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Mickey Ballantine

Mickey Ballantine

Regional Manager · NMLS# 39300

Montclair, NJ4.9(62 reviews)

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Mickey Ballantine at Rate (NMLS #39300)

Today · 9 AM – 5 PM

325 Claremont AveSuite 6Montclair, NJ 07042
Rating4.962 reviews
Satisfied97%64 reviews

Ratings include all 64 reviews. Reviews collected directly from clients are shown only with their permission.

Mickey was highly involved in our home search and provided invaluable advice and counseling. With the help of his team, who responded immediately throughout the offer process with revised approval letters, we won the first house we bid on. He also kindly insight on the sale of a family member’s home during our home closing process. Responsiveness and market expertise are top notch.

Response from Owner

Thank you so much for the incredible review! It was truly a pleasure working with you throughout your home search. Winning your first offer in such a competitive market was exciting! I also appreciate you trusting me with questions surrounding your family member’s home sale. Being a resource for my clients, whether it’s directly related to their mortgage or simply helping them navigate the process, is something I take a lot of pride in. Congratulations again on your new home!

I couldn’t say enough great things about Mickey and his team! They were so great to work with and so thorough and explained each step as we progressed in our house purchase. We appreciated their honesty as they were only looking out for us and wanted us to succeed. Highly highly recommend him!

Response from Owner

Thank you so much for the kind words! It was truly a pleasure working with you throughout the entire process. We’re so happy we could help make your home purchase a smooth and successful experience. Your trust means a lot to us, and we’re grateful you chose our team to be part of such an exciting milestone. Congratulations again on your new home!

Gianna S.View on Google

I’ve used Mickey in both my home purchases. I can attest he is the best in the business, fast reliable, and the best rates.

Response from Owner

Thank you so much for the incredible review and for trusting me with both of your home purchases! It truly means a lot to have the opportunity to work with you again and again. I’m grateful for your trust and support, and I’m always here whenever you need me. Thank you for the kind words and for allowing me to be part of such important milestones!

Because Mickey and his team were fantastic.

Rod L.

Mickey was on the lookout for rates and when it dropped was quick to connect with us to re-finance. If we had waited any longer the new rate prob would have been 0.5% higher

Alyssa M.

Mickey has provided excellent service both when we closed on our home and now that we have refinanced! He proactively reached out when interest rates dropped and provided us with options spanning various loan types and strategies, while making a strong recommendation that we ultimately followed. His eye for the market and knowing when to make a move prompted us to refinance which ultimately we may not have moved fast enough on if not for Mickey. Interest rates have now climbed almost a half percentage point on day of closing since Mickey was able to lock in our rate. Thank you!

Response from Lender

Thank you so much, Evan and Alyssa, for the thoughtful review! It was truly a pleasure helping you both not only with the purchase of your home, but also with your refinance. Timing the market can make a huge difference, and I’m glad we were able to move quickly and secure the lower rate before the recent increase. I always want my clients to feel informed and confident when making financial decisions, so I’m happy the options and strategies we discussed helped guide the process. Thank you again!

Mickey is the best mortgage guy. I have been working with him since a decade , rates products and service is outstanding .He gave the best advice everytime to my clients as per their qualifications and makes the entire process till closing smooth all time . I highly recommend him to anyone looking for a loan .

Response from Owner

Thank you so much for the incredible review and, most importantly, for your trust over the past decade! It means a great deal to know that you’ve continued to rely on me for your clients and have trusted me to help guide them through such an important decision. I truly appreciate your support and your kind words about our service, products, and commitment to finding the right financing for each client. I look forward to continuing to work together for many more years!

Amishi P.View on Google

Mickey & his team at Guaranteed Rate Affinity are, undoubtedly, top notch! Attentive, supportive, and supremely knowledgeable on all things mortgage loans! Mickey will confidently walk you through the pre-approval process and throughly, detail all your loan options as plainly & easy as can be! I've worked with Mickey with one of my clients & he is one of the best! With his years of distinguished experience in the field, I'd highly recommend him to those looking for a mortgage loan officer with honesty, integrity, and professionalism!

Response from Owner

Thank you so much for the thoughtful review and kind words! It was a pleasure working with you and your client, and I truly appreciate your trust and confidence in me and my team. I believe in making the mortgage process as clear and straightforward as possible, while always putting the client’s best interests first. I’m grateful for the recommendation and look forward to working together again!

As a real estate agent, I need a lender who is responsive, knowledgeable, and attentive to my client's needs. I know I can always rely on Mickey to treat my clients with the utmost respect and care. Highly recommend for anyone looking for a top mortgage lender!

Response from Owner

Karen, thank you so much for the kind words. I truly appreciate your trust and the opportunity to work with your clients. It’s always a pleasure collaborating with professionals like you who care so much about the client experience. Looking forward to many more successful transactions together!

Mickey is very professional and extremely knowledgeable in his field. Highly recommend!!!

Response from Owner

Rado, thank you, I really appreciate the recommendation. It was great working with you and I’m grateful for the opportunity. Looking forward to working together again soon!

Radoslav L.View on Google

"As a real estate agent, it's so important to work with lenders who are responsive and professional. Mickey Ballantine was always available to answer my calls, communicated clearly throughout the transaction, and made the process smooth for my clients. My clients were very happy working with him, and I would absolutely recommend Mickey."

Response from Owner

Arwa, thank you so much for the thoughtful review. I truly appreciate the trust you placed in me with your clients. It was a pleasure working together, and I’m glad we were able to make the process smooth for everyone involved. Looking forward to working with you again soon!

Working with this loan officer was an amazing experience! They explained every step clearly and made the loan process so much easier than I expected. Very patient, responsive, and professional. I’m so grateful for their help and would definitely recommend them to anyone buying or refinancing a home.

Response from Owner

Jenny, thank you so much for the kind words. It was a pleasure working with you and I truly appreciate the trust you placed in me throughout the process. Having a great agent involved always makes a difference for the client experience. Looking forward to working together again soo

“Mickey is one of the best loan officers I have ever worked with. From start to finish, he was extremely professional, knowledgeable, and responsive. He took the time to explain every step of the process and made what could have been a stressful experience feel smooth and easy. His attention to detail and dedication to his clients truly stand out. I highly recommend Mickey to anyone looking for a reliable and trustworthy loan officer.”

Response from Owner

Rich, I really appreciate the kind words, thank you. It was a pleasure working together and I’m grateful for the trust you placed in me with your clients. Great teamwork with agents like you is what makes these transactions run smoothly. Looking forward to many more deals together!

Mickey Ballantine is an excellent mortgage lender and a great resource for both agents and clients. He is always responsive, knowledgeable, and goes above and beyond to ensure transactions run smoothly. Mickey takes the time to explain the process clearly and helps buyers feel confident every step of the way. Highly recommend working with him!

Response from Owner

Kristina, thank you so much for the kind words! I truly appreciate it. It’s always a pleasure working together, and I’m grateful for the trust you place in me with your clients. Looking forward to many more smooth and successful transactions together!

Kristina D.View on Google

I have been working with Mickey for well over a decade. He is honest, reliable, and makes the process so easy. He stays true to his word and when he says he can get the job done; he does. I highly recommend him.

Response from Owner

We’ve worked together for a long time, and I’m grateful not just for the trust in business, but for the friendship over the years. I never take that lightly. Thank you for always believing in me and for the kind words. It’s clients (and friends) like you that make what I do so rewarding.

Very helpful through the process

Brando P.

As a first-time home buyer, I had a lot of questions (okay… probably too many), and Mickey was absolutely amazing. He broke everything down in a way that actually made sense, kept me calm when I was stressed, and somehow made the whole process feel way less scary than I expected. Super responsive, super knowledgeable, and genuinely cared about helping us get the best deal. I couldn’t have asked for a better guide through my first home-buying adventure. Highly recommend Mickey, thank you !

Response from Owner

Thank you so much, Tamara! This truly means a lot to me. First-time home buying should come with questions and you asked all the right ones! I’m really glad I could help make the process feel clearer and less stressful. It was an absolute pleasure working with you, and I’m so excited for you in this next chapter. Wishing you all the best to you and Brando in your new home, and thank you again for the kind words and recommendation!

Tamara E.View on Google

As a first-time home buyer, I had a lot of questions (okay… probably too many), and Mickey was absolutely amazing. He broke everything down in a way that actually made sense, kept me calm when I was stressed, and somehow made the whole process feel way less scary than I expected. Super responsive, super knowledgeable, and genuinely cared about helping us get the best deal. I couldn’t have asked for a better guide through my first home-buying adventure. Highly recommend Mickey, thank you !

Response from Lender

Thank you so much, Tamara! This truly means a lot to me. First-time home buying should come with questions and you asked all the right ones! I’m really glad I could help make the process feel clearer and less stressful. It was an absolute pleasure working with you, and I’m so excited for you in this next chapter. Wishing you all the best to you and Brando in your new home, and thank you again for the kind words and recommendation!

Tamara E.View on Zillow

I have bought several houses and investment properties. However, my experience with Mr. Mickey Ballantine was exceptional, thanks to his professionalism, his prompt availability to answer my questions, and his guidance in ensuring the loan closing process was completed on time and professionally. Mickey met all the agreed-upon deadlines and fulfilled all the terms of the agreement. I highly recommend Mickey Ballantine.

Response from Owner

Thank you so much for the kind words and thoughtful recommendation. It truly means a lot, especially coming from someone with extensive experience in both home and investment property purchases. I’m grateful for the opportunity to work with you and help make the process smooth, timely, and stress-free. Your trust and confidence are greatly appreciated, and I’m always here if you need anything in the future.

Porfirio R.View on Google

I have bought several houses and investment properties. However, my experience with Mr. Mickey Ballantine was exceptional, thanks to his professionalism, his prompt availability to answer my questions, and his guidance in ensuring the loan closing process was completed on time and professionally. Mickey met all the agreed-upon deadlines and fulfilled all the terms of the agreement. I highly recommend Mickey Ballantine.

Response from Lender

Thank you so much for the kind words and thoughtful recommendation. It truly means a lot, especially coming from someone with extensive experience in both home and investment property purchases. I’m grateful for the opportunity to work with you and help make the process smooth, timely, and stress-free. Your trust and confidence are greatly appreciated, and I’m always here if you need anything in the future.

academiaanleView on Zillow

Mickey and his team did a wonderful job on my refinancing. Kept me up to date on the process and answered all of my questions in a very timely fashion.

Response from Owner

Thank you so much, Dave! I really appreciate you taking the time to leave this review. It was a pleasure working with you on your refinance, and I’m glad my team and I could keep everything clear, timely, and stress-free along the way. If you ever have questions in the future or need anything at all, don’t hesitate to reach out. Thanks again for the trust!

Working with Mickey & team was a great experience from start to finish. They were very responsive and helpful through the entire process. They always took the time to answer my questions and made sure I understood every step of the process. We had an aggressive closing timeline and they stayed on top of everything to make sure we wouldn't miss our original closing date. From the initial application to closing, they moved quickly and efficiently, keeping me updated and on track. If you’re looking for a mortgage team that combines great service with prompt results, I highly recommend Mickey and team!

Response from Owner

Thank you so much, Tommy! ⭐⭐⭐⭐⭐ It truly means a lot to hear this. I’m grateful for the trust you placed in me and the team, especially with such an aggressive closing timeline. We’re so glad we were able to keep everything moving smoothly and get you to the finish line on schedule. Helping you understand each step and making the process as seamless as possible is always our goal, so your feedback really hits home. Congratulations again, and please don’t hesitate to reach out if you ever need anything in the future. Wishing you all the best in your new home!

Mickey and his team were professional, informative and diligent. The process was seamless and buttoned up. I would work with Mickey again without hesitation.

Response from Owner

Thank you so much for the kind words! I truly appreciate you taking the time to share your experience. It was a pleasure working with you, and I’m glad to hear the process felt seamless and well organized, hat’s always the goal. I’d be happy to work with you again anytime, and please don’t hesitate to reach out if you ever need anything in the future.

Andrew P.View on Google

Mickey was very helpful throughout the process. Easy to work with, and helped me better understand the process.

David S.

Mickey Ballantine was very helpful and the task lists kept everything organized.

Tyler S.

Very professional

Mandar P.

Thank you so much Mickey and team for making our first home buying experience great! Mickey was there to answer any questions that we had at anytime and we had a lot of questions since were first time home owners. I would recommend and I would work with him again in the future!

Response from Owner

Thank you so much, Erika! ⭐⭐⭐⭐⭐ I truly appreciate you taking the time to share this, especially as a Local Guide. Helping first-time homebuyers navigate the process is something I really enjoy, and I’m so glad we could make your experience a great one. There’s no such thing as too many questions, and I’m happy I could be there whenever you needed guidance. Congratulations again on your first home! 🏡 I’d be honored to work with you again in the future, and thank you for the recommendation, it means a lot.

Thank you so much Mickey and team for making our first home buying experience great! Mickey was there to answer any questions that we had at anytime and we had a lot of questions since were first time home owners. I would recommend and I would work with him again in the future!

Response from Lender

Thank you so much for the kind words! It was truly a pleasure helping you through your first home buying experience. I'm so glad we could be there to support you every step of the way and answer all your questions—it's exactly what we're here for! Congratulations again on your new home, and I’d be honored to work with you again in the future. Wishing you all the best in this exciting new chapter!

Great experience. Mickey made the process smooth. He was very attentive and easy to communicate with. Will do what he can for the best outcome.

Response from Owner

Thank you so much, Laura! ⭐⭐⭐⭐⭐ I really appreciate you taking the time to leave a review. I’m glad to hear the process felt smooth and that communication was easy, that’s always a top priority for me. It was a pleasure working with you, and I’m grateful for the opportunity to help. If you ever need anything in the future, I’m always here and happy to help!

Mickey made the process of loan approval smooth. He was on top of all correspondences and quick to answer questions. Easy to communicate with and will get you the best outcome possible. Has a great team.

Response from Lender

Thank you so much for your kind words! I'm really glad to hear the loan process felt smooth and stress-free for you—that's always our goal. It was a pleasure working with you, and I truly appreciate your trust in me and the team. Wishing you all the best, and please don’t hesitate to reach out if you ever need anything in the future!

Working with Mickey was an absolute pleasure from start to finish. He was knowledgeable, responsive, and always took the time to explain everything clearly, making the entire lending process smooth and stress-free.

Ganesh K.View on Google

Mickey Robert and Vincent worked with us every step of the way. Advising us and making sure to explain everything through each step of the process. When a last second change came as a result of a credit Mickey pulled off the impossible and managed to ensure the last second change did not impact our closing.

Kyle D.

They were very prompt, professional, and gave the impression that they were able to move mountains

Christopher P.

Mickey and team got the job done quickly with ease.

Francisco L.

My agent was very helpful and made the whole process very easy.

Burak T.

professionalism, and communication

Richard T.

Quick and very helpful. People are very kind and explain every step clearly.

Erika P.

Mickey, Jessica and Jessica were fantastic. The online tracking system was also very helpful.

Pamela C.

Very easy process all questions answered

Joseph A.

Mickey was incredible. We had a short window to make this possible and Mickey got it done in 17 days which is very impressive

Daria F.

Because of the care and attention given to us by our broker, Mick Ballentine.

Robert G.

My Loan Officer clearly explained me about the whole mortgage process and answered all my questions whenever I called or emailed him

Vignesh P.

My lending agent was very responsive and knowledgeable. The whole process was smooth and easy to follow.

Brandon R.

Very easy to work with; appeared honest and forthright at all time. I never felt like I was being taken advantage of.

Andrew S.

We had absolutely the best experience with Guaranteed rate

Carmela L.

"As a realtor, recommending the right mortgage professional is crucial, and Mickey consistently exceeds my clients’ expectations. Recently, I referred a client and they couldn't have been in better hands. Mickey provided exceptional guidance, thorough communication, and expert advice, ensuring a smooth and stress-free process from start to finish. My client secured fantastic rates and felt genuinely cared for throughout. I trust Mickey completely and will continue to recommend him to anyone seeking a top-tier mortgage experience."

Response from Owner

Thank you so much for the thoughtful review and for putting your trust in me with your clients! I truly value the relationships I build with the real estate professionals I work with, and I understand how important it is to have someone you can confidently refer your clients to. My goal is always to provide honest advice, clear communication, and a level of service that makes the entire mortgage process as smooth as possible. I’m incredibly grateful for your confidence and continued referrals. I look forward to helping many more of your clients achieve their homeownership goals!

As first-time homebuyers facing a tight closing deadline, Mickey and his team made the experience seamless. Mickey was exceptional. He maintained the perfect blend of professionalism and approachability, making it easy for us to ask questions. He guided us through every step of the process and was always just a text or call away. His response time to all inquiries, big or small, was outstanding. I highly recommend Mickey Ballentine to anyone looking to buy or refinance a home.

Shweta S.View on Google

Thank you, Mickey for getting us to closing easily and on time. My client, being a first time buyer, had many questions and concerns which Mickey addressed and explained in great detail to make her purchase a comfortable transaction. I hope to do more business with you in the very near future.

Debbie S.View on Google

Mickey is one of the best mortgage reps in our area. He is always available, he prioritizes the client and he has a unique way of getting things done. I truly appreciate his work ethic, knowledge and will get it done attitude. I recommend him to all my clients and he provides 5 Star service, each time, every time!

Mickey has been a mortgage partner of mine for many years. He is honest, reliable, and always accessible. He stays true to his word and when he says he can get the job done - he does. I highly recommend him for any financing needs!

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