They are responsive, thorough, and keep promises. I did get slightly better rates elsewhere so I wish the rates could be better. However, the ease of use won me over. If I had not been in a time crunch though, I may have shopped around a bit more.
Alan Ouye
Branch Manager/ VP of Mortgage Lending · NMLS# 104022
Location & hours
Guaranteed Rate - Alan Ouye
Today · 9 AM – 5 PM
Office hours
- Monday
- 9 AM – 5 PM
- Tuesday
- 9 AM – 5 PM
- Wednesday
- 9 AM – 5 PM
- Thursday
- 9 AM – 5 PM
- Friday
- 9 AM – 5 PM
- Saturday
- Closed
- Sunday
- Closed
Reviews
Write a reviewExceptional rating
Based on 68 star reviews
Loved by clients
Based on 68 reviews
been easy to work with

This is the second time that we have refinanced with Alan at Rate. They are super professional and easy to work with. Highly recommend!
Great job. Thank you.
Very knowledgeable and gave good advice during the process.
An easy experience from beginning to end
You guys did an awesome job as always
Everything was easy!
Easy to work with.
Very helpful !
Already referred my brother Steve. I'd happily recommend guaranteed Rate. Alan and Sandra gained my confidence early in the process and never lost it.
Great service, fast, reliable
Easy to work with and very fast
Professional, helpful, supportive
Exceptional service
Loan Officer
Because they provided excellent service.
they have helped us getting the loan closed on time and very easy to work with
Everything they did was done the "right way"
Very satisfied with service
The overall experience was smooth and seamless. Great communication from the entire team who work with us
Alan and his team are amazing and get the job done! Very personable, smart and kind which is appreciated during the stressful moments of obtaining a home loan.
No written review
Third time working with the team and always super informative helpful and easy to work with
It was very easy and all my questions were answered right away.
friendly, accommodating, thorough
Easy to do business with
Great customer service
I had great experience working with my loan officer and her staff on the recent refinance of our mortgage. I'm impressed by her thoroughness, detail and consideration during the process.
No written review
Excellent services and very friendly staffs
Experienced agent, quick replies, keep communication up.
Alan and Jennifer were great to work with!
No written review
Friendly and quick to respond to questions.
Alan and Jennifer Ouyang did a fantastic job.
Very thorough and gave us a great rate
They're nice, affordable, fast
They were Great with the whole process
great service
No written review
No written review
Because Alan Ouye took great care of me and was always available to answer all of my questions.
Speed, honesty
Alan Ouye is absolutely amazing!!! He is on top of his game and keeps you updated at all times. Going forward, Alan Ouye will be my only Lender. I will refer him to my family and friends.
Alan is the best and so helpful
Prompt organized service and all my questions were answered.
Good communications throughout the process
Fast, courteous, professional
They are amazing to work with.
