Aaron Ellefson

Oct 14, 2026

⭐️⭐️⭐️⭐️⭐️ ABSOLUTELY OUTSTANDING! ⭐️⭐️⭐️⭐️⭐️ If we could give Aaron Ellefson at Citywide Home Mortgage 100 stars, we absolutely would! From start to finish, Aaron went above and beyond to help us purchase our home. His communication was exceptional: he kept us informed every step of the way, answered all our questions, and made what could have been a stressful process feel remarkably easy. What truly sets Aaron apart is that he makes you feel like more than just another customer. His kindness, patience, professionalism, and genuine dedication to helping us were second to none. We always felt informed, supported, and confident that we were in good hands. Citywide Home Mortgage is incredibly fortunate to have someone like Aaron on its team! He is a true professional who genuinely cares about his clients, and we cannot thank him enough for making the process so smooth and successful. We would recommend Aaron to absolutely anyone looking to purchase a home, without a moment’s hesitation. If you’re looking for a loan officer who goes above and beyond, Aaron is your guy! Thank you, Aaron, from the bottom of our hearts! You are truly AMAZING, and you deserve every bit of praise coming your way! 🏡❤️

Sep 23, 2026

Aaron was great to work with for our mortgage, he answered any questions we had and was a great to work with in the home buying process!

Sep 2, 2026

Aaron was awesome during this entire home buying/building experience. Aaron is super responsive and will clear up any questions new and experienced home buyers will have. We could not have asked for a better and easier home buying process! -Brady and Melissa

Aug 22, 2026

Aaron is absolutely fantastic to work with! He is always responsive, knowledgeable, patient, and genuinely cares about helping me every step of the way. I couldn’t ask for a better lender to work with and would highly recommend Aaron to anyone looking for a great mortgage experience!

Aug 17, 2026

Absolutely enjoyed working with Aaron and his team. Great communication and explaining everything that was happening every step of the way. They helped us get over the finish line with the home buying process. Took an absolute horrible experience with a different lender and fixed it and made the rest of the process smooth and easy and so much less stressful, than what we were previously experienced with a different lender. I cant say thank you enough to Aaron and his team. We appreciate everything that they did for us. Would absolutely recommend them to friends and family.

Aug 7, 2026

No written review

Aug 3, 2026

It was truly a pleasure working with Aaron Ellefson and his team at Citywide Home Mortgage. He and his team were able to do the necessary steps to obtain financing for my condo in two weeks that other lenders could not in six weeks. I whole heartedly recommend Aaron and his team. Aaron was friendly, courteous, dedicated, and professional throughout the entire process and he got the job done. Most importantly, he was in constant contact with me throughout the entire process, keeping me informed on his progress. Thank you, Aaron! I truly appreciate your hard work throughout this process.

Jul 31, 2026

It was an absolute pleasure working with Aaron and his team in arranging our mortgage. He took the time to explain every detail and guide us through the process. We had a little communication glitch which I caused and Aaron went above and beyond to help resolve it. I could not have asked for better service. I have no reservations about recommending him and his team.

Jul 24, 2026

Aaron was awesome. He was able to help me push up the closing date on my VA loan, and found me the lowest rate anywhere. Very personable and professional. Promptly returned all my emails and calls. Top recommendation!

Jul 17, 2026

Aaron and his team were absolutely amazing, and we would use them again in a heart beat if the situation arises. Friendly and professional in equal measure, with constant texts, emails, and phone calls to keep us in the loop while breaking down the esoteric process in an easy to understand manner. They never shied away from "hard" discussions and they consistently advocated on our behalf for the best rates. They took the stress from this experience onto their shoulders, and I can't thank them enough for their effort.

Jul 6, 2026

Aaron made our first-time home buying experience as smooth and stress-free as possible. He was incredibly knowledgeable throughout the entire process and took the time to explain each step so we always understood what was happening. Whenever we had questions, he responded quickly and made sure we felt confident moving forward. We are so grateful for all of his guidance, patience, and support. Buying a home can feel overwhelming, but Aaron worked with us every step of the way to make the process as easy as it could be. We truly appreciate everything he did for us and would highly recommend him to anyone looking for a lender!

Jul 3, 2026

Great communication through the entire process.

Jun 30, 2026

Aaron was fantastic to work with, honest, and trustworthy. Very informative and always responds to calls/messages. He not only got us into our new home, but gave us some of the best financial advice. Our only regret is not finding Aaron sooner in life! Highly recommend.

Jun 28, 2026

Aaron was an amazing partner throughout the whole process. He was always accessible to walk us through any step during our process. He makes first time home buying a piece of cake!

Jun 22, 2026

Aaron was great to work with. Explained the whole process very well and made sure we lock in the rate at the right time.

Jun 22, 2026

If you are looking for a seamless mortgage experience, I cannot recommend Aaron Ellefson and Citywide Home Mortgage enough. Aaron made the entire process incredibly straightforward and easy to navigate. He was professional, efficient, and always kept things moving smoothly. I give Aaron and his team my highest recommendation!

Amazing team smooth process

Made considerable effort to overcome obstacles for loan approval.

Aaron was great to work with and the process was great

Aaron was fantastic.

Everyone is so kind! They are very clear and helpful during the home buying process.

Aaron and Team were excellent to work with, knowledgeable and responsive.

Jun 3, 2026

Buying a home is challenging, and the process can often be stressful—especially as an independent contractor. However, my experience with Aaron at Citywide made the entire journey much easier. Aaron was confident, responsive, and supportive every step of the way. He took the time to explain each stage of the process, ensuring I understood what was happening and what was needed from me. He consistently went above and beyond to help me navigate the requirements and move closer to homeownership. There were several unexpected challenges along the way, and without Aaron's guidance and dedication, I would have felt much more frustrated and far less hopeful about achieving my goal. His expertise and commitment made all the difference. Thank you, Aaron, for helping me and my family secure our home. I will absolutely work with you again for any future home purchases and would highly recommend you to anyone looking for a knowledgeable and dependable lender.

Jun 2, 2026

We had an outstanding experience working with Aaron throughout the entire home-buying process. From our very first conversation to closing day, he was incredibly knowledgeable, responsive, and proactive—exactly what you need during such an important (and sometimes stressful) milestone. What really stood out was his ability to explain every step clearly and anticipate questions before we asked them. He was always available to provide guidance, whether it was running different scenarios, helping us understand our options, or ensuring we stayed on track with timelines. Beyond his expertise, Aaron genuinely cared about making this a smooth and positive experience for us. His attention to detail, organization, and communication gave us a lot of confidence, and we always felt like we were in great hands. We’re so grateful for his support in helping us secure our first home together and would highly recommend him to anyone looking for a reliable and professional loan officer. We look forward to continuing our relationship with Aaron for future housing needs!

May 2, 2026

We had a wonderful experience working with our Aaron. He was incredibly kind, responsive, and made what could have been a stressful process feel simple and easy to understand. He took the time to thoroughly explain each step and never made us feel uncomfortable for asking questions, no matter how small. What really stood out was how intentional he was in making sure both my fiancé and I felt confident and informed; he even called us separately to ensure we each fully understood the process. We truly felt supported every step of the way and are so grateful for his guidance. 10/10 recommend working with Aaron!

Apr 13, 2026

Aaron and Team were knowledgeable, Professional, and Responsive during the mortgage process. Aaron was patient and answered all of our questions and thoroughly explained all of our options.

Everything that Aaron did was not only incredibly helpful and transparent but he really went to bat for us on several occasions! The whole process was incredibly smooth and would suggest to anyone looking for a house that they reach out to Aaron!

Seem easy to work with

Aaron Ellefson and his team did a great job!

Very responsive, kept me informed of the process, friendly, helpful. Overall great experience.

Aaron was always willing to talk to us about numbers and spare no detail about the entire process of getting a loan. He was incredibly forthcoming and helpful the entire time and answered any phone call or text we had within 10 minutes most days.

Very helpful with the whole process!

Apr 8, 2026

I had a great experience working with Aaron at Citywide Home Mortgage. He was responsive, helpful and quick to answer all of my questions. He made the home buying process easy and seamless.

Apr 6, 2026

Highly recommend working with Aaron! He goes above and beyond. You would have thought we were his only clients for how quick he was to respond to our many many questions and requests. 😆 He took the time to explain everything in depth and kept us in the loop every step of the way. Gave us helpful tips and made our mortgage fit OUR needs and requirements. Out of all the lenders I have communicated with for our new home and past home loans he was hands down the best. I do believe we have our forever home but we would definitely work with him again if we had need. Veteran approved! :)

Apr 6, 2026

I found Aaron through his positive online reviews, and I’m so glad I did! He was responsive, attentive, and incredibly knowledgeable. I was initially worried because our situation felt a bit complex (first time home-buyer, VA loan, and a for-sale-by-owner property), but Aaron made everything clear and manageable. He patiently answered every question and guided us through each step. I highly recommend working with Aaron!

Mar 26, 2026

My wife and I were buying our first home, and were overwhelmed with the intricacies and jargon that come with financing such a big purchase. Aaron did a wonderful job answering our onslaught of questions, simplifying concepts and terminology that we weren't privy to, was very quick to respond, and most importantly, didn't pressure us into making any decisions we didn't want to make. On top of all that, he's super friendly and definitely a guy I'd grab a beer with. Highly recommend!

Mar 20, 2026

We had a great experience working with Aaron throughout the home buying process. He was very knowledgeable, patient, and always quick to answer our questions, which made everything feel a lot less stressful. From start to finish, he kept things moving smoothly and made sure we understood each step along the way. We also wanted to say thank you for the thoughtful housewarming gift—it was such a nice surprise and really meant a lot to us as we settled into our new home. We truly appreciate all the help and support in getting us here. Highly recommend working with him!

Mar 19, 2026

Aaron was referred to us from a close friend of ours and I’m more than happy to recommend him to anybody! He is very upfront and honest about every last little fee and number you come across and was super beginner friendly. This was our first home and Aaron was always willing to get on the phone at a moments notice to discuss anything and everything. I can’t recommend Aaron enough!

Mar 18, 2026

Aaron was absolutely phenomenal to work with. He was quick to respond, transparent, and we truly felt like he was on top of the very first interaction to the final signing of paperwork. If you are looking to purchase a home and are looking for someone who will do everything he can to take care of you while also keeping you informed on the way, Aaron is your man!

Mar 14, 2026

Aaron is the perfect person to have on your side when buying a home, especially if its your first time. He truly takes the time to walk you through every step of the process and make sure you know exactly what you're committing to. He made a very intimidating and confusing process feel so much easier and we are so grateful to have had him on our side. Will definitely work with him again if we buy another home in the future!

Mar 3, 2026

Working with Aaron was a great experience! He was very helpful and made the whole process easy!

Very easy to work with and made buying our first house simple!

Aaron Ellefson was very responsive and very knowledgeable. He was quick to return phone calls and stayed ahead of things to keep the process moving!

Jan 31, 2026

We had a fantastic experience with Aaron Ellefson at City Wide. He was very responsive and guided us through the process smoothly. He was very knowledgeable and provided advice for what we needed to do at every turn! We highly recommend Aaron :)

Jan 7, 2026

We recently had the privilege of working with Aaron when we were building our forever home in River Falls. He was not only knowledgeable with the financial piece of the whole process but also was a valuable resource for our other needs when building a home in an area we were not familiar with. Having lived in our last home for 26 years it had been a long time since we had to seek out a new mortgage lender. I would not use anyone else. He will be my go to for all my financial needs in the future. Highly recommend.

Dec 30, 2025

We had a great experience working with Aaron and team at Citywide. With our home buying experience having some hiccups along the way(outside of his or our control) he was very proactive and efficient with everything he did. Aaron was very knowledgeable, easy to get ahold of, and made things less stressful by keeping us informed as the process went on. We are very happy with our decision to work with Aaron and definitely would recommend to anyone.

Dec 20, 2025

Aaron Ellefson was extremely professional and transparent during our home purchase. Was very communicative and we really enjoyed working with him. Highly recommended 🤙🏼

Nov 25, 2025

Aaron helped us with our initial mortgage and our refinance. With the initial purchase we had to move fast and Aaron made things happen and put it together nicely for us. Refinancing was just as smooth, waiting for the right time that made sense to pull the trigger and lock in the rate that made sense. 100% recommend Aaron and the team at Citywide.

Aaron. We always have you in mind when the subject of mortgages comes up. We are more than happy and satisfied with the great service, advice, and speed that we've always experienced dealing with you. Thank you so much for all your support and efforts. And for the celebratory conclusion. After all these years, we like to think of you as a friend.Hopefully we'll be able to steer somebody your way. Happy Thanksgiving to you and your family. Mickey and Bobbi

After working with two different lenders, we were referred to Aaron. Aaron accomplished in less than a month what the other lenders couldn’t in three months. Aaron was helpful even before we switched. Beyond that, Aaron is communicative, personable, and on top of his stuff. He made our home closing process smooth when it had previously been grueling. One thing that is easily overlooked is the software a lender uses to communicate with their clients. Citywide’s portal makes applying, uploading documents, and knowing where you’re at in the process and what to expect next a cinch. The portal is intuitive, yet Aaron still goes the extra mile to communicate, which made us feel like VIP clients. Communicating with Cody was equally easy and pleasant. What really stuck out to us was how Aaron took responsibility for our previous lender’s failures. He made right where our previous lender fell short. That’s not just professional service; that’s care and compassion. We will recommend Aaron and his team at Citywide again and again.