Charles Galati

Oct 30, 2026

My Loan Officer, Charles Galati was great, respectful, helpful and courteous at all times. I am grateful for his determination and commitment to get me through the process. The loan application process felt like an overreach.

They were worked hard to make sure my family's dream came true.

Guaranteed Rate made my loan possible when another mortgage broker could not. Very easy to work with and always available to answer my questions/assist with the lending process.

I am self employed and the Regions bank mortgage 'expert' was out of their depth when reviewing and understanding my self employed professional CPA accounts. I was given a mortgage offer, which was then withdrawn, as the experts were too lazy to read my accounts. I had arranged an out of state trip to visit prospective homes and was left hanging, as the expert went on vacation and the official assistants would not respond. Epic fail on behalf of Regions Bank. Charles was recomended to me and made easy work of interpreting my accounts and relaying the information to the underwriter. Charle's speciality is remaining unflustered throughout the mortgage process and I found him to show immense calm with my sometimes non calm moments. Buying a house is a stresful process, particualry if you are self employed. Charles Gallati and his team took the pain out of the mortgage process and I am now living in my new house. I will use his services for all future mortgage requirements and will recomend his company to anyone who is looking for a real mortgage expert.

Good experience

Wonderful, easy communications.

He is a true professioal! He helped 100% make this transaction happen! Thank you Charles!

Charles is Awesome he guided me through entire home loan process.

I was treated with respect and made to feel like family. Charles explained every step of the way, sometimes more than once to make sure I was comfortable and understood what was transpiring and what the next step would be.

Overall, great experience for both me as the Realtor as well as my client! Love doing business with Charles!

Charles is very knowledgeable about his job, he was very helpful to my family.

Charles was awesome answering all our questions and explaining the process.

Charles was very knowledgeable and great at communicating everything with me and making sure I understood everything throughout the entire process. I appreciate his diligence in making sure everything was good to go and ready for a smooth closing date. I would definitely recommend him to anyone looking to buy a home!

Charles was great to work with! He provided industry knowledge & support while walking us through the process!

His experience and willingness to help in every situation throughout the loan process. Charles is one of the best lenders I have worked with in my 15 years of being a Realtor. I would definitely recommend him to anyone of my clients

Chatles was professional, knowledgeable and answered questions at all hours extremely satisfied

Communication top rate

Charles and his Team were able to address and facilitate a smooth lending experience. Ensuring i was very well informed, and even strategized the most beneficial way for me to own my dream home without harming my finances.

Great very communicative and responsible

awesome service great job

Great service and wonderful experience

Overall great experience. Thanks

We really appreciated the clear communication and regular updates on our loan process.

Charles is awesome

Easy process

Whole process of being able to answer my questions

Great Service

Charles guided me every step of the process, he was available to answer my questions.

My mortgage agent Charles Galati made the experience great. He was very thorough, reassuring, and communicative. He make the experience 5 star.

Charles was very accommodating and flexible. Despite some miscommunications at my end, he was patient and saw us through in time for closing

Charles is great and has a lot of experience in this industry. His contacts and confidence had helped us through this process, though there were a few hiccups on the initial closing date due to some software issue at the company. Charles personally called and gave us the assurance about the closing for the following date. We would definitely recommend Charles to others but with one feedback, it's always better to keep in touch with Charles through out the process.

Very supportive

It was great to work with Charles Galati on this mortgage. It was a smooth transaction.

Charles and his team were very clear about everything that was needed, and helped us through any step where we were having trouble. All in all it was a very smooth process thanks to them.

Charles was very helpful and available all the time. He very patiently answered our querries and directed us in right direction. We appreciate his concern and help.

He is always available to answer any and all questions quickly.

Fast responsive and informative. Great job Charles and Milette! Thanks for helping us get the house of our dreams!

Available, responsive and explains the details patiently.

Charles as always available through out the process and guided us to get through the mortgage process. Really liked working with him and team

Awesome adviceer and always there to help

Charles expertise and professionalism was remarkable during this process!

This is the second time we've used Charles for securing a mortgage and we could not be happier with his service. His communication, attention to detail and overall expertise made the experience easy and enjoyable. We will absolutely be recommending Charles to friends and family. Thank you Charles!

Through all the hurdles that happened during the entire process of me selling my house in Maryland and purchasing the house here in Texas, I felt very comfortable working with Charles.

This is the second loan that I closed with Charles and he has been great as usual. Charles follows up the loan process very diligently and keeps in the loop through out so that we know what to expect.

His knowledge, patience and ease to work with.

Yes sir he was awesome and very happy with his job!!!

Charles and staff were great. My refi went through without any hiccups. Their communication was great and they made every step of the way easy.

I am a first time home buyer and built a new home with one of the America's top luxury builder (13 months process). When I approached Charles about 3 months before closing, Charles provided the best mortgage guidance, best rate and ensured that nothing changed until closing. Charles made it happen when things had to be pushed a bit with different parties involved. Current US housing market being a sellers market, we should definitely concentrate on who we use as a lender. I am glad I made the right choice. Thanks Charles and the Republic team

It was a quick and simple process. Charles was always there to answer any questions I had.

Fantastic