Tom Ryder

Oct 27, 2026

Tom and his team were fantastic during the whole refinance process. I can't thank them enough for all of their expertise and help.

Tom and Fernando both were great. Following up with me everyday.

No written review

Tom was great, and always enjoy working with him

Super responsive with any questions I had and tom was very helpful with ensuring my payment was doable and realistic.

Tom Ryder and his team were amazing. They not only made everything easy to transact, but we were in constant communication, setting expectations, and aligned to timelines. This is not the first time we've worked with Tom and will certainly recommend if ever asked for a referral.

Our broker was wonderful to work with.

Nov 14, 2025

It was a great experience working with Tom Ryder. He helped me get through the whole process quick and easy, providing me the help I needed. I will highly recommend him to friends and family.

Working with Guarateed Rate Affinity has been a great choice for me. They are very helpful, and walked me through all the steps and made the loan process so easy.

Easy process, always helped with any questions or concerns

The mortgage process was easy and painless. Tom Ryder is one of the best agents you could have! We are repeat customers of Tom and would never use anyone else.

Tom Ryder was amazing to work with! He was friendly, very informative and willing to go through in detail everything we needed. He explained new concepts and was always so responsive! Tom made the homebuying process a little less scary.

Tom & Danielle were great to work with. They both were very informative and kept good communication.

Tom Ryder & staff provided an excellent and seamless process in obtaining a mortgage. They were friendly & supportive throughout the entire time.

The people I worked with went above and beyond to meet my expectations

Tom and Brian did an excellent job handling my loan. They were very responsive and walked me through the process step by step.

I like the service efficiency.

Very happy

Competitive rates, high trust in competency

Tom and team were fantastic to work with the entire way.

They were on top of everything and made it a very easy process for me and my husband.

I am confident that they will be satisfied, too.

Great

They were efficient and easy to work with.

Tom Ryder is outstanding, as well as his team and Cindy Lachowicz from the title company!

Tom was so patient, kind, and great to work with. He was very responsive and able to answer any and all questions no matter how many times we asked them (being first time home buyers). The whole process was smooth and SO quick!

Great, efficient people

They helped me a lot through the whole process since I’m a first time buyer.

Excellent service, everything was explained to me in detail and all my questions were answered quickly.

They were quick and efficient and the process was seamless.

Easy process, Tom was great