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Jay Lomahan

Jay Lomahan

VP of Mortgage Lending · NMLS# 2579595

5.0(10 reviews)
Rating5.010 reviews
Satisfied100%12 reviews

Ratings include all 12 reviews. Reviews collected directly from clients are shown only with their permission.

Jay Lomahan has super helpful and always available to answer questions.

Mark C.

Working with Jay throughout our home buying process was a great experience. He was incredibly helpful from day one and made what could have been a stressful process feel much more manageable. One thing that really stood out to me was how willing he was to run updated numbers for us as we looked at different houses. Being able to quickly see how each option would impact our monthly mortgage made a big difference and helped us make informed decisions along the way. Jay was also very responsive whenever we had questions. No matter when we reached out, he got back to us quickly and always took the time to explain things clearly. That level of communication gave me a lot of confidence throughout the process. He also did a great job guiding us through the loan application and documentation. Everything was well organized, and he made sure we understood what was needed at each step, which kept things moving smoothly. Overall, I really appreciated Jay’s professionalism and willingness to help. He made the entire experience straightforward and stress-free, and I’d highly recommend him to anyone going through the home buying process.

Jeff N.

We had an excellent experience working with Jay throughout the home buying process. From the very beginning, he was incredibly proactive and supportive, always making himself available to help us understand our options and feel confident in our decisions. One of the things we appreciated most was his willingness to continuously update loan scenarios and numbers as we looked at different homes. Being able to quickly see how changes in price, rates, or down payment would affect our monthly mortgage made a huge difference and helped us stay realistic and informed throughout our search. Jay was also extremely responsive—no matter how big or small our questions were, he answered them promptly and thoroughly. This level of communication really helped reduce the stress that often comes with buying a home. Additionally, he guided us step-by-step through the loan application and documentation process, making sure everything was clear and organized. He was patient, detail-oriented, and always willing to explain anything we didn’t understand. Overall, Jay’s professionalism, responsiveness, and genuine willingness to help made the entire experience smooth and positive. We would absolutely recommend him to anyone looking for a knowledgeable and reliable mortgage lender.

Joanne B.

Jay was an amazing help from getting my pre-approval through the completion of the loan. He was always available to answer questions via text, a phone call or meeting in person. I highly recommend Jay for anymore looking for a home loan and wanting to find out all available options.

Mark C.

I had the pleasure of working with Jay on a VA transaction in Chula Vista, and I can confidently say he made a lasting impression on both me and my clients. From start to finish, Jay was incredibly professional, responsive, and genuinely kind. My clients especially appreciated how clearly he guided them through each step of the process. What really stood out was his approach to communication, instead of relying solely on emails or texts, he took the time to send personalized video explanations. That extra effort made everything feel more human, easier to understand, and far less overwhelming for my clients. In a process that can often feel stressful, Jay created a smooth and seamless experience. My clients felt supported, informed, and truly cared for the entire time. I highly recommend Jay to anyone looking for a lender who not only knows what they’re doing, but also goes above and beyond to deliver an exceptional client experience.

Cat K.

Jay has been nothing but amazing from the first time we met at an open house. He is extremely responsive at any time of day with your questions and makes the process of buying your first home so smooth and easy. Jay takes the time to break everything down for you and ensures that you understand each of his breakdown. Definitely would work with Jay again!

Whenever I had questions, he responded quickly and always explained everything clearly and kindly. Jay was truly on my side, walking me through different scenarios and helping me choose what was best for my situation. Thanks to his guidance, the entire process went smoothly. I felt supported from start to finish and would highly recommend Jay to anyone looking for a reliable and knowledgeable lender.

Buying a home made easy with the help from Jay Lomahan! Jay was easy to talk to, very thorough in explaining the lending process and was always available for our calls. Jay was able to get us prequalified and close our loan in less than 30 days Thank you Jay for all your hard work to get us the best possible rate! You are an amazing lender!

I contacted Jay Lomahan to discuss getting a home line of credit on my property. He was very professional and helpful in providing all the relevant information and gave me great options which were suited to my individual needs. The whole process was smooth from the start to finish and I would definitely recommend using his service to anyone.

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