Rate
Jim Golotko

Jim Golotko

VP of Mortgage Lending · NMLS# 989282

5.0(35 reviews)
Rating5.035 reviews
Satisfied90%57 reviews

Ratings include all 57 reviews. Reviews collected directly from clients are shown only with their permission.

No written review

Betty D.

Jim was amazing! From start to finish 30 days, he gave me a closing date and nothing changed. Very professional, knowledgeable, worked hard to give me the best interest rate. Responded quickly to questions through, phone, text or email. I highly recommend Jim and his staff’

zuser201610161737191View on Zillow

Jim and his team was great and quick to respond to any questions or concerns we may have had!!

Justin D.

Jim was super easy to work with!

Alicia C.

I had the best experience! The process was clear and easy to follow. As a first time home buyer, it was a much more simple process than I anticipated.

Michael C.

Rate worked closely with us and had everything undercontrol during the application loan process.

Paul C.

Everything went so smooth and they communicated very clearly throughout the whole process

Daniel S.

Easy process.

Robert B.

Jim Golotko and the Rate team are AMAZING!! Our refinance was quick, easy, and painless.

Lindsey H.

Wonderful experience. Not stressful because James and his associates are extremely knowledgeable and guided me every step of the way, ensuring all procedures were explained in detail. Closing was accomplished quickly and professionally. Many thanks to the whole team. Job well done.

Hilary M.

Jim Golotko helped through the entire process and always had time to answer any questions. If he was busy I would leave a message and he would text or call me back in a short period of time. I would recommend him and his company to anyone wanted to purchase a home. Thank you

Joseph B.

Obtaining a home loan through Rate Finance was pretty good. Mr. Jim Golotko was the best in obtaining and handling our home loan. We highly recommend anyone to use Rate in obtaining a home loan and if you can contact Mr. Jim Golotko as your home finance person he is the best and you will be in good hands. Thankyou Much, Paul & Jennifer

Paul C.

Jim and the team provided a smooth and easy process to Closing Day.

Robert B.

No written review

Ernest O.

Very personal.

James C.

Jim and his team made my first home buying experience amazing.

Tyler J.

Their people were very professional.

Almur W.

It was a good experience working with Jim and his team

Blonzo S.

This was my family’s first time buying a home. Jim and his team made the process as smooth as possible and became a part of my family in the process. I have zero complaints and am looking forward to continuing our relationship in the future for my home loan needs!

Tyler J.

Jim.always kept.me.upnto date on how the loan for the house waa going. He was comfortable calling my cell or sending emails. If I had questions, I would text, email or call. He was always available to talk and explain. I have never had a closing ona house go aa smoothly as this did.

James C.

Jim was always available for any questions, and he was responsive. He was professional at all times and provided quality information. He provided updates promptly. His team went above and beyond my expectations, and I will definitely be referring friends and family to Jim.

Jim was nothing but awesome through the whole process. He and his team were helpful and gracious and just great. This was the best mortgage experience I have had in 4 home purchases. By far!

kfalcon99View on Zillow

Jim and his team were excellent. They couldn't have been more on top of things. I was referred to jim by a family member and I’d highly recommend working with Jim. Jim got back to me instantly with whatever I needed, didn’t matter if it was a weekend or late hours.

I contacted Jim in August for a refi on my home, I was going through a divorce and had the signed quit claim deed which is all I thought I needed. Jim took the time to talk me through all the steps necessary for a refi, as well as explain to me the order of operations needed to complete the transition to single homeowner. He checked in on my progress monthly and ensured me that as soon as the divorce was finalized he would have everything ready to go for the application. It took 6 months for the divorce process to come to completion, and true to his word, Jim had the application processing within the week. My questions were always answered with sincerity, even when I asked the same one two or three times (haha). I have already recommended Jim to several of my friends and will continue to do so anytime someone is in need of home financing.

My home buying experience was way different than most and took way longer than expected but nothing due to movement mortgage. Jim and most of all Sergio worked very well with the personal circumstances that took place. They were very patient and understanding. Helped with all the questions I had considering this was my first time. Sergio was always available when needed. Through email or even text he alway got back to me quickly and if he didnt know the answer he knew the right way to point me. Jim has a very great team working for him!

destiney C.View on Zillow

Jim is very personable and knowledgeable. This was the smoothest closing process we have ever had It was very easy to provide the documentation needed. Our questions were answered quickly and thoroughly.

Thanks for everything Jim and Ali. You exceeded expectations and were awesome to work with. You have helped us achieve our goal of owning our dream home. Thanks again!

Jim and his team are amazing! The application process was amazingly simple with the app and Jim was very quick to answer any and all questions. Thank you!!

michellelynn81View on Zillow

He was such a joy to work with and because of this process I will be going through with movement mortgage for years to come! He will definitely be someone I recommend going forward! Give that man a great bonus or raise!!!

AlaynaGinther5View on Zillow

I was referred to Jim by a realtor. Jim did a fantastic job of answering questions, solving problems, keeping me updated, and navigating me through this experience. Jim even started looking out for me in the future.

Michelle and I want to thank you for all of your hard work in getting the loan closed for our clients! Thanks for saving it when their original loan company couldn’t do it!!

Shirley B.View on Facebook

Being first time homebuyers, my husband and I had NO clue where to begin with this process! Before starting the process, we prayed that God would be in complete control and only bring us the BEST OF THE BEST to guide us in this process....and He DID! Jim Golotko, his wife Alicia Golotko, and the amazing team (along with our realtors Stacey and Anthony Mays with Keller Williams) educated us on the process, kept us fully informed of every step of the way, and worked countless hours around the clock to get everything done in time for closing! Although buying a house can be a stressful process, Jim and his team kept us confident, hopeful, and excited throughout each day! They really went ABOVE AND BEYOND, days, nights, and weekends for us and made us feel like their most important clients! ANY question I asked, was ALWAYS answered immediately and concisely, no matter what time of day! We built a friendship with Jim, Alicia, and the team, and when it comes time to sell and rebuy (or even build) in the future, we won’t go to anyone else!!!

My husband and I just did a loan from another state with Jim. The transaction went smooth, and timely. I was a bit concerned due to the fact we were purchasing a home in another state, but everything went better than expected. We were more than pleased.

One of the best around. He is always available when you need him.

Equal Housing LenderEQUAL HOUSINGLENDER
Copyright © 2026 Guaranteed Rate, Inc. D/B/A Rate. All rights reserved. NMLS License #2611 - For licensing information, go to: www.nmlsconsumeraccess.org
 Arizona Mortgage Banker License #0907078
 3940 N. Ravenswood Ave Chicago, IL 60613 Operating as Guaranteed Rate, Inc. in New York.
 The company name, Guaranteed Rate, should not suggest to a consumer that Guaranteed Rate provides an interest rate guaranteed prior to an interest lock. Applicants are subject to credit and underwriting approval. Restrictions apply. All information is provided for informational use only and should not be considered financial advice.

Powered by SocialCoach