Exceptional experience. Great communication and efficient processes. Brian is great to work with.

Location & hours
Brian Kempf at Certainty Home Lending (NMLS #483525)
Today · 9 AM – 5 PM
Office hours
- Monday
- 9 AM – 5 PM
- Tuesday
- 9 AM – 5 PM
- Wednesday
- 9 AM – 5 PM
- Thursday
- 9 AM – 5 PM
- Friday
- 9 AM – 5 PM
- Saturday
- Closed
- Sunday
- Closed
Reviews
Write a reviewExceptional rating
Based on 76 star reviews
Loved by clients
Based on 79 reviews
Ratings include all 79 reviews. Reviews collected directly from clients are shown only with their permission.

The process with Brian and his team was smooth. He provided us the right amount of communication, keeping us informed but not overwhelmed. He closed our loan faster than normal, which we appreciated, and I’m sure so did the seller.
Clear communication, easy to work with, and knowledge about what we needed
Friendly. Amazing communication. Successful partnership

Response from Owner
We are thrilled to receive your 5-star rating! Your trust in our lending services means everything to us.

Brian and Dani were fantastic! They had roughly 3 weeks to complete everything after we changed lenders and we were able to close on time.
Response from Owner
We are thrilled to hear about your positive experience with us! Thank you immensely for sharing your feedback.

This was the smoothest process I have ever experienced on a home purchase and I'm greatly appreciative of the low stress.
Everything was smooth outside of the third party calls. Really appreciate and enjoy the team. Thanks you!

Brian was fantastic and able to get my mortgage started up without any issues. First condo was a smooth process from start to finish!
Response from Owner
Thank you, Michael! We're thrilled to hear that your experience with us was smooth and efficient, that is our goal! Congratulations on your first condo! If you need any assistance in the future, we're here to help.

My experience with Brian and Danielle for our home loan was 10/10. I honestly dreaded starting this process just a month ago, but looking back, it's been remarkably stress-free, and that's entirely thanks to them. Brian's approach is a breath of fresh air. He's not only incredibly knowledgeable but also refreshingly direct which I appreciate. There were no sales pitches or unnecessary fluff—just genuine, insightful advice and clear options, allowing me to make well-informed decisions without any pressure or tension. He cuts to the chase. I'm a busy man and I appreciate the brevity and decisiveness. Danielle perfectly complemented this by being incredibly accessible, highly organized, and always ready with an answer for every question. Their combined guidance and excellent communication were instrumental in making this a smooth journey. I'm incredibly glad I chose Brian and CMG over other options like Zillow Home Loans. It truly feels like we dodged a bullet there, and I only fully realized that once we committed to working with Brian & Danielle. I can confidently say that for any future home loan needs, I won't consider going anywhere else. Thank you both so much for your outstanding support and for making what could have been a daunting process such a positive one!
Response from Owner
Thank you, James! We're thrilled to hear that you had a 10/10 experience with us. Your kind words about our knowledge and accessibility mean a lot to us. We're glad we could make the mortgage process stress-free for you. We look forward to assisting you with any future home loan needs!

Brian and his team were professional, knowledgeable, and extremely responsive. The process was made seamless with minimal stress! I would recommend Brian to anyone looking for a home loan.
Response from Owner
We are delighted to hear that you had a great experience with our mortgage services! Our team works hard to ensure that our clients receive the best possible service and we are glad that we could meet your expectations. Thank you for choosing us for your mortgage needs!

Switching to CMG Home Loans mid-process was the best decision I made as a first-time buyer. Brian Kempf got me a lower rate and set me up with their first-time buyer grant, saving me a ton. Smooth process, great team—highly recommend!
Response from Owner
Thank you, Nadia, for your wonderful review! We're thrilled to hear that switching to CMG Home Loans made such a positive impact on your first-time buying experience. It's great to know that Brian and the team could help you secure a lower rate and access our first-time buyer grant. We appreciate your recommendation and wish you all the best in your new home!

10/10 experience in our initial loan and refi with Brian and his team!
Response from Owner
Thank you so much, Tyler! We're thrilled to hear you had a 10/10 experience with us. It was a pleasure assisting you with your loan and refi. We appreciate your trust in Brian and the team!

We had an excellent experience. We received a great loan rate and the application process was smooth. Brian and his team really delivered for us in a very competitive mortgage market.
Response from Owner
Wow, thank you so much for the 5-star review! We are grateful for your kind words and for the opportunity to help you achieve your homeownership goals. We strive to exceed our clients' expectations and we are thrilled that we could provide you with an exceptional mortgage experience!

As a new home buyer (not first-time but it's been a while) Brian Kempf and the team were great. We had a lot of questions especially in a difficult market with rising interest rates and CMG did a fantastic job keeping us informed and helping us find the best loan. We really appreciate all they did for us!
Response from Owner
Wow, thank you so much for the 5-star review! We are grateful for your kind words and for the opportunity to help you achieve your homeownership goals. We strive to exceed our clients' expectations and we are thrilled that we could provide you with an exceptional mortgage experience!

I recently purchased a single family home in the Georgetown neighborhood of Washington, DC. I have purchased several homes throughout the continental United States and Hawaii throughout my business career. Brian Kempf and Danielle Davis from CMG Financial is the best loan officer team that I have ever had the pleasure to work with. Brian's willingness to assist in the purchase of my home, his complete dedication to my purchase and his creativity to find the best loan opportunity to fit my needs was truly amazing. Brian and his team were extremely complete, thorough and timely in assisting me to provide the necessary paperwork to complete the loan package. They were available everyday to answer any questions or provide additional options. I would definitely recommend them as your first choice for a loan mortgage opportunity! Kind Regards, Mike Cardarelli

Brian Kempf is awesome and helped us buy our dream home!

Brian was super helpful when we were purchasing our townhome in Arlington. He really knows the mortgage business!

Brian was referred to me by my realtor. He got my loan done and was the cheapest around. Thanks, Brian!

Even though I have a good relationship with a large bank, I was referred to Brian based on his experience and expertise. I was beyond impressed on how straightforward he was and able to get my loan done as he said. I would recommend him to anyone that asks! Great experience to include his support team!!

Our transaction could not have been smoother. Brian’s transparency and communication was appreciated. He was down to earth and walked me through the process beginning to end - feeling comfortable the entire time. I wish I could buy houses on a monthly basis as the customer service was A++.

Brian is wonderful. Provides great service and has a wide range of loan products!

I have used Brian personally and I work for another financial institution. He is extremely thorough, professional, service oriented, and truthful. I highly recommend him.

Brian kempf is the best mortgage professional I have ever worked with. Highly recommended.

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I would like to highly recommend Brian. He is one of the best lender in Northern Virginia. I am on H1b visa and the way he and his company answered and tackled all my questions related transferring funds from out of State and paper work was superb. If you are looking for anyone who will do everything for you just reach out to Brian at George Mason and enjoy the service.. Best rate.. quick response time.. professional..

Brian is a prime example of someone who contradicts the old saying "If it seems too good to be true, it probably is." With most lenders, you either get a great rate and horrendous service, or you find someone who provides great service but their rates aren't even competitive. Brian offers the incredibly rare pairing of both tremendous service AND low rates. I not only use him for my own home purchases, but recommend him to every single client I work with, knowing he will provide a level of service and quality that will bring us repeat business for years to come.

Brian Kempf is the most honest and straight-forward loan originator I've ever worked with. Over the past year, Brian has been my point man for 2 loans - investment and construction. Throughout the entire process, my family really felt like Brian was on our side. Brian is your 'inside man' for the bank job. Responsiveness and timeliness are very important when applying for mortgages and Brian never let us down. Rates were competitive with our credit union. We have another loan to workup next year and we'll be reaching out to Brian again.

Brian and Danielle are a dynamic team who take pride in their job being more about service than sales. They proved that time and again with their personal approach and thorough knowledge of the home buying process and local market. Brian and Danielle were flawless from start to finish, and were able to move us quick from pre-approval to underwriting, and even moving up our closing date with ease. We thoroughly enjoyed working Brian and Danielle (and the larger George Mason team) to make our dream home a reality. They were a valuable resource to us as first time home buyers, a pleasure to work with, and never miss a beat.
Brian was excellent from start to finish. He was thorough, responsive and efficient l. He made the entire process easy to handle! I would absolutely recommend!!
Brian and Danielle are a dynamic team who take pride in their job being more about service than sales. They proved that time and again with their personal approach and thorough knowledge of the home buying process and local market. Brian and Danielle were flawless from start to finish, and were able to move us quick from pre-approval to underwriting, and even moving up our closing date with ease. We thoroughly enjoyed working Brian and Danielle (and the larger George Mason team) to make our dream home a reality. They were a valuable resource to us as first time home buyers, a pleasure to work with, and never miss a beat.

Brian Kempf and his team are an amazing asset to the company. Exceptional service and always going above and beyond. They were able to set the expectations at the beginning and closed on time. I would definitely continue to recommend my friends and family to George Mason Mortgage for any mortgage needs they may need. Great job!!

Always available and easy to work with!

Brian and Danielle are a phenomenal team! They worked on an extremely tight schedule to get our loan approved. We’re highly pleased with their exceptional customer service. I now understand why Brian is rated #1 in the business, he has definitely earned the title. Great job guys, we couldn’t have found anyone better.
Brian and Danielle are a phenomenal team! They worked on an extremely tight schedule to get our loan approved. We’re highly pleased with their exceptional customer service. I now understand why Brian is rated #1 in the business, he has definitely earned the title. Great job guys, we couldn’t have found anyone better.

Brian and his team were awesomely efficient in helping us get our dream condo in DC! thanks Brian.

Brian was the best loan officer in my life. He was so informative, professional, friendly, thoughtful, intelligent, and diligent! I think I can buy a new house even every month as long as Brian is on my side. I will introduce Brian to all my friends and acquaintances! I think the CEO of George Mason Mortgage is so lucky because Brian works at GMM. Please contact me if anyone needs more and further information about him. I will be happy to spend my time to explain how great he is! Thanks!

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Brian, Andrew, and the rest of the George Mason team are awesome. I've worked with them on three homes, and there is no other team I'd rather work with!

I always heard getting a mortgage and buying a home was a nightmare. We had a very smooth experience with no surprises. Brian did a great job for us.

Brian and his team were wonderful to work with! Their response times, work ethic, and availability to answer our questions/concerns were phenomenal. Would highly recommend Brian (and his team) to anyone seeking a home loan.

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Great service and prompt response. Our 5th mortgage went thru without a problem and will definitely retain his service for #6.

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Brian and his team were available, honest, and all-around great to work with.

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Excellent service. Prompt. Most of all, he gets the work done. Just got approved for our 5th loan.
