Alma is amazing. She helped us through every stage of the preparation process, and most importantly, everything was simple and clear, and we got a great mortgage rate.

Location & hours
Alma Shevchenko at Rate (NMLS #639414)
Today · 9 AM – 5 PM
Office hours
- Monday
- 9 AM – 5 PM
- Tuesday
- 9 AM – 5 PM
- Wednesday
- 9 AM – 5 PM
- Thursday
- 9 AM – 5 PM
- Friday
- 9 AM – 5 PM
- Saturday
- Closed
- Sunday
- Closed
Reviews
Write a reviewExceptional rating
Based on 50 star reviews
Loved by clients
Based on 57 reviews
Ratings include all 57 reviews. Reviews collected directly from clients are shown only with their permission.
honest

Working with Alma Shevchenko at Rate was an absolute game-changer for our home buying experience. As SVP of Mortgage Lending, Alma brings a level of expertise and professionalism that is truly rare. She guided us through every step of the mortgage process with patience, clarity, and genuine care — making what can feel like an overwhelming experience completely manageable. Alma was always available to answer our questions, explained every detail in plain language, and made sure we fully understood our options before making any decisions. Her knowledge of the lending landscape is exceptional — she navigated a complex process seamlessly, secured us a fantastic rate, and kept everything on track for a smooth and timely closing. What sets Alma apart is her combination of sharp expertise and genuine commitment to her clients. She was responsive, proactive, and always one step ahead. No surprises, no stress — just results. She is not just a mortgage professional, she is a true advocate for her clients. If you are looking for someone who will treat your home purchase with the same importance you do and deliver exceptional results, look no further than Alma Shevchenko. We are so grateful for everything she did for us. Highest possible recommendation! ⭐⭐⭐⭐⭐
Working with Alma Shevchenko at Rate was an absolute game-changer for our home buying experience. As SVP of Mortgage Lending, Alma brings a level of expertise and professionalism that is truly rare. She guided us through every step of the mortgage process with patience, clarity, and genuine care — making what can feel like an overwhelming experience completely manageable. Alma was always available to answer our questions, explained every detail in plain language, and made sure we fully understood our options before making any decisions. Her knowledge of the lending landscape is exceptional — she navigated a complex process seamlessly, secured us a fantastic rate, and kept everything on track for a smooth and timely closing. What sets Alma apart is her combination of sharp expertise and genuine commitment to her clients. She was responsive, proactive, and always one step ahead. No surprises, no stress — just results. She is not just a mortgage professional, she is a true advocate for her clients. If you are looking for someone who will treat your home purchase with the same importance you do and deliver exceptional results, look no further than Alma Shevchenko. We are so grateful for everything she did for us. Highest possible recommendation! ⭐⭐⭐⭐⭐
I feel Blessed and Grateful working with Alma Shevchenko and her team. As a first time buyer I've had many questions throughout the process. Olga was so patient and informative through every step of the way. Mira was so helpful and encouraging. They made sure the process goes as smooth as possible for me. What a great feeling it is to realize that I have trusted the right team. Thank you Alma Shevchenko and your team for all your effort and professionalism. Well recommended!

Alma & Oliana are amazing with helping any kind of mortgage rate options. Highly recommend them in the future. Thank you so much!!!
a job well done
My experience with Alma and her team was amazing. Everything was done on time and efficiently. Everyone was knowledgeable, eager to help and kind. My wife and I are sincerely grateful to Alma, Olga, and Dan. I would definitely recommend them to everyone and return to them if I ever need more help from them. 5 stars!
If I can trust refi's or mortgages with one company for the rest of my life, it would be with Alma, Olga and Dan at Rate. The only team you want in your corner. Alma made sure to respond even after hours to figure out any issues, Olga was on top of pushing through papers as quick as they can, and Dan was awesome with Insurance logistics and getting correct Information from us, even stood on business when he had his own important matters at home to worry about. May God bless this team abundantly more as they help out regular folk with their home loan needs!
Alma was so patient and willing to answer any questions we had. When we wanted to speed up closing, she was able to make it happen too! We’re so incredibly grateful for her and all her time and expertise!
We'd like to thank Alma Shevchenko and her team for their excellent service and support at every stage of the loan process. Thank you, great job. Diechiev family.
Alma and Dan and Olga went above and beyond for me and my son. They got me approved at an amazing rate 10 out of 10 highly recommend. Now me and my son are living comfortably in a brand new house and I am very appreciative of what they did for me.

I was recommended Alma from multiple people and I’m happy I went with her. Even though she is from the opposite side of the country, she was easy to communicate and work with. I got my construction loan from her and got it funded easily. Alma’s communication was great throughout the loan as well. Also she made it easy for me the way she communicated with her team and the closing attorneys to get things closed!
We are very grateful to you for your work, you have helped us a lot, I sincerely recommend you, you are easy to work with. With your help, you helped us realize our dream of buying a home. Thank you so much
because, they work very professionally, quickly and efficiently! We had a great pleasure working with them!!!
Everything was a pretty quick. Smooth process. Had questions got them take. Care of. Rate team found solutions for my problems just to make sure the purchase was successful
It was amazing to work with you! So clear answers and professional support! Thank you for helping us to buy our house. So thankful!
Everything was great! Easy and clear
Thank you very much, Alma, for helping us with the purchase of a house! It was easy and pleasant for us to work with you. We are very happy and still can't believe it, but we thank God because He is good to us!
I want to express my sincere gratitude to Alma and her entire team for their outstanding support throughout the mortgage process. Everything was handled with the highest level of professionalism and efficiency. I’m truly impressed and extremely satisfied with your work. I will gladly recommend you to my friends and family.

I had great experience with Alma and her team! Many years of experience are felt. Definitely can recommend 💪🏼

Alma and her team are amazing!!! They were patient with us as it was our first time and explained everything in amazing detail. Made a very stressful time easier then I could've expected, quick to respond and always willing to answer any question in a swift time. If we ever sell and looking to get a new home, she will be my first call.!!

Great communication and awesome energy throughout everything in our contracts!
Great Service
We had a great experience buying our house with Alma and her team! They are awesome!

Alma and her team are the best! She helped us buy our second home already! Alma is absolutely wonderful! Highly recommend her and her team!
Almas team was always quick to help and answer questions through out the whole process. They were patient and understanding.
Everything was great!
Alma always went the extra mile for me
We had the absolute pleasure of working with Alma, and we truly can’t recommend her enough! From start to finish, she was incredibly professional, knowledgeable, and attentive to every detail. Her expertise and guidance made the entire mortgage process smooth and stress-free. Alma was always available to answer our questions, explain our options clearly, and ensure we felt confident every step of the way. We genuinely loved working with her and are so grateful for her support. We highly recommend her to anyone looking for a great mortgage broker!
Your the best!
Rate is a great comany to work with
Everything was fine
Amazing people, highly knowledgeable and very helpful. Also they worked fast. I will gladly recommend them to anyone who is interested on getting loan
I had an INCREDIBLE experience working with Alma Shevchenko. She was knowledge, responsive, and incredibly patient and kind.
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The Guaranteed Rate team help me to understand all I need to know.They help me a lot with my second language issue!
Because of Alma, loan officer
For fast a good service
great service
Everything was smooth and reliable.
They are very polite
Very professional
Professional
Everything went smooth, seems like they know what they are doing.
Excellent service
The team were on top of their game. The transaction was seamless and closed in a timely manner without issues.
Faster processing
Closed my previous deal with Alma. She’s very reliable and trustworthy person.
From start to finish, I had an AMAZING experience working with Alma Shevchenko. Personable, knowledgeable, experienced, professional, responsive, and super patient and kind with all of my questions. I felt taken care of and seen/heard as a person, not just another client. Alma guided us through the process step-by-step, and made the whole experience memorable and fun! Highly, highly recommend!
