Ratings include all 219 reviews. Reviews collected directly from clients are shown only with their permission.
Guaranteed Rate Affinity have been very helpful with my home buying experience. Mike made everything very easy and simple and was always there to answer any questions I had. Thank you to the team and especially Mike.
Response from Owner
Mohab, working with you throughout your home purchase has been a pleasure. I'm so glad our team could make the process smooth and straightforward for you every step of the way. Enjoy every moment in your new home, and if you ever know any friends or family who need mortgage guidance, we'd love to help them just as well.
Michael was a pleasure to work with. Best mortgage lender experience I’ve ever had.
Response from Owner
Hi Brian, working with you was an absolute pleasure from start to finish. I'm so glad I could make your home loan experience a smooth one. Please reach out anytime you need anything down the road!
Wonderful experience working with Michael. Every question or. Intern was handled in a personal, professional, and timely manner, even on Saturdays.
Response from Lender
Hi Jennifer, it was an absolute pleasure guiding you through the home loan process. I always want to make sure you feel supported, even on the weekends. Thank you for trusting our team with your mortgage needs, and I hope you're settling in wonderfully.
Michael was fantastic to work with as first-time homebuyers. We initially considered going through a credit union for our mortgage, but Michael’s availability and responsiveness quickly set him apart. He was willing to communicate with us—even on a Sunday night—and ultimately secured us the most competitive rate.
What impressed us most, however, was how willing he was to speak with both us and our agent and walk us through every step of the process. We truly appreciated his patience, guidance, and clear communication. During closing, Michael even attended in person and carefully walked us through each document before we signed it.
We couldn’t have asked for a better mortgage professional and highly recommend Michael to anyone, whether you’ve purchased a home before or, like us, are a first-time buyer.
Response from Owner
Hi Kyle, Thank you for taking the time to share your experience. Working with first-time homebuyers is especially rewarding, and I’m honored that you chose me to help guide you through the mortgage process. My goal is always to make sure my clients feel informed, comfortable, and supported from application to closing. I'm grateful for your trust and confidence, and I was happy to be there with you on closing day to celebrate this exciting achievement. Best wishes as you begin this next chapter in your new home!
Michael is extremely helpful, friendly, and responsive. The home buying process can be stressful, but he helps explain everything in a clear way. Plus, he is very patient. Thanks Michael!
Response from Owner
Thank you Kevin for the kind words. I am so happy that you found the perfect house and that you trusted us with your mortgage needs. I wish you the best with the new house.
Mike made the process smooth and easy and got my Refi done quickly with minimal hassle and I would highly recommend Mike Wagner to anyone looking for an agent that will walk you step by step!
Response from Lender
Thank you Paul trusting us again with your refinance. You were a pleasure to work with.
Michael was always available to answer questions and got me in a great program for a lower interest rate.
Response from Owner
Thank you Evan for the review. You had a very unique situation and I am happy that we were able to offer you a great first time homebuyer program. If you ever need anything just let me know.
This was our first home we were purchasing, and Mike really set the tone for the entire experience. He was honest, resourceful, and was always there when we needed him. Buying your first home can be daunting, and he took the time to go through everything with us and really make us feel at ease that everything was going to work out. We had gone to other lenders before, and they made us seem like we were complicated. Mike had no concerns whatsoever. We are very grateful to have worked with Mike during this experience!
Response from Owner
Thank you Stephanie for the wonderful review. Your new home is amazing and I hope that you are both loving it. Thank you for trusting me with your biggest purchase ever.
Working with Michael was a great experience and we had no issues going through the lending process even with a slightly more complex situation. He was a pleasure to work with.
Response from Owner
Thank you Connor for the great review. I really appreciate the trust that you placed in us to make this happen for you. I am always here for you if you need anything.
Michael was amazing through our home buying process. He was so quick to respond to questions and on top of everything immediately which is so important in this market. At closing, Michael fully explained what we were signing which was very different than my previous home buying experience where I used a different lender where papers were just put in front of me with no explanation. Would highly recommend working with Michael!
Response from Owner
Thank you so much for the wonderful review. I am happy that I was able to provide clarification on all of the documents and make this a great experience for you. Thank you for trusting us with your mortgage needs.
This was our first home we were purchasing, and Mike really set the tone for the entire experience. He was honest, resourceful, and was always there when we needed him. Buying your first home can be daunting, and he took the time to go through everything with us and really make us feel at ease that everything was going to work out. We had gone to other lenders before, and they made us seem like we were complicated. Mike had no concerns whatsoever. We are very grateful to have worked with Mike during this experience!
Response from Lender
Thank you so much Steph for the kind words. I greatly appreciate the trust that you placed in us to make this happen for you.
Super effective and easy to work with, help me save time and money. Finish up 10 days early before the closing day
Response from Owner
Thank you Jia for the review. I am so happy that everyone worked for fast to allow you to close quicker. I hope that you are loving the house. Thank you for trusting us with your mortgage needs.
Mike is the best! He is super knowledgable about all the programs GR Affinity has to offers and he wants to make sure you are getting a loan that best fits you and your financial needs. Would HIGHLY recommend him!
Response from Owner
Thank you Jenna for the wonderful review. I hope that you and Hunter are enjoying the house. I appreciate the trust that you placed in us to make this happen for you. I am always here for you.
Michael is a fantastic loan officer to work with! He has made the home-buying process easy and stress-free. He is very knowledgable in his industry and helped us get the best rate. He assisted us with a buy down program and explained everything in detail. He is very responsive with any questions and problems. I would highly recommend Michael for your loan needs because he is the best!
Response from Owner
Thank you Lauren for the review. You were a true pleasure to work with and thank you for trusting me with your biggest purchase ever.
Working with Mike was a true pleasure. Anytime I had any questions he was very quick to answer them and make sure I was informed during the entire home buying process. Working with Mike truly made this process effortless.
Response from Owner
Thank you Tom for the great review. You were also a pleasure to work with and I am glad that we made it easy to get a mortgage. That is always the goal.
Michael is a fantastic loan officer to work with! He has made the home-buying process easy and stress-free. He is very knowledgable in his industry and helped us get the best rate. He assisted us with a buy down program and explained everything in detail. He is very responsive with any questions and problems. I would highly recommend Michael for your loan needs because he is the best!
Response from Lender
Thank you Lauren for the wonderful review. I am so happy that we were able to design a program that made things affordable for you. I am always here for you.
Excellent experience working with Michael Wagner.
Terrific communication and follow up. I felt very comfortable through the process. I would recommend Michael to anyone in need of a mortgage.
Response from Owner
Hi Donna, it was a true pleasure helping you navigate your home loan. I'm so glad we were able to keep the entire transaction moving super fast and running smoothly from start to finish. Thank you for your wonderful review and please reach out anytime you or anyone you know needs a mortgage loan.
Michael Wagner at Guarentee Affinity was my loan officer and we made the right choice for our lending needs. Very responsive and did everything in a timely manner . He made my first time homebuyer experience very smooth and stress free ! Will definitely be using him again in future mortgage needs!
Response from Owner
Working with you on your first home purchase was such a wonderful experience, Mike. We were able to keep everything moving fast and closed seamlessly from start to finish. Enjoy your new place, and please keep me in mind whenever your friends or family ever need mortgage guidance down the road!
Michael was the best, constantly available for questions and always there for us every step of the way. I could not recommend someone more!
Response from Owner
Hi Payton, it truly was a wonderful experience guiding you through your home loan journey. Being there to answer your questions whenever you needed clarity was always my top priority. Thank you so much for trusting us and I hope you enjoy every moment in your new chapter!
Michael was the representative I could ever ask for. Always there for us every step of the way, going above and beyond. I could not recommend him more!
Response from Lender
Thank you so much Payton for the great review. I appreciate the trust that you placed in us to make this happen for you. I wish you all the best with the new house.
It was a pleasure working with Michael during our first homebuying experience. He was quick to give us any updates and was always available to answer any of our questions no matter how small. I would highly recommend him to anyone looking for a mortgage lender in the area!
Response from Owner
Hi Grant, guiding you through your very first home purchase was such a privilege. I'm glad I could make the process clear and be here whenever questions came up. Enjoy settling into your new place and making it your own! I am always here for you.
It was a pleasure working with Michael during our first homebuying experience. He was quick to give us any updates and was always available to answer any of our questions no matter how small. I would highly recommend him to anyone looking for a mortgage lender in the area!
Response from Lender
Thank you Grant for the wonderful feedback. It was a pleasure working with you and I hope that you are loving the new house.
Working with Michael Wagner at Guaranteed Rate Affinity was an exceptional experience from start to finish. Purchasing an investment property comes with its own challenges, but Michael made the entire financing process seamless. He is knowledgeable, professional, responsive, and truly dedicated to his clients.
What impressed us most was his commitment. There was even a time when he answered our call/text while watching the Flyers game just to make sure our questions were answered. That level of dedication is rare and speaks volumes about the kind of service he provides. No matter what was going on, he always made us feel like a priority.
Michael took the time to explain every step of the process, answered every question with patience, and kept us informed from beginning to end. His honesty, attention to detail, and clear communication gave us complete confidence throughout the transaction.
He doesn’t just process loans, he builds relationships. Michael genuinely cares about his clients and goes above and beyond to ensure everything is handled correctly and on time.
We are incredibly grateful for everything he did to help us purchase our investment property. If you’re looking for a lender who is trustworthy, knowledgeable, and willing to go the extra mile, Michael Wagner is the person to call. We look forward to working with him again on future investment properties and will confidently recommend him to our family and friends.
Thank you, Michael, for exceeding our expectations and making this experience such a positive one.
Response from Owner
Thank you so much Christine for the wonderful review. Thank you for trusting me to help you with the purchase of your new investment property. You guys were amazing to work with. I am always here for you and Mike. Hopefully the Flyers win next years, lol.
P.C., it was a true pleasure working with you on your home loan. We always strive to make the process as smooth as possible, and I'm glad we could deliver that for you. If any of your friends or family ever need guidance with their own mortgage needs, please keep us in mind.
Good to work with! Took care of my loan with no problems, very responsive and answered my many questions. Well deserving of a 5 star review, look no further for your loan!
Response from Lender
Thank you so much for the great review! I am always here for you if you need anything.
Mike was absolutely phenomenal to work with. From start to finish, he went above and beyond to ensure I received the best loan option and rate possible. What truly sets Mike apart is his ability to explain every step of the process in detail, making sure I never felt confused, overwhelmed, or uncertain about what was happening.
AAhmed E.
Michael was great to work with and so helpful!
DDana B.
Michael Wagner at Guaranteed Rate Affinity was an outstanding lender who helped make our first home purchase a success! He was recommended by our real estate team, Patricia Nino and Brian Pinkos. As first-time home buyers, we were nervous navigating the process after putting in 4 offers before landing our home in Lansdale.
Michael exceeded expectations. He explained everything clearly, responded quickly to all our questions, and was really good at advocating for us to keep the closing smooth and on track. His professionalism and attention to detail gave us confidence throughout the entire financing journey.
We truly felt supported every step of the way. If you’re a first-time buyer or anyone looking for a reliable lender at Guaranteed Rate Affinity, I highly recommend Michael Wagner!
Response from Owner
Bill, it's been an absolute pleasure guiding you through your first home purchase in Lansdale. I know those earlier offers tested your patience, but seeing you cross the finish line with confidence made all the hard work worthwhile. Thank you for trusting my team and me with such a major milestone. I hope you enjoy every moment in your new place!
Mike was absolutely phenomenal to work with. From start to finish, he went above and beyond to ensure I received the best loan option and rate possible. What truly sets Mike apart is his ability to explain every step of the process in detail, making sure I never felt confused, overwhelmed, or uncertain about what was happening.
Buying a home is one of the biggest financial decisions a person can make, and it can be an incredibly stressful experience. Mike did everything he could to make the process as seamless and stress-free as possible. He was always available, incredibly responsive, and willing to answer every question I had even the ones I thought might seem stupid. He consistently provided thoughtful explanations and reassurance, which gave me a great deal of confidence throughout the entire journey.
Thank you, Mike, for all of the hard work, dedication, and support you provided throughout my home purchase. I worked with three different lenders before finding Mike, and I am truly grateful that I did. If you’re considering using another lender, don’t. Mike is simply the best, and I cannot recommend him highly enough.
Response from Owner
Hi Ahmed,
Thank you for allowing me to help you with your mortgage. You were great to work with and I am truly so happy for you. I bet that you redid most of the house by now and starting to make great memories there. I am always here for you if you need anything.
Mike was absolutely phenomenal to work with. From start to finish, he went above and beyond to ensure I received the best loan option and rate possible. What truly sets Mike apart is his ability to explain every step of the process in detail, making sure I never felt confused, overwhelmed, or uncertain about what was happening.
Buying a home is one of the biggest financial decisions a person can make, and it can be an incredibly stressful experience. Mike did everything he could to make the process as seamless and stress-free as possible. He was always available, incredibly responsive, and willing to answer every question I had even the ones I thought might seem stupid. He consistently provided thoughtful explanations and reassurance, which gave me a great deal of confidence throughout the entire journey.
Thank you, Mike, for all of the hard work, dedication, and support you provided throughout my home purchase. I worked with three different lenders before finding Mike, and I am truly grateful that I did. If you’re considering using another lender, don’t. Mike is simply the best, and I cannot recommend him highly enough.
Response from Lender
Thank you Ahmed for the fantastic review. I hope that you are loving the house. If you ever need anything just reach out.
Michael went above and beyond, making the process of getting a mortgage painless and simple. Super friendly and communicative throughout.
Response from Owner
Thank you Michael for the great review. I really enjoyed working with you and helping you get a great mortgage. I appreciate the kind words. I hope that you are starting to make many great memories at your new place. I am always here if you need anything or have any questions.
We had a wonderful experience working with our mortgage representative, Michael, throughout the home-buying process. He was always available to answer our questions, responded quickly, and made sure we understood each step along the way. His knowledge, professionalism, and communication helped make what could have been a stressful process much easier. We truly appreciate all of his hard work and highly recommend him to anyone purchasing a home!
Response from Owner
Thank you so much for your awesome review. It means the world to me. I am so thankful that you trusted us to help you through the mortgage process. You guys were great to work with. I am always here for you.
Michael was incredible through our whole process. Knowledgeable and very approachable with any questions you have through the process!
Response from Owner
Thank you Christian for trusting us with your mortgage needs. We love doing VA loans and helping our veterans. I can't wait to see pictures of how Jennifer decorates for Halloween. All the best to you and your family!
We had a wonderful experience working with our mortgage representative, Michael, throughout the home-buying process. He was always available to answer our questions, responded quickly, and made sure we understood each step along the way. His knowledge, professionalism, and communication helped make what could have been a stressful process much easier. We truly appreciate all of his hard work and highly recommend him to anyone purchasing a home!
Response from Lender
Thank you so much Dana for trusting us with your biggest purchase you have ever made. We are grateful that you allowed us to hold your hand through the process. We wish you and Max all the best moving forward. I am always here for you if you need anything or have any questions.
Working with Michael Wagner at Guaranteed Rate Affinity was an exceptional experience from start to finish. Purchasing an investment property comes with its own challenges, but Michael made the entire financing process seamless. He is knowledgeable, professional, responsive, and truly dedicated to his clients.
What impressed us most was his commitment. There was even a time when he answered our call/text while watching the Flyers game just to make sure our questions were answered. That level of dedication is rare and speaks volumes about the kind of service he provides. No matter what was going on, he always made us feel like a priority.
Michael took the time to explain every step of the process, answered every question with patience, and kept us informed from beginning to end. His honesty, attention to detail, and clear communication gave us complete confidence throughout the transaction.
He doesn’t just process loans, he builds relationships. Michael genuinely cares about his clients and goes above and beyond to ensure everything is handled correctly and on time.
We are incredibly grateful for everything he did to help us purchase our investment property. If you’re looking for a lender who is trustworthy, knowledgeable, and willing to go the extra mile, Michael Wagner is the person to call. We look forward to working with him again on future investment properties and will confidently recommend him to our family and friends.
Thank you, Michael, for exceeding our expectations and making this experience such a positive one.
Response from Lender
Thank you Christine for the wonderful review. I hope that you makes lots of money on the new rental property. It was a pleasure working with you as well even with the 3 hour time difference. I look forward to helping you again on your next investment property.
Michael gave me the best service I could ask for as a Lender. He spent so much time walking me through everything, explaining all the niche details of getting a mortgage and being available for all random questions that came up!
Response from Owner
Thank you Shane for the great review. It was a pleasure working with you and your family and making this a reality in such a short period of time. All the best on the new house. I am here for you if you need anything.
Michael Wagner was great to work with he was a great help throughout the process. He works hard to help you get into the house. It was a smooth process. I would recommend him to anyone, such a great guy. Thanks again Doug B.
Response from Owner
Thank you so much Doug! I hope that you’re loving the house and I wish you many great years of memories there. I’m always here for you if you need anything
They were super helpful and took great care of us!
DDerreck A.
No written review
FFrancis S.
Michael was fantastic to work with! Highly recommend!!
Response from Owner
Thank you Jake for trusting me to handle your mortgage. As a first time buyer it can be really scary but since you followed my lead, it made things nice and easy. Congratulations on the new house and I hope that you enjoy it for many years to come.
Somehow, someway Michael W. Was the best lender we found structuring our loans for the second home we purchased in 10 years! We highly recommend GRA and Michael!
Response from Owner
Thank you Mike for the nice review. I really enjoyed getting creative with your financing options to meet your mortgage needs. Enjoy the new house!
Michael is beyond just 5 stars. Responsive, incredibly knowledgeable, kind and genuine - I could go on! My husband and I never once felt uncomfortable asking our questions (and we had a lot, especially as first time home buyers). Not to mention, he got us to closing in TWO WEEKS!!!! Do yourself the favor and go with Michael. We could not be more grateful to have had him on our team. We will be refering everyone we know!!
Response from Owner
Thank you Kelsey and Nick for using Guaranteed Rate Affinity for your mortgage needs. I love working with first time buyers so that I can set proper expectations with NO SURPRISES. I wish you many wonderful memories in your new place. I am always here for you.
I had a fantastic experience working with Michael and his team. From start to finish, the process was smooth, efficient, and extremely professional. He was able to help me obtain a mortgage in under two weeks, just in time for settlement.
What really stood out was his commitment to client service. Even while traveling in Mexico, he took the time to begin my application and keep things moving, ensuring there were no delays. That level of dedication and responsiveness truly felt like white-glove service.
If you’re looking for someone knowledgeable, reliable, and willing to go the extra mile, I highly recommend working with him.
Response from Owner
Thank you so much Dennis for trusting us to make this happen in the limited timeframe that we had to work with. You were a true pleasure to work with. All the best on your new house.
