Kevin Unzen

Everything went better than expected

Fueron pacientes, comprensivos etc

Easy to work with and answered all my questions quickly

Super helpful, efficient and friendly!

Kevin and his team did an amazing job working with me. This is my 3rd mortgage and Rate was by far the best company I used. Their customer service is top notch

Jun 6, 2026

Great experience! These guys know their stuff and everything went smoothly. Will use again!

Excellent company! Kevin is fantastic, will always use Rate moving forward and recommend them to others!

May 10, 2026

Me and my wife bought our first home through rate, specifically through Kevin unzen and his team. The process was smooth and everyone was very responsive

May 9, 2026

Kevin, over at Rate has helped me purchase two homes throughout the course of the last five years. He and his team always go out of their way to make sure they answer all questions throughout the loan process. Even my realtor mentioned he would like to do business with Kevin more often, and would recommend Kevin to his future clients because they makes the process so easy. Thank you Rate!

Apr 30, 2026

Kevin was great to work with and answered all of the questions I had about the loan process. He and his team offered great support in finding me a good fit for my budget

Apr 28, 2026

Was really easy getting all the documents to them? And every time I need to talk with someone they always answer the phone no waiting for someone to call you back! Even past normal working hours

Very professional, efficient, person oriented, & committed... and they get it done... on both of my loans so far! Thank you! :-)

Very easy to work with

Feb 7, 2026

We made an offer on a home on January 1st and Kevin (and team) had us closed on January 26th (seller delayed us 3 days). The process was so smooth and simple. We've been working with Kevin for years and he's always been readily available to assist us or answer any questions we've had.

I was referred by Lafae Hyronemus to reach out to Kevin Unzen with Rate for help with my mortgage loan. I had not had the best experience leading up to working with Kevin, so he had to deal with my rapid fire questions and untrusting attitude. He was extremely knowledgeable, patient, and motivated to work with and for me. He was honest, explained everything in great detail, and kind. He took a call from me on Christmas, who does that? Oh yeah, Kevin Unzen. Master of his craft and very up to date on past and current market trends. I was a first time home buyer, so the extra hand holding I needed that Kevin provided was appreciated. He listened to my goals and strategies and provided progressive guidance to ensure I was happy with the loan parameters. I dont say this often, but I truly trust and appreciate all his work. He is a rare gem and will guide you to your dream of buying a house with ease and reassurance. Thank you Kevin!!

Because they deserved it.

Easy to work with and friendly staff.

Kevin and his crew were amazing to work with

Very seamless process. Kevin is willing to fight and help us through the process to get the best rate!

Feb 2, 2026

Every easy to work with! Found me the best rate! Very professional and easy to talk to! Very efficient!

Jan 24, 2026

Great working with Kevin and his team

Jan 19, 2026

Kevin truly goes above and beyond to help make the dream of homeownership a reality. From start to finish, he was not just a voice on the phone — he was present, supportive, and fully engaged every step of the way. Buying my home in Watertown, SD was a smooth and stress-free experience because of Kevin’s knowledge, patience, and commitment. He took the time to clearly explain all the loan options and qualifications, answered every question I had, and always made himself available when I needed guidance. What really sets Kevin apart is that he genuinely cares. He treats you like a person, not a transaction. His professionalism, transparency, and dedication made a process that can feel overwhelming feel manageable and even enjoyable. Thanks to Kevin’s amazing service, I am now a proud homeowner. I highly recommend him to anyone thinking about buying a home — if you’re considering owning, you should definitely talk to Kevin! — Carlos Brites

Kevin truly goes above and beyond to help make the dream of homeownership a reality. From start to finish, he was not just a voice on the phone — he was present, supportive, and fully engaged every step of the way. Buying my home in Watertown, SD was a smooth and stress-free experience because of Kevin’s knowledge, patience, and commitment. He took the time to clearly explain all the loan options and qualifications, answered every question I had, and always made himself available when I needed guidance. What really sets Kevin apart is that he genuinely cares. He treats you like a person, not a transaction. His professionalism, transparency, and dedication made a process that can feel overwhelming feel manageable and even enjoyable. Thanks to Kevin’s amazing service, I am now a proud homeowner. I highly recommend him to anyone thinking about buying a home — if you’re considering owning, you should definitely talk to Kevin! — Carlos Brites

Jan 16, 2026

I was referred by Lafae Hyronemus to reach out to Kevin Unzen with Rate for help with my mortgage loan. I had not had the best experience leading up to working with Kevin, so he had to deal with my rapid fire questions and untrusting attitude. He was extremely knowledgeable, patient, and motivated to work with and for me. He was honest, explained everything in great detail, and kind. He took a call from me on Christmas, who does that? Oh yeah, Kevin Unzen. Master of his craft and very up to date on past and current market trends. I was a first time home buyer, so the extra hand holding I needed that Kevin provided was appreciated. He listened to my goals and strategies and provided progressive guidance to ensure I was happy with the loan parameters. I dont say this often, but I truly trust and appreciate all his work. He is a rare gem and will guide you to your dream of buying a house with ease and reassurance. Thank you Kevin!!

Kevin was great to work with. He was patient with me throughout the process and provided me with clear answers to every question.

Jan 12, 2026

No written review

Jan 1, 2026

No written review

Dec 18, 2025

Great experience! Always open to answering questions and explaining options

Nov 7, 2025

Highly Recommended — Especially for Veterans Using a VA Loan! Working with Kevin and his team was an incredible experience from start to finish! They made the entire home-buying process seamless, transparent, and stress-free — exactly what every homeowner hopes for. As a military veteran, I truly appreciate how knowledgeable and supportive they were with the VA loan process. They guided us through every step with professionalism and care, making sure everything stayed on track and easy to understand. If you are a veteran looking for a lending team that genuinely knows how to make the VA process smooth, trustworthy, I can’t recommend them enough.

Nov 2, 2025

You looking for a guy with a team that can get it done? This is the one right here. Kevin managed my mortgage from start to finish in a record 8 days! Industry standard is 30 days. Not only that, he saved me thousands in unnecessary closing costs! Can’t say enough good things about this guy!

Kevin did the best work on guiding us through the entire home loan process. He has been very patient with us while we were looking for the perfect house (which has taken over a year). He was very good at explaining why the rates moved up or down while we were quoting different price scenarios.

Very professional and experienced

Kevin and his team are awesome people to work with and the loan process was smooth and fast !

Excellent service and very helpful, supportive, efficient, and friendly.

Because everyone is good on Kevin's team.

Kevin and his team were great to work with! The whole process was user friendly and efficient.

They were great to work with

Very efficient and quick to answer back with any questions

Very pleased with how smooth and quick the process of refinancing was.

Sep 27, 2025

Kevin and his team have made the loan process very easy. Every time we had any questions they always answered very promptly. We will use them again if needed!!!

Sep 22, 2025

Kept in touch. Answered everytime I called no matter what time and weekends,awesome to work with and his team were very good.

Sep 14, 2025

Working with Kevin and his team is always a pleasure!

Communication and explanations were fantastic!

I’ve used them before for my first home loan, used them for my second home loan, and I’d use them again if I sell my new house.

Everything went flawless

Very helpful and knowledgeable. Was able to make things simple for a first time home buyer

I had very good attention from Kevin.

Aug 4, 2025

They are a great company was able to by a house within a month of finding because of Kevin and his team at rate

Aug 3, 2025

No written review

Jul 28, 2025

Kevin and his team have helped us through 3 home purchases now and are the best there is out there. They communicate throughly and answer any and all questions we have with great insight. I will always recommend him!