Yale Valdez

The team worked with us every step of the way, was clear and concise on what was needed of us, and went out of their way to ensure we were taken care of.

Rate did an excellent job with my refinancing. They provided guidance throughout the process and was always available to address my questions.

Mar 3, 2026

Yale has been an excellent person to work with. He is always available to explain things to us, regardless of how complex they are. We definitely recommend Yale and we will continue to refer our friends and family to him for their home needs

My refinancing with Rate was a great experience! Yale Valdez and his team provided guidance for each step in the process. They were always available for questions. I would highly recommend them to anyone who needs a mortgage or wants to refinance.

Oct 21, 2025

Yale was phenomenal. He was readily available whenever we had any questions or concerns. I give Yale a 10 and I will recommend him to all my friends and family members that are looking for a lender.

Yale was wonderful and so helpful and supportive

They responded to any inquiries in a timely manner with a wealth of information and transparency

Yale Valdez and others who worked on my mortgage were excellent in every way. They were personable, extremely competent and easy to reach with help of any kind. The entire transaction couldn’t have been better.

Yale Valdez assisted me with the loan. He was FANTASTIC!! He guided me through the process and answered all my questions. He was always available to address my concerns and returned my calls promptly.

Smooth process and informative.

Jun 4, 2025

We’ve worked with Yale multiple times now on our home loan and he’s always been fantastic—communicative, reliable, and quick to respond. He makes the process smooth every time. Highly recommend!

Yale was incredibly helpful though out the process. As first time homebuyers we had so many questions and he was always willing to talk with us and make sure we understood everything even as it moved quickly.

Yale is very attentive and helps through all steps and questions which is highly appreciated

I have used guaranteed rate twice and I have had great experiences, I have no complaints they are very professional and efficient and great communication.

Fantastic experience

Went above and beyond. The best.

Great service from start to finish. Felt we could trust all of the advice provided and were never steered toward something we didnt want to do.

Service was very good

Very responsive and the process was easy

Garret was absolutely amazing. He was there to answer all my questions and concerns and responded quickly. If him or his team needed anything or I had questions I knew I could go to them at anytime and get the answers I needed

Maritza Bland helped my father and I get the house that we have now. Maritza was so helpful with breaking everything down and going into detail about buying a home. She helped me through all papers and documents. Highly recommend Maritza Bland as a lender :) she’s truly amazing and we are forever thankful for everything she’s done for my father and I!

By making a typical stressful process, much easier. Ed and the team were excellent.

Customer service!

The combination of the best loan rate and professional, courteous service from Yale Valdez are the reasons I chose Guaranteed Rate. Yale is honest, trustworthy and goes above and beyond his duties. I would not hesitate to recommend Yale Valdez to my family and friends.

Por qué son muy responsables y buscan la manera de apoyarte en el proceso de compra

Worked with Yale Valdez and his service was 11/10. He even recommend me a special purpose credit program that helped out so much with closing cost!

Working with Yale made the process extremely easy and flexible around my busy schedule.

Everyone I worked with always responded quickly and made the whole process as stress free as possible

The communication with my loan officer was stress free and greatly appreciated.

Our loan officer, Yale Valdez, was with us every step of the way. He stayed on top of the process and often answered questions before I even knew I had them. Yale was available at all times and extremely knowledgeable.

Great communication, efficient and easy process

Good communication and a quick proccess.

Outstanding fast service and communication

Sep 14, 2024

We were having issues with our previous lender, so we made the switch to Guaranteed Rate, it was a very smooth process and our loan officer Yale Valdez and his assistants had great communication and attitude through the whole process, and thanks to them we were able to get a 3k grant for our home since we are first time homebuyers it was a giant help that we weren’t getting from other lenders. Thank you so much to Yale and his team!!

Jan 18, 2023

Yale is simply the best person I have worked with! Very professional and helpful! He made my first time home buying experience a stress free one. Explained to me what I needed and how the process worked. Thank you so much Yale for all your hard work!

May 12, 2022

Yale is the Best person to work with !! Very professional,helpful and very knowledgeable Especially for first time buyers he’s trying to do everything he can just to take care you.. Thanks for your help Yale.