Torrey Jacoby

10/10

Oct 31, 2026

Like the way you put your feet to the peddle and also want to thank you for everything you do.

Oct 3, 2026

Torrey is absolutely amazing to work with! he is a genuinely nice person and not just putting on some “show”, I had many questions late at night and on the weekends and he responded with a full explanation! I cannot express enough how thankful we are of him, If I could give him more stars I would!!!!!!

Working with Torrey was amazing. He was always quick to respond and was a called resource to the purchase of our new home. We will always think of Torrey for any lending needs.

Torrey was a pleasure to work with, He helped us in every step of the way and made sure we always knew what we were dealing with.

The experience was very smooth, transparent and easy! Will be recommending to everyone!

Great to work with!

Outstanding service and competitive fees

Everything was amazing from start to finish!

It's all about the team - George, Mallory and Sydnie were all just *so* on top of it throughout the process. The tech to use was pretty good as well, but it really was the people behind the transaction that made it a dream. So easy, so effortless, and they really went the extra mile for me every time I needed them to. Just great all around. Very happy with them.

Torrey was extremely helpful throughout the process. Very communicative and genuinely a delight to work with. Both my agent as well as the title company couldn’t brag enough about how smoothe he made the entire process from start to finish.

This was a very different situation that took some out of the box thinking, and Rate was able to timely accomplish the loan.

Our experience with Rate and Torrey Jacoby could not better, great service and professionalism.

Explained everything and told me what to do

Torrey was great to work with. Very knowledgable with the process. He made everything very smooth and easy. Tremendous Job!!

Torrey at Rate was absolutely superb. We compared quotes with other lenders, and Rate was the best quote in terms of fee and mortgage rate. Torrey also did a great job of explaining details and was very responsive to questions. Could not have have a better experience.

Working with Torrey and his team was an absolute pleasure and painless experience, always great having a very responsive team who are willing to answer questions and concerns. I would highly recommend Torrey for helping me through my refinancing process. Top notch service!!!!

I had the pleasure to work with Torrey on my house Refinance in February, 2026. Torrey was very knowledgeable, and guided me with ease throughout the process. He maintained a pleasant and professional demeanor, all along. He pushed the process along, whenever I had trouble getting documents from my previous Mortgage company. I would highly recommend Torrey on all Real Estate Financing matters.

Torrey is on his game

No written review

Torrey and the rest of the team was wonderful to with. Very informative and efficient throughout the process.

Torrey Jacoby was very helpful and the process was very smooth

Torrey Jacob and team were fast in responses, explained everything and answered all questions so I understood

Because they are a good lender

Outstanding service. Always available to answer any questions or concerns. Super friendly and knowledgeable.

Worked diligently on short notice and kept us apprised of all activity needed to get financing done.

Everyone was so helpful and professional. The process was easy and clear.

Torrey and the Rate team are so helpful, always available for questions and super knowledgeable. The best experience.

I had the pleasure to work with Torrey on my house Refinance in February, 2026. Torrey was very knowledgeable, and guided me with ease, throughout the process. He maintained a pleasant and professional demeanor, all along. He pushed the process along, whenever I had trouble getting documents from my previous Mortgage company. I would highly recommend Torrey on all Real Estate Financing matters. Thank you, Torrey!

Smooth and easy experience.

Very informative, good communication and smooth until it reach the finish line

Torrey Jacoby

Very easy process from start to finish

Amazing support from Our agent Torrey , very knowledgeable, always gave us our best options.

Torrey has guided us through every step of the process with clear communication and genuine care. He made everything feel comfortable and stress-free, and we always felt well taken care of. We would highly recommend working with him and his team. Thank you Torrey!

Torrey was incredible. In our transaction he served as the mortgage lender for the property we purchased but he was even more. Torrey was an advisor in the process, a communicator with all sides to get things done, and a trusted source of knowledge all while displaying high level communication skills and customer service. I should probably mention he also got us the best interest rate available on the retail market while blowing out the rates offered by the biggest banks.

Torrey was incredibly helpful throughout the entire process. Everything was surprisingly simple and moved quickly—it took exactly one month from submitting our offer to closing day. Torrey made sure we had all the information we needed and was always available to answer any questions. As a first‑time homebuyer, I truly appreciated his patience, kindness, and constant reassurance. I felt supported every step of the way. He was professional, attentive, and made the whole experience feel effortless.

Torrey has helped us with multiple properties now. Our family is very grateful for the effort he puts into every deal made. He has done an exceptional job over the years and is very transparent and helpful throughout the process. Thank you sir

I am so grateful for Torrey and his team! I am a first time time home buyer and had no idea where to begin. Right from the start, Torrey made sure I was equipped with as much information prior to putting in an offer, walked through different options with me, and made sure I understood what what everything meant. With all the moving parts of the home buying process, he kept me informed, and work with my real estate team to ensure all activities were handled well and completed timely. I am so thankful to Torrey and the Rate team!

Torrey has been great to work with. He is transparent and is very communicative throughout the whole home buying process. He provides regular updates and works to get you the best deal possible. Highly recommended using him if you’re in the market for a lender. First class service!

Torrey is amazing!!

Torrey took time to explain everything in calm clear manner. I learned so much from him!

Torrey Jacoby made 1st time home buying process easy and fast 10/10

Torrey made the lending process fast, smooth, and educational. Very satisfied with the service

Torrey was awesome and very helpful throughout the entire process, from the initial pre-approval stage, to closing on our home. He was even there to meet us in person at closing, and gave some insight into the neighborhood, providing food suggestions, shopping, local park options, etc. I highly recommend him to work with. He was also very responsive and walked me through every question and concern I had in a friendly manner and knowledgeable manner.

Torrey was wonderful to work with! He went above to make sure everything was good and made the process as easy as possible.

Torrey was great throughout the entire process. Love how quickly he responded and how helpful he was!

Amazing experience. It was effortless. This was my 5th time getting a mortgage and it was by far the easiest

Everything from start to finish!!! Amazing people and timeline from approval to closing.

Process was smooth

Torrey with excellent every step of the way.