Rusty O'Dowd

10/10

Nov 2, 2026

No written review

Sep 27, 2026

By far, without a doubt, the best lender experience i have ever had. Excellent very competent, honest, best rates, very fast and transparent! Could not ask for anything more ! Thank you so mcuh

Great customer service.

May 4, 2026

Rusty was very helpful throughout my refinance process. He took the time to walk me through the different rate and lender credit options, helped explain the tradeoffs, and stayed responsive as the closing timeline shifted. I appreciated his patience, professionalism, and willingness to clarify the numbers so I felt comfortable moving forward. Overall, I had a positive experience and would recommend working with him.

Apr 30, 2026

No written review

Rusty was incredible. He made this whole experience possible. I would recommend Rate and Rusty to anyone looking to buy a property in the future.

Rusty O’Dowd is great at what he does.

Everything I needed was answered in a timely manner and process was smooth.

Ease of process

Rusty is the best. I've used him for years because he and his team are so responsive and talk through all the options. After 2 purchases and many refis, I know that he won't steer me wrong.

Rusty and Thomas are a power team. They helped me understand the process and made it easy to buy my first home.

Jan 15, 2026

Rusty was extremely helpful and easy to work with. He was able to get my wife and I squared away for our mortgage in very short notice!

Rusty helped me buy my first home! Rusty and Thomas walked me through the whole process and got me to closing in less than a month. Easy to contact and communication is clear and genuine. Rusty really made me feel like family and I would recommend to EVERYONE! Such a pleasure to work with Rusty and his team.

I have worked with Rusty for years through 3 home purchases and multiple refis. He and his team are responsive, easy to work with, and ensure that I understand my mortgage options. Rusty has always provided very sound advice and made working with him easy. I would never use anyone also for my mortgage needs

Dec 30, 2025

Rusty is the best! We have used him for years for both purchaese and refinances. Rusty and his team are responsive and willing to take whatever time is necessary to make sure we get the best product for us and understand all the details. I won't use anyone else.

Dec 16, 2025

I’d like to thank you to Rusty, he was always on top of things and willing anytime during this process to answer questions. I Highly recommend using Rusty!!

Dec 15, 2025

Rusty and team are incredibly responsive and clear on expectations/next steps in the mortgage process. Strongly recommend!

Nov 19, 2025

Rusty O’Dowd and his team at Rate Mortgage (Jennifer and Thomas) were top notch! My experience buying a home was flawless during the entire process. Rate Mortgage communicates effectively with their customers every step of the way. The process is extremely user friendly. If you have any questions, they are answered promptly, professionally and courteously by the entire staff. I highly recommend Rusty O’Dowd and his team at Rate Mortgage. You are in great hands when you work with Rusty.

I felt they were very professional and honest throughout the lending process.

Everything was perfect, smooth, and a great experience. Thomas, Rusty, & Jen are amazing. A+ team!

Rusty was a detailed professional that kept me informed and involved throughtout the process and assisted me in utilizing the technology. His team was very professional and helpful as well.

Easy to deal with

Jun 25, 2025

Great experience. Easy, and straightforward.

May 28, 2025

Great experience from start to finish would highly recommend working with Rusty and his team.

We had a great experience with Rate, especially Rusty O’Dowd and his team. They were always available when we needed them answered all of our questions and worked hard to get our mortgage approved in a quick timeframe.

Outstanding stakeholder management and support by team. Very transparent process

The team I worked with was exceptional

It went very well.

Fast and efficient

Jessica and her team were amazing kept us informed and had everything move so fast so we were able to close and enjoy our forever home . Alaways available to answer any questions we had .

Excellent concise, and continued communication.

The folks I dealt with were very experienced and there was a quick turnaround time.

Process easy and you were aware of every step.

They are prompt and knowledgeable, talked through all options every step of the say

The team that Rusty O’Dowd has put together, revs high, in order to deliver industry best service.

I used Rust O’Dowd a few years ago for a mortgage and I will always go back to him. Makes the process so easy.

Excellent service team

Friendly, convenient electronic process

They got the deal done so fast! Communication was great.

Huge thank you to Rusty and his team. COVID19 tried to make this tricky. But Rusty and his team walked us thru step by step. Always personally answered my 100 phone calls for questions. I don't believe my purchase or sanity would have made it thru with out them. Thank you again!!!!