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Tony Zerwas

Tony Zerwas

Producing Branch Manager · NMLS# 321631

Forest Lake, MN5.0(74 reviews)

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Tony Zerwas at Rate (NMLS #321631)

Today · 9 AM – 5 PM

855 W BroadwaySuite BForest Lake, MN 55025
Rating5.074 reviews
Satisfied97%90 reviews

Ratings include all 90 reviews. Reviews collected directly from clients are shown only with their permission.

Tony was great and went above and beyond to secure my family financing for our families dream home!

Tony and his team were a lot of help in this process

Response from Owner

Thanks so much for taking the time to share this, Cody. It's been an absolute pleasure working with you. I'm so excited for you and your family to get into your new home! Best wishes.

I had the opportunity to work with Tony on a buyer transaction, and he was great to work with! He was responsive, knowledgeable, and kept everyone informed throughout the process. I really appreciated his communication and the care he gave our client from start to finish. Thanks for helping make the process such a smooth one, Tony!

Response from Owner

Thank you, Amber! It's always a pleasure working with you. Tony Zerwas

Working with Tony was an amazing experience! Tony explained everything clearly and helped me through the entire process. I couldn’t recommend Tony and Rate more!

Response from Owner

Thank you for the great review and recommendation, Paige! Congratulations on your first home! It was great working with you. Best wishes, Tony Zerwas at Rate

I have worked with a lot of lenders over the years, and it takes a lot to genuinely impress me. That's why I have to give Tony a huge shoutout. What sets Tony apart isn't just that he's knowledgeable. It's the way he shows up for both his clients and the real estate professionals he works with. He is incredibly responsive, communicates clearly, and makes himself available whenever questions come up. From the very first conversation, he makes the loan application process feel straightforward and stress-free. My clients consistently tell me how easy his platform is to use and how quickly he gets back to them. More importantly, he doesn't settle for generic answers. He takes the time to explore every available loan program and financing opportunity to make sure buyers understand all of their options and can choose what truly works best for their situation. Throughout every transaction, Tony stays one step ahead. I never have to follow up, remind him of deadlines, or wonder where things stand. Everything is handled proactively, professionally, and on time. That kind of consistency is rare. After working together on numerous transactions, I can honestly say I've never had a single complaint from a client. He simply makes the entire buying process smoother for everyone involved. If you're looking for a lender who will work hard for you, communicate every step of the way, and do everything possible to secure the best financing available, I can't recommend Tony highly enough. Give him a call. You'll be glad you did.

Response from Owner

Thank you for the great review, Tori! Tony Zerwas at Rate

Victoria L.View on Google

Knowledge, trustworthy, friendly and patience.

Becky S.

The team was amazing l, always answered any questions I had and the response time was almost instantly.

Hailey L.

Easy and transparent

Liam R.

Easy to work with and great communication

David V.

They went above and beyond to close this problematic loan in a timely matter and to my satisfaction

Maureen W.

Very good person to work with made my experience easy buying a home for the first time

Response from Owner

I am so glad that your first-time homebuying experience went so well, Andrew. Thank you for the great review and best wishes in your new home! Regards, Tony Zerwas at Rate

Andrew G.View on Google

Thank you so much Tony! Just overwhelmed by all the support and patience with me asking a lot of first time home owner questions, and repeat explanation of items. Thank you so much for always being there when I needed help. Thank you for looking out for my best intrested and saving me time and money. I am so greatful, s And I appreciate all your hard work and your team's efforts. Everything you all have done to make this a smooth process. THANK YOU!

Response from Owner

Thank you for the fantastic review, Becky! I appreciate your kind words regarding your first-time homebuying experience. I wish you all the best with your new home! Best wishes, Tony Zerwas at Rate

The men I worked with were so kind and helpful. I appreciate their patience and clear explanations on my first experience with buying and insuring a home on my own. They really took care of me and took the time to get to know me a little bit as well.

Pauline H.

Tony was more than helpful

Richard R.

We have worked with Tony Zerwas over the past six years for six different purchases and every experience has been awesome with Tony.

Chad M.

Tony Zerwas is Awesome! He did a great job with my construction loan and Mortgage. Great guy for your future mortgage or construction loan. Very personal and knows how to make this process as convenient as possible.

Excellent service. Honest. Knowledge of the industry.

Kevin J.

Closed very quickly

Ken P.

Tony is on top of the mtg lending experience. Give him a call for your next realestate borrowing plan.

Response from Owner

Thank you, Dave and Sheryl for the great review! I really appreciate your continued trust in me with your home financing. Best wishes! Tony Zerwas at Rate

Tony was always there when you needed him. He was always willing to listen, and very easy to talk too.

Michale C.

Absolutely amazing

Thomas B.

No written review

Brett E.

Exceptional service from a company I previously didn’t know existed who are now my first go-to. Highly recommend!

Response from Owner

Thank you, Shannon! I'm delighted to be your go-to mortgage lender, and truly appreciate your trust and recommendation. It was fantastic working with you both! Best wishes, Tony Zerwas at Rate

Shannon B.View on Google

Tony has been great to work with, he consistently blows me away with his lightning speed responsiveness, he is very much a go-getter. I don't have to remind him to do anything, I don't have to follow up and ask him for a response, he gets back to clients and real estate agents consistently on any concern or question that we have. If you are looking for someone that has many years of expertise, has amazing rates, and will look out for the best interest of a client, he is an excellent choice that will leave you more than satisfied.

Response from Tony Zerwas at Guaranteed Rate NMLS ID: 321631

<span class="facebook-review-message-tag" data-id="24900387546304347" data-length="69" data-name="Victoria Litteral - Real Estate Expert with Your Home Sold Guaranteed" data-offset="0" data-type="user">Victoria Litteral - Real Estate Expert with Your Home Sold Guaranteed</span>, thank you for the outstanding recommendation! I really appreciate working with you, due to your enthusiasm and your professionalism. Looking forward to partnering more in the future.

Victoria L.View on Facebook

Everything was great.

Christopher M.

I thought everything went pretty smoothly

Timothy S.

So wonderful to work with!

Lynette D.

Tony Zerwas was great with communicating.

Thomas M.

It was easy working with Tony and the team.

Kendra H.

Easy to work with

Lonnie D.

Good service, knowledgeable staff, responsive

Charles O.

Working with Tony on my home mortgage was an absolute pleasure. He and his team were professional, communicative, and competitive in the market. I would highly recommend working with Tony.

Response from Owner

Thank you for the opportunity to work with you, Chris. I enjoyed it and hope you having a great summer in your new home! I appreciate you taking the time to write the recommendation very much. Best wishes, Tony Zerwas at Rate

Highly recommend, great people to deal with!

Response from Owner

Thank you so much, Lynette! I hope you enjoy your new home. Best wishes, Tony Zerwas at Rate

Lynette D.View on Google

They were always there when I needed them. Questions were answered. They did a Great job

Milly F.

Tony Zerwas was great to work with and made the process a breeze.

Roger D.

Any time I had a question, the response rate and explanation were great

Shawn C.

They were great to work with, informative and kept in consistent contact on how the loan was going every step of the way.

Cory L.

Tony was awesome communicating and guiding us through the loan process and got it done fast!

Response from Owner

Thank you for the great review, Cinde! Congratulations to you and Chris on your new home. I appreciate your trust in me very much. Best wishes, Tony Zerwas at Rate

Tony went above and beyond to help me with my financing. He resolved issues for me again and again... issues that I had thought were not solvable.

Response from Owner

Thanks, Lisa. I'm glad to have been able to assist you with your financing needs. My goal is always to provide exceptional service to my clients. Best wishes, Tony Zerwas at Rate

Absolutely fantastic to work with!! Thank you so much!!

Response from Owner

Thank you for the wonderful review, Haley. I appreciate you trusting me with your home financing business very much. Best wishes to you and Brandyn! Tony Zerwas at Rate

Tony was helpful and I am glad he was my contact for Rate.com

Response from Owner

Thank you so much, Robin, for the opportunity to work with you on your renovation loan. I appreciate the 5 star review very much. Best wishes, Tony Zerwas at Rate

My 3rd refinance, I'll use them again for my funding needs

Response from Owner

Jason, Thank you for your continued business relationship with your home financing. I appreciate your trust in me and my team very much. Best wishes, Tony Zerwas at Rate

They were nothing short of GREAT

John W.

Very easy to work with.

Cheryl L.

Helping me twice

Denise N.

They kept us informed of all proceeding and answer our questions quickly.

Scott E.

They were patient and work with me

Bill C.

Very responsive service

Thomas V.
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