Tracy Andreini

Jul 1, 2026

Tracy is my go-to lender for all my clients, she knows her craft and is really great to work with. She not only does my clients loans but she did my loan too. She is great at communicating, makes sure you know what is needed and delivers on time. I highly recommend her.

Amazing service from Tracy; always responsive and proactive throughout my home buying process. Gave me comfort and confidence in my housing purchase and have great advice as well as being able to close in 13 days. Super knowledgeable of the market and lender guideline and made me feel taken care of

Jun 17, 2026

My Husband and I have worked with Tracy Andrenini many times over the years. She has been very helpful with getting us the best rates. We had the opportunity to go with other lenders but we always go back to Tracy. She gets to know her clients very well and can offer many different perspectives. She is very curious and explains everything clearly so nothing is left with us wondering. Tracy worked with us over different timezones, weekends, helped us write pre-emtive offers, she did it all. Tracy and her team are fantastic.

Tracy is amazing and she made magic happen. I would recommend her and her team to anyone looking to purchase a home in a competitive market. She was our trusted advisor throughout the home buying journey and I cannot recommend her highly enough. I have since made multiple referrals - thank you Tracy. Top notch in every possible way.

Jun 6, 2026

There are not enough stars to encompass how much I love working with Tracy Andreini @ Certainty Home Lending. I am a client of hers in two ways. She helped me get a mortgage for my house back in 2022 and was insanely smart by telling me to get a HELOC on the property even if I didn't need one (since I put down more than 20%, I could do this). I thought she was really insane, but when worked slowed down over the next few years in Real Estate, I was eternally grateful that she had the foresight to recommend this to me. As a Realtor, I have been referring clients to Tracy for around 17 years. She is hands down the best mortgage broker (or lender) that I have ever worked with. She's REALLY good at breaking things down, explaining them clearly, meeting deadlines, providing great rates, AND being smart and experienced enough to head potential problems off BEFORE they become problems. When we deliver offers for my buyer clients, the listing agents know who she is and that she gets things done, and it gives my buyers a leg up over the competition. I don't know what I'd do without her as a resource for my clients!

There are not enough stars to encompass how much I love working with Tracy Andreini @ Certainty Home Lending. I am a client of hers in two ways. She helped me get a mortgage for my house back in 2022 and was insanely smart by telling me to get a HELOC on the property even if I didn't need one (since I put down more than 20%, I could do this). I thought she was really insane, but when worked slowed down over the next few years in Real Estate, I was eternally grateful that she had the foresight to recommend this to me. As a Realtor, I have been referring clients to Tracy for around 17 years. She is hands down the best mortgage broker (or lender) that I have ever worked with. She's REALLY good at breaking things down, explaining them clearly, meeting deadlines, providing great rates, AND being smart and experienced enough to head potential problems off BEFORE they become problems. When we deliver offers for my buyer clients, the listing agents know who she is and that she gets things done, and it gives my buyers a leg up over the competition. I don't know what I'd do without her as a resource for my clients!

Lara is a rockstar

Tracy is a miracle worker in getting our loan created and approved.