Rate
Annie Howland

Annie Howland

Mortgage Loan Originator · NMLS# 739355

5.0(155 reviews)
Rating5.0155 reviews
Satisfied97%155 reviews

Ratings include all 155 reviews. Reviews collected directly from clients are shown only with their permission.

No written review

Darryl M.

As a first home buyer, it's very nervous about making this big decision. Communication is fast and answers all my silly questions. Provide me all possible choices and enough information helping me to find the best solution for me. Also Annie would tell me some mistakes new buyer easily make so that I can avoid them. Really appreciated

Lanxuan Y.

She was good

Marilyn A.

Annie is amazing with how she explains the process of buying a home. Friendly and her tone is open and free. She is welcoming with questions and made us feel at ease during the whole process. She also keeps in communication from day one to the end! Made us aware of every step and kept giving us gentle reminders.

Nayyar A.

Annie was fantastic to work with. Always keeping us up to date, and informed. She made us feel knowledgeable and confident we were making the right decisions.

Michelle G.

Annie was so helpful throughout my loan process. I’m so glad she was our loan agent. She’s always there when we have a question about the loan. She make sure we submit everything in a timely matter. She is always on her A game and I couldn’t asked for more. Thank you so much Annie for holding our hand through our first home buying experience.

Soksanrozette C.

Annie was very helpful throughout the loan process. Thank you so much for always updating us and keeping us informed.

John B.

It was a hard and long process but some how Annie made it happen for us.

Teresita C.

Annie was awesome. She help us through it all from beginning to end. Practically held our hands as we went through the process. Annie always communicated and guided us every step of the way. Never leaving us with any doubts. Annie and her team was GREAT! Even through the tough times, she pulled it through. She surely pulled all the magic and made it happen for us. What an AWESOME feeling to finally get to the finish line. For any one looking to purchase a home and need a mortgage loan originator that can help and work her magic, Annie surely can. She is HIGHLY recommended here.

Albert S.

Annie was so attentive to all of our questions and was super informative. She did everything in her power to make sure we made it all the way through the new home buying process and really made us feel valued. 10/10 would recommend.

Adam D.

Annie was absolutely amazing. I am forever grateful to her. This is our first home so we didn’t know anything. She always took her time explaining stuff to my husband and I.

Alejandra D.

The team was informative, responsive and held my best interest with all decisions made.

Ashley F.

The process was extremely amazing! I never thought that a Loan Officer would be so helpful and dedicated. Annie was so professional and approachable! Thanks to her guidance since the first day, this process was so transparent and easy.

Vanessa B.

It was fantastic, thanks for all the services!

Liqin Z.

The customer service and assistance.

Arletha R.

Annie was easy to work with. She is helpful and even takes time to answer our questions during her off. It was a great experience!

Maria G.

Communication and great service

Steven W.

Responsiveness

Peter Y.

Nice service and friendly people

Tony W.

she keeps in touch and updates us!

Jim G.

Annie was very informative and always willing to answer our questions. She checked in frequently and updated us weekly. She was very helpful throughout the whole process!

Anna L.

everything is very good very satisfied

Xu L.

Annie knew how to follow up. Thanks!

Michael Z.

Timely, pleasant, and informative each and every email and phone call. Annie was perfection along with the rest of the team. Thank you for the experience!

Jasmine S.

Annie was very attentive and always got back to me in a timely fashion and she was able to articulate answers to my questions in a manner that were easy to understand.

Ahman H.

Annie goes above and beyond to assist clients. Not just with Loans, but with so many facets of the home purchase experience. She is underpaid for everything she does!

Justin R.

Annie was extremely helpful in clarifying everything throughout the process as we had a billion questions!

Dijonne M.

Annie was very friendly and eager to help us along the way. She was a great communicator and great person to work with!

Amberly B.

Very informative and great communication.

Russell K.

Supportive

Maria C.

Everything is excellent.

Jejaw R.

I couldn’t ask for any service. Annie was amazing she locked my rate before everything start skyrocketing. Super super happy with her service, I will work with her for any future purchase! Thank you very much Annie!

Mladen R.

Very responsive and very precise on answering my questions.

Ted E.

Responsive and available

Roger G.

Annie responds in a timely manner, provides options and advice, she explain things and ensures we understand what is going on and what is expected.

Xennia U.

The communication between me and Annie made it great. Whenever I had a question, she would respond right away and answer my questions.

Marisela V.

Very helpful. Fast response. Friendly.

Min K.

Annie pro-actively remind us the schedule and the action items need to complete which is very important since most of the people are not familiar with the loan and closing process. She also provides professional suggestions that help us to make the decisions. In addition, it's a long process and Annie is always patient with us that make us comfortable.

Yun H.

she very kind and nice . she has strong professional, can solve all issues . Be serious and responsible. The whole process went smoothly with her help.

Bing W.

We had a bad experience with our previous loan officer but when we switched to Annie Yan-Case within KHBS, I have to say, if I could give Annie 7-stars in this review, I totally would. So here they are! 🤩 ⭐ Breaking down and explaining all numbers in our loan estimate ⭐ She's very clear in her instructions and numbers ⭐ In a process that is often complicated, she gives clear directions on next steps ⭐ Keeping us consistently updated on the status of our loan and guiding us through it ⭐ She's very patient, helping us with any additional questions ⭐ She's available when needed and returns calls in a timely fashion ⭐ She's professional, highly knowledgeable, friendly and fun. She even gave us new residents restaurant recommendations in our local area It's no secret that she genuinely cares about her clients and goes the extra TWO miles for them. (Special shout to manager Howard Gore for letting us switch to Annie. She's the best! 💯) L+V

Lee L.

Annie was very helful, informative and cared about my concerns

Claudio R.

Annie was very quick to respond. She reached out frequently to see if we had any questions. She was great to work with.

Miwah K.

Annie patiently answer all of my questions and make sure I know everything I need to know.

See C.

Annie yan is very professional and works on head to toe, she is the only person I feel connected and all through the whole year in the transaction for the whole year of construction,she is very helpful and trustworthy, I will turn to her first and kb for future for investment for sure

Qiang D.

Annie gave great advices and helped us smoothly went through the Loan process ! With great Thanks for the team work with Sonja Goldstein ! Thanks KB LOAN TEAM ! ‼️ From Willie Yang & Jessie Chung

Willie Y.

Annie was outstanding through out the whole loan process. She is very knowledgable and a true asset to your company. Annie is a superstar and would highly recommend her services to anyone looking for a experienced person to assist with a home loan.

Leopoldo C.

She is very patient to answer the questions we have all the time.

Dujuan Z.

Annie was very very helpful and informative during the entire process. I originally applied for this loan through KB and a man named Lee. Lee hung up on me and told me I did not qualify. I found annie on google and asked her manager special permission for her to work with me because the home I wanted was in Lees area. The manager aloud her to work w me and 30 days later I closed on my house. Annie literally saved the day. And she was so nice to me throughout the whole experience and always kept me in the loop. I will be using annie for loans moving forward.

Storm S.

She was available almost anytime, during normal hours and after hours and weekends with any questions we had

Mark B.

Annie was very helpful throughout the loan process. She was easy to work with and went out of her way to help us lock-in a low rate.

Karylle C.
Equal Housing LenderEQUAL HOUSINGLENDER
© 2026 KBHS Home Loans, LLC. All Rights Reserved. For licensing information, go to: www.nmlsconsumeraccess.org. KBHS Home Loans, LLC, NMLS 1542802 Headquarters: 300 East Royal Lane, Suite 250, Irving, TX 75039 - (855) 378-6625 This is not an offer for the extension of credit or a commitment to lend. Program restrictions apply. KBHS Home Loans, LLC policy is to treat all applicants and borrowers in a fair and consistent manner and without regard to race, color, religion, national origin, age (provided the applicant or borrower has legal capacity to enter into a binding contract), sex, marital status, disability familial status, receipt of public assistance, or exercise of rights under the Consumer Credit Protection Act, or any other prohibited basis identified under state law. KB Home and KBHS Home Loans, LLC share common ownership and because of this relationship may receive a financial or other benefit. You are not required to use both KB Home and KBHS Home Loans, LLC as a condition of settlement on your loan or for purchase or sale of any real estate. This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site. Arizona Mortgage Banker License #939988

Powered by SocialCoach