Ratings include all 53 reviews. Reviews collected directly from clients are shown only with their permission.
Simi is truly one of the absolute BEST lenders I have ever had the pleasure of working with! As a real estate agent, having a lender I can wholeheartedly trust with my clients is invaluable, and Simi exceeds every expectation. She genuinely cares about her clients, goes above and beyond at every turn, and delivers the kind of exceptional, white-glove service that is hard to find. From competitive rates and smooth, quick closings to her outstanding communication and personal attention, she consistently goes the extra mile to make the entire process as seamless as possible. I never have to worry when my clients are working with Simi because I know they are in the very best hands. And beyond being an incredible lender, she is just an all-around wonderful human being. Simi is the kind of professional you want in your corner and the kind of person you feel lucky to know. I recommend her without hesitation and cannot say enough wonderful things about her!
Simi V. Scot is a very knowledgeable lender, who strives to ensure your loan process is seamless. She and her team does awesome work to meet the deadlines for on time closing.
Working with Simi Van Scoy was an absolute breath of fresh air, especially after an incredibly frustrating experience with Veterans United. When an unexpected career transition disrupted our timeline just days before closing, Veterans United completely shut down and offered zero help, alternatives, or paths forward—all while burying us in endless bureaucracy and mountains of repetitive paperwork. Simi stepped in and completely turned things around. She made the process remarkably easy, kept things transparent, and actively found creative alternatives and paths that VU never even thought to offer. While we ultimately decided to pivot our investment capital elsewhere instead of moving forward with the purchase, Simi was phenomenal, honest, and fair from start to finish. I highly recommend her to anyone who wants to bypass the corporate red tape and work with someone who actually fights for you!
Response from Owner
Thank you so much for this amazing review, Brad. It was a pleasure brainstorming and strategizing with you! Looking forward to assist you, your friends, and your family with their home loan needs in the future!
Simi is a pure expert and highly knowledgeable in finding a great mortgage! She help me get into my home quickly and seamlessly. She also found the time to educate me in all the facets of my mortgage and rates. Her prompt responses were impeccable! Even after obtaining my home, she still to this day answers questions and gives sound advise! Thank you Simi!
Response from Owner
It was an honor to serve you and your family. You guys have all been wonderful and I hope you enjoy that cute home for years to come! Simi
Simi was so fantastic throughout this process. She explained every line item and walked me through the process. I really felt that she was looking out for me and keeping my interests and needs in mind.
Response from Owner
Thank you so much for the kind words! It was truly a pleasure helping you through the home-buying process. I’m so grateful you trusted me to be part of such an important milestone. I hope you absolutely love your new home and make so many wonderful memories there! Simi
I cannot say enough great things about Simi. She puts her whole heart and soul into every client and agent that she gets to work with. I've had the privilege of working with her team on several transactions and their dedication knows no bounds. We had a client who needed to close during the worst winter storm we'd seen in decades and together, we were able to get her client to close fully remote to meet the contract deadline. There's no obstacle she won't face head on for her clients, all the while maintaining peace and calm to keep her clients at ease. She's someone you absolutely NEED to have in your contacts if you're looking to buy, refinance, and invest.
Response from Owner
Thank you so much for these kind words. It has been amazing working with you and can’t wait to continue doing great work together for people who need to buy their next home!
I had a wonderful experience working with Simi on my mortgage loan. She was professional, knowledgeable, responsive, and incredibly helpful throughout the entire process. Simi made everything easy to understand, answered all my questions, and kept me informed every step of the way. I truly appreciate her dedication and support in helping make the home-buying process smooth and stress-free. I highly recommend Simi to anyone looking for a reliable and trustworthy mortgage professional!
Response from Owner
Thank you so much! It was such a pleasure working with you, and I’m so happy I got to be a small part of your home-buying journey. I hope you’re settling in, loving your new home, and making lots of great memories!
Absolutely incredible experience with Simi and Natasha from Guaranteed Rate!
We had the pleasure of working with Simi and Natasha, and we genuinely could not have asked for a better team. Buying a home can feel scary and, at times, almost impossible, but they walked us through every step of the process and made us feel confident the entire way.
They were incredibly responsive, always willing to answer our questions, and never once made us feel like we were an imposition. They were also extremely knowledgeable about the latest regulations and made sure we understood our options every step of the way.
Most importantly, Simi and Natasha gave us the confidence to believe in ourselves and in the process. We truly could not have landed our home without this team, and they helped us feel confident that we were making the right decision at the right time.
If you’re considering buying a home, I cannot recommend Simi and Natasha at Guaranteed Rate highly enough. Five stars all around!
Response from Owner
Thank you so much for these incredibly kind words! ❤️ It was truly a pleasure working with you, and Natasha and I are so grateful you trusted us to be part of such an important milestone.
Knowing we helped you feel confident throughout the process means so much to us. Congratulations again on your new home! We hope you love it and make so many wonderful memories there!
Simi is a true professional with a strong commitment to get the loan you need. Simi and her team put together our loan package in under 3 weeks and were great at handling my wacky requests. Always available and on top of the process there was never a concern with having a successful outcome. I would recommend Simi to a first time home buyer to get any hand holding they may need as well as experienced buyers to get a great loan rate. Thank you Simi for all your hard work.
Response from Owner
Thanks so much for your review, Bill. So happy to get you closing quickly and it was a smooth transaction- huge success! Congrats again on your beautiful new home and thank you for trusting me to get you to the finish line. Simi
Simi is wonderful to work with. I used her services on two occasions, and it was always a joy to speak with her. She had great ideas for my situation, and I recommend her to anyone who’s in the homebuying process. She’s truly been a blessing to our lives.
Response from Owner
Thank you for the kind words, Nicole. It has been a blessing to help you and your family these last few years. Appreciate you and hope you’re enjoying your new home!
Simi helped me so much. She was able to get me approved and kept in touch through the whole process. The dashboard made it easy to upload documents and make sure I had everything in order before the signing process.
Response from Owner
Thank you for taking the time to leave me a review. And a huge congrats again on your purchase!
Simi deserves WAY more than 5 stars! I simply can’t rave enough about Simi. My husband and I were first time homebuyers and purchased our home in May. It was one of the most stressful things we’ve ever done lol but Simi was right there with us the ENTIRE time. From beginning to end. We called her our therapist many times because of her comfort, expertise, and calm demeanor through the whole process. We had some complicated things to navigate and her reassurance and knowledge that things will work out, was simply top notch. I cannot recommend her enough, everyone needs a Simi!!!
Response from Owner
Alexis, thank you so much for such a great review. It was such a pleasure helping my you navigate what can be a very nerve wrecking process. Let’s be honest, getting a mortgage is never fun. But I’m so glad to have been part of your journey and I hope you guys enjoy your home for many years!
Simi is an amazing lender. She has the patience of a saint. She worked with us on many houses until we found the right one. She was always available and we appreciated her guidance navigating through the process of finding a home we could love and afford. Simi is awesome and we definitely are forever grateful we found a lender who truly cares. We highly recommend Rate and Simi. Thank you for being a wonderful caring person.
Response from Owner
Thank you for the kind words, Jamie and for trusting my team and I to get you to the finish line. It was such a pleasure assisting you with your purchase and patience is the name of the game when it comes to buying a house for sure! I hope you guys are settling in nicely to your new home and congrats again 😍
As a Realtor, I highly recommend Simi Van Scoy to any homebuyer looking for a knowledgeable, dedicated, and dependable loan officer. She truly cares about every client and is always looking for ways to strengthen their loan application and put them in the best possible position.
One thing I appreciate most is that when Simi says she can close on time, she delivers. She works tirelessly on every transaction, communicates proactively, and makes sure no detail is overlooked.
In today's competitive market, having the right lender can make all the difference. Simi is always available to answer listing agents' questions, provide confidence in the financing, and help make our offers stand out. Her responsiveness and professionalism have helped my buyers get their offers accepted.
I trust Simi with my clients because I know she treats every deal as if it were her own. She's an incredible partner, and I look forward to working with her on many more transactions.
Response from Owner
Mihn, thank you for an amazing review! You are amazing real estate agent and I feel so blessed to be able to work with agents of your magnitude. Can’t wait to continue doing great work together and helping people purchase their dream homes!
Our Simi Van Scoy is the best. Responsive, professional, and knowledgeable. She kept us informed throughout the loan process and genuinely cared.
NNicholas R.
Company is very communicative and responsive.
VVictor H.
Natasha Anderson was wonderful, attentive, responsive and kept me informed throughout the entire process. Her service was an absolute pleasure during what can be a very stressful time, I would work with Natasha again!!
AAlisha A.
Very good communication and personal follow-up from Simi.
JJoseph H.
Extremely responsive and helpful
BBrett S.
Simi Van Scoy is fantastic to work with. She made what seemed a daunting task simple and smooth. She was there to encourage and support me as a first time buyer through the process with positivity, humor and skilled experience. A joy to work with her and her Rate team. Thank you Simi!
Response from Owner
Thanks for taking the time to leave a review, Judy! It was such a pleasure helping you with the purchase of your first home. I will forever be thankful for having been a part of your journey. Congrats again and I will come visit soon!
Simi and team are absolute rock stars. They have helped me both personally and professionally. They can get my clients closed in a matter of days if needed and have been the backbone of the transaction, keeping everything professional and on time. Absolutely wonderful to work with and will continue to do so! Highly recommend!
Response from Owner
Thank you for being a great partner and friend 😍 I am looking forward to continuing serving clients together!
Simi was incredibly helpful during our home buying journey! She is extremely dedicated to her clients, super knowledge, and responsive. I'm very grateful we were able to work with such a top tier professional for this important step in our lives. We value her hard work and clear explanations throughout the process. We will definitely work with Simi again!
Response from Owner
Thank you so much for the opportunity to do your loan and help you purchase a home. So grateful to have met you guys and I hope you enjoy your beautiful new home!
Just bought my first home and I was so nervous and didn’t know where to start this whole process. Simi was wonderful to work with! She made the lending process smooth, stress-free, and easy to understand. Very responsive, professional, and supportive throughout the entire process. Highly recommend! She is amazing.
Response from Owner
It was such a pleasure assisting you, Iliana! And I am so excited for you!
It was a pleasure working with Simi. She kept us updated throughout the process and truly went the extra mile to accommodate a quick turnaround for our closing.
Response from Owner
Thank you so much for taking the time to leave me a review! It was a pleasure serving you and your family!
As a customer and real estate agent i can say this was a great experience. Simi is one the most responsible and accountable lenders i have worked with. Thank you for all he great work.
Response from Owner
Thank you, Mikal. I appreciate your review and very much look forward to helping you and your family again in the near future!
Simi was so great. She was very helpful, encouraging and personable. We closed very fast thanks to her. She definitely goes above and beyond for her clients. I would highly recommend working with Simi if you have the opportunity.
Response from Owner
Thank you so much! It was a pleasure working with you and thanks for taking the time to leave me a review!
I had a great experience working with Simi for my mortgage financing. From start to finish, the process was smooth, transparent, and stress-free. Simi was always responsive, took the time to explain every step clearly, and made sure I understood all my options before making decisions.
What really stood out was Simi's professionalism and dedication—Simi went above and beyond to ensure everything stayed on track and closed without any issues. I truly appreciated Simi's guidance and support throughout the entire process.
If you’re looking for someone knowledgeable, reliable, and easy to work with in mortgage lending, I highly recommend Simi !
Response from Owner
It was a pleasure working with you and thanks so much for taking the time to leave me a review! Cheers to many more properties to come!
I recently had the pleasure of working with Simi from the very beginning of my loan process all the way through to closing, and I cannot recommend her highly enough! She is genuinely one of the most fantastic professionals I have ever collaborated with. Throughout the entire journey, Simi was extremely diligent, responsible, and flawless in her professionalism. What truly stood out was her responsiveness and honesty—she was always looking out for my best interests and went above and beyond to help me navigate every single step. If you are looking for a true partner who is dedicated, transparent, and incredibly helpful, Simi is the absolute best!
Response from Owner
Thank you so much for your kind words, Julissa. It was an absolute pleasure serving you and looking forward to many more transactions together!
Working with Simi was truly an exceptional experience from start to finish. She was incredibly prompt, always responsive, and consistently went above and beyond to make sure we felt supported throughout the entire process. What really stood out was her ability to meet us exactly where we were—she explained every step patiently, in a way that was easy to understand, without ever making us feel overwhelmed.
Her honesty and transparency gave us a lot of confidence, and it was clear she genuinely had our best interests at heart. She is extremely knowledgeable and has an impressive pulse on the market—her insights, strategies, and advice were not only thoughtful but spot-on.
Beyond just the loan process, she played a key role in helping us strengthen our offer. Her guidance in that area made a huge difference, and quite honestly, we wouldn’t have been able to secure our dream home without her expertise and support.
Simi and her team truly operate like a dream team—seamless, efficient, and always one step ahead.
I can’t recommend Simi highly enough—she made what can often be a stressful experience feel smooth, manageable, and even enjoyable.
Response from Owner
Thank you for trusting me with your home buying process and leaving me this amazing review! I appreciate your trust in me to get you to the finish line. Thanks for being such amazing clients!
Working with Simi was truly an exceptional experience from start to finish. She was incredibly prompt, always responsive, and consistently went above and beyond to make sure we felt supported throughout the entire process. What really stood out was her ability to meet us exactly where we were—she explained every step patiently, in a way that was easy to understand, without ever making us feel overwhelmed. Her honesty and transparency gave us a lot of confidence, and it was clear she genuinely had our best interests at heart. She is extremely knowledgeable and has an impressive pulse on the market—her insights, strategies, and advice were not only thoughtful but spot-on. Beyond just the loan process, she played a key role in helping us strengthen our offer. Her guidance in that area made a huge difference, and quite honestly, we wouldn’t have been able to secure our dream home without her expertise and support. Simi and her team truly operate like a dream team—seamless, efficient, and always one step ahead. I can’t recommend Simi highly enough—she made what can often be a stressful experience feel smooth, manageable, and even enjoyable.
VV K.
My facilitator was AWESOME big shout out to Simi. I will definitely work with her again.
RRahm B.
Because of Simi Van Scoy's incredible customer service
AAnupama C.
Simi is absolutely AMAZING to work with. She met me at my level of organization and speed and was always super communicative, she was available at off hours to help facilitate higher loan amounts. Because of her and her team, I was able to both offer and follow through with a ten day closing. Be aware! You ALSO have to put in the work for her to be able to work her magic.
Not only am I willing to recommend her, I will be using her for my refinance when that opportunity comes back around.
Response from Owner
Thank you so much for sharing your experience Ronin! I am so grateful to have helped you and your family with your purchase. Thank you for trusting my team, for matching our speed, and helping us get you to the closing table in 10 days!
As a Realtor, I’m very intentional about who I refer my clients to—and I confidently recommend Simi Van Scoy at Rate.
Simi is incredibly responsive and consistently quick to answer questions, which is critical in this market. She offers a wide array of mortgage products and takes the time to walk clients through their options so they fully understand what works best for their financial goals.
From pre-approval to closing, she is professional, organized, and proactive. My clients always feel supported and well-informed throughout the entire process, and that level of service makes a significant difference in ensuring smooth transactions.
If you’re looking for a knowledgeable, reliable lender who truly takes care of clients, Simi is an outstanding choice.
Response from Owner
Thank you AJ and thank you trusting me to help your clients.
Simi is what I would call a BALLER in this industry! In the process of purchasing our home we were not winning any offers at first, and we felt very frustrated. However, the game changed when we were connected with her. Simi is someone who is knowledgeable about this industry and is always step ahead. Her team has the fastest CLOSING process, which will make you the most COMPETITIVE OFFER. Her knowledge transmits confidence and the feeling that you have one more person in your team. We were blessed to have been connected with Simi and her team!
Response from Owner
Hi Sammy, I can’t thank you enough for this amazing review- WOW! It was such a pleasure helping you and your family! I am so happy to have been a part of you finding and buying your dream home!
Simi was a true GEM throughout our home buying process! She advocated for us and was transparent with us every step of the way. She truly cares about her clients and puts their best interests first. She’s communicative, professional yet personable, and knowledgeable.
Response from Owner
It was such a pleasure serving you and your family, Lauren! Thanks for your kind works and taking the time to leave me a review.
I can’t say enough great things about my loan officer! They were patient, explained everything clearly, and made me feel confident every step of the way. Buying a home can be stressful, but they made it easy. I would absolutely recommend them to my friends and family.
Response from Owner
Thank you much for the kind words, Ruby. It was so nice working with you and I’m so glad to have been part of your home buying journey!
Simi van Scoy is an exceptional mortgage agent. She helped me with my home purchase in 2023 and again with my refinance in 2025, and both experiences were excellent. Simi is incredibly patient, knowledgeable, and versatile in her approach. She has a real talent for breaking down complex options and coming up with creative ideas until everything truly clicks. She made what can be a stressful process feel clear and manageable, and I always felt supported and confident in my decisions. I highly recommend Simi to anyone looking for a mortgage professional who genuinely cares and delivers results.
Response from Owner
It was such a pleasure serving you and your family during your purchase and your refinance. I appreciate your kind words and your trust in me! Looking forward to serving you for years to come!
Simi is extremely knowledgeable and helpful throughout the home buying process. She is a fierce advocate for her clients. I have purchased and refinanced several properties with her and highly recommend her to anyone!
Response from Owner
Thank you so much for your kind words. It has been a please serving you throughout the years!
Simi was professional, transparent, and incredibly patient throughout our refinance. She explained every step clearly and made sure we fully understood our options. In a field that can be hard to trust whether or not something is in your best interest or theirs, we had no doubt that Simi was on our side and truly looking out for us. I highly recommend Simi and know we’ll be working with her for any future home purchases/decisions.
Response from Owner
Thank you so much for the kind words. It was such a pleasure to serve your family and I am so thankful for your business! I look forward to being of assistance for years to come! Cheers, Simi
