Kristian Winters

Nov 2, 2026

No written review

Aug 1, 2026

The entire experience with Guaranteed Rate Affinity was awesome. Kristian is very knowledgeable, professional, and courteous! He answered every question that we had and was able to provide clarity for any concerns we had. His entire team was also very helpful and kept us updated as our loan progressed. I highly recommend them!!

Jun 26, 2026

Strong support with the buying process for our new home. Thank you!

Very thorough and thoughtful group.

Great communication, answered any and all questions I had, got back to me quickly.

Great communication and transparency. Phone check ups was nice while searching for houses to keep everyone up to date. Easy to reach for questions too

Easy of use

They did a great job.

Exceptional customer service, professionalism, and communication.

easy

Our rep, Kristian Winters, was incredibly helpful at ever step of the loan process.

They killed it

No complaints and happy with my experience - would still encourage friends to shop around as well though

Kristian is great, easy to communicate with, has answers to all questions. Customer service is a top priority, especially with the mortgage process there was no pressure or demanding of doc immediately.

Everyone I worked with was great and easy to deal with

Feb 11, 2026

Excellent support on bringing clarity at each of the stage of the process which made the refinance fast and smooth. Highly recommend Guaranteed Rate and Kristian for your mortgage needs.

Feb 8, 2026

No written review

Fast and easy transactions. Everyone we worked with and Kristian were wonderful to deal with.

Everything was seamless throughout the proces

Great support by Kristian and his team. Good communciation/updates and explaining terms/options

Everything went smooth and they were very responsive

Professional and responsive

Jan 3, 2026

Kristian was very knowledgeable and helpful!

Dec 19, 2025

No written review

Kristian and his team with Guaranteed Rate Affinity was hands down the best to work with. They were there when we needed them the most and got the deal down for us in the time we needed. Definitely wouldn’t have crossed the finish line without them.

Dec 17, 2025

No written review

Excellent support and seamless experience!

Extremely helpful and responsive throughout the entire process.

Kristian Winter was an exceptional mortgage lender—professional, knowledgeable, attentive, and made the entire process smooth, stress-free, and successful. Thanks, Alot Mr. Kristian.

Dec 7, 2025

Great support and communication with Kristian and his team with buying our house

Nov 24, 2025

Kristian was very prompt, patient and helped me through the entire process, taking the time to answer every question along the way. Highly recommend.

Great customer experience all the way around. GRA’s communication was prompt and adequate, their team was typically available each time we called and if they were busy the calls were returned quickly. I couldn’t have asked for a better experience.

Listen and care for the customer. Help me purchase my dream home and made the experience very enjoyable.

The personal contact, and genuine ease of getting the loan secured was standout in today's environment.

Guaranteed Rate Affinity was exceptional to work with - quick to respond, easy to navigate, and an overall expeditious process.

Kristian Winters, was very polite and did a great job of explaining the process and responded very quickly to any questions. It was a pleasure working with the AGR team and I greatly appreciate their commitment all the way to closing. Thank you Christopher W. Reid

Kristian was very knowledgeable on the loan market, and helped us to make a quick home purchase and move. The whole team as GRA was very responsive and helpful when we had any questions, and provided kind/friendly service.

Aug 29, 2025

Trust me - you’re going to want to go through Kristian and his team!!! They made record closing time happen for me! Thank you GR!

Team went above and beyond to help me close on my house within a short time frame. Huge shoutout to Mike Crawford, Kristian Winters, and Sharon Gould

They did everything right all the way up to close!

They are quick and efficient.

Very responsive and communicative

Excellent service and fast turnaround times

Kristian and Karen went above and beyond constantly. They were absolutely the best people I have encountered during home buying

Efficient and helpful.

Great team to work with! They made getting through the process a breeze and were very communicative.

This is our 2nd home purchase with Guaranteed Rate. The loan officers are knowledgeable and guided us through the entire process.

Painless mortgage process

Good service.

Easy to work with from start to finish!