We cannot thank Michael and his team at Origin Point enough for getting us across the finish line. After being displaced by a house fire, our family needed to close quickly, and Michael completely stepped up to the plate. From the very beginning, Michael was incredibly knowledgeable and took the time to clearly explain the entire process and answer every question we had. Our situation required some strategic problem-solving, and he delivered exactly the type of loan we wanted and needed to make this transition possible. Michael, along with Jason and John, worked entirely around the clock for us. The whole team was consistently on top of every detail and super responsive whenever we needed them. They turned what could have been an incredibly stressful financial process into a smooth, efficient experience. If you want a lending team that is highly strategic, effective, and willing to work tirelessly for you, we cannot recommend Michael and the Origin Point team enough.

Reviews
Write a reviewExceptional rating
Based on 296 star reviews
Loved by clients
Based on 304 reviews
Ratings include all 304 reviews. Reviews collected directly from clients are shown only with their permission.
Being professional, responsive, and easy to work with.
No written review
Michael is so knowledgeable and patient explaining everything to my clients a oranized, clear manner so they understand.
Diligent, honest, direct and ready to respond to all clients questions in a timely manner, ready to navigate any and all obstacles presented during the process. Amzing experience,
Loan closed easily and on time.
The documents people could have been more organized but overall it worked out great.
Mike's the best lender. Always on top of everything.
Always such a wonderful experience for my clients and myself.
He was a key piece at closing on time , great problem solving and communication throughout the transaction.
Michael always makes my clients feel confident and comfortable with his incredible knowledge, communication and transparency. As for me, the agent, he provides me with the tools I need to get that competitive edge to make sure my client's offers are amongst the strongest and cleanest. Michael and his team never miss a beat, they are on top of everything every step of the way. There is no other choice for me, Michael and his team will always be my go-to for anything mortgages.
Clear communication
He delivered what he promised - stayed on top of it and communicated with the clients and me and helped us close early, all wonderful!
He delivered what he promised - stayed on top of it and communicated with the clients and me and helped us close early — all wonderful!
Michael is exceptionally knowledgeable in his field. He speaks in a direct way that makes one feel confident and informed. Buying a home can be a stressful venture, but Michael's calm demeanor made it so much easier for us.
Mike is easy to speak with, works fast and exceeds expectations. What more could you ask for!
Michael did a fantastic job with a loan for us in Highland Park. Was responsive and professional. Highly recommend.
Michael, Darleen and the staff are fantastic, super helpful and its the second time Ive financed through them. I highly recommend them and plane to use again in the future.
Michael, Darleen and the staff are fantastic, super helpful and it’s the second time I’ve financed through them. I highly recommend them and plane to use again in the future.
Ive worked with Michael many times. He always gets the job done in a professional manner.
Michael was friendly, responsive, and a great communicator throughout the entire process. He made me feel comfortable from our first phone call, and his advice and opinions were very much appreciated.
Mike Razak is the best lender in the business. Professional, knowledgeable, honest, and helpful.
Michael is more knowledgeable, communicative and available than any mortgage broker Ive ever used!
Michael understood and knew how to break down the complexities of our first mortgage. As well as handling our nerves with our first home purchase.
Efficient, solutions driven, collaborates without ego.
The team was very proactive and drove the process so all I had to do was provide the required information. You should fix your automated task prompts, however. Getting emails to complete tasks that are already completed is kind of annoying.
I’ve worked with Michael many times. He always gets the job done in a professional manner.
Clear and consistent communication. Great rapport.
Michael and Darleen were there every step of the way to make sure the loan was successfully funded, and that I knew what was happening.
He is very easy to talk to. Always calm and helped with the our anxiety of taking out a large loan.
Michael is more knowledgeable, communicative and available than any mortgage broker I’ve ever used!
Michael is very good at what he does. Knowledgable and creative. He delivers 100%. If you need to close your home Michael is the guy.
Everything
Everything from start to finish was very easy to understand. Michael and his team allowed me to focus on what mattered - finding a house that I like. They dealt with everything else.
Michael has helped my clients with their homes purchasing. He is my prefer lender, whenever a client need a loan, I always recommend Michael to them.
He was very helpful for us as first time homebuyers. He took the time to answer questions, explain things we were unfamiliar with and helped us understand the steps involved.
Good communication and following through on everything discussed. Very pleased!
Everything was very fast, and easy to follow.
Having worked with Michael on multiple transaction, he is my go to guy when it comes to referring clients to a lender.
Michael and his team make it simple. My deal was more complicated and he and his team pushed it through- effortlessly.
Michael was timely and comprehensive in his responses to my questions. It made for a seamless transaction. Thank you!
Michael and Darleen were very patient, great communicators and walked us through the entire process. First class experience.
Darleen was awesome. Its was quick and easy
Amazing service from his entire team and on time delivery to close!
Overall, I was new to the process and was happy to have someone explaining a lot of new concepts and systems to me on the financial side of buying a property. There was some confusion at the very end concerning gift funds, where I thought they simply had to be transferred and present in my account- when in reality they needed to be sent directly by the giftee to escrow. This added a bit of stress at the last moments for closing in arranging this to avoid a delay. Being new to all this, I could have used one last review ahead of the payment to ensure I was aware and understood the above. Again, everything was overall positive, everyone was responsive to questions, helpful, and would recommend to others- but would have liked to have had one last check-in for clarity before the final payment.
Michael goes above and beyond. When my clients are working with Michael Razak I can be assured that the transaction will go smoothly. Hes the best. I highly recommend him.
The service was very fast and we were able to work through the problems that came up along the way in order to close on time.
Michael and team answered every question I had in a swift manner and walked me through the process step by step. They made it easy and I felt completely supported throughout! Highly recommend!
The process was quick and easy and we were informed of every step along the way.
Michael Razak is the best! Knowledgeable, personable and caring. I have owned numerous houses over the past 40 years and Michael is the best lender Ive ever dealt with.
