend

Mar 12, 2026

Mr. Riggs has been incredibly helpful and knowledgeable through my experience as a first time homebuyer. Just a text or phone call away with any questions I could've possibly had. Thank you Rick!

Feb 18, 2026

Rick handled our commercial unit financing with professionalism and clear communication from start to finish. He truly advocated for us and made sure our best interests were protected. I highly recommend working with Rick for your mortgage needs.

Feb 6, 2026

Rick was very knowledgeable and was there to answer our questions along the way. We were first time home buyers and he helped us through the process from start to finish. Anytime I contacted Rick in a panic he guided us through with kindness and patience. We will continue to use Rick as our mortgage advisor and would highly recommend him to anyone in need of a great mortgage advisor

Because they are a good company

They were patient, polite and guided me through all the step and every thing was flawless

Everyone was professional, helpful , informative and knowledgeable

Knowledgeable courteous, responsive.

Feb 1, 2026

My experience with Rick Riggs was enlightening. I said that because when entering into a relationship with a home purchasing,it's always an element of concern regarding trust and loyalty. This was not so with Rick, He was truthful, empathetic and knowledgeable. This was most important to me. He provided clear and consistent communication which we highly valued. He worked smart and his commitment to do his best was evident through his marketing strategies. I would recommend Rick to anyone who is looking to purchasing a home. He is an example of a true professional in the field of a bank lender advisor. Thank you Rick for all of your hard work in securing an excellent process on purchasing my home !! We are truly grateful!

Jan 30, 2026

The best there is , zero issues Rick did exactly what he said returned every call great service great circle of people . Thank you so much

Jan 27, 2026

They were helpful patients and did not hesitate when you had a problem

Jan 24, 2026

Rick Riggs with Guaranteed Rate Affinity is our go-to mortgage lender and trusted mortgage referral partner. We confidently refer our buyers to Rick because he consistently delivers exactly what they need to purchase their new home. He is knowledgeable, responsive, and highly skilled at matching buyers with the right loan options, whether they are first-time homebuyers, relocating, or purchasing a luxury property. Rick communicates clearly, stays ahead of deadlines, and makes the mortgage process smooth and stress-free from pre-approval through closing. If you’re looking for a reliable mortgage professional who gets results and puts clients first, Rick Riggs is the lender you want on your team.

Nov 26, 2025

If you want to buy a home in okeechobee, Rick is the guy to go through. When I say he went above and beyond, it doesn't even cover what he did for us. Absolutely one of the nicest people I've ever met.

Nov 12, 2025

Rick Riggs consistently delivers outstanding customer service. He goes above and beyond to ensure every interaction is positive and professional. What truly sets Rick apart is his commitment to follow-up—he doesn’t just meet expectations, he exceeds them by making sure all concerns are addressed and customers feel valued. High recommend working with Rick for a seamless and exceptional experience!

Nov 7, 2025

Attentive, knowledgeable. Worked to get us the best rates and on to the best programs. Highly recommend.

Oct 25, 2025

Rick is an amazing mortgage advisor I Highly recommend working with him he talked me through all of the steps. I am definitely working with him in the future again thanks Rick me and family appreciate all the hard work you have done for us God bless you.

I was treated like family, with patience and respect. I never felt stress of any kind and was reassured every time I had a question. I am very thankful for Rick Riggs and the team that helped me. They were simply amazing!!!!!!

Great service. Rick is always there to help.

The process was made easy for us as first time home owners. Rick and his team made us feel like family and was there for us every step of the way.

Great customer service and professionalism

Everyone is very friendly and helpful!

Very efficient and easy to work with

Oct 13, 2025

I did not know Rick personally, nor was I originally going to use Rick as our lender. I was introduced to Rick by a listing agent of a property I was trying to put an offer on and since that day Rick has worked three different properties for us that we offered on. Rick has looked at every option, every loan type, and when we get to the closing table it'll be thanks to him. We've had conversations about nonconforming loans, nontraditional incomes, and so much more- he really can be the rock in your transaction and in the crazy state of Florida you need this level of service.

Sep 5, 2025

Just closed on my house Aug 29th and Rick and his team were spot on. Very helpful, checked in to make sure everything was going smoothly. Whenever I called him if he didn’t answer it wasn’t long before he returned my call. He sat on the phone until whatever questions I had or information I needed to pass along was completed. Didn’t feel like I was a bother always joyful spirit and eager to help in those situations. Very satisfied with the services he provided in me getting my new home. He will definitely remain in my contacts to use and recommend. Wonderful experience with Rick Riggs at Guaranteed Rates Affinity. Thank you sir

Aug 29, 2025

Rick was extremely knowledgeable and made the process of purchasing a home easier than I could imagine. Even after closing, Rick has made it clear that we can rely on him with questions of all our home needs. The process was mainly electronic and Rick maintained contact with my wife and I, Even after business hours. I don't think I could trust anyone else as much as I trust Rick with purchasing a home. Will definitely be recommending his service and will use his service on any future purchases. Thank you again Rick, you were the Rockstar in our purchase.

Aug 29, 2025

He was great ,all the paperwork was clear ,can be done in the computer And fast. 5 stars ⭐️

Rick and his team went above and beyond to get me financed and closed

I feel I got great service from the Guaranteed Rate System

Process was straight forward and great communication.

Aug 8, 2025

I can’t say enough good things about Rick. He goes above and beyond to help clients get the best deal possible. He’s knowledgeable, helpful and patient! He’s my goto finance guy.

Everyone was as respectful as they were helpful. Rick did not sugar coat things and we really appreciated that. Rick, Paul, and Alicia stuck with us through every step and were more than willing to answer questions I had. Also helped add to my own personal knowledge of the home buying process. We appreciate everyone at Guaranteed Rate Affinity.