Ratings include all 45 reviews. Reviews collected directly from clients are shown only with their permission.
A+++!!
If i bought 100 houses theyd be all with jose. Jose is very knowledgable and thorough at his job. You ever feel like you need to question who you hire because youre worried about something missing? Well not with Jose. Jose did more than his job and covered a little bit of everyones bases and was extremely informative and helpful. He would always be available and would not shy away from making phone calls to ask any questions to anyone. Thank you so much Jose, we will definitely keep working together. Dont look for any more lenders, you need to choose Jose! THANK YOU
Jose was such a huge help and I strongly recommend him for anyone going through a home buying process. He was with us each step of the way, super responsive and very patient with our many questions. He also helped us navigate getting the best rate possible - hugely important in this market. If you’re going through the mortgage process - use Jose!!
I had an excellent experience working with Joey Rosario. He is a complete professional—incredibly thorough, reliable, and attentive to every detail. It is clear that he is a highly valuable asset to the team. I would highly recommend working with him.
Jose Rosario is a consummate professional who consistently delivers results, regardless of the challenges that arise. From start to finish, he provided expert guidance and sound advice, ensuring I felt informed and supported throughout the entire process. During the most difficult moments—when I doubted whether we would make it to the closing table—Jose remained confident and encouraged me to do the same.
His knowledge and expertise are exceptional, and he has a remarkable ability to explain complex concepts in a clear, patient, and approachable way. As I began my journey into real estate investing and property flipping, I often heard the saying, "You're only as good as your team." Jose truly demonstrated the value of that principle and showed me what is possible with the right professionals by your side.
Thank you, Jose, for your dedication, professionalism, and unwavering support. I look forward to building a long and successful partnership for years to come.
Buying a home is nerve-wracking, especially for first-time homebuyers, but having the right person to guide you every step of the way is a blessing.
We bought our first home in LI this year, and Jose was there to support us throughout the entire process. He presented different scenarios and options, helping us make the decisions that were best for our goals and budget.
The experience was smooth, and the process was seamless. Jose answered all of our questions and addressed every concern. He kept us informed at every stage and promptly reached out whenever a document or signature was needed. He took the time to explain everything thoroughly and made sure we understood each step.
Even the real estate agent we worked with was impressed by Jose’s professionalism and positive attitude. Jose understood the importance of staying within our budget, and with his expertise and guidance, we were able to achieve that goal.
We are grateful to Jose and the entire team for going above and beyond throughout this journey.
Jose was extremely helpful throughout the home-buying process. After a difficult start with my previous loan officer, Jose stepped in and provided the guidance and support we needed. As a first-time homebuyer, I truly appreciated his honesty and knowledge. Highly recommend him!
By far the most pleasant and professional experience my wife and I had with a mortgage lender. Jose promised and delivered in less than 30 days. He guided us step-by-step through the process and told us what to expect along the way. Open and transparent communication led us to have a high degree of confidence in Jose and his company. Highly recommended.
We have worked with Jose for several years now. First for our initial condo mortgage approval and the second time for refinance and both times were smooth and easy. His communication and professionalism is top notch. My husband had a VA loan and he was able to provide the best rates for us. We highly recommend working with him.
Jose helped my husband and I purchase our very first home! Jose is excellent to work with! He was very consistent and committed to getting us our home. He was extremely flexible with answering all of our questions and always made time to speak with us.
I am thankful that my bank had an advertisement for mortgage rates. I had my fiancee call and he was connected with Jose. He was very attentive in what we were looking to spend. He made sure me to contact me and my fiancee if he documents were needed. He has a great team. He connected us with a great real estate agent(Joanna) who is awesome. She goes above and beyond to help her clients find the perfect home. He connected us to a great attorney (Ashley) who handled the legal aspect of all the paperwork. She communicated through the entire process all the way to the closing. Alison was great as well making sure all documents were subnitted.
Jose has a great team.
It was the best experience i had, working with you and your team, every one of you was amazing, very professional, kind and knowledgeable and extremely helpful, i appreciate every minute working with every one of you.
Thank you so very much
Orestes
Jose and everyone was super helpful and consistent.
KKenji M.
My fiancée and I recently purchased a home and worked with Jose on our mortgage. Not only is he exceptional at what he does, but he also carries himself with true professionalism from start to finish. He was consistently responsive, knowledgeable, and incredibly helpful throughout the entire process.
We couldn’t be happier with Jose’s service and will absolutely be recommending him to anyone and everyone we know.
Thank you, Jose — we truly appreciate your support!
-Matt & Sabrina
Excellent!! Amazing experience from start to finish! Professional and knowledgeable. Extremely personable and patient with all my questions and concerns. Every step was explained and he was thorough. I am grateful for his help throughout my very complicated situation. I highly recommend him! It was a great experience! Very few companies have this level of professionalism and costumer service. Jose is the best in this field and cares about his clients. Highly recommended Jose Rosario!
I highly recommend Guaranteed Rate, particularly working with Jose Rosario. He was an outstanding support throughout the entire process (very quick) —always reassuring, attentive, and clear in his communication. Jose made sure everyone involved stayed informed every step of the way. What truly stood out was his dedication; he even made a two-hour drive to personally be there for my parents' closing, just to show his support and celebrate the moment with us. Truly above and beyond!
I highly recommend Guaranteed Rate, particularly working with Jose Rosario. He was an outstanding support throughout the entire process (less than 10 days closing) —always reassuring, attentive, and clear in his communication. Jose made sure everyone involved stayed informed every step of the way. What truly stood out was his dedication; he even made a two-hour drive to personally attend my parents' closing, just to show his support and celebrate the moment with us. Truly above and beyond!
EEdith P.
Jose Rosario and his team was amazing from start to finish. He walked me through the process of purchasing my first home. It was not easy for me but he made me feel reassured and at closing he showed you for support. Thank you 🙏 again. You are AWESOME!!!
Response from Owner
Valene, it was my pleasure to be a part of your special day. All the best in your new home.
Jose is trustworthy and explains the complicated terms in simple English. He was very responsive and patient throughout the entire process. He set reasonable expectations, so there were no big surprises. The whole process was fairly smooth and quick. Highly recommend for anyone looking for a loan!
Response from Owner
Thank-you Robert for the kind words. I am so glad we were able to help.
Because Jose and his team was just amazing. They was very detailed every step of the way and made this a painless experience!
MMarcos R.
There the best..... help though the process and where very fast
TTeodora Y.
Jose was a great mortgage lender; always had answers to all the questions asked. And did not mind repeating himself numerous times throughout the process
IIsaiah V.
Jose was amazing to work with. He was helpful, honest and resourceful. He was very responsive and I never had to wait long for answers to my questions. Before we began the loan process I was overwhelmed at where to start but Jose really made our home buying process so simple. Now we are proud and happy homeowners! Service was 10/10 I would recommend Jose to anyone looking for home loan assistance!
JJulissa R.
Everyone on the team was very helpful and things were done swiftly.
DDiomedes C.
My loan officer Jose Rosario, worked with me despite me shopping with other mortgage companies and telling him I was actively looking for a better rate with my credit union bank. He did not let that bother him, and when I was given only 15 days to close for this short sale he and his team did it in 13 days. Jose worked with me every step of the way and even caught errors that my attorney missed on my contract. I would highly recommend Jose to anyone looking for a mortgage to purchase a home.
JJevan R.
The customer service and seamless lending process was impressive. There was a number of contacts that helped me with my loan, but the handoff was informative and friendly.
NNoel A.
Nick and his team were the best, I've purchased several homes and Guaranteed Rate was by far the best I've felt with
VVerona Y.
Extremely great customer service.
BBennie R.
An incredibly helpful team that made the process so seamless
LLeonor P.
Jose and the team were very helpful every step along the way.
CChristine S.
Because I was kept informed, and the process was seamless, swift and successful!
DDiana A.
Jose and his team were great and kept us updated every step of the way. He went above and beyond with helping us get our condo VA approved. This was not an easy step for their team as it took a lot of back and forth with the board and finding the right paperwork. I loved that they kept us in the loop and made sure we felt comfortable with every step. I never felt rushed or like I was just another customer, he was patient with our many questions and didn't push anything we did not want. Jose is a super star and his team does an excellent job, I highly recommend them.
LLouis V.
Jose Rosario was nothing short of incredible. His knowledge and preparedness was evident, and most importantly, his attitude kept us calm and level-headed throughout the entire process.
RRobert F.
One word: Jose Rosario, my loan officer, he was always two steps ahead with all the loan requirements, full points goes to his knowledge, client engagement and proactiveness.
SSunitha R.
Jose Rosario was my mortgage lender and he was beyond fantastic! From the very first step he was so patient with explaining every detail and answering every question. I was able to contact him via email, call or text at all hours of the day and always received a quick, very detailed but easy to understand response. I never felt like I was alone in the mortgage process and felt as though I had a long time friend helping me along the way. I will recommend Jose to anyone I know in the market to buy a house and will definitely be contacting him for my future homes!
AAnnelle H.
Jose Rosario was a professional, he was on top of his game and made the mortgage process very easy. His guidance and expertise where impeccable.
ZZef N.
Jose is professional, attentive, super knowledgeable, and we trusted him wholeheartedly through the process! He made it very easy for us to understand everything and delivered high customer service! We would definitely go to Jose for future banking/mortgage needs.
Mr. Rosario was amazing to work with! We worked together to lower our rate and shave years off of our loan. Him and his team at Guaranteed Rate guided and walked us through the entire process, explaining in detail our options and allowing us to come up with a plan that best met our goals. Never did I feel pressure in any way. At the end..I went from a 30 yr mortgage with PMIs at 3.75% to a 15 yr no PMIs and a rate of 2.6%. I highly recommend reaching out to Mr. Rosario and having a conversation if your considering buying a home or refinancing on an existing mortgage. You won't regret it!!!
