Bruce Rosenberger

Oct 27, 2026

Bruce is the ultimate professional. He is efficient and an excellent commentator. Our clients are continually impressed with his efficiency. We look forward to another transaction with Bruce.

Oct 26, 2026

Bruce was amazing every step of the way, especially as first time home buyers trying to understand our options and navigate an unfamiliar system. He got us a phenomenal rate, answered all of our questions, and helped us feel confident in our choices. Highly recommend!

Oct 23, 2026

No written review

Oct 23, 2026

Bruce was helpful, calming and responsive, which I greatly appreciated as a first time home buyer in DC. His rates were great as well, and he made the process incredibly smooth. I’d happily work with him again.

Oct 23, 2026

I worked with Bruce Rosenberger at Rate on my mortgage refinance and couldn’t have been happier with the experience. Bruce was knowledgeable, professional, and incredibly responsive throughout the process, making my refinancing remarkably easy and stress-free. I really appreciated his straightforward approach and would absolutely recommend him to anyone looking for a mortgage or refinance.

Oct 20, 2026

Bruce and Brittany were our two primary contacts and they both made the process easy, explained our options, and we're only a phone call away for any questions we had during the process. The entire Rate experience was too notch, and we closed right on time. Can't recommend enough.

Oct 5, 2026

Bruce was fantastic to work with, super personable and made the process so streamlined and was always available to assist me. Thanks for making this important task so easy and organized for me.

Oct 2, 2026

The initial decision to work with Bruce was motivated by the fact that, in a relatively competitive housing market, Bruce assured us the shortest turnaround to close once we went under contract. During our home search process, Bruce was proactive in reaching out to us to check-in and provide us with information about the mortgage rates. Once we eventually had one of our offers accepted, Bruce and his team kicked into gear like a well-oiled machine and got us approved and ready for close within days of of our 10-day window to close. The process felt seamless and his team helped us step by step. As first-time buyers, Bruce was patient in answering our questions and advising us about our options. His responsiveness to our requests for pre-approval letters went above what I would have expected, responding to us immediately and getting us what we needed within hours, sometimes on weekends. He and his team were kind, patient and professional throughout and I would not hesitate to recommend him and his team to anyone, even people in my own family. Thank you, Bruce, Brittany and Doug!

Sep 29, 2026

Bruce is a true professional in the lending game. While I represented the seller in our recent transaction together, he gave me frequent updates on the buyer's loan progress. He stuck to the timeline, was communicative, and always prompt; all very important things in the Northern Virginia real estate market.

Sep 29, 2026

I represented the seller in a recent Washington, DC condo sale in Adams Morgan, and Bruce Rosenberger handled the buyer’s mortgage. Bruce was professional, responsive, and easy to work with throughout the transaction. His clear communication helped keep everyone informed and made for a smooth process from contract to closing. It was a pleasure working with Bruce and I would welcome the chance to work with him again. Based on this experience, I highly recommend him to anyone looking for an experienced and highly professional local loan officer.

Sep 29, 2026

⭐⭐⭐⭐⭐ Always My Go-To Mortgage Partner! As a real estate agent, having a reliable lender on your side makes all the difference, and Bruce Rosenberger at Rate is truly one of the best in the business. Bruce is exceptionally informative during the entire loan process. He keeps both me and my clients fully updated at every milestone, so there are never any surprises. His communication is top-tier, and he takes the time to make sure buyers feel comfortable and well-guided from pre-approval to the final walkthrough. On top of that, he delivers a fast, seamless experience and consistently achieves a timely closing on every deal we work on together. If you are looking for a knowledgeable, proactive, and dependable loan officer who will get your clients across the finish line smoothly, I highly recommend Bruce!

Sep 27, 2026

I grew up viewing mortgage lenders and car salesmen as necessary evils, not because I had bad experiences myself, but because I heard my parents and so many people around me talk about the corruption of salespeople--they were inherently out for themselves, and therefore untrustworthy. Now with the rise of AI, there are some people who think we can dispense with the skills of salespeople altogether. Yet without Bruce Rosenberger at Rate, my husband and I never would have been able to purchase our dream home in Reston. From the moment I met him, I knew he was someone we could trust. He was level-headed, knowledgeable, and always responsive to calls and emails. Buying a home in this market was scary, but with Bruce to help us, I knew we could do it. He was professional, friendly, and helpful, and his real-life expertise was far more valuable to us than a company over-reliant on AI: Bruce's business is based on relationships, not robots. So much of our home-buying experience was due to chance and luck, but we couldn't have done it without Bruce. I will always be grateful to him.

Sep 23, 2026

We looked at multiple places, but went with Bruce and his team because we really felt they took the time to talk as through every option, explain every detail so that we were very confident in our decision. Additionally, they were also able to give us the best price on the market. I highly recommend Bruce and his team to anyone!

Sep 22, 2026

wonderful to work with. so helpful, kind, response and patient. highly recommended.

Sep 21, 2026

This is the second time I have worked with Rate, specifically Bruce and his team, to purchase a home first in 2020 and most recently in August 2026. Bruce and his team went above and beyond our expectations...again. They helped put our family in the best possible financial position and used their experience and knowledge of the industry to make a home that initially felt outside our price range much more affordable and realistic for us. We received additional quotes from other lenders, but Bruce and his team far exceeded the competition, especially in today’s volatile interest-rate environment. There is no doubt we will be using his services in the future again!

Sep 8, 2026

Bruce and his team were so helpful when we purchased our home last year. They made it very easy and kept us updated with everything that was happening. Bruce was available to answer any questions we had about our loan and the process that went with it. We highly recommend Bruce and his team!

Aug 31, 2026

Bruce is a fantastic lender! As a realtor, I appreciate that he is solution-oriented and communicates through the entire process, before, during, and after the transaction. Highly recommend!

Aug 26, 2026

Bruce and all his team were great to work with: very clear communication, fast answers, no surprises at closing, and managed to save some money through the insurance and other services. Bruce took time to explain complex issues clearly and made the whole mortgage process much less stressful. Highly recommend them!

Aug 21, 2026

I want to thank Bruce and his team for all their assistance and support in getting us the best rate for our home! Thank you for the quick turnarounds and constant communication that made the process seamless!

Aug 19, 2026

⭐⭐⭐⭐⭐ Bruce is the best! I worked with him for my initial mortgage and then again when I refinanced, and both times he was super easy to get a hold of. He always picked up or called back fast, no chasing him down for answers. Made a stressful process way less stressful. Highly recommend if you want a lender who actually communicates!

Aug 15, 2026

Bruce was extremely knowledgeable and reassuring throughout the entire home buying process. Unlike other lenders, he asked the real questions that helped us to land on our final mortgage decision. He also kept us in the loop on possibilities that may lower our mortgage rate once we locked it in. He even put in touch with an insurer through Rate.com that saved us almost 15% on our monthly insurance premiums. Overall, we were super happy with Bruce, and the Rate.com team. We couldn’t be more satisfied with the timing, especially given our purchase was February 2026 right before rates went back up.

Aug 14, 2026

Bruce is amazing! A trusted resource.

Aug 12, 2026

Bruce was extremely friendly, responsive, and enabled us to move quickly and put down a competitive offer quickly so we could purchase the home we wanted. Bruce's efforts to work with underwriters to put together a power bid really gave us an edge in our search for a home in a very competitive market, and without his help we would still be searching for a place to live. By contrast, my experience with other mortgage companies lacked the personal touch, tailored service, and expert advice we got from Bruce. In addition to facilitating the loan, Bruce will also monitor interest rates and help work to refinance if conditions change and it's financially beneficial. I will recommend Bruce to anyone and everyone who is in need of a mortgage.

Aug 5, 2026

Bruce Rosenberger went above and beyond for my recent buyer clients. They were relocating from out of state and weren't familiar with the fast-paced, highly competitive Northern Virginia real estate market. They initially started the process with another lender, but I reached out to Bruce to help educate them on what it takes to compete successfully in this market. After speaking with Bruce, they decided to switch lenders, and it was one of the best decisions they could have made. Bruce and his team were incredibly responsive, knowledgeable, and proactive throughout the entire process. They secured a full loan approval before we submitted an offer, allowing my clients to confidently waive their financing contingency. They also obtained an appraisal waiver, making their offer even stronger. Thanks to Bruce's expertise and efficiency, we were able to close in just 10 days—a remarkable accomplishment that helped my clients secure the home they wanted. Throughout the transaction, Bruce was patient, communicative, and always available to answer questions and provide guidance. His dedication to both his clients and the agents he works with truly sets him apart. I highly recommend Bruce to anyone looking for a lender who is knowledgeable, responsive, and committed to making the home buying process as smooth as possible. He will continue to be our team's go-to lending referral.

Jul 25, 2026

With very little experience financing a house, I could not have asked for a better partner than Rate. Mr. Bruce Rosenberger and his team guided me through every single step of our recent home purchase in Fairfax. By using their PowerBid Approval program, we were able to get approved incredibly fast. The entire process moved quickly, and our closing was completely smooth and seamless. I highly recommend Rate to anyone looking for a stress-free mortgage experience. Thank you, Mr. Bruce, for the wonderful service!

Jul 24, 2026

I have been a Realtor for several decades and a Principal Broker going on 11 years. In this period of time there are only a handful (count on one hand) of Home Lenders that I would recommend or even write a Google review on. Bruce Rosenberger is in the 1% of all the Home Lenders in the DMV (DC, MD and VA). I was representing the Seller and Bruce represented the Buyer. Bruce has without a doubt the best communication and responsiveness of any Home Lender I have dealt with. Bruce closed Home Loan in 2 weeks! Wow! No drama. If you are not using Bruce Rosenberger as your Lender---why not?

Jul 23, 2026

Bruce and his team are terrific!

Jul 23, 2026

I had the pleasure of working with Bruce on one of my recent transactions, and he was outstanding from start to finish. Great communication, proactive follow-up, and a true commitment to making sure the buyer had a smooth experience every step of the way. As a Realtor, I know how much a lender can impact a transaction, and Bruce was always one step ahead, keeping everyone informed and helping us get to the closing table without unnecessary stress. My buyers felt well taken care of, and that reflects directly on the service they provide. If you're looking for a knowledgeable, responsive, and dependable loan officer who genuinely cares about their clients, I highly recommend Bruce Rosenberger. I look forward to working together again on future transactions!

Jul 22, 2026

Rate and Bruce Rosenberger are the perfect combination for getting a loan on your new home. As an agent, I need a lender that is as responsive in getting me a prequal as to getting the loan to Clear to Close. Bruce did just that. My clients were thrilled with his work and company, too.

Jul 22, 2026

Exceptional service!!! Always available to help and assist with anything and everything that was need to close on our Townhouse!!! They even worked extra on the weekends to figure out the last details so we could close on time! Bruce and his staff are amazing at there jobs and I would recommend them to anyone looking for a mortgage! I will always look to Bruce and The staff of “Rate” if I am ever in need of a mortgage again!!! Thank you so much for your professionalism, dedication and commitment. Also for being understanding and respectful in all aspects of your business.

Jul 22, 2026

Bruce and his team at RATE did an amazing job helping us close on our loan and get into our new home on time. From start to finish, Bruce was dependable, responsive, and always willing to answer our questions. He worked tirelessly behind the scenes to make sure everything moved forward effectively and efficiently, even when unexpected challenges came up. His professionalism, communication, and dedication made what could have been a stressful process feel smooth and manageable. We always felt confident that he was doing everything possible to keep our closing on track, and thanks to his hard work, we were able to close on time. If you’re looking for a lender who truly goes above and beyond for their clients, I highly recommend Bruce and the entire RATE team. Thank you for making our dream of homeownership a reality!

Jul 21, 2026

Smooth transaction

Jul 21, 2026

I had the pleasure of working with Bruce Rosenberger and his team on the other side of a recent transaction, and they were fantastic from start to finish. Communication was excellent throughout the entire process, with consistent updates that kept everyone informed and on track. Bruce and his team were professional, responsive, and proactive, making for a smooth, stress-free closing that happened right on time. As a Realtor, I truly appreciate lenders who help make the transaction seamless for everyone involved. I would gladly work with Bruce again.

Jul 15, 2026

I’ve worked with Bruce previously and he was so good that I came back! He and his team are so caring and professional, helping us lock in a VA loan for our dream home. Thanks, Bruce!

Jul 13, 2026

Bruce kept us informed at every step of the process and made sure we knew what everything meant on any paperwork we had to sign. He was professional and helpful from beginning to closing.

Jul 8, 2026

We are so grateful for Bruce and his team who got to work immediately for us and helped us get approved for our loan to buy our dream home in Reston. He is a joy to work with; friendly, knowledgeable, helpful, and patient. We recommend him and his team for all mortgage related opportunities.

Jul 6, 2026

Bruce is one of the most knowledgable and patient lenders in the business. His vast experience helps him customize loan programs and terms to best fit each of my client's needs. He has an amazing team around him that helps him provide incredible customer service and meet extremely tight deadlines with ease. Bruce is the man!

Jul 2, 2026

Bruce offered a competitive rate. His team followed through by requesitng and managing all the needed information and documents to keep the process on track for an on-time closing.

Jul 1, 2026

We had an exceptional experience with Rate from start to finish. The entire loan approval process was incredibly smooth, efficient, and expedited, making what can often be a stressful experience feel seamless and manageable. A special thank you to Bruce and the entire team for their outstanding support throughout the process. Bruce was always responsive, proactive, and ensured that every step moved forward quickly and efficiently. We also want to recognize Doug, who was extremely thorough and patient in answering all of our questions. He took the time to explain everything clearly, which gave us great confidence and peace of mind as first-time homebuyers. The professionalism, communication, and dedication demonstrated by the entire team truly exceeded our expectations. We are incredibly grateful for their support and would highly recommend Rate to anyone looking for a smooth and efficient mortgage experience.

Jun 25, 2026

Worked with Bruce and Team to buy my first house. We had an outstanding experience and would 100% recommend using his team for loans! It was a super simple , quick and easy process.

Jun 25, 2026

We are so happy we went with a local lender like Bruce vs. a big bank. He was available every weekend we needed him which was key to securing our home. He made the process seamless and as stress free as possible. His years of experience definitely showed. He is kind, friendly and genuinely cares. We appreciate all he did for us in securing our dream home! It wouldn’t have been possible without him.

Jun 25, 2026

Bruce and his team were great to work with. We had a VA loan and everything was handled quickly and efficiently.

Jun 25, 2026

Bruce and his team made the home buying process a seamless and amazing experience. His expertise in navigating the housing market lead us to receiving the best loan possible for our dream home. I would recommend anyone looking to purchase a home to work with Bruce Rosenberger.

Seamless and painless process.

Their responsiveness, transparency, and proactive communication made the entire process smooth and stress-free. Even during underwriting and closing, we always felt informed and supported. There were absolutely no surprises at closing, which says a lot about how organized and professional this team is.

May 29, 2026

We worked with Bruce and team for a new home mortgage and then a refinance. Both were effortless and everyone was really great to work with. Will certainly go to Bruce again!

May 28, 2026

I recently completed a refinance with Bruce Rosenberger and cannot recommend his services highly enough. He provided exceptional professional support throughout the entire process, making what can often be a complex experience feel seamless. Bruce is a true professional who is dedicated to his clients, and it was a pleasure working with him. If you are looking for a mortgage lender you can trust, I highly recommend reaching out to him.

May 21, 2026

By far, this was the easiest mortgage process we have ever experienced. Bruce and his team were outstanding from beginning to end. Their responsiveness, transparency, and proactive communication made the entire process smooth and stress-free. Even during underwriting and closing, we always felt informed and supported. There were absolutely no surprises at closing, which says a lot about how organized and professional this team is. Most importantly, we never felt like just another loan number. As a veteran, I truly appreciated the professionalism, patience, and respect shown throughout the process. I highly recommend Bruce and the entire Rate team to veterans and anyone looking for a lender they can genuinely trust.  They absolutely earned our confidence, and we look forward to working with them again.

May 21, 2026

Beyond his soothing radio voice, unflappable demeanor and handsome smile is a true professional. Bruce brings authenticity and technical acumen to each conversation in a way that doesn’t leave you with more questions than you showed up with. Instead, he presents options that meet the varied needs of each customer. I know this from personal experience and I can’t recommend Bruce and his Team more highly. There are a lot of good brokers out there. And a lot of them will do the job well. Working with Bruce and his team made my wife and I feel like we were in first class. And that feeling is irreplaceable. A huge thanks to Bruce and the Team!

May 20, 2026

Bruce was amazing to work with and extremely professional throughout our entire home buying process. He was very accessible and answered all of the questions we had. He was flexible with meeting times and extremely responsive to emails. Bruce has a great team that gets it done! I highly recommend him and will continue to recommend him to family and friends. Trust his experience!!