Ratings include all 78 reviews. Reviews collected directly from clients are shown only with their permission.
As first-time homebuyers, we couldn't have asked for a better partner than Brandon & the Rate team. From day one, he was incredibly communicative, educational, and patient, taking the time to explain every detail of the mortgage process so we always felt confident. He was also highly competitive on our rate and total cost structure, ensuring we got the best deal possible. To top it all off, he moved with incredible speed and efficiency, helping us close on our home in less than 3 weeks!
Response from Owner
Thank you so much for the incredible review and for trusting me and the Rate team with the purchase of your first home! Helping first-time homebuyers navigate the mortgage process with confidence is one of the most rewarding parts of what I do.
My goal is always to make home financing as smooth and stress-free as possible by providing clear communication, competitive mortgage rates, low closing costs, and a fast, efficient closing process. I'm especially glad we were able to help you secure great financing and close on your new home in less than three weeks!
It was a pleasure being your mortgage lender, and I truly appreciate the opportunity to be part of such an exciting milestone. Congratulations on your new home, and please know I'm always here for any future mortgage or refinancing needs!
I just wanted to say thank you to Brandon and his team. It was my first time purchasing a home and I naturally had a lot of concerns and questions. They addressed all of those needs and worked with my realtor to insure that the process was going to be as smooth as possible. Everything was transparent and I never felt unsure about them or anything in the process. I cannot recommend and thank them enough for helping my wife and I make our biggest purchase to date and thank you for being mindful of the fact that this was something that was going to change our lives.
Response from Owner
Brian, thank you so much for taking the time to leave this review. It was a pleasure helping you and your wife through the homebuying process. Buying a home for the first time comes with a lot of questions, and my team and I always want our clients to feel informed and confident from pre-approval through closing.
I’m extremely grateful that you trusted us as your Northern Virginia mortgage lender and help guide you through such an important purchase. Congratulations again on your new home, and thank you for recommending our team!
Brandon is one of the top loan officers that understands the business and continually helps homeowners with all their loan needs. I highly recommend it.
Response from Owner
Thank you so much for the kind words and recommendation! I really appreciate your trust and am always happy to help homeowners navigate their mortgage needs. My goal is to make the process as clear, responsive, and seamless as possible from start to finish.
Brandon and his team were great. Accessible and easy to work with.
CClaire L.
Absolutely the best experience I have ever had with obtaining a mortgage. Brandon and his entire team are responsive, professional and highly communicative. All icing on the cake to getting the best rate and terms that I shopped for. RATE made it so easy and working with Brandon was like dealing with a friend. I just can’t recommend them highly enough!
Thank you Brandon and RATE!
Response from Owner
We're privileged to have provided you with the best mortgage experience. It's wonderful to hear that our team was responsive, professional and highly communicative throughout your mortgage process. I'm delighted that you felt like you were dealing with a friend while working with me, and that we were able to deliver the best rate and terms you were looking for. Your recommendation means everything me and my team. Thank you for choosing us!
Brandon was so easy to communicate with and work with. He took time to explain everything and make sure I understood the process.
EEthan U.
Brandon and the team were amazing! And the process was so easy.
KKaren Z.
I recently had the pleasure of working with Brandon Frye at Rate on a home purchase in Great Falls, VA, and I couldn’t be more impressed. Brandon was incredibly responsive throughout the entire process, consistently providing timely updates and clear communication. He offered my clients excellent loan terms, and his team made what can often be a stressful process feel seamless and efficient.
As a real estate agent, it’s critical to partner with lenders I can truly trust to take great care of my clients—and Brandon absolutely delivers. He goes above and beyond at every step, ensuring a smooth transaction from start to finish. I highly recommend Brandon and his team to anyone looking for a dependable, knowledgeable, and client-focused lender.
Response from Owner
Thank you so much for the thoughtful review and for trusting my team at Rate to help your clients with their home purchase in Great Falls, VA.
We know buying a home in Northern Virginia can be competitive and stressful, so our goal is always to provide clear communication, fast responses, competitive mortgage solutions, and a smooth closing experience from start to finish.
It means a lot coming from a trusted real estate agent who understands how important it is to have a reliable lender and mortgage team behind every transaction. We truly value our partnerships with agents across Great Falls, Arlington, McLean, Vienna, Reston, and the greater Washington DC area.
Thank you again for the recommendation and for allowing us to help another family achieve homeownership.
We just closed on our home on March 6, and we had a great experience working with Brandon Frye’s team from Rate. The whole process was smooth and well organized, especially with their portal and apps, which made it easy to track documents and tasks.
They were always very responsive, patient, and clear in answering all of my questions. I never felt stressed or confused at any point. They also helped us secure a very competitive rate, which we really appreciate.
Overall, a very professional and supportive team — highly recommend working with them!
Response from Owner
Thank you, Ming! I really appreciate the thoughtful review and the opportunity to help with your home purchase. Making the mortgage process smooth, organized, and easy to understand is always the goal, so I’m glad you had such a great experience with our team at Rate. Congratulations again on your new home!
It was a pleasure to work with Brandon recently on my client's home purchase! He and his team are fast and efficient, they keep everyone informed, and he gave my buyer an amazing rate / terms on her loan. 5 stars!
Response from Owner
Thank you so much for the kind words and for trusting my team at Rate to help your client with her home purchase Jamie.
We work hard to make the mortgage process fast, smooth, and stress-free by keeping communication proactive and making sure both the client and agent stay informed every step of the way. Helping buyers secure competitive mortgage rates and loan terms while still closing efficiently is always the goal.
It’s always a pleasure working alongside great real estate agents to help clients navigate the Northern Virginia real estate market with confidence. We truly appreciate the partnership and look forward to helping more homebuyers across Great Falls, Arlington, McLean, Vienna, Reston, and the Washington DC area.
We had a great experience working with Brandon Frye and his team throughout our home buying process. Brandon was incredibly helpful and supportive every step of the way. His team took the time to clearly explain each part of the process and patiently answered all of our questions as we navigated what can be a complicated experience.
Their responsiveness, knowledge, and willingness to help made the entire process feel much smoother. We truly appreciated their guidance and would highly recommend Brandon and his team to anyone looking for a lender.
Response from Owner
Thank you so much for the kind words and for trusting my team at Rate throughout your home buying process.
Buying a home in Northern Virginia can feel overwhelming at times, so our goal is always to make the mortgage process smooth, transparent, and stress-free with clear communication and fast responses every step of the way.
We truly appreciate the recommendation and are grateful we could help you navigate such an important milestone. Congratulations again on your new home!
I had an incredible experience working with Brandon Frye and his team at Rate. They managed to do the near-impossible and helped me close on my home in just 10 days! From start to finish, the entire team was professional, highly communicative, and patient with all of my questions. They provided an unbeatable interest rate and were able to navigate my specific financial situation with ease. Their platform is incredibly user-friendly, making the entire process seamless. If you want a lender that is fast, reliable, and truly looks out for your best interests, look no further than Brandon Frye. Not to mention all the auxiliary services they offered like home inspection and home warranty options.
Response from Owner
Thank you so much for this review Rashaan, it was a pleasure to work with you and I truly appreciate you taking the time to share your experience.
Closing in 10 days takes strong teamwork, and I’m grateful you trusted me and my team at Rate to help make it happen. Clear communication, speed, and thoughtful strategy are always priorities, especially when navigating unique financial situations and tight timelines.
I’m glad our platform felt seamless and that we were able to secure a competitive interest rate that fit your goals. If anyone in Northern Virginia, Washington DC, or anywhere nationwide is looking for a responsive mortgage lender who can close quickly and communicate every step of the way, we’re always here to help.
Congratulations again on your new home, and thank you for the opportunity to be part of your journey.
Brandon Frye and his team were amazing! This is the 4th home I’ve purchased and the best lender client service team I’ve worked with. They were on top of it and had me cleared to close in just a few weeks! Unfortunately, my original closing date did not happen due to a complication on the seller side and Brandon reached out immediately to let me know and discuss options. I truly have nothing but great things to say about the entire team; they made the process seamless!!
Response from Owner
Thank you so much for the trust Shannon, especially on your fourth home purchase. Hearing that this was your best lender experience truly means a lot.
Clear communication and proactive problem-solving are priorities for my team and me. When the seller-side complication impacted your closing date, I wanted to make sure you immediately understood your options and next steps. Whether it’s a home purchase or a refinance, our goal is to keep clients confident and fully informed all the way to “clear to close.”
For buyers and homeowners in Northern Virginia, Washington DC, and nationwide, we focus on fast closings, competitive interest rates, and customized mortgage solutions.
Congratulations again on your new home, and thank you for choosing us.
Brandon Frye and his entire team did an excellent job with communicating and executing our mortgage process from application to closing.
AAlvar D.
Always so responsive and professional. Brandon Frye and his team are awesome
JJean B.
Brandon and his team are AMAZING!! I have bought and sold 7 different properties and I have never had such clarity and excellent communication on the processes as I had with Brandon and the Rate team. This team will be the only team I ever use for any of my properties. I think we set a record, during the scheduled settlement, we closed in 8 minutes…In and out all of the documents were all prepared perfectly. If you need a mortgage lender, call Brandon at Rate right now…
Response from Owner
Thank you for the incredible review Bernard and for trusting me and my team with your seventh property. That means a lot.
Clear communication and preparation are everything in a mortgage transaction. From application to underwriting to closing, our goal is to eliminate surprises and make the process smooth and efficient. Closing in 8 minutes at settlement is a reflection of strong upfront strategy, accurate documentation, and a fully prepared loan file.
Whether you’re buying, refinancing, or building a real estate portfolio, my team at Rate focuses on competitive interest rates, fast closings, and customized mortgage solutions. We work with homebuyers and investors in Northern Virginia, Washington DC, and across the country.
I appreciate your continued trust and look forward to helping with your next property.
I wish I could give 6 stars. Brandon and his team exceeded all expectations, delivering a loan commitment under a very tight timeframe. Their tech is terrific and the team is incredibly responsive. I would highly recommend based on my experience.
Response from Owner
Thank you for the 6 star review Andy, I truly appreciate it!
Delivering a loan commitment under a tight deadline takes strategy, speed, and strong communication, so I’m glad we were able to exceed your expectations. My team and I focus on efficient underwriting, responsive service, and technology that makes the mortgage process simple and transparent from application to clear-to-close.
Whether you’re a first-time homebuyer, move-up buyer, investor, or exploring refinance options, we specialize in fast approvals, competitive interest rates, and customized mortgage solutions. We proudly serve clients in Northern Virginia, Washington DC, and nationwide.
Thank you again for trusting me and my team, it was an honor to help with your home financing.
My wife and I recently worked with Brandon Frye and his team at Rate for our second home loan, and the entire experience was exceptional. From the very first conversation, Brandon was professional, responsive, and incredibly knowledgeable. He took the time to walk us through every step of the process, answering all our questions and ensuring we fully understood our options.
What stood out most was his team’s attention to detail and commitment to making the process smooth and stress-free. They were proactive with their communication, quick to address any issues, and always made us feel like a priority.
Even in today’s higher-rate environment, Brandon helped us find the best possible solution for our situation and guided us with honesty and expertise. We closed on time with zero surprises. I would absolutely recommend Brandon Frye at Rate to anyone looking for a trustworthy and efficient loan experience!
Response from Owner
Thank you James for trusting me and my team with your second vacation home loan.
Clear guidance, proactive communication, and detailed preparation are core to how we handle every mortgage whether it’s a primary residence, second home, or refinance. In today’s higher interest rate environment, it’s especially important to review all available loan options and structure the right strategy for each client’s financial goals.
I’m glad we were able to close on time with zero surprises. That’s always the objective: competitive rates, transparent advice, and a smooth path from application to closing.
For homebuyers and homeowners in Northern Virginia, Washington DC, and across the country, my team specializes in conventional, jumbo, VA, and refinance loans with fast approvals and responsive service.
Thank you again for the opportunity to be part of your journey it was a pleasure working with you both.
Highly recommend Brandon and his team. Very professional, accessible, responsive, thorough and lightning fast. I could not have picked a better person to guide me through the process!!! Highly recommend for first time homebuyers.
Response from Owner
Thank you so much for the recommendation Gisela, I truly appreciate it.
Guiding clients through the mortgage process with clarity, speed, and responsiveness is exactly what my team and I aim to deliver every time. I’m especially grateful for the trust from first-time homebuyers, because buying your first home should feel exciting not overwhelming.
From pre-approval to underwriting to closing, we focus on clear communication, fast turnaround times, and making sure every question is answered along the way. Whether you’re purchasing your first home, upgrading, investing, or exploring refinance options, we tailor each loan strategy to fit your financial goals.
For homebuyers in Northern Virginia, Washington DC, and nationwide, my team at Rate is here to provide competitive interest rates, efficient closings, and a smooth, stress-free mortgage experience.
Thank you again for the trusting me and my team, it was truly a pleasure to help you and I'm so glad we got to meet in person at your closing!
We worked with Brandon and his team to close on a house in June. Working with Brandon's team was a smooth process.
Response from Owner
Thank you for the great review and congrats on your new home! My team and I are so glad to hear the home loan process went smoothly. We’re committed to making the mortgage experience fast, easy, and stress-free—whether you’re buying a home locally or anywhere across the U.S.
Modern technology infrastructure, professional service, and FAST responses - I strongly recommend Brandon and the team at Rate for a 5-Star closing experience!! Brandon is a whiz and answered all our questions in a helpful, precise manner and made sure we had the necessary info to easily get through each step of the closing process. I believe Rate's quick turnaround timeline for our close was a key part of why our bid was selected over others for the home we purchased. I am completely satisfied and grateful for Brandon and the team's amazing service. A+++
Response from Owner
Thank you so much for the 5-star review and congratulations on your new home! We’re thrilled to hear that our modern technology, fast response times, and clear communication made your mortgage experience smooth and successful. Helping buyers win competitive offers and close quickly is what we do best!
Working with Brandon Frye’s team made the mortgage process so much simpler and quicker than we ever expected.
SSydney R.
While all is good, I like to understand the ENTIRE process on my first encounter with a Rate rep. Understanding the entire process with a TIMELINE gives me the opportunity to plan ahead and set my expectations.
I do appreciate that Brandon worked with me on getting the closing date to allow the funds to be wired on time for my other loan payoff. I had to authorize Main Street bank to withdraw the payoff amount (as opposed ti me making the payment). So I would recommend that Rate add one extra day to the wire date. In my case, April 10 closing date would have worked better for me. At the end, all worked fine.
AAdam S.
I've known Brandon since high school so it was only natural for me to reach out when I needed a mortgage. His team was amazing, this was not a seamless situation and they guided me and provided the best advice and assistance and interest rate a person could ask for. I highly recommend Brandon and his team for any of your loan needs!!
Response from Owner
Thank you so much for the great review and for trusting me and my team with your mortgage! It was truly a pleasure to help you and your family get into your beautiful home. Whether it’s a simple home loan or a more complex scenario, we’re committed to providing expert guidance, great rates, and a smooth experience.
We’ve used Brandon and his team twice now. He’s a great guide to securing your mortgage and is a trusted advisor to make sure you close on time and with ease. Highly recommend!
Response from Owner
Thanks so much for taking the time to leave such a kind review Vince. One of the biggest compliments I can receive is when a past client chooses to work with me again - it’s the ultimate vote of confidence. I truly appreciate you thinking of me as a trusted advisor and I’m glad to hear the process was smooth and easy for you. That’s always my goal! Looking forward to staying in touch and cheering you on in this next chapter.
Brandon and his team were very communicative and professional. They moved things through quickly and made the process easy for us.
JJanet M.
Assistance in understanding the loans that are being offered, responsiveness, speed of closing, ease of use
BBenjamin L.
Because they were just great. Helpful, stress free, confidence inducing etc. it all goes very far for a first time homebuyer.
TThomas T.
Securing a loan was made seamless thanks to the exceptional guidance of Brandon and his team. They were always available, thoroughly answered our questions, and maintained complete transparency. We couldn't have asked for a smoother process or a better lender.
Response from Owner
Thank you so much for your kind review Jerome! It was truly a pleasure to work with you and I'm glad to hear we provided a transparent and smooth loan process. Thanks for trusting me and my team to help you!
I couldn’t recommend Brandon & his team enough. As a first time homebuyer, they were incredible in creating a smooth, peaceful buying experience and mortgage experience. It was a pleasure working with them and they consistently made me feel confident in the process and my decision. Thanks, Brandon!
Response from Owner
Thank you so much for your review Thomas! It was a pleasure working with you, and I truly appreciate your trust. Wishing you all the best in your new home!
My husband and I really enjoyed working with Brandon and the Rate team during our home buying process. Brandon is so knowledge, responsive, and cares about his clients. He helped us with all of our questions (big and small). We could not have been happier and would recommend Brandon to anyone!
Response from Owner
Thank you so much for your wonderful review Gail! It was truly a pleasure working with you and helping you navigate the mortgage process. Your trust and confidence mean the world to me, and I’m grateful for the opportunity to be a part of your homeownership journey. Wishing you all the best in your new home, and please don’t hesitate to reach out if you ever need anything in the future!
Brandon and his team are always responsive and helpful with explaining the loans and giving suggestions for other options that might be available. They help you through the whole process and make everything quick, simple, and easy.
Response from Owner
Thank you so much for taking the time to share your positive experience. I appreciate your kind words about our responsiveness, explanations, and suggestions for exploring loan options. It's wonderful to know the process was quick, simple, and easy for you and your family. Congratulations on your new home and thanks again for allowing us to be a part of your journey!
Best interest rate after shopping around, fast response times, and felt well taken care of by the loan officer & team.
AAlexander C.
This was such a speedy, easy process. Communication was great and the teams were efficient.
CCassandra H.
Outstanding Performance by the staff.
SStephen M.
Everyone was super responsive, hard working, and the process was super smooth and easy
PPalmer H.
10/10 highly recommend Brandon & his team! They did a FANTASTIC job getting me a loan for my house with less than 30 days to close. He also offered the best interest rate out of all the lenders I spoke to. Throughout the whole process, I was provided very clear directions and swift communication - yet with a very thoughtful and personal touch. Home buying can feel really stressful, but I always felt well taken care of and in good hands with them the entire time. If I ever had questions, they took take the time to educate and explain over the phone. And on closing day, Brandon came with a bottle of champagne to celebrate. Top-notch service, top-notch interest rate, and big kudos to Brandon & team for their hard work! :)
Response from Owner
Thank you so much for taking the time to share your experience! It was truly a pleasure working with you, and I’m thrilled to hear that you had a great experience. Your kind words mean a lot, and I appreciate the trust you placed in me. If you ever need anything in the future, don’t hesitate to reach out. Wishing you all the best in your new home!
Because they really helped me throughout the whole process and was supported financially I received two grants which really helped me on closing. Really nice and professional staff.
PPranav N.
Great customer service and response time.
SSorour J.
Good and quick
YYimin J.
Responsive to every email and were easy and great to work with. If I needed to get ahold of someone, I was always able to quickly.
PPatrick F.
Brandon Frye was amazing throughout the entire process and even took time out of his day to come to closing.
EErik C.
They did a great job. Brandon Frye was very responsive and always answered my questions.
SShawn H.
Good rate. Prompt service. Great at explaining.
BBrian Q.
Everyone was very thoughtful and kind with timely and efficient communication.
