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Kelly Manderscheid

Kelly Manderscheid

SVP of Mortgage Lending · NMLS# 273420

Temecula, CA5.0(381 reviews)

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Kelly Manderscheid-Mortgage Loan Originator

Today · 8 AM – 7 PM

43053 Margarita Rd.Suite B-107Temecula, CA 92592
Rating5.0381 reviews
Satisfied99%410 reviews

Ratings include all 410 reviews. Reviews collected directly from clients are shown only with their permission.

Kelly was incredible. She got us pre approved in day or two, and then approved for more than I even thought was possible. Then she found us a mortgage rate I didn’t think existing in this economy. Her process is so easy and we closed 2 weeks faster than I thought was even possible. I will use her again, highly recommend.

Kelly was very helpful when it came to understanding the loan process and was willing to take my call at any time of the day. She understood the process well and was always able to resolve my questions. I bought a new construction and even received positive reviews from them as well. I would highly recommend Kelly and look forward to working with her again in the future.

Response from Lender

Thank you Tremaine for your wonderful review. I am so glad that I was able to help you with your new home purchase in Ontario, CA. My team and I take great pride in our work and helping make the loan process as stress free as possible.

TremaineSView on Zillow

Kelly was very help full answered any and every question I had. She helped me get out of a pickle I was in with another broker. If there was a 10 star option on here she’d get 20!

Response from Owner

Miguel, it was truly a pleasure stepping in alongside our local team and office support to help turn things around for you on your home purchase in Wildomar, CA. Navigating a tough spot isn't easy, but your patience made all the difference in getting your home loan successfully across the finish line. I'm so glad we could get everything sorted out. Enjoy your fresh start and always remember I am here for you for all of your mortgage needs!

miguel O.View on Google

Kelly was phenomenal in supporting my family and me every step of the way. From day one we felt confident being connected with her to begin this process and chapter in our lives. She answered every question with assurance which made us feel at ease. Communication felt strong through every stream of email, phone calls, and text messages. We always felt we could reach out knowing we were in good hands. Towards the end of everything, there was never a doubt about where we stood in the process. We always had updates at our fingertips and were guided properly which we appreciated. We feel grateful to have been with Kelly from day one; this journey wouldn’t have been the same without her. Thank you again to Kelly and the team for making this process as seamless and clear as possible. We hope to work with you again in the future!

Response from Owner

Lauren, it was truly a pleasure supporting you and your family through this exciting chapter. Our local office worked hard behind the scenes to keep everything moving swiftly, allowing us to close this transaction with incredible speed and smoothness. I'm so glad our communication kept you feeling confident from day one. Enjoy your wonderful new home on beautiful Thousand Oaks, CA, and thank you for trusting our team with your home loan journey.

Lauren N.View on Google

Kelly and her team, delivered excellent service and definitely recommend to friends and family, she would explained everything along the way and put us at the center.

Response from Owner

Adrian, working with you and making sure you felt completely supported at every step was a true privilege. I'm grateful for your kind recommendation and so glad our team could keep you at the center of the entire mortgage experience. i am so pleased we were able to get you into your home purchase in Los Angeles, CA. Wishing you all the best in your journey ahead.

Adrian M.View on Google

Kelly and her team where great and they made the process seem easy and they where there when we had question. They are great and she was fast and efficient definitely give her 5 starts. And more if I could.

Response from Lender

Thank you so much for the kind words and the 5 stars! It was a pleasure helping you buy your home in East Los Angeles, and I’m so glad the process felt easy. That’s exactly what my team and I aim for. We’re always here for questions, now and down the road, so don’t hesitate to reach out anytime. Congratulations, and enjoy your new home!

AdrianMoreno58View on Zillow

Kelly was the best to work with! Her entire staff were super friendly, supportive, and helpful along the entire process. I will definitely encourage everyone to use her.

Response from Lender

As always Josh it was a pleasure working with you on your Heloan 2nd mortgage. I am so glad my team and I were able to help you through the process. Thank you for choosing me again for your home loan needs and of course I am always here for you.

coachcameron21View on Zillow

My experience with Kelly was a sail in the boat. She’s informative and helpful. If she’s not calling you don’t be worried. No call is good news throughout the process.

Response from Owner

Ceji, it was an absolute pleasure working with you to get your home loan sorted. I love your nautical analogy, because keeping things smooth and steady is always the goal. Thank you for trusting me to guide you through the paperwork stage from start to finish. I

KELLY IS JUST THE BEST STRAIGHT FORWARD MAKES IT HAPPEN ! DEFINITELY MAKES THE BUYING EXPERIENCE FEEL GREAT WE ARE HIGHLY GREATFUL TO HAVE KELLY HELP WITH OUR NEE HOME 🙏🙏

Response from Owner

Working with you on your new home purchase in Banning, CA was a genuine pleasure, and I'm so glad the process felt smooth and straightforward. Our entire local office team loved being a part of this journey, and we appreciate you trusting us to help make it happen.

Kelly and her team are the best. The whole process from start to finish was very simple. Any time i had an issue with finding the right documents Kelly answered her phone and helped me. Thank Kelly and the whole Rate team.

Response from Owner

David, it was an absolute pleasure guiding you through your home loan process from start to finish for your new home in Anza, CA. I'm glad our team could make gathering documents straightforward and stress-free for you. Enjoy your new milestone, and please reach out whenever you need anything else!

I have purchased several homes. My experience with Kelly and Guaranteed Rate as a lender has been the best! Her and her team communicated very well and was always available with any questions I had. 5 Star program without a doubt!

Response from Owner

Terrence, it's been an absolute pleasure guiding you through another home purchase. With your background of buying multiple properties, your kind words truly mean a lot to our entire office. We always aim to keep communication seamless from application to closing day, and I'm so glad you felt supported throughout the process. Enjoy your new home and remember I am always here for you!

terrence B.View on Google

I have purchased several homes. My experience with Kelly and Guaranteed Rate as a lender has been the best! Her and her team communicated very well and was always available with any questions I had. 5 Star program without a doubt!

Response from Lender

Terrence, it's been an absolute pleasure guiding you through another home purchase. With your background of buying multiple properties, your kind words truly mean a lot to our entire office. We always aim to keep communication seamless from application to closing day, and I'm so glad you felt supported throughout the process. Enjoy your new home and remember I am always here for you!

Competitive rates, educates and advises, provides quick responses at odd hours, and is able to maintain consistent action in parallel with fast-moving realtors and sellers; in many aspects, she's been a great ally and can forseeably slot in as an effective player in a wide range of home-buying projects. Looking forward to keeping in touch with Kelly and her team.

Response from Owner

Kevin, it was truly a pleasure partnering with you to navigate such a fast-moving purchase on your property in Arcadia, CA. Staying ahead of the curve and keeping everything clear along the way is always my top priority. I'm glad our communication and strategy made a strong difference for you. Our whole team looks forward to staying in touch as you settle into your new home!

Response from Owner

We are grateful for your 5-star rating, Marcos. Allowing us to provide your home loan in Long Beach, CA was our pleasure. Your trust means a lot to us.

Marcos F.View on Google

We loved working with Kelly! As first-time homebuyers, we had a lot of questions throughout the process. Kelly was incredibly patient, knowledgeable, and supportive every step of the way. She was always quick to respond, kept us informed, and made what could have been a stressful process feel smooth and manageable. Her professionalism, efficiency, and genuine kindness made all the difference! I will also add she helped me lock-in the best rate at the time, and all within 14 days. I can't recommend her enough! Thank you for making our first home-buying experience such a positive one, Kelly!

Response from Owner

We're so happy your first home purchase in Anaheim, CA went smoothly! It's wonderful to hear that Kelly's patience, knowledge, and support made such a meaningful difference throughout your home-buying journey. Being a first-time homebuyer comes with so many questions, and we're glad Kelly was always quick to respond and kept you informed every step of the way. Securing a great rate and closing in just two weeks is truly wonderful news, and it's a testament to Kelly's professionalism and efficiency. Your kind words about her genuine kindness and dedication mean a great deal. Thank you so much for taking the time to share your experience, JJ, and congratulations on your first home!

Here’s a polished version that keeps your warmth while making it flow naturally: I can’t say enough great things about Kelly and her team! They made my first home-buying experience so easy to navigate from start to finish. Kelly is incredibly knowledgeable, professional, personable, and genuinely cares about her clients. She always took the time to explain everything thoroughly and never made me feel rushed, no matter how many questions I had. She was always available to guide me through every step of the process, which gave me so much confidence as a first-time homebuyer. Not only did she help me secure a great, fair interest rate, but she also made what could have been an overwhelming process feel simple and manageable. She truly went above and beyond in every way. By the end of the process, I felt like I had gained a new friend, and I couldn’t be more grateful for everything she did. I highly recommend Kelly and her team to anyone looking for an honest, knowledgeable, and dedicated lender. You will be in excellent hands!

Response from Owner

Thanks for sharing your feedback, Natalie! We're thrilled Kelly and her crew helped make your first home purchase feel easy and reassuring. You have gained a friend and Kelly will always be available to you for years to come.

Natalie M.View on Google

I honestly can't recommend Kelly enough. I'm not easy to impress. I'm super detail-oriented, have high expectations, and don't have much patience for poor communication or mistakes. I rarely write reviews, but Kelly absolutely earned this one. I'm self-employed, and every lender I've worked with in the past made financing feel like a huge ordeal. Kelly made it look easy. She knew exactly what she needed, never made my self-employment an issue, and got me from contract to closing in exactly 15 days. I honestly didn't think that was possible. What really stood out was how responsive she was. Whether it was evenings, weekends, or dealing with our two-hour time difference, she was always there when I had a question. I never felt like I was chasing my lender, and that alone made the whole process so much less stressful. My best friend sent me to Kelly after she helped both her and her son buy homes this year. They couldn't stop talking about how great she was, and now I completely get it. I almost never give A+++'s, but Kelly earned one. If you want someone who knows exactly what they're doing and actually makes the mortgage process feel easy, she's your person. And yes...Kelly is officially my mortgage spirit animal. ❤️

Response from Owner

Thank you so much for taking the time to share such a detailed and heartfelt review! We truly appreciate your kind feedback, and we are so glad to hear that Kelly made such a lasting impression on you — especially knowing that you have high standards and don't impress easily. That truly means a lot to us! Kelly always shines with her prompt, efficient support for self-employed clients, and we are thrilled to hear that she was able to make the financing process feel seamless and stress-free for you. Getting you from contract to closing in just 15 days is a testament to her expertise, dedication, and hard work. We are so glad she was able to handle every detail with ease and never made your self-employment feel like a hurdle. We also love hearing that her responsiveness stood out to you — being available across evenings, weekends, and even working through a two-hour time difference truly reflects the level of commitment she brings to every client she works with. You should never feel like you are chasing your lender, and we are so happy Kelly delivered exactly that experience for you. It also warms our hearts to know that your best friend referred you to Kelly after she helped both her and her son through their home purchases this year. There is no greater compliment than a trusted personal referral, and we are so glad Kelly was able to live up to every great thing you had heard about her. We will absolutely pass along your wonderful words to Kelly — she has truly earned that A+++ and her new title as your mortgage spirit animal! ❤️

Crystal T.View on Google

Here’s a polished version that keeps your warmth while making it flow naturally: I can’t say enough great things about Kelly and her team! They made my first home-buying experience so easy to navigate from start to finish. Kelly is incredibly knowledgeable, professional, personable, and genuinely cares about her clients. She always took the time to explain everything thoroughly and never made me feel rushed, no matter how many questions I had. She was always available to guide me through every step of the process, which gave me so much confidence as a first-time homebuyer. Not only did she help me secure a great, fair interest rate, but she also made what could have been an overwhelming process feel simple and manageable. She truly went above and beyond in every way. By the end of the process, I felt like I had gained a new friend, and I couldn’t be more grateful for everything she did. I highly recommend Kelly and her team to anyone looking for an honest, knowledgeable, and dedicated lender. You will be in excellent hands!

Response from Lender

Thank you for this Natalie— first-time buyers deserve someone who'll actually explain the 'why' behind every step, not just push paperwork at them, so I'm glad that came through. Making it feel simple instead of overwhelming is exactly what I aim for, and I loved answering every single question along the way. Congrats again on your first home, and I'm honored to be the new friend! Send anyone my way who's starting this journey and feeling nervous about it — that's exactly who I love working with.

Kelly is the best! She was always available to us. She was always super positive which helps while dealing with the stree of buying a home. Even after the sale She said if we had any questions to reach out to her. Truly a pleasure to have her on my team!

Response from Owner

We really appreciate your sweet note, Amanda. Kelly’s helpfulness and great attitude are wonderful. So happy she was so helpful in your home buying journey!

Amanda G.View on Google

I honestly can't recommend Kelly enough. I'm not easy to impress. I'm super detail-oriented, have high expectations, and don't have much patience for poor communication or mistakes. I rarely write reviews, but Kelly absolutely earned this one. I'm self-employed, and every lender I've worked with in the past made financing feel like a huge ordeal. Kelly made it look easy. She knew exactly what she needed, never made my self-employment an issue, and got me from contract to closing in exactly 15 days. I honestly didn't think that was possible. What really stood out was how responsive she was. Whether it was evenings, weekends, or dealing with our two-hour time difference, she was always there when I had a question. I never felt like I was chasing my lender, and that alone made the whole process so much less stressful. My best friend sent me to Kelly after she helped both her and her son buy homes this year. They couldn't stop talking about how great she was, and now I completely get it. I almost never give A+++'s, but Kelly earned one. If you want someone who knows exactly what they're doing and actually makes the mortgage process feel easy, she's your person. And yes...Kelly is officially my mortgage spirit animal. ❤️

Response from Lender

"This means so much, thank you. Self-employed borrowers get told 'no' or 'it's complicated' way too often, so hearing that the process felt easy is exactly the goal. 15 days from contract to close, time difference and all, that's a team effort I'm proud of. Mortgage spirit animal might be my new favorite title. Congrats again on the new home, and please tell your friend thank you for trusting me with her referral!"

Kelly and her team made this the easiest home buying experience we’ve ever had! She’s knowledgeable and very responsive. She took her time to make sure we understood so we could make informed decisions. We are so grateful for her hard work and would recommend her without hesitation. Thanks for making our dream home purchase such a positive experience:)

Response from Owner

Thank you for taking the time to share this. We're glad Kelly and her team made your home purchase smooth and informed. Congratulations on your dream home!

Kelly and team were always professional, helpful and available to answer all of my questions. She demonstrated and shared knowledge about the home buying process, which made things understandable and comfortable.

Natalie M.

I love the entire GR team, everyone is so friendly and helpful!

April C.

Kelly is the best! When I say that, I truly mean it! She was incredibly helpful, professional, and responsive, answering all of my phone calls and messages no matter the time of day. She made the process of purchasing our first home smooth, straightforward, and stress-free. She is a true professional who knows her craft and always makes sure her clients understand what’s happening every step of the way. She breaks everything down in a way that’s easy to understand, with no nonsense and no sugarcoating. She tells you exactly how it is. I highly recommend her to anyone looking to buy a home. Thank you for making such an important milestone a great experience!

Response from Owner

We sincerely appreciate your kind feedback, Anthony! Your confidence in our home buying services is highly valued. We are grateful for your endorsement! It's wonderful to hear that Kelly was able to make your first home purchasing experience smooth, straightforward, and stress-free. We're particularly pleased that her professional approach and responsiveness made such a positive impact on your journey. Knowing that she was able to break down the process in an easy-to-understand way and keep you informed every step of the way is exactly what we strive for with all our clients. Thank you for taking the time to share your experience and for recommending our services to others looking to buy a home. Congratulations on reaching this important milestone!

Anthony M.View on Google

⭐⭐⭐⭐⭐ 5 Stars We had a great experience working with Kelly. After speaking with several lenders and being told our situation would be difficult, she stepped in, moved quickly, and got the job done. Throughout the process, she was professional, responsive, and incredibly knowledgeable. She kept us informed every step of the way, answered our questions promptly, and worked hard to keep everything on track for closing. Her dedication and sense of urgency made all the difference. If you're looking for a lender who is efficient, professional, and willing to go the extra mile to make homeownership happen, I highly recommend her. Thank you for helping our family get into our new home!

Response from Owner

We sincerely appreciate your valuable feedback. We are delighted that Kelly facilitated the realization of homeownership for your family, even amidst the challenging circumstances. It's wonderful to hear that after speaking with several lenders who indicated your situation would be difficult, Kelly was able to step in and successfully navigate the complexities of your mortgage process. We're particularly pleased that Kelly's professionalism, responsiveness, and extensive knowledge made such a positive impact throughout your experience. Her commitment to keeping you informed at every step, promptly answering your questions, and maintaining the momentum toward closing truly reflects the level of service we strive to provide. Kelly's dedication and sense of urgency in ensuring everything stayed on track demonstrates her unwavering commitment to helping families achieve their homeownership goals. Your recommendation means a great deal to us, and we're thrilled that Kelly's efficiency and willingness to go the extra mile made the difference in helping your family get into your new home. Thank you for taking the time to share your experience with us.

Clarence M.View on Google

⭐⭐⭐⭐⭐ 5 Stars We had a great experience working with Kelly. After speaking with several lenders and being told our situation would be difficult, she stepped in, moved quickly, and got the job done. Throughout the process, she was professional, responsive, and incredibly knowledgeable. She kept us informed every step of the way, answered our questions promptly, and worked hard to keep everything on track for closing. Her dedication and sense of urgency made all the difference. If you're looking for a lender who is efficient, professional, and willing to go the extra mile to make homeownership happen, I highly recommend her. Thank you for helping our family get into our new home!

Response from Lender

Thank you so much Clarence for allowing me to be a part of your home buying experience in Santa Clarita, CA. My team and I pride ourselves on being available to all of our clients and to make the homebuying process as stress-free as possible. Enjoy your new home!

Clarence M.View on Zillow

As a first time home buyer utilizing my VA loan, Kelly made me feel very comfortable throughout the process. I will definitely be using her services again in the future as well as recommending her to friends/family!

Response from Owner

We are genuinely pleased to learn of your positive VA loan experience! Thank you for placing your trust in Kelly and for endorsing her professional services.

William B.View on Google

I reached out to Kelly to begin the process of qualifying for our first home loan, and from day one, she was absolutely amazing. As first-time homebuyers, we expected the process to be stressful and overwhelming, but Kelly made it feel manageable and even exciting. She was always optimistic, encouraging, and highly communicative throughout the entire process. No matter how many questions we had, she took the time to explain everything clearly and made sure we understood each step. She was incredibly responsive and available whenever we needed her even on weekends, which gave us so much peace of mind. Kelly worked seamlessly with our realtor and the seller's team, ensuring everyone stayed informed and on track. She truly felt like an advocate for us every step of the way. Throughout the process, she remained our main point of contact, and we always knew we could count on her for honest advice and guidance. She even helped us navigate homeowners insurance, which was incredibly helpful as first-time buyers. Kelly was easy to work with, patient, knowledgeable, and genuinely caring. She made us feel comfortable and at ease during what could have been a very stressful experience. We truly cannot thank Kelly enough for her hard work, dedication, and support. She played a huge role in helping make our family's dream of homeownership come true, and we are forever grateful. We highly recommend Kelly to anyone looking for a mortgage lender who goes above and beyond for her clients.

Response from Owner

We appreciate you sharing your positive feedback! We are delighted that Kelly facilitated a smooth and engaging experience for your initial home purchase. Your appreciation is highly valued.

Response from Owner

We sincerely appreciate your excellent 5-star rating! Your confidence in our mortgage services and Kelly Manderscheid is greatly valued.

Charles K.View on Google

Best experience ever - Kelly, Kyle, and their team were so helpful and so easy to work with and make everything so easy and smooth. Loved working with them and can’t wait to do more business with them. So professional and easy and clear communication Love love love

Response from Owner

Thank you Slim so much for the kind words! Kelly, Kyle, and our entire mortgage team loved working with you and truly appreciate your trust. We’re so happy to hear that your home loan experience felt easy, smooth, and professional from start to finish. Clear communication and making the mortgage process simple are always our top priorities, so it means a lot to know that came through. We’re grateful for the opportunity to help and can’t wait to work with you again in the future.

Kelly is amazing. She was very informative and got my loan closed in three weeks. Kelly was able to explain my loan options and pros and cons of each loan. It is so hard to find hard working professionals who truly have the best intentions for their clients. Kelly has the unique balance of knowing her job and caring about the outcome for her customers. Thank you Kelly.

Response from Owner

Thank you for taking the time to share your experience. We appreciate your trust in Kelly's expertise and dedication. It's wonderful to hear that Kelly was able to provide you with such informative guidance throughout your loan process and successfully close your loan in just three weeks. We're particularly pleased that she took the time to thoroughly explain your various loan options along with the pros and cons of each, as this level of detailed communication is something we value greatly. Your recognition of Kelly's hard work, professionalism, and genuine care for her clients' best interests means a great deal to us. We're grateful that you experienced the unique balance of expertise and personal attention that Kelly brings to every client relationship.

Working with Kelly Manderscheid over the years has been such a gift, and I can’t thank her enough for all the ways she has helped my clients throughout **Palmdale, Lancaster, the Antelope Valley, and surrounding areas**. She has been especially wonderful with my **first-time homebuyers** and has consistently provided the kind of support, knowledge, and care that makes such a big difference in the home buying process. Kelly has been able to beat most rates, including **SchoolsFirst** and **Veterans Affairs**, and she always goes above and beyond to help my clients feel informed and confident. She is incredibly detail-oriented, always available to take my clients’ phone calls, and always willing to catch things that others might miss. I also truly appreciate that she is such a great resource for my **Spanish-speaking clients**, because she makes sure they receive their documents in their language, which is such an amazing service and gives them extra comfort and clarity throughout the process. If you are looking for a knowledgeable, responsive, and caring lender in **Palmdale, Lancaster, the Antelope Valley, and surrounding areas**, I highly recommend Kelly Manderscheid. She has been amazing to work with, and I am so grateful for everything she continues to do for my clients.

Response from Owner

Your review is deeply appreciated. We are truly honored by your kind words about Kelly Manderscheid's exceptional service to your clients in Palmdale, Lancaster, the Antelope Valley, and the surrounding areas. It means so much to us to hear how Kelly has been such a valuable resource over the years and how she has consistently provided outstanding support to your clients, especially your first-time homebuyers. We're particularly proud to know that Kelly has been able to deliver competitive rates that beat other lenders like SchoolsFirst and Veterans Affairs, while also maintaining the high level of personal attention and care that sets her apart. Her dedication to being available for client calls, her attention to detail, and her ability to catch important details that others might overlook truly reflects the standards we strive for. We're also delighted to hear about the positive impact of Kelly's commitment to serving Spanish-speaking clients by ensuring they receive their documents in their preferred language. This level of thoughtful service demonstrates her genuine care for making the home buying process as comfortable and clear as possible for all clients. Thank you for taking the time to share your positive experience and for recognizing Kelly's knowledge, responsiveness, and caring approach. Your feedback reinforces why we're so grateful to have Kelly as part of our team.

Jasmin A.View on Google

Kelly took very good care of us. So glad we found her. Thanks again Kelly!

Response from Owner

Thank you so much Martin. I am so grateful that I was able to help you and Estefany with home loan on your new home purchase.

Martin O.View on Google

We had an absolutely outstanding experience working with Kelly! She was incredibly personable and trustworthy, which made the entire home-buying process feel comfortable and truly stress-free. I always felt completely at ease asking questions, and she was thorough, responsive, and consistently available whenever we needed her. We are so grateful for her guidance every step of the way and would highly recommend her to anyone looking to buy a home!

Response from Owner

I really appreciate your wonderful review Erin. I was so glad to be part of home loan process. You and Christina were so amazing to work with.

Answered all my questions during the process.

Response from Owner

Floyd, it was truly a joy partnering with you on your mortgage journey in Arley, AL. I always want to make sure you feel completely supported and informed throughout every step of the process, and I'm so glad we could get all your questions answered.

Answered all my questions during every step of the process

Floyd D.

I have worked with Kelly for years. She makes the process quick and easy. She is the best to work with.

Kory B.

Kelly Manderscheid, my loan officer was amazing throughout the entire process.

Enjuli A.

Kelly Manderscheid was amazing through the whole process. She is very attentive, understanding and respectful.

Robert W.

I’m sure that Guaranteed Rate is a great company but the reason I gave a 10 was solely because of the loan officer I had the pleasure to work with through the experience. Kelly Manderscheid worked with me for over a year to finally arrive at the purchase of my first home, acting as a financial advisor, realtor, loan officer, and educator. Her patience throughout the process would be unparalleled in the industry answering any questions at any time that I had and guiding me towards the finish line. When we started I had a credit score in the upper 400s and little to no options and was looking very glum, within a year with her guidance I am in the upper 600s with a new house and a great “guaranteed rate”.

Christopher C.

No written review

Juana M.

VERY HELPFUL THROUGH THE WHOLE PROCESS.

Hugh G.

Kelly helped my fiance and I with our loan and she was amazing to work with! She was always available and helped answer the many questions we had. She provided the best rates for us and made it possible to buy our first home! We are so grateful for her and all her knowledge. We would recommend kelly over and over again to anyone that needs a lender!

Response from Owner

We're overjoyed to have helped you with your home loan and provided the best rates for your first home purchase. Thank you for sharing your positive experience with us! I am so happy for you and Martin.

Estefany B.View on Google

Kelly helped my fiance and I with our loan and she was amazing to work with! She was always available and helped answer the many questions we had. She provided the best rates for us and made it possible to buy our first home! We are so grateful for her and all her knowledge. We would recommend kelly over and over again to anyone that needs a lender!

Kelly was so extremely helpful on processing my loan. Her knowledge of the various different loan types was instrumental in finding the best lowest cost loan and locking me in with a low rate. She walked me through the process and was always available at a moments notice to answer any questions I had. Additionally, she was able to help facilitate the closing and recording of the loan on time despite delays from other parties. I would highly recommend Kelly and Guaranteed Rate.

Response from Owner

Thank you so much for your kind review! It was such a pleasure working with you and Kristel on your home loan. I am so excited for both of you.

Kelly was so extremely helpful on processing my loan. Her knowledge of the various different loan types was instrumental in finding the best lowest cost loan and locking me in with a low rate. She walked me through the process and was always available at a moments notice to answer any questions I had. Additionally, she was able to help facilitate the closing and recording of the loan on time despite delays from other parties. I would highly recommend Kelly and Guaranteed Rate.

Response from Lender

Carl, it was a true pleasure helping you navigate the loan process and find the right fit for your needs. Keeping everything on track for an on-time closing took a coordinated effort, and I'm glad our team could make it happen smoothly. Thank you for trusting me with your home financing, and please reach out anytime you need further assistance.

Kelly and her team made the home buying process a breeze — they navigated all the ups and downs and chaos that inevitably come with home buying with ease, and kept us updated and confident throughout. I truly cannot recommend her enough! Thanks for helping us get our dream home, Kelly! <3

Response from Owner

We are ecstatic to hear about your dream home success! Thank you for trusting Kelly and our team through the journey.

amelia T.View on Google

I had the pleasure of working with Kelly on a recent transaction, and she was fantastic throughout the entire process. Her communication was excellent, she stayed on top of every step, and she helped ensure we closed on time without any issues. It’s always a great experience working with professionals who truly care about their clients and the transaction. I look forward to working together again in the future!

Response from Kelly Manderscheid at Rate - NMLS # 273420

Thank you so much Michelle. I couldn't agree more how nice it is to work with a true professional like yourself.

Michelle E.View on Facebook

I had the pleasure of working with Kelly on a recent transaction, and she was fantastic throughout the entire process. Her communication was excellent, she stayed on top of every step, and she helped ensure we closed on time without any issues. It’s always a great experience working with professionals who truly care about their clients and the transaction. I look forward to working together again in the future!

Response from Owner

Thank you so much Michelle. I couldn't agree more how nice it is to work with a true professional like yourself.

Michelle E.View on Google

Kelly is fantastic. My wife and I have purchased our first home and we worked with Kelly for our mortgage. Thanks to Kelly, we were able to get financing terms, we are happy with. She has been very communicative and informative throughout the purchase, which made the process simple.

Response from Owner

We are honored to help with your first home purchase! Thrilled our communication made the process simple for you both.

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 The company name, Guaranteed Rate, should not suggest to a consumer that Guaranteed Rate provides an interest rate guaranteed prior to an interest lock. Applicants are subject to credit and underwriting approval. Restrictions apply. All information is provided for informational use only and should not be considered financial advice.

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