Brian Scott Cohen

Oct 6, 2026

Nobody else would touch a co-op loan, not even the mainstream banks, so when my daughter and I decided to buy in New York City, I went looking for a mortgage broker who would. Brian's team was the one. From that very first phone call, they knew what they were doing, and I never felt like I'd been put on the back burner. I talked to a real person every time, and every call got a quick response. This deal turned into a real marathon. We started in February, were cleared for the loan in March, and didn't close until late September because of a seller who just disappeared on us. I had to get my rate cleared three times, and through every delay, Brian's team stuck with me, offering honest options and telling me what was normal and what wasn't, even when none of it was their fault. I've bought and sold seven or so properties across the country, and they rank in my top three because they worked for me, not against me. For a co-op loan in New York City, Brian's the mortgage broker I'd call first.

Sep 29, 2026

Brian and Team are great. Made the process fast and efficient. Closed in 2-3 weeks.

Sep 28, 2026

Brian and his team were responsive, helpful, and kind. Would highly recommend keeping them in mind if you need a mortgage.

Sep 25, 2026

Brian Scott and team make the process easy, transparent and quick. All are willing to pick up the phone and discuss nuances at thr ready and work as a cohesive team.

Sep 23, 2026

I'm so happy that my real estate agent recommended this mortgage company. From the very beginning, our phone calls were returned, and once we got into the meat and potatoes of the admittedly complicated business of arranging for mortgage, everyone at every step reacted immediately to emails, even phone calls on the weekend. I can't recommend them highly enough.

Sep 8, 2026

Second time working with Brian and the team and they were all extremely helpful and efficient. Highly recommend

Sep 4, 2026

My wife and I used Brian Scott Cohen to purchase our first home together on Long Island NY. Their team is amazing. From start to finish, they made the entire process extremely easy. They guide you at every step of the process, and are on top of everything. I can not be more thankful to Brian and his team. Highly recommend and will definitely be sending referrals of friends and family his way!

Aug 31, 2026

There are not enough accolades in the Oxford English Dictionary to truly express how I feel about Brian and his team. We were up against a wall trying to close on an apartment for our daughter in Manhattan by the end of August, and our previous broker had us hanging for months without ever getting a condo board approval. Our realtor connected us with Brian, and he told me straight up it would take a lot of work, but he believed his team could get it done in two weeks. He assigned Alicia and Chrissy to work with me, and I mean this sincerely, they worked hourly, every single day, for two weeks straight. Nothing fell through the cracks. Brian himself checked in constantly asking how things were going and whether I needed him to step in. We closed thirteen days after I first spoke with him. I've run a business for thirty years and dealt with plenty of financial professionals, but I have never experienced this level of dedication, compassion, and pure hustle from a team. Brian and his staff treat every client like this, I have no doubt about that. If you need a mortgage lender in New York City, or honestly even outside it, call Brian. He and his team work like Trojans, and they get it done.

Aug 28, 2026

We had an amazing experience working with Brian and his team. They were always available to answer any questions we had. I highly recommend working with Guaranteed Rate Affinity.

Aug 26, 2026

What incredible service. I almost never leave reviews but Brian and his team deserve more than 5 stars. They are on top of everything and never stop communicating. Love everyone there!!! You deserve the praise. You earned it!

Aug 25, 2026

I'm self-employed in New York City, and I knew going in that getting a mortgage was going to be complicated because of my income situation. I'd already called two big banks before Brian and got brushed off both times, and it just didn't feel good. My real estate lawyer recommended Brian, and when I called, he picked up right away and told me not to worry, we could make it work. He got me a great interest rate, which was such a relief after being turned down elsewhere. His team, who I like to call Brian's Angels, handled everything with so much warmth and patience, explaining things whenever I didn't understand and turning around paperwork incredibly fast. One time, they got me a commitment letter within minutes of my call at the end of the day. There was a delay later on, but that was entirely on the building I was buying into, not Brian's team. They stayed on top of it the whole time. They even sent thoughtful little touches along the way, a package of tea after signing the commitment letter and a cozy throw blanket once my approval came through. Those small gestures made the whole experience feel personal. If I ever refinance or buy again, Brian is the only mortgage broker I'll call.

Aug 20, 2026

Brian was able to help me find a great rate and his team was efficient and helpful

Aug 14, 2026

Wonderful people to work with. Informed and updated at every opportunity . From broker to attorney , professional work throughout . Would recommend to others looking for refinance .

Aug 13, 2026

I worked directly with Demetrius and Ralph on Brian Scott's team, and honestly, they did exactly what they said they would do. This was my first time getting a loan, and my seller hated banks and really wanted a cash buyer, so we needed to move fast. Demetrius told me they could get it done in about four weeks, and they did. It only stretched out a little longer because we were waiting on the survey, nothing on their end. The whole process was smooth and easy. Their online portal made it simple to send stuff back and forth, and anytime I had a question, Demetrius or Ralph got back to me, usually within 24 hours, sometimes the same day. That kind of responsiveness made a huge difference for a first-time conventional buyer like me. If I ever refinance or buy again, I'll know exactly who to call on Brian's team.

Aug 6, 2026

Brian was recommended by my agent when I was looking for an apartment in Brooklyn, and as a first time buyer I really didn't know what to expect. The process was well communicated from the start. It was clear from the start what was needed, requests for more documents were quickly taken care of, and it was easy to upload everything through the portal or by email. The team was always quick to answer my questions, which helpful as first time buyer with quite a few them. In general, it was a good experience, and the process was pretty simple to understand. If I buy again or refinance, Brian will be on my list to call. I'd also send anyone I know who is buying in New York for the first time his way.

Aug 4, 2026

I moved back to NYC from California, and buying here is a very different process than what I was used to. Having an attorney involved was totally new to me and a little nerve racking at first. Brian's office made me feel comfortable throughout the whole thing. Brian is very thorough. Anytime I had a question or received something I didn't understand, he took the time to explain it and tell me why it mattered. It felt that my financial needs were being taken care of. Out of the ​mortgage lenders my agent recommended, Brian made me feel the most comfortable. The others felt like they were reading from a script. He felt personable and professional, and that came through consistently. The communication was clear, and I became comfortable with something that initially just felt odd - buying in CA is pretty simple comparatively. I was at ease by the time everything was finished. That's a pretty big deal for me, and I would use Brian again in the future. I would also recommend him to my friends.

Jul 25, 2026

Brian came recommended by my real estate broker when I was shopping around for a mortgage broker, and from my first conversation with him I had a good feeling. His rates and products were great, and I decided to move forward with him. I ended up working with both Brian and Deb throughout the process, and they were absolutely wonderful. They were always quick to respond, and also just really kind and understanding. When I was in a best-and-final situation and needed to tweak things within 24 hours, they were right on it. As a first-time homebuyer, there was definitely some anxiety along the way, especially during the longer stretch before I got my clear to close, as we were accommodating the seller’s timeline. But Brian was always there to walk me through the process, answer my questions, and help me determine the right time to lock the rate. Until the bank says yes, you are always wondering whether you are good to go, and he made that part a lot less stressful. The whole mortgage process went really smoothly, and when it is time to refinance, I really hope I get to work with Brian and his team again. They are not only excellent at what they do, but also genuinely great people.

Jul 21, 2026

Brian and his team were very communicative, transparent, and helpful in walking us through the process as first-time buyers. They would always pick up the phone when we called, prioritized our process and trying to meet our closing timeline, and giving us options on competitive rates. The team is experienced in New York City real estate, especially co-ops and handling their quirks. Closing was fast and efficient! Big shoutout to John and Krissy on the team for their time and expertise throughout the journey.

Jul 20, 2026

I had a great experience with Guaranteed Rate Affinity throughout my home-buying process. My loan wasn’t straightforward due to the building requirements, but the team worked diligently to help me get approved and guided me through every step. They were responsive, professional, and made the process much less stressful. I’m grateful for their support and would recommend them to anyone looking for a reliable mortgage lender.

Jul 16, 2026

I first worked with Brian when he was at Wells Fargo, and I've continued working with him since because he's simply the best at what he does. He's responsive, accessible, always answers his phone, and has a tremendous amount of experience in the business. When I needed to place a mortgage on my co-op, there was no question who I was calling. What sets Brian apart is that he actually analyzes your financial situation and tailors the loan to what you need rather than taking a one-size-fits-all approach. The closing costs were reasonable, which is not always the case depending on the lender, and the product his company provided was solid. I'm pleased with the outcome and would recommend Brian to anyone looking for a mortgage broker in New York who knows the business and takes care of his clients.

Jul 15, 2026

Working with Brian and the team was a true pleasure. The mortgage process can be cumbersome, and you can feel lost if you don't have the right people guiding you, but I never felt that way with them. The response time alone was exceptional, the fastest I've ever experienced working with anyone. I remember saying to my wife, are they even sleeping? It didn't matter what time of night I sent an email, I always heard back quickly. From start to finish, everyone I spoke with was responsive, professional, and genuinely knew what they were talking about. What also stood out was the digital platform. Everything was organized, documents were easy to upload, and signing was done securely through DocuSign. Complete transparency throughout. They never pushed me toward a decision, just provided the right guidance and feedback at every step and let me come to my own conclusions. This was my second home purchase and the level of support was on another level. Brian and the whole team are amazing people. I will strongly recommend them to anyone going through this process, and when I am ready to move again, they will be my first call.

Jul 13, 2026

My broker suggested Brian who had worked with him on a lot of apartments and spoke highly of him. Right away he was receptive and responsive, got back to me as quickly as he could, and was very attentive. We had a few curveballs along the way, including a last minute decision to change the mortgage amount, and he handled each one quickly without making it feel like a big deal. Having worked with other mortgage lenders in New York before, what stood out to me was the personal attention Brian gave to everything. He worked through every variation we needed, kept things moving, and was always easy to reach when something came up. I'd absolutely use him again, 100%.

Jul 6, 2026

Brian and his team were incredibly easy to work with and made getting my mortgage a very easy process! They answered all my questions and were super helpful whenever I needed clarifications on anything. I would definitely recommend working with them!

Jul 1, 2026

My wife and I came into this as first time homebuyers with zero knowledge of mortgages, and Brian and his team turned us into people who actually understand the process. From the very first conversation, he walked us through everything, 30 year fixed versus adjustable, short term versus forever home scenarios, and what made sense for our specific situation. He never just handed us a product and moved on. The whole team was responsive across the board, phone, email, text, and even when I had random questions, I always had an answer quickly. What really stood out was how Brian and his team handled the rate situation. When the market moved and our rate climbed from 4.8% toward 6% as we got closer to closing, he was transparent the whole way and pushed internally to find options. He ended up offering to cover 50% of the cost of buying down points, which he broke down scenario by scenario while he was literally on vacation with his kids. On top of that, when our closing got delayed and our rate lock was about to expire, he and his team worked to get a one day extension at no cost to us. I came in knowing nothing and left feeling genuinely knowledgeable. I’d absolutely recommend Brian and will definitely be going back to him when it’s time to refinance.

Jun 30, 2026

I've worked with other lenders before and honestly didn't realize how much smoother the process could be until working with Brian. Communication was always prompt, everything was clear, and I'd wake up to emails with exactly what documents were needed and what to do next. His team stayed in regular touch with me for months, and it never felt chaotic. But what really made Brian stand out was his flexibility. He gave me a lot of options on the financing side so I could choose what made the most sense. I had trouble getting financing elsewhere, and other lenders were just too rigid to make anything work. Brian looked at my overall financial portfolio and found a way to qualify me when others couldn't. That can-do attitude runs through everything they do. When I had questions about how a planned remodel might affect my existing loan, the answer was basically no problem, we can make it work, and they did. Other companies made it sound complicated and uncertain. Brian's team just figured it out. On top of all that, he's got a great online portal that makes document sharing simple, response times are rapid, and I've already recommended him to someone else looking for a mortgage broker in Brooklyn. I would absolutely work with him again.

Jun 29, 2026

This is my third time working with Brian, and I've followed him through multiple companies because quite simply, he gets the best rates. I've received quotes from others over the years, but he's by far the easiest to work with and consistently comes out on top. The other thing that really sets him apart is how calm and level headed he is throughout the whole process. It's a stressful time, and his approachable way of just getting things done without ever stressing it makes a real difference. He's responsive and his team is there when you need them. I've already referred him to multiple people in Harrison who have all been happy with him too. At the end of the day, someone who's responsive, knows the market, and gets you good rates, I don't know how you can ask for more than that in this process.

Jun 22, 2026

Great experience with Brian!

Jun 18, 2026

Brian and his team were helpful and responsive throughout our entire first home purchase, a condo on the Upper West Side. Our real estate agent referred them to us, and they helped us with pre-approval letters right from the start so we could begin shopping. As a first time buyer, I had many questions, in addition to the things I didn’t even know to ask, but they answered everything quickly and took a lot of the minutiae off my plate. We got a competitive rate from them initially, which was part of why we chose them, along with how competent and professional they seemed. But then we ran into an unexpected and potentially derailing issue with the building we were trying to buy in, and they jumped on it fast, working directly with the lender to problem solve and get us to a reasonable path forward. I’d recommend Brian and his team to anyone looking for a mortgage lender.

Me and my husband thought they were amazing They always took their time to go above and beyond when we needed help and everyone of their employees were absolutely Wonderful loved working with them.Because of them We now have our beautiful dream home.

solid

The process was clear and straightforward. I was kept informed throughout the process.

Very professional and very knowledgeable.

Quick closing in 30 days, team worked hard to get everything done in time and closed successfully on the transaction

Very fast responses on all questions and enough updates that I never felt lost in the process. We received approval so quickly!

They helped me a lot throughout the process - fast turnaround paperwork and very good communication with account manager and loan coordinator.

Jun 10, 2026

I spoke with two mortgage ​professionals before choosing Brian Scott Cohen as my mortgage lender, and it wasn't a close call. His offer was significantly better than the other, and the interaction was far less complicated than dealing with a bank. I've purchased homes before, and the difference here was immediately clear. The mortgage rate was insanely better than what the bank offered, and the entire process was fully transparent from start to finish. What really stood out were the people. Every person I dealt with was extremely approachable and responded quickly at all times, after hours, on weekends, whenever I needed something. You genuinely felt like you were working with people who were committed to finding the best mortgage solution for your situation, not just processing a transaction. There was no waiting for days for a response. It was simply a much more personal experience. I'm absolutely likely to engage with them again and would recommend Brian 100%.

Jun 9, 2026

Brian and his team were incredible! My buying process was anything but easy… with multiple delays… but Brian and his team had my back the entire time! They kept track of everything assisted me when I needed it, and pushed to get try property closed! The delays were not on their end, they were prompt and communicative and actually helped get things moving when they stalled! They made this difficult process streamlined and easy! Very much so appreciate him and his team! Would Absolutley recommend!

Jun 8, 2026

Not entirely Brian’s fault, a change in rate led us to being on the brink of closing to then pushing a month or so in hopes rates went back the other way. During that window, his team were responsive if not entirely proactive in advising what/when they thought we should go, but when we finally all said ‘let’s go’ and locked in a rate, the whole thing was seamless, including sending someone to our house to handle the signing.

Jun 5, 2026

Brian and his team were fantastic throughout the entire loan process. As a first time homebuyer, I had a lot of questions, and Brian was always incredibly responsive and took the time to explain everything clearly. Dimitrios was also great to work with and helped keep everything organized and moving smoothly. Would highly recommend!

Jun 5, 2026

Had a great experience with Brian and his team. Alishia's communication, in particular, was outstanding.

Jun 2, 2026

​I found Brian through a friend who knew a guy who knew a guy. However I got there, I'm glad I did. I had spoken with another mortgage lender first who couldn't get me what I needed. Brian did exactly what he said he was going to do. No surprises, no hidden fees, and no last-minute changes. What he told me it would be is exactly what it was. As far as getting a mortgage goes, it was a genuinely pleasant experience, and not many people get to say that. His entire team was thorough, responsive, and quick to answer every call, question, and email. Everything was smooth from start to finish. That's exactly what you want from a mortgage lender, especially when you're making such a big financial decision. The next time I need a mortgage, I already know who I'm calling.

May 26, 2026

I was very happy with the mortgage application process with Brian Cohen's team. They answered all my questions and concerns, offered sound advice, and fast turnaround. It is never easy navigating a mortgage application but they were professional, very responsive, and dedicated. They went above and beyond to help me through the process. I highly recommend them.

May 22, 2026

I’ve worked with Brian twice now on my Brooklyn property. Once for the purchase and again for the refinance. Both experiences went really well. As a first-time buyer, I had no shortage of questions, and Brian and his team took the time to answer all of them and keep things moving. What really stood out during the refinance was that he didn’t just quote a rate and move on. He took the time to explain the “why” behind it, breaking down how broader market conditions, including global events, were impacting interest rates. That kind of insight makes a real difference when you’re making a major financial decision. He also shopped multiple options and found a better rate than other mortgage lenders I had spoken with. If you’re buying or refinancing in Brooklyn, having a mortgage lender who takes that level of care and explains the process clearly is invaluable.

May 21, 2026

I came to Brian Scott Cohen through my real estate agent, who had worked with him on financing in the same building I was looking at in Financial District/Tribeca area. As someone who has financed quite a few properties through larger institutions like Citi and Loan Depot, I can say the experience with Brian's team was smoother and faster than what I was used to with traditional banks. What stood out was how proactive they were. As a businessman without a standard W2, they took the time to figure out the best financing structure for my situation rather than just running it through the usual channels. The loan was ready within 60 days, which was ahead of what other lenders had quoted me. Any delays on closing were on the seller's side, not theirs. Overall the process was good and timely, and I would keep them in mind for future financing in New York City.

May 19, 2026

I was referred to Brian by my real estate broker at Compass, and he was at the top of the list for good reason. Brian not only closed on time but on a shortened 30-day timeline and I could not recommend him more. Between coordinating with the building, my real estate attorney, and and broker, Brian kept everything on track making the process seamless from start to finish. As a first-time buyer, having a reliable mortgage lender makes all the difference, and Brian and his team absolutely delivered. Refinancing is a when, not an if for me, and Brian will be the first call I make.

May 18, 2026

I was originally denied by Rocket Mortgage, not because of my financials but because of the building itself, and I was ready to walk away from the purchase entirely. My real estate attorney recommended Brian Scott Cohen, and within minutes of connecting, Brian had me in touch with Alicia on his team. From there, the process moved forward smoothly, and the overall experience was excellent. What stood out was how knowledgeable and attentive the entire team was. Brian and his team were already familiar with the building, having financed other units there, which made a real difference. Alicia was incredibly knowledgeable about mortgage rates and took the time to walk me through the differences between an ARM and a conventional loan so I could make a fully informed decision. Meredith handled the underwriting side and was thorough in explaining every document request and why it was needed. Everyone worked seamlessly together. For anyone purchasing a condo in Manhattan, especially in a building where financing can get complicated, Brian and his team are the ones to call.

May 18, 2026

When it came time to refinance my home, Brian gave us the best rate and accommodated us even a day or two after rates had gone up. There were no other lenders that could compete. His team took good care of us, and I would definitely recommend him to others.

May 16, 2026

I worked with Brian and his team to get a loan to buy a co-op. His team was great. Everyone was very clear and communicative. I always understood what I needed to provide, and the process was very smooth. Brian’s team kept everything moving, and made sure there were no delays.

May 16, 2026

Brian and his team Belal and others were very helpful and easy to work with! They made the process painless! Would recommend !