Ratings include all 93 reviews. Reviews collected directly from clients are shown only with their permission.
From the very beginning I felt at easy that I was going to be treated with respect and make my first time buying a home easy. I will recommend RATE and Joe Cordova to my friends
Response from Owner
Thank you, Cristina, for your wonderful review. We are so glad you felt respected and supported during your first home purchase. Joe Cordova will be thrilled to hear your recommendation. We appreciate you recommending RATE to your friends and are here for any future needs.
I had the pleasure of using Joe Cordova, and Rate, and the service was great! Joe was available practically 24 hours a day for any inquires or service I needed. What was a nightmare of a house hunting journey, Joe was able to provide the best service to allow my experience to be a lot smoother. I thank Joe for his business and would definitely recommend him!
The entire process was completely amazing!
Exceptional customer service, and we were completely blown away as to how quickly we were able to close .
We also were able to get a great financing deal on both the mortgage and our home renovation loan incorporated into our home loan.
We are grateful to all the staff at Rate , especially Joe Cordova.
We highly recommend this organization.
Response from Owner
Thank you, Rich, for the glowing review. We are thrilled the process was seamless and that our team, including Joe Cordova, helped secure financing and a renovation loan that met your needs. We appreciate your recommendation and your trust in us.
Thank you, Ashish, for the 5-star rating! We appreciate your support and are delighted you had a great experience. We look forward to serving you again.
I highly recommend working with Joe if you want a seamless, stress-free home buying experience. His exceptional speed and responsiveness completely transformed the financing process. He secured my pre-approval and processed complex loan documents in record time, ensuring we met every milestone without a single delay. Communication is always flawless; he answered every email and text message almost instantly, keeping me informed and confident at every step. His lightning-fast efficiency, coupled with absolute reliability, makes him the ultimate choice for anyone needing a mortgage professional who truly delivers.
Response from Owner
Thank you so much for the glowing recommendation, Anh. I’m thrilled to hear the pre-approval and complex documents were handled quickly and that my communication kept you confident throughout the process. I appreciate you highlighting the responsiveness and reliability, and I’m glad the experience was seamless and stress-free. I look forward to helping your friends or family with their mortgage needs.
We have a very good experience refinancing our loan with Joe Cordova.
RRhonda E.
Very easy to obtain the mortgage and team was very proactive and communicative.
VVictoria R.
Easy to work with and very responsive. Would recommend anytime.
Thank you
Response from Owner
Thank you, Roberto! We're glad you found us easy to work with and responsive. We appreciate the recommendation and look forward to helping you again anytime.
Joe was absolutely awesome and made this entire process super easy!
RRachel T.
Joe Cordova and his team were fantastic. They were very responsive and did a great job for my client throughout the entire home buying process. I won't hesitate to refer clients to him again in the future.
Response from Owner
Casey, we are happy to hear about your positive experience with our responsive team throughout the home buying process.
Though tedious with uploading all the documents necessary, I know everyone behind the scenes were working very hard to get us the best rate, and they did. I would recommend this company because it was easy, not difficult at all. The team was communitive, and patient every step of the way.
SSylvia T.
exceptional service and get the job done well.
LLeana P.
Always a pleasure to work awesome Lender!
Response from Owner
We're overjoyed to hear that you had an awesome experience working with Joe Cordova at Rate! Thank you immensely for your feedback.
Joe provided outstanding service during my recent loan refinance. The process was time-sensitive, and he and his team did an excellent job coordinating with the insurance company, bank, and underwriters to ensure a smooth and timely closing. They stayed on top of every detail and successfully completed the refinance within just 20 days.
Throughout the process, Joe and his team handled every situation with professionalism and made me feel like true partners rather than simply clients. Their deep knowledge of mortgage products and services was evident at every step. The secure, fully online submission process also provided confidence that all information was handled safely and efficiently.
I truly appreciate Joe and his team for their exceptional work and dedication.
Joe was the best. Very patient and thorough during the entire process and it was a long one. I can appreciate the patients of an individual during such a lengthy process. Would refer anyone going through the home buying process to work with Joe.
Great housebuying experience with Joe, getting a loan that matched the house I was looking for.
He was consistently available to answer any questions, and would explain in detail every aspect so I felt comfortable signing up with the loan.
Great experience, getting my home went pretty faster than expected. I am grateful for the team great expertise. Tyler, Jack and Joe! I want to salute y’all!!!
Because it was easygoing and my loan officer was a great guy.
WWeldon C.
I have been working with Mr.Cordova over 2 years now he has been patient, extremely responsive helpful and outgoing for his clients. He have helped me with building my credit and gave me good financial advice which lead me towards a smooth process on closing on my beautiful property which I now call HOME.. I highly recommend Joe
Response from Owner
We extend our sincere congratulations on the successful completion of your closing process. Thank you, Cresado, for entrusting us with your homeownership endeavor. I hope you ad your family have many joyous days in your new home.
I worked with Joe. He was available, patient and made the mortgage process a breeze. Thank you Joe!
Response from Owner
We are profoundly grateful for your commendation, Lynnette. Your sentiments are highly valued, and we are gratified that Joe facilitated a seamless mortgage experience for you.
All around a great experience. Any questions he would respond with the answers right away. I would highly recommend, made my life so much easier. Thanks Joe, you’re the man!
Thank you for your 5 star review. The team at Joe Cordova at Rate is dedicated to delivering exceptional service. For any feedback or further assistance, please do not hesitate to contact us at (856) 304-2381.
Through out the process everyone is helpful and it was very smooth. Joe and everyone clearly explained for all questions. I would highly recommend Rate to anyone who is planning to buy house.
HHemeema P.
Joe walked me through beginning to end. Answered every question, was always available to help. Process was smooth start to finish
TTara P.
Working with Joe was a smooth and stress-free experience from start to finish. He was responsive, patient, and took the time to walk me through every step of the process. I appreciated his transparency and the way he made sure I felt supported the entire time. Highly recommend him if you’re looking for someone who truly has your best interests at heart!
Response from Owner
Thank you for your review! We are thrilled to hear about your smooth and stress-free experience working with Joe. Your satisfaction is our top priority.
I've been working with Joe for more than 20 years now. I am a Real Estate Broker and Joe is my go to guy. I would highly recommend him if you are looking for a well informed professional who goes above and beyond for his clients.
Response from Owner
We sincerely appreciate your feedback. Thank you for highlighting your positive experience collaborating with Joe Cordova.
Joe and his team from rate Mortage are absolutely awesome they really work hard to get you kind of Mortage that works best for you they really go above and beyond to get you into your home 🏠 I can say again how pleased I am with them very informative from the beginning to the end i’m very professional I give them a 10 stars ⭐️ and would recommend to anybody they help if you’re buying a home selling your home refinancing or looking to even ask any questions in today’s market being things have been crazy. Please reach out to him. You will not regret it. Sincerely Danielle k ( best Xmas gift ever first time home buyer ❤️☺️
Response from Owner
We appreciate your kind words regarding your positive experience with Joe Cordova at Rate Mortgage. Your feedback is valued.
Garantizada, nunca imagine que sería el préstamo tan rápido excelente servicio
HHugo S.
My loan officer Joe was helpful and knowledgeable.
SSabrina W.
Stress free loan process and top class knowledgeable employees.
SSarah J.
Easy to work with, prompt & accurate info, simple process
CCynthia C.
Amazing people and very easy to work with.
CCarla W.
Very good service and response time.
JJaydeep P.
Very helpful. Carefully explained step by step any questions that I had. Walked me through the process. Was on call anytime I needed them. If not available would return call email asap.
PPamela T.
i had the best experience a person could have with your company, going above and beyond helping me purchase my home.
CChelese R.
They were great to work with. Extremely helpful and informative as a first time home buyer!
MMelissa R.
I was successful in becoming a first time home buyer.
CCharese B.
Joe Cordova and Steve were amazing from start to finish. They helped us out with all of our questions
LLewis A.
Everyone was extremely helpful and professional
RRosario W.
Very helpful staff.
PPamela T.
Extremely helpful through the whole mortgage application process.
Response from Owner
We are thrilled to hear about your positive experience with Joe Cordova at Rate, and to work with you and Greta again. Thank you for sharing your feedback!
I recently relocated to another state and Joe was recommended to me for the lending. Lending is not my wheel house but Joe and his team walked me through everything so I had an understanding through the entire process. Thier processes and systems were very user friendly. Joe himself was always pleasant and a breeze to work with. 10 out of 10 recommended!!!!
Response from Owner
We are super stoked to hear about your positive experience with Joe Cordova at Rate. It's wonderful to know that Joe and his team were able to guide you through the entire lending process, especially during your relocation to another state. We take pride in our user-friendly processes and systems, and we're glad they worked well for you. Thank you for your glowing recommendation and for taking the time to spread the word about your experience with us!
Joe worked with me and was able to get me a loan in about 5 days the online process was simple and fast .
Response from Owner
Thank you for your positive feedback, Leighann! We're glad Joe was able to assist you quickly and efficiently. It's great to hear that you found our online process simple and fast, allowing us to complete your loan in about 5 days. We appreciate you taking the time to share your experience with us.