I recently worked with Alberto Fret as my mortgage banker and had an excellent experience from start to finish. Alberto was consistently honest and transparent throughout the process, clearly explaining our options, associated costs, and timelines without any surprises along the way. What distinguished his service most was his responsiveness. He was prompt in addressing questions and concerns, whether by phone, email, or text, and made himself available whenever needed. This level of communication made an often complex process feel straightforward and manageable. I would highly recommend Alberto to anyone seeking a knowledgeable, trustworthy, and dependable mortgage professional. His integrity and attentiveness made all the difference in our home financing experience.

Location & hours
Albert Fret at Rate (NMLS #741092)
Today · 8 AM – 7 PM
Office hours
- Monday
- 8 AM – 7 PM
- Tuesday
- 8 AM – 7 PM
- Wednesday
- 8 AM – 7 PM
- Thursday
- 8 AM – 7 PM
- Friday
- 8 AM – 7 PM
- Saturday
- 8 AM – 7 PM
- Sunday
- Closed
Reviews
Write a reviewExceptional rating
Based on 20 star reviews
Loved by clients
Based on 23 reviews
Ratings include all 23 reviews. Reviews collected directly from clients are shown only with their permission.

No written review

Best in the business, real class act! Never wavered, always pushed forward, no matter what the obstacle. Got us approved and closed in under a month.
I had no issues getting my mortgage.
Guaranteed rate is there for there customers from beginning to the end
The loan officer, Mr. Albert Fret guided me each step of the process. He was thorough with all details pertaining to the loan, he was professional, and respectful.
Fast

(Translated by Google) The whole process was excellent, Albert helped us the whole time, thank you for everything. (Original) Excelente todo el proceso albert nos ayudo todo el tiempo gracias por todo.

No written review
They were extremely knowledgeable and helpful throughout the entire process
Very resourceful, patient, and most importantly great attitude.
Very friendly and always available to help with any questions I had.

Albert Fret was a Prince! he was knowledgeable, concise, and very patient. I was stressing before all this started, but Albert was able to comfort me in the process. Very satisfied with service and will recommend to other friends and family....

Fantastic service from my loan officer Alberto. Would definitely work with this team in the future.

A person who was professional at all times you ask questions he got the answer. He was really detailed about everything. He will guide you through everything step by step I will recommend him 100% if you buying a house his the person to contact thank you so much to Albert and his team
It was a very comfortable experience

We had the pleasure to work with Albert Fret and Charity Serenas on our property loan. Albert communication skills are match to no other! He took time to explain every step of the process and made us feel very comfortable . He answered all of our questions and was very thorough with his explanations. Charity Serenas thank you for staying on top off all of our "docu-signs" and getting everything done on time. You two really make a great team! Keep up the good work and professionalism! We truly appreciate all the hard work you put into our loan
My loan officer went above and beyond to ensure we were informed during the entire process. The dashboard is very intuitive.
Agent Albert was Very helpful and guided me through all details making it an easy and smooth process
Each person that reached out to me from Rate provided prompt and detailed instructions of what to expect and what was needed. I never felt lost during the entire process.
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