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Today · 9 AM – 5 PM
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Based on 103 star reviews
Based on 111 reviews
Ratings include all 111 reviews. Reviews collected directly from clients are shown only with their permission.

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This was not an uncomplicated refi and David and his team were patient and worked very hard to make sure we got to the finish line. I appreciated there professionalism and willingness to go the extra mile.

My wife and I would like to thank David Frankel and his team at Rate for doing such a great job with our investment property loan. Our purchase was smooth and stress-free. Their quick communication kept us informed every single step of the loan process. Their knowledge and dedication made the closing process seamless. We will gladly recommend Rate to all our friends and family.

We can't recommend David and his team highly enough! After becoming frustrated with our original lender, we made the difficult decision to switch just 14 days before our scheduled closing. From day one, David's team jumped into action and made what seemed impossible happen. They were incredibly communicative, professional, and proactive throughout the entire process, keeping us informed every step of the way and ensuring we closed on time without any delays. On top of their outstanding service, they were able to secure an interest rate that was 0.25% lower than the competition, resulting in significant long-term savings for us. What could have been an incredibly stressful last-minute transition turned into a seamless experience thanks to David and his team's dedication, expertise, and commitment to their clients. If you're looking for a lender who truly goes above and beyond, we wholeheartedly recommend them.

David Frankel and the team were amazing! As first time homebuyers, we knew the process was going to be overwhelming so it was nice to work with a team that provided so much reassurance and transparency. David and the team were proactive communicators, never leaving us in the dark. And when we did have questions they were extremely responsive! David was recommended by our realtor and a few others we met, now we know why!

David Frankel and his team were exactly what I needed when buying my first home! David was responsive and answered all of my questions to help set my mind at ease. The communication and information delivery through the website was easy to navigate and detailed. As a first time home buyer my experience with the Frankel team was far better then I expected! I highly recommend reaching out when you ready to explore mortgage options.

David was an incredibly knowledgeable partner throughout the process. I highly recommend working with him, particularly on large and/or complicated deals.

David and his team were wonderful. The process was smooth and communication was was excellent. I would highly recommend David and his team. Makes a complex process not so stressful

I could not believe how incredibly fine tuned David Frankel’s team is! Everything was so incredibly organized and the extra services they offer for free was an amazing addition. Having everything taken care of for us made the entire home buying process so stress free- I was shocked! Everyone was a pleasure to work with and I would use them again and refer them to others in a heartbeat. Thank you to the Rate team! 🎉
Friendly, quick responses, professional, fast closing, reasonable rate

David and the rest of the team were a huge help throughout the loan process! I would definitely recommend them!

Great experience with David’s team!
David and his team have been great to work with over two purchases, making sure we have what we need to complete our transactions.
Great service, friendly, felt like I had someone on my side protecting my interests.
easy, good communication. Happy with the entire loan process
We had a good experience working with the lending team. They were really patient and available for all the questions we had
The Guaranteed Rate folks that we worked with were responsive, smart, and very helpful.

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David and his team were amazing at making sure we had everything we needed to purchase our dream home, explaining everything along the journey. We liked them so much, this is the second time we’ve used them, so yes, we do recommend them!

Cannot recommend David enough for his guidance and help with purchasing our home. Clear, patient, kind, and has your best interest in mind.
Everything went smoothly for our home purchase and all emails were answered super quickly by your team!

David and his team were fantastic to work with. He explained everything very clearly and offered very competitive rates. He and his team are very communicative and organized - a true pleasure to work with.

I found David personable and effcient to work with. He and his team provided a streamlined buying experience that was also less expensive than competitors. I recommend him to those comparing mortgage companies.

David and Sean from Rate were amazing to work with in order to lock down our mortgage for our home purchase in Narberth. Our realtor helped us to find them. David and Sean both answered emails super quickly for any questions we had and made the process seamless! Their mortgage rates were competitive with other brokers. Rate also gave us some LOVELY gifts at closing that were totally unexpected. I would highly recommend working with them!!

Love working with David. Him and his team made everything so much easier for me.

Working with David Frankel and his team made our home buying experience problem free. He guided us through the whole process and it could not have been any easier. I will be recommending him to all my friends and family who are looking to purchase a home in the area.

David Frankel and the whole Rate team were terrific. They got me pre-qualified within a range I was comfortable with, got a commitment letter to the buyers when I found a place I wanted to bid on in less than 4 hours, and we closed in 3 weeks. The entire time they communicated clearly and regularly. I never once had to call to check on how things were going. I recommend them highly.

The Frankel team was very easy to work with during my mortgage process. As a first-time homebuyer, I appreciated the support and clear communication of next steps from start to finish. Would definitely recommend.

David & team made our entire experience incredibly smooth. Can’t recommend enough!
Because my experience has been very positive

No written review

David Frankel and his team are such a delight to work with! They are pros and knowing I had nothing to worry about regarding my mortgage was priceless. Thank you so much Sean and David!!!
An incredible and smart team to work with
Questions and concerns were answered in a timely manner. Process went quickly
They were very helpful through all the buying a house process
Very easy process. And questions answered very quickly.
I’ve bought homes, I’ve sold homes. I have never dealt with a lender, on either side of the deal, who was so on top and efficient as David and his team. Need a new preauthorization letter within hours on a Sunday? Done. Need easy explanations of the process and a step-by-step roadmap of what comes next? No problem. The rates were in line with market, the process was easy, and the service was great. Highly recommend David and the Rate team!

I worked with Dave Frankel and he was very knowledgeable about the loan process. He responded to my questions quickly and was a pleasure to work with!

David is very knowledgeable about the lending landscape in Philadelphia and was a seamless experience in securing our loan.

Excellent, professional, efficient and was able to handle an unexpected misstep that was my fault the day prior to closing. It is clear that they have the process down to a science. Might just go with them for our next house.
Detailed, quick turn around, reliable
They are so helpful.
Professional, fast, responsive. Dealt smoothly with a complicated situation while giving excellent advice when needed. Very thorough check on client resources.
Great service from David Frankel, great rate on the loan, everything closed on time.

Overall, a top notch team to work with! This is my 5th transaction with them and each time they make the process effortlessly smooth. They are a smart and agile team, willing to work with you every step of the way and providing timely advice as needed. David is an absolute pleasure to partner with on any new deal!

David and his team were absolutely fantastic as our mortgage lender! As first time buyers, we definitely needed some help navigating the ins and outs of the process, costs, what to expect etc. David’s whole team (especially Sean) took time to walk us through every question and process and made time for us whenever we needed something. We are so glad we went with a local lender who knew the city and the market and was personally available when we needed it. David even made sure to personally attend our closing to round out the experience. Cannot recommend David and his team at Rate for any mortgage needs!

David was so kind and reassuring that we would be taken care of when we had so many hurdles come before connecting with him. David and his team really came to save the day, and the time he took to really explain any questions we had was much appreciated. His level of transparency allowed us to trust him and his team to get us to the finish line!
David and his team were absolutely fantastic in getting me into my new condo! Immediately responsive to all my questions, searching through all the options to get me the best rate and loan terms possible, and following up about all the details at every step of the process - I can’t recommend them enough!! David was also personally present during the closing to patiently walk me through all the paperwork which I very much appreciated. I felt like a real person talking to a trusted advisor (instead of just a profit margin to some giant corporation). I would definitely recommend David Frankel and the Guaranteed Rate folks to anyone looking for financing - I’ll certainly be using them again if I ever refinance in the future!

David and his team helped us close on our home in record time. He was helpful and kept in touch throughout each stage of the process. Overall, they made everything super easy!

David and his team couldn't have been more helpful. At every step of the way they were communicative and set clear expectations. We closed on time with room to spare. David will always be my first call anytime I'm looking for a mortgage!