Rod and his team are the absolute best. We closed within 4 weeks without any issues. Incredible.

Rod Michotte
Originating Manager, SVP of Mortgage Lending · NMLS# 378601
Location & hours
Rod Michotte at Guaranteed Rate Affinity (NMLS #378601)
Today · 9 AM – 5 PM
Office hours
- Monday
- 9 AM – 5 PM
- Tuesday
- 9 AM – 5 PM
- Wednesday
- 9 AM – 5 PM
- Thursday
- 9 AM – 5 PM
- Friday
- 9 AM – 5 PM
- Saturday
- Closed
- Sunday
- Closed
Reviews
Write a reviewExceptional rating
Based on 137 star reviews
Loved by clients
Based on 145 reviews
Ratings include all 145 reviews. Reviews collected directly from clients are shown only with their permission.
Responsive and helpful.
No written review
Rod, Hector, Blanca and team are absolutely amazing! They are incredibly knowledgeable and easy to work with.
Rod and his team were very helpful and knowledgeable through the entire home buying process
Rod was easy and fun to work with! We really appreciated that our loan was cleared to close well before closing date, and the process was straightforward.
Rod was a great help and always available to call.
They were extremely attentive, communicative, and personable. They want above and beyond for us from start to finish of the process.
Very organized and great communication
Rod and team were very knowledgeable and available at a moments notice throughout the process. Application fees and unnecessary lender fees could have been lower or non existent, which prevents a 10 score.

Rod has been one of the most helpful, decent, honest and dependable mortgage loan broker we have ever worked with. He went above and beyond providing guidance, reviewing numbers, and ensuring that my daughter could qualify for a mortgage loan. He has my highest recommendation and my sincere thanks for all his hard work. I promise, you will not be disappointed.
No written review
Easy to work with. Transparent. Prompt.
No written review
Excellent service, no confusion
I gave this rating because Rod is absolutely amazing. His attention to detail, expertise, and overall approach are unmatched. He always presents multiple options, clearly explains each one, and then offers honest guidance—often saying something like, “If I were in your position” or “If I were advising my own daughter, I’d recommend this.” It’s clear that he genuinely cares about his clients and wants the best for them, which I truly appreciate.
Rod was a huge help and made my buying experience easy! I couldn’t be more happy.
Closed my refinance in 11 days and I was able to do the whole thing with 3 phone calls total and the rest was all done on my phone.
Rod was exceptionally knowledgeable and timely.
Easy to work with

Rod was a great help, always kept us apprised of everything. Hopefully when rates go lower we will continue to work with him
Incredible communication, organization, and helpfulness. We could tell that Rod and Team cared about us, and wanted us to be successful (and happy) with our property purchase!
Every step of the process was easy and knowledge filled
Effort put into making a personal connection and went above and beyond with communication/explainations
Rod was incredibly helpful throughout the entire home buying process. He is extremely knowledgeable, kept me well informed at every step, and was always responsive and proactive. He took the time to explain options clearly and ensure everything stayed on track, which made the process smooth and stress free.
Rod and the team got me exactly what i needed
Excellent service and advice finding the best rate program for me.
The GRA team was outstanding throughout the refinancing process. Every team member worked diligently to assemble the required paperwork and kept us informed at each step along the way.
Rod and Hector and the whole team was wonderful to work with! Very responsive and attentive!

We have bought a house and refinanced a house with Rod, every single step in both transactions were exceptional!

Working with Rod and his team was a simple, dependable, and enjoyable process!
excellent customer service
Rod was a delight to work with. We were on a time crunch, and he still listened deeply to our goals, provided great options, and kept us informed and the process moving to ensure we closed on time and smoothly. This is our 9th (I think) closing, and one of the easiest and smoothest
Rod and his team found a way to save me hundreds of dollars a month almost immediately during my refi. The team was great to work with and made everything easy
It was an easy process and guided through the process when I had questions.
Great team and easy to work with.
Super easy to work with and it feels the staff really cares.
Great service, flexible with last minute changes
Rod Michotte and his team are truly amazing, especially Rod himself. He made the process smooth and easy. Rod is very professional, patient, and provides a wealth of knowledge! Also it was always easy to get a hold of him with all my questions as a first time home buyer!
Rod was super helpful through the entire loan process!
Very friendly & fast closing!
Rod and his team were GREAT!!! Great communication, great everything
Guaranteed Rate Affinity made the entire buying process extremely simple! We did not struggle at all during the process of buying our house. Everyone who helped during the process also provided great communication. We never felt like we were in the dark on this process.
Easy to work with, competitve on rates, and professional.
Rod's availability, responsiveness, and advice
Rid was amazing and helped answer all my questions. There were no unanticipated fees at closing.
Great customer service
Rod made the process very easy.
Accomplished everything we set out to do with professionalism and courtesy.
Rod and the team made the experience very smooth and comfortable for us as new home buyers! They were very knowledgeable and helpful every step of the way:)
