Matthew Pirnik

Service was excellent

The customer service was excellent! Communication throughout the process by both phone and email was great!

Guaranteed Rate provided great service and was very helpful throughout the process of getting our loan.

Matt was loan officer, wealth of knowledge, helpful and accessible always.

Matt was wonderful to work with and was very attentive throughout the whole process of getting our loan. Thank you!

Feb 5, 2026

My experience in dealing with Matthew Pirnik at Rate.com to finance a house purchase, was EXCEPTIONAL. He has tremendous experience in the details of obtaining a loan. Combine that with a personality that is perfect for personal coordination with borrower and all others involved through each step of the process. He was on top of all aspects and obtained loan approval at the best rate available in only a couple weeks. Highly recommended.

Professional and answered every question I had

Matt was so easy to work with and very helpful!

Jan 1, 2026

This was my second mortgage with Matt. He is a true professional who made sure we crossed the finish line in a timely manner. I can’t recommend him enough if you need a mortgage Matt is the man to get it done.

Matt was so supportive and helpful throughout our home buying process. He was extremely responsive and made the experience as stress free as possible.

Matt was proactive in ensuring we got locked in at the right time. He was always responsive, answering all of our questions quickly and thoroughly. He really made the whole refinance process easy and stress-free.

Nov 7, 2025

Just an all-around great experience. Matt helped me get my refinance done, that was very complicated. He was able to get it to work for my needs. Thank you so much nothing but professional, and made the impossible possible. Highly recommend.

Nov 5, 2025

I can’t say enough great things about Matt! As a first-time homebuyer, I had a lot of questions and nerves going into the process, but Matt made everything smooth, clear, and stress-free from start to finish. He took the time to explain every step, broke down all the numbers so I fully understood what to expect, and was always quick to respond whenever I needed guidance. What impressed me most was how genuinely Matt cared throughout the process, he never made me feel like just another client. He consistently went the extra mile to secure the best rate and ensure I felt informed and confident every step of the way. Thanks to his guidance and expertise, I’m now a proud first-time homeowner. If you’re looking for someone knowledgeable, reliable, and truly invested in your success, I couldn’t recommend Matt more highly. He made this huge milestone an incredibly positive experience.

Nov 1, 2025

I use Matt Pirnik and he is great!! Makes this process very easy and is very honest with great rates! Very happy!

Oct 25, 2025

Loved working with Matt. No matter what time of day or day of the week he always got back to us. Definitely made this process a lot easier!

Very easy working with Matt P. Very professional and helpful will definitely recommend!

matt pirnik is awesome

Oct 1, 2025

Matthew was EXCELLENT to work with during the home buying process. He was communicative, understanding and explained the process in a way that was easy to understand. He was on top of the mortgage rates and really made it clear he was in my corner to help me find the best rate. 10/10 would recommend!!

Sep 19, 2025

Matthew Pirnik was incredible to work with! His communication was punctual, on point and thoughtful. He creatively worked with my assets to obtain a mortgage I could afford. I recommend him with five stars of excellence!

Matthew Pirnik was incredible to work with! His communication was punctual, on point and thoughtful. He creatively worked with my assets to obtain a mortgage I could afford. I recommend him with five stars of excellence!

Because it was professional, simple, and very transparent.

Matt Pirnik made the process super easy for us. Matt answered all our questions, even if I asked him 2 or 3 times ??. He was very patient and explained the steps to obtaining a mortgage so we could close on our home. He is very customer service oriented and was always willing to help. I would refer my family and friends because of the positive experience we had with Matt Pirnik.

Jul 25, 2025

After working with Matt for two consecutive years, I can confidently say he represents a rather high standard in mortgage brokerage. His performance has been consistently exceptional across multiple transactions and I haven't once felt the need to look elsewhere. Matt's responsiveness is unmatched in the industry. Whether fielding questions during business hours or addressing urgent matters, he maintains excellent communication throughout the entire process. This level of accessibility has proven invaluable during time-sensitive situations. His deep industry knowledge and ability to navigate complex mortgage scenarios sets him apart from his peers. Matt demonstrates a thorough understanding of current market conditions, lending requirements, and product offerings. He presents options clearly and provides strategic guidance that has resulted in favorable outcomes for our transactions. Without a doubt, I recommend Matt to colleagues and friends seeking mortgage services. His proven track record, industry expertise, and commitment to client success make him an asset to any real estate transaction. We will continue utilizing his services for future mortgage needs. Best, K

Matt was thorough. Provided prompt and accurate answers. Patient with our many questions and concerns. Very knowledgeable and helped us achieve our goal of a shore home purchase. Thank you.

Jul 17, 2025

Matt was so great to work with. The process was so easy. If you need to ask a question , he was always available. His team and himself really work with you to get you approved. Always friendly and happy to hear from you. Would recommend them.to anyone. The best. Hands down.

Jul 14, 2025

Matt was incredible throughout my entire property purchasing process. He was constantly available for questions, relayed useful and accurate information, and display incredible professionalism while building an authentic rapport. I highly recommend Matt for anyone looking to make purchasing a property much easier. Thank you Matt for all of your help!

Nice, experience people to work with.

There was no stress everyone was very pleasant And very knowledgeable and made this journey getting a mortgagee pleasant.i would recommend Rate to anyone if the need a montage .

Matt and Vivian were great in facilitating the start to finish of my home loan.

Apr 28, 2025

Matt was incredible to work with. He is knowledgeable and communicative, and made sure the process of buying my first home was as smooth as possible. I can’t recommend Matt enough!

Everything went smooth and easy

They were thorough and professional. They were also accommodating when presented with out of the ordinary challenges. Matt was friendly and responsive even when he was on vacation with his family.

Feb 28, 2025

Guaranteed Rate made the entire mortgage process simple. Matt Pirnik was pleasant, professional and so helpful every step of the way! Ryan was excellent as well! I have already recommended Matt and Guaranteed Rate to real estate professionals and will continue to do so for friends looking for a mortgage.

Feb 19, 2025

Matt (and the rest of the Rate team) was amazing. Very responsive and courteous throughout the entire Mortgage process... Not to mention competitive rates! Would certainly recommend Matt to anyone.

Matt was so good to us. He was patient, he answered every one of our questions almost immediately even on weekends and holidays. He was able to direct us to the right person when we needed help from those other than GR. He was personable and he made a point to connect with us personally. We felt like he was truly happy for us at closing. Just the best experience with him!

Excellent service

Matt Pirnik is great

Everything went smoothly, Matthew Pirnik was always available for questions and responded quickly to emails.

Very friendly very easy to get threw the entire processe.

Streamlined process, excellent customer service. Matthew Pirnik was always available to answer my questions.

The process was fast and easy.

Matt was great to work with?

I would highly recommend Guaranteed Rate for a mortgage due to their exceptional track record in the industry. They have built a strong reputation for providing competitive rates, excellent customer service, and a streamlined application process. Their team of experienced loan officers is dedicated to helping clients find the best mortgage options tailored to their needs. With Guaranteed Rate, you can expect transparency, efficiency, and a commitment to ensuring a smooth and successful mortgage experience.

Matt pirnik was wonderful

Matt and his team were awesome to work with