Rob Mellody

Oct 21, 2026

We got our mortgage and HELOC with these guys. My husband and I are business owners so mortgage companies treat us like 2 headed creatures. Not these guys though. They are so fast at getting things done. They are competent and extremely diligent. I highly recommend!

Sep 26, 2026

Rob was incredibly thorough and worked hard to get us to close efficiently with the best possible rate on our refinance. He went the extra mile to ensure I understood all the details of the loan and I will absolutely work with him again on future loans!

Very fast and easy, agent was proactive and good communication

Rob Mellody made what could have been a complicated refinance process feel smooth and stress-free from start to finish. His communication was outstanding, and he took the time to clearly explain every step of the process so I always knew exactly what was happening. What really stood out was his responsiveness and professionalism. Anytime I had a question, Rob was quick to respond and made sure I felt confident in every decision. He worked hard to ensure everything moved efficiently and delivered exactly what was promised. If you're looking for someone knowledgeable, trustworthy, and genuinely committed to helping their clients, I highly recommend Rob. Working with him was an excellent experience and I would absolutely use him again in the future.

Rob was extremely knowledgeable and guided us through the entire process from start to finish. He took the time to clearly explain everything and kept us informed every step of the way. His professionalism and communication made the experience smooth and stress-free.

Refinanced with Rob. He's great. Clear communication, responsive, process updates, overall a very smooth process with Rob.

Rob was Amazing. Straight to the point, no fluff and accurate. I so appreciate a loan specialist who is knowledgeable and is looking out for my best interest.

Rob helped us clear up an issue with the title that the last 2 refinances didn't. Thank you Rob! :-)

It was a difficult refi due to the fact that I live on the west coast with the home in the mid-west...daughter and I over 2000 miles apart and Rob from Rate trying to coordinate between the two of us. He got it done with a few set backs and hurdles, and constantly available and in contact with me regarding the process. The only complaint both my daughter and I have is that the spam calls were and still are relentless, with my daughter getting the worst of the calls...non-stop at one point, hopefully they stop soon. Thank you Rob and the team at Rate.

Good, went well overall. Would preferred an initial zoom visit but overall satisfied

Quick and easy refi

Omg the easiest and friendliest transaction I’ve made in a long time !!! From beginning to end perfection !!!

Rob was very helpful. He explained things on a manner that was easy to understand. Keep up the fantastic job! Have a safe and happy holiday season!

Easy and relatively quick. They were honest and up front about the whole process.

Great. Rob M was very responsive and knowledgeable, we were able to refinance in a matter of weeks.

Rob was the best. He was transparent and got me the best deal while locking in a rate. I’m very satisfied with my experience.

Working with Rob Mellody was an easy and seamless process. Took time to answer every question and kept me informed at every step in the process.

Quick & thorough

Great service, Rob was quick to the point and answered any questions we had.

Great service!!! Quick and reliable

Representative Rob Mellody made the process easy explaining every step with encouragement!

Excellent communication, expectations and availability

Great service and timely responses to all the questions that I had. I did have to try to acquire things myself that I thought was the responsibility of Rob, but glad to help.

Great experience with Rob. He was able to close the refinance quickly and gave us a great rate.

Where do I start ? I needed to do a refinance due to life changes that occurred. I immediately got a call from Rob Mellody after filling out the online request. Having Rob was a game changer, refinancing and/or buying a house can be so stressful. But Rob and his team made this refi almost too easy. From beginning to end, I had someone available for any question or concern that came up. I would recommend RATE and Rob to anyone. Thank you to Rob, Richard and the rest of the RATE team for your professional and friendly service.

Rob Mellody: We were able to complete our tasks with confidence. With his help, guidance and positive attitude this was a breeze and we learn something new in the process. Again Thanks Rob!

Good process, app, and help throughout.

Please with there service

Great customer service! Rob was very helpful and walked us through every step of the way. Would recommend highly!

So easy, very friendly, thorough and always there to answer questions. Rob was great in every way through the process.

I have used them in the past and they do great work