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Ryan Molstad

Ryan Molstad

Loan Officer · NMLS# 802346

Plymouth, MN5.0(32 reviews)

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Ryan Molstad - Home, Mortgage & Finance - NMLS 802346

Today · Open 24 hours

505 US 169Suite 255Plymouth, MN 55441
Rating5.032 reviews
Satisfied100%32 reviews

Great service, checkpoints throughout the process, easy.

Bryan C.

Awesome team to work with led by Ryan Molstad.

John S.

Ryan Molstad is a cut above the rest! Extremely knowledgeable and great with is clients. Not only is he authentic and kind, but he provides excellent customer service from start to finish. You are getting the best of the best by choosing Ryan to guide you through the entire mortgage process and get your closing done smoothly! Thank you Ryan for the great job you do!

Melanie D.View on Google

We had an absolutely fantastic experience with Ryan Molstad for our mortgage! His professionalism, attention to detail, and responsiveness made the entire process incredibly frictionless. We highly recommend Ryan to anyone looking for an customer first mortgage expert and seamless experience.

Ryan is as dedicated and hard working as any professional I've worked with. Every step of the way he would check-in to ensure we got the house we wanted. If you are moving to the Twin Cities area this is the exact person that can assist you in getting your dream home.

As a first-time homebuyer, I was initially overwhelmed by the mortgage process, but Ryan made everything incredibly smooth and stress-free. He was always informative, keeping me up to date every step of the way, and took the time to explain everything in a way that was easy to understand. His friendly and approachable demeanor made the entire experience enjoyable, and I truly felt like I was in great hands. I trust Ryan and highly recommend him to anyone looking for a knowledgeable and supportive mortgage professional!

Justin M.View on Google

Ryan did a wonderful job meeting mine and my family's needs regarding my refinance in this turbulent mortgage market. I will be referring anyone I know in the home loan process to Ryan Molstad and his team.

CassandraView on Google

Ryan Molstad - Home, Mortgage & Finance made the entire home-buying process incredibly smooth and quick! He helped me secure my new home in just a few days, guiding me every step of the way right up to the closing date. Ryan and his team were efficient, supportive, and made everything straightforward. If you’re looking for a hassle-free home-buying experience, I highly recommend them!

Great Loan officer, highly recommend for all real estate and loan needs! Great prices, great people!

Ryan & Wendell were the most helpful & encouraging team through my home purchase process. Ryan did a lot of calculating to get me the best loan & rates for my situation. And Wendell followed up with me consistently & explained all the steps of the process with encouragement and calm. The process was stress free with both of them working hard for me!

Cassidy L.View on Google

As a real estate agent and investor, I have worked with dozens of different lenders over the past several years, and Ryan Molstad with Team Tailored stands out above the rest.  To start, his loan packages offer some of the best home buyer assistance, and investor down payment assistance programs that I have seen.  In addition to this, their pre-approval process was very straightforward and their underwriting process was a breeze! Seriously... SO easy! His team is also amazing.  I have been a party to over 100 Real Estate Transactions and Ryan, Wendell, and Jared, made this past transaction the easiest one to date.  When there were issues that arose, Ryan tacked them right away. He never brough us problems, only solutions. Not to mention, that during our underwriting process, Ryan found a way to restructure our loan that cut our cash to close in half and saved us LITERALLY over $100,000 over the course of our loan. I'll say that again. Ryan saved me over $100,000. One HUNDRED THOUSAND. Not all lenders are created equally... Do yourself a favor and work with the best ones. 10/10

We were referred to Ryan by a close friend of ours and were so happy we went through the process with Ryan by our side. He answered all of our questions, provided valuable information, and led us to close on our first home. This experience left us happy and satisfied. We highly recommend working with Ryan and his team if you are looking to buy/sell a home. Thanks again, Ryan and co.

Response from Owner

Already got a referral from you guys, VERY much appreciated! You guys were great to work with, and I look forward to seeing you both again. Cheers!

Ryan Molstad's service to his clients is second to none. He is the lender you want in your corner to advise you throughout your path to home ownership. I'd never work with another lender should the day come that I do this all over again. In very early stages of considering home ownership, I was introduced to Ryan. He met with me to review my current financial status and he ran rough numbers, so I could understand what amount of funds I should target having available in order to buy the type of house I desired. Beyond this, he also gave me tips that helped me to pay off my new car much quicker than I had ever imagined was possible. He went above and beyond for me knowing that there would be no immediate profit from our conversation; he's just a genuinely good person who wants to see you succeed. A year and a half later, I was finally ready to start my home search, and Ryan met with me again to get the pre-approval process started. From that point, he checked in with me on my search--but not to an annoying or overbearing level. He appeared to be genuinely interested in how the process was going. When I finally found my dream home, he worked in lockstep with my realtor, the two of them advising on strategies to beat other offers that were submitted for the home. Our offer was accepted after a busy weekend (!!) due to this duo's quick strategic thinking. Following the accepted offer, Ryan and his team gave me details on every step of the process to closing, helping me to understand why each step was required--essential as a first-time home buyer. Ryan and his team walked me through every single paper I signed--this is not an exaggeration. And while I was often frantic and stressed during the process to closing, Ryan always calmly answered my questions and reassured my decisions. At closing, Ryan couldn't have been more thrilled for my big accomplishment. He was present at closing, cheering me on and celebrating me. Since closing, he has still been quick and helpful as he continues to answer my texts and calls if I have new questions.

Response from Owner

Emilee, you have no idea how much your detailed and thoughtful review means to me! I truly appreciate your kind words and that my team and I was able to make such a positive impact and help you with your home buying journey! I look forward to working with you again when the time comes.

Emilee S.View on Google

Ryan and the team made things totally seamless for me. They worked directly with my realtor and did All the legwork so my closing took minutes! Easiest transaction ever! Will definitely use him again and refer to friends.

Response from Owner

You're the man, Patrick! Seriously one of the easiest clients I've ever worked with. Thanks for the 5 star review!

Patrick S.View on Google

Response from Owner

Awe thanks Kimmy!

Kimberly H.View on Google

Ryan Molstad is one of the most genuine guys I have ever met in my life. He is easy to communicate with and goes above and beyond from day 1 to closing. Ryan always puts your best interests at heart and wants to do what's best for you. My wife and I recently worked with Ryan and I can tell you that I will not ever go anywhere else besides to work with Ryan Molstad. Never been happier! Thanks Ryan!

Response from Owner

I appreciate you, Hunter! Multiple referrals already -- You're the Man! From personal trainer, to client, to friend, I cherish our relationship. Cheers brother!

Hunter T.View on Google

I found out about Ryan Molstad and his team through a referral. I was a bit skeptical at first about going through someone who is not located in Central WI (where I was buying my home). I could not be more glad I gave him a chance! Ryan went above and beyond to provide me information, cater my experience to both my short and long term financial goals, and helped me to stand out as a buyer. Ryan and his team were responsive, prompt, and made the process seamless. Also kudos to Jamie for her professionalism behind the scenes and getting everything in order for closing. This was my second home purchase and I really wish I knew about Ryan & team my first time around!

Response from Owner

Thanks Anna! Hope you're doing well!

Ryan Molstad was a pleasure to work with from start to finish. No question was left unanswered. I was provided all the information I needed, and I knew if I needed anything I could reach out at any hour and get a quick response. The whole experience was very comfortable, especially for a 1st time homebuyer!

Response from Owner

Thanks Logan, you were great to work with! Always here to help in the future.

Ryan was our lead mortgage contact throughout the entire home buying process and made himself available at all times (day and night). His dedication to customer satisfaction was extraordinary - for example, we emailed him with some questions late into the evening (not expecting a response until the following day), and he responded almost immediately. His responsiveness was especially important considering the market we were in (homes would be listed for less than a week before getting purchased) - which gave us a strategic advantage over other buyers. Furthermore, coming from a huge family of veterans, Ryan was extremely familiar with the VA Home Loan process - making it extremely easy for my wife and I to navigate. Thanks for all your help, Ryan! It was truly appreciated and I look forward to working with you again in the future!

Response from Owner

Always love working with military Veterans! You deserve the VA benefits that you've earned -- Thank You For Your Service! I look forward to working with you again, cheers.

Connor B.View on Google

Ryan was amazing to work with! As first time home buyers, he made us feel incredibly comfortable through the entire process and answered any questions we had. I’m glad we had Ryan on our side. I couldn’t recommend him more!

Response from Owner

This was a special one for me, thank you Erin and Ross! We might have to do it again soon.... :)

Would recommend Ryan to anyone! He takes the time to answer questions, explain things, and always has your best interest throughout the process. As a first time homebuyer, I worked with other lenders in the months prior but felt confused and thrown around. Once I started working with Ryan, I knew I had landed with the right lender. He is so patient and works hard to get the best fit for your situation. Its obvious he really cares about his work and puts the client first. He always responds quickly and is available at all times of the day. Look no further!

Response from Owner

Thank you Mckenzie! Hope you're enjoying your home and let me know if you ever need my help again in the future!

Mckenzie B.View on Google

I was a first time home buyer when I started working with Ryan. I was overwhelmed, confused and had so many questions. Ryan was able to answer all of my questions while explaining everything in great detail, yet still making it simple enough to understand. He is extremely responsive- he got back to me almost instantly through emails and text messages. He is clearly very dedicated to his career, sincerely cares for his clients, and is very knowledgeable. Not only is he a wonderful financial advisor, I also consider him a great friend. I would not hesitate to recommend him to anyone- you will not be disappointed!

Response from Owner

Thank you, thank you, thank you Kayla!!!

My fiance and I were in the process of buying our first home. We'd been working with a rockstar realtor, but our previous mortgage lender was lacking in communication and inhibiting our success. We were referred to Ryan because of his response time, attention to detail, and commitment to his clients. He did not disappoint! From the first point of contact I had with Ryan, I knew he would be key in helping us get our first home in this competitive buyer's market. Ryan helped my fiance and me navigate through the loan process, informed us about all of the different types of loan options, and helped us decide which one would be right for us. Ryan was determined to help us get an accepted offer. He called the listing agent for each offer we submitted and advocated for us. In just two offers, we had ours accepted and got our dream house! We are so grateful to Ryan for being an integral part of the team that helped us find our home. Thank you!

Response from Owner

Thank you Ivy, you guys are the best!

Ryan is one of the best in the business. From start to finish (and even after) he provided prompt and professional services and answered any questions I had along the process. Would highly recommend speaking with him before you sign your next mortgage!

Response from Owner

Always an honor when a realtor uses me for their personal deals. Thanks Zach!

Zachary R.View on Google

When I first started the home buying process I was completely clueless. I truly didn't know where to start in terms of searching for a home let alone how to get a mortgage. I ended up meeting with Ryan Molstad at Finance of America. I chatted with Ryan for a couple of hours and in that time I went from very clueless to having an ease of mind in buying a home. Ryan is beyond knowledgeable in the realm of finance. Regardless of the time of day Ryan was always available to answer questions and assist with the home buying process. Whether you're looking to buy a home (especially as a first time home buyer!) or trying to refinance you are in the right place when talking to Ryan. When it came time to offer on a home Ryan called the selling team and explained to them how I was a solid candidate for the home I wanted. There is no doubt in my mind Ryan's diligence in doing so helped my offer get accepted.

Response from Owner

Awe, thank-you for the kind review Nicole! I'll never forget the look on your face when you realized you were a new home owner. Those are the moments I live for and I'm so happy I got to be a part of this experience for you. The best part is I now have a new friend and fellow concert partner for live music here in the Twin Cities. Enjoy your new home!

Nicole S.View on Google

I compared multiple lenders and eventually (and fortunately!) went with Ryan. Ryan is an extremely knowledgable and professional person who went above and beyond to ensure that I, as a first-time home-buyer, was fully educated about the process and common pitfalls. He is very responsive to questions and was proactive about making sure I was on track with all the documents I needed to submit. To top it off, he had the best rates of all the lenders I compared! If you're looking for best-in-class service, someone who is extremely knowledgable about their field, a patient and kind person who is happy to educate with as much depth as I asked for, and someone who really gives individualized attention - look no further than Ryan! To top it all off, Ryan got me a FREE warranty on all the major appliances in my house!

Response from Owner

You were great to work with, David. Thanks again for trusting in me to help you, and I look forward to watching you grow and being here for you in the future, which for you is very bright. Cheers.

Ryan was great to work with. Highly recommend! I was moving, starting a new job, and trying to close on my first home, Ryan made it possible and happen on time! Couldn’t be happier with this experience!

Response from Owner

Aww, thank you Lauren! I loved how excited you were at closing and after closing. The smile on your face was priceless, and something I won't soon forget. I'll always be here for your home financing needs. I have a feeling that will be sooner than later as you get your investment empire going!

Lauren S.View on Google

I refinanced my home and Ryan and his staff made it a super easy and painless process. Ryan is extremely responsive anytime day or night. I was thoroughly impressed with how quick the refinance was, especially considering it was a VA refinance. Highly recommend Ryan when purchasing or refinancing your home. Veterans looking for someone they can trust with their home purchase or refinance should give Ryan and his staff a call.

Response from Owner

Thanks for the kind review, Kyle! I truly appreciate your service to our country and you deserve all the best. I hope you have a great New Year and I’ll always be here for your home financing needs.

Ryan was a pleasure to work with. When my clients mentioned they were financing their home mortgage through a lender out of the state, I was skeptical that the process would run smoothly. Ryan proved me wrong! He was not only available at all times for my clients, but me as well. He made the process of getting my clients their home so easy that I forgot he was in Minnesota and we were in Wisconsin. As a Realtor, the financing is so important and I would highly recommend Ryan to anyone. He went above and beyond what was expected.

Response from Owner

Thank you, Tami! It takes a great team to get clients to the closing table quickly and smoothly and you were a big part of that, so major kudos to you as well!

Response from Owner

Thanks for the 5-star rating, Karen. It was a pleasure working with you, and I'm honored to be a part of your next chapter.

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