Rate
Matthew Penland

Matthew Penland

Mortgage Originator · NMLS# 1976252

5.0(5 reviews)
Rating5.05 reviews
Satisfied100%5 reviews

My entire experience with Rate was smooth and simple. When you think of buying a home, you think of almost a never ending list of things that need to be done, but with Rate, it was all so simple and easy. I’ll recommend Rate to anyone I know looking to start their home purchasing process.

James R.

Great customer service

Chad E.

Process was easy and quick. Staff was very communicative and helpful as the process progresses.

Timothy F.

Everything was handled quick, very good communication

Francisco

Matthew Penland & Jennifer Decker made it so easy and the app was user friendly and made uploading required documents super simple. This is our second time using Guaranteed Rate and would recommend them to everyone we know!

Tonja D.
Equal Housing LenderEQUAL HOUSINGLENDER
Copyright © 2026 Guaranteed Rate, Inc. D/B/A Rate. All rights reserved. NMLS License #2611 - For licensing information, go to: www.nmlsconsumeraccess.org
 Arizona Mortgage Banker License #0907078
 3940 N. Ravenswood Ave Chicago, IL 60613 Operating as Guaranteed Rate, Inc. in New York.
 The company name, Guaranteed Rate, should not suggest to a consumer that Guaranteed Rate provides an interest rate guaranteed prior to an interest lock. Applicants are subject to credit and underwriting approval. Restrictions apply. All information is provided for informational use only and should not be considered financial advice.

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