Jacob Oakley

Oct 30, 2026

Jake is the best mortgage lender we have ever worked with! He is very easily reachable and is very knowledgeable! We couldn’t have bought this house without him!

Jacob Oakley and his team work quick and efficient

Jacob Oakly walked me through every step with warmth, patience, careful explanations and clarity.

Jacob was very responsive, very knowledgeable, and helped tremendously throughout my for sale by owner transaction.

We had a 10/10 experience with Jacob from beginning to end. He moves urgently when needed but also takes the time to explain all of the small details in depth too. He's also an all-around great guy. We got our dream home at a solid rate and couldn't have done it without Jacob!

Jacob Oakley was wonderful

Jacob Oakley was phenomenal. He answered all of my questions, eased my concerns, was transparent, and always available.

Jake made the process easy, communicated extremely well and answered all the questions I had with ease and friendliness. I've already spoken highly of his service and the process to others who are interested in refi. I also appreciate the proactive monitoring for rate decreases and alerts of when might be a good time to act.

Jake was amazing.Highly recommend!

Excellent service from start to finish... I say Bravo and a job well done 👏... Thank you Jacob and Rate.

Communicating with Jake and the whole Rate,com team.

Super responsive and helped every step of the way. He made the home buying process so smooth. Extremely glad with his services and definitely recommend him.

Everyone I worked with was extremely friendly and professional. Especially Jacob

I had a great group of people from RATE that worked with me.

No written review

Great communication. Very responsive and clearly explained info needed and timeline

I was very pleased and satisfied with the service I received from the staff at Guaranteed Rate. Jacob Oakley was awesome, very friendly, patient, and knowledgeable. He made the process go easy and effortless. I appreciate his guidance and how he was always available to answer all my questions. It was a great pleasure to work with Jacob.

Quick responses

Jake and his entire team were amazing throughout the entire process from pre-approval to closing. As first time homebuyers he helped us navigate unfamiliar waters, kept in constant communication with us throughout a very stressful purchase, and ensured the deal didn't fall through when it seemed to be hanging on by a thread. His whole team was incredibly thorough and timely and I would highly recommend them to anybody looking to buy a home.