Michael Loftus

Oct 3, 2026

what a great experience Mike and his team did a awesome job getting us thru the total process and now we our homeowners and i highly reccomend Citywide as a Lender.

Transparency and easy of communication

I believe they worked hard to make happen what I at one point didn't believe what would happen! Mike Loftus and his team we're wonderful.

No written review

Mike and his team were great to work with. The combination was top notch and they answered all questions and concerns.

Mike and his team are great to work with. Very transparent in his review of loan options and recommendations. Easy to communicate with and almost always available. Citywide kept us on track as we went along. If something was not understood, Mike always took time to help me understand so I was comfortable in our decision. Thank you!

Mike Loftus, Tori Garrison, and Ashley Sammacicci were freaking amazing! They went well above and beyond for me and I will gladly go back to them for my next investment property!

Helpful, informative, and honest team

My husband and I had the best experience with Mike Loftus & team at Citywide Mortgage. They were all extremely responsive and helpful & checked in on us throughout the whole process. We will definitely be working with them in the future when we refinance!

Mike Loftus and his team are the best. I’ve now used them for 2 mortgages and both times have been absolutely seamless and smooth. Always get you locked in at a good rate and go above and beyond to make your home buying process easy.

I would like to highlight the exceptional quality of the service I received. Your professionalism, responsiveness, and ability to explain every step clearly truly made a difference. You demonstrate not only strong expertise but also genuine care for your clients, which is rare and deeply appreciated. Because of you, the process felt much easier and more reassuring. You truly deserve a top rating. Thank you for your outstanding work.

The professionalism and making feel comfortable.

The whole process was painless.

Mike and his team were fast, professional and on it. We closed faster than I thought possible and they made us so easy. We will be using Mike and his team for all future mortgage needs.

Mike is detailed orient and cares. He makes it ha

Everyone we dealt with was outstanding

Michael and his team at CrossCountry were exceptional. Every member of his team that we had the pleasure of dealing with were true professionals, they went above and beyond to meet a very tight timeline on a home we purchased.

Great experience , great ppl .

Mike was patient and informative during the process. He took the time to listen and explain when my brother was not having his finest moment. I appreciate his time and expertise.

Mike and his team make the process easy. They are responsive, thorough, and honest. Would use the team for our next mortgage too!

Very attentive to our needs and easy to work with. Thank you!!

Michael and his team were very responsive and made themselves available.

We couldn't be happier to have been reffered to you, thank you!

Mike is very attentive snd and a pleasure to work with.

Mike Loftus and associates with CCM are great!

It was great working with Mike and I would definitely recommend Mike.

The team at Cross Country was amazing. They answered all my questions and concerns. Very patience. They got my loan done in record time. Mike Loftus and his team were great.. Please use them.

Working with Mike was such a breath of fresh air. As a real estate agent, having a lender you trust is crucial to the success of purchasing a home. With Mike I never once had to worry about missed deadlines or miscommunications. He and his team are with you every step of the way and I could not have been happier. Highly recommend!

I have used Michael multiple times, he is a great guy and gets the job done quickly with no hassles .

Absolutely excellent experience, you have earned a customer for life!

Mike did an incredible job with filling us in with every step along the way.

I've had the pleasure of working with Mike four different times since 2018 and he is the only person I will work with in the future. He is extremely knowledgeable and trustworthy and makes the mortgage process extremely smooth and stress-free. I highly recommend using Mike for your mortgage needs - it's clear that he is the best at what he does and cares about his customers.

My husband and I enjoyed working with Mike to obtain a loan on our home and again for refinancing. He and his team are great with communication and made the process as easy as possible.

I have worked with Michael Loftus for over 20 years, whether purchasing a new home or for a refinance. He is a true professional, who takes the time to ensure that we understood the entire process of closing on a mortgage and was always willing to explain things until we were comfortable. Michael is exactly the type of person you want working on your behalf.

Professional service!

I'd recommend Mike for all your loan processing whether it’s a new purchase or refinance, he is the best in making suggestions/recommendations based on situation/criteria. Thank you!

Michael Loftus was so helpful and patient as we were first time home buyers and had many questions! He was always quick to respond and really helped make this process so painless! I would definitely recommend Mike to my friends!

When I wanted to purchase my second home, I thought I was never going to get another mortgage. I was so nervous throughout the entire process. One of my childhood friends recommended Mike and his team, and let me tell you, from the first moment I spoke with him until the time I signed my documents at closing, Mike and his team were there, walking me through every step at every moment. It didn't matter what time it was or how many questions I had; Mike and his team literally took their time with me and answered all of my questions fully. They were available whenever I reached out and made the entire process absolutely easy and so smooth. Going forward, if I need anything for any mortgage or loans, I will absolutely stick with what I know. I am so grateful. I really am. Their knowledge, patience, and understanding during a scary yet exciting process are hard to come by at times, so I am extremely grateful that they made our journey smooth and rewarding. Thanks Mike!

Michael Loftus and the CrossCountry Mortgage team are exceptional in servicing home loans. My experience as well as my client’s experiences are always smooth. They are knowledgeable and courteous and I always look forward to working with them.

I have worked with Micheal on acquiring a mortgage and the Entire process was very easy. Michael is an excellent communicator

Mike has helped me (and a few friends!) in the past! Highly recommend him for all your mortgage needs!

Michael Loftus and his team were so amazing. Because of him I was able to purchase my first home. His team was very professional and consistent; I would highly recommend cross country mortgage everyone.

We had the pleasure of working with Michael Loftus on our mortgage in 2021, during Covid no less, and he was exemplary! His superior professional skills tackled whatever issue came up and everything occurred without missing a beat. Totally recommend Michael!

What a pleasure it was working with Michael Loftus of Cross Country Mortgage. Mike was very professional, knowledgeable and thorough in handling the refinancing of my home. He was a great communicator and exceeded my expectations, I highly recommended Michael as your mortgage provider as he is my go to person for my future needs. William Pace North Wildwood NJ

Mike and his team are fantastic. They work hard and they work fast to get you the lowest rate and the largest loan possible. Great lender and good to talk with

Understood what I was trying to do to make my early retirement work. Used equity in home to refinance my mortgage to an affordable amount. Very helpful worked quickly to get refinance done.

Mike is a pleasure to work with. I have had the opportunity twice to have his knowledge and guidance through the home buying process. I highly recommend working with Mike and his team!

I had the good fortune of being referred to Mike for securing a new mortgage, and he, along with his team, surpassed our expectations. Buying a home is a significant and crucial investment, and this was our first venture into purchasing an investment property. Naturally, we were apprehensive and had numerous questions. Mike went the extra mile to provide us with all the essential resources and offered thorough insights at each stage of the process. Everything went smoothly, thanks to the ability to upload documents via their secure portal. Mike's honesty, transparency, and reliability stood out. I wholeheartedly endorse Mike and his team for anyone in the home-buying market. They work with a diverse group of lenders and dedicate time to understand your specific needs, ensuring clear and prompt communication. I strongly recommend Mike and his team for their exceptional service.

Michael is always great with helping out and explaining the whole process to get us the best situation. Appreciate him and the team.

I work with Mike Loftus and his team regularly. Everyone on the team works together and they provide valuable info and support to our buyer clients to get us to closing successfully! Oliver KW