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Lilyette Uriarte

Lilyette Uriarte

SVP of Mortgage Lending · NMLS# 332753

Scottsdale, AZ5.0(92 reviews)

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Lilyette Uriarte at Rate (NMLS #332753)

Today · 9 AM – 5 PM

14861 N. Scottsdale RoadSuite 101Scottsdale, AZ 85254
Rating5.092 reviews
Satisfied100%94 reviews

Ratings include all 94 reviews. Reviews collected directly from clients are shown only with their permission.

Couldn’t ask for better service. Lilyette Uriarte was very patient with us and always willing to answer any questions we had. Her whole team was also very professional. I would recommend her and her team!

Violet_Blooms C.View on Google

Lilyette thanks so much for all your help in making our refinance as fast and easy as possible. You were always helpful and professional.

Lilyette has been amazing from the start. I've been with her and her team since 2021. They have always been very communicative with all processes and products I've gotten through them!

Response from Owner

Mike, I so appreciate your trust. We want nothing more than to continue providing high-quality service for you and your family! Thank you for taking the time to leave us a review.

Michael Y.View on Google

Lilyette had been a life saver: she's professional, knowledgeable, dedicated and the best part is ... she's a great listener. Ready to find a solution or the answer for whatever is needed. I'm thankful to God to have found a God fearing person to handle my home loans!! She has the gift of honesty and empathy which are hard to find. She really solves issues accurately and fast. Thank goodness also for the team of professional people she works with! I'm blessed. Thank you for all your work and support: awesome work! Great results 👏

Response from Owner

Mabel, you could have chosen to go to a slew of other lenders, but you chose us. We appreciate the trust you have placed in us and we want to continue to do better for you every time you need us. You've been a joy to work for! Till the next one! Blessings to you!

Lilyette, I am so grateful for the support you have provided. You recently helped me to refinance with a better rate. You are so kind, professional and always willing to help us. Thank you again!!!

Response from Owner

Maricela, over the last 10+ years you have been kind enough to place your trust in me. It's been a pleasure to work for you and your entire family. I am greatly blessed to have gotten to you know you. You are like family to me. Blessings!

In our profession, when we discuss excellence, strong communication, and problem-solving skills, there is one person I can always rely on. She is my friend and colleague in the loan business. As a realtor myself, I need to ensure my clients' loans are secure. With Lilyette handling my clients' finances during the buying process, there’s nothing they need to worry about. The job always gets done! Thank you, Lilyette, for keeping things simple. Jaime Peraza

Response from Owner

Jaime, it is a privilege and an honor to work along side you for our buyers. If I remember correctly, we both entered the business about the same time, 23+ years ago. Your experience and your skill level are bar none! Thank you for the kind words and making me part of your professional team!

I’ve had the privilege of knowing Lilyette for many years. When I was about 10 years old, I remember my father working with her during the purchase of his home. Years later, I’ve been fortunate enough to work with Lilyette myself as I became a homeowner - and that full-circle moment meant a lot to me and my family. Lilyette brings a level of experience that truly shows in every step of the process. More importantly, she is one of the most caring and genuine individuals I’ve met. She consistently made herself available whenever I had questions or uncertainties, and she took the time to ensure I felt confident and informed throughout the entire home-buying journey. Her dedication, professionalism, and personal touch set her apart. I always felt like I was in good hands, and I can’t recommend her highly enough to anyone looking someone knowledgeable and trustworthy. Thank you so much Lilyette for everything!

Response from Owner

Angel, your name says it all! You're an "angel!" You and Shirley were a joy to work for. Your love for the Lord is something near and dear to my heart. I truly believe God was in this endeavor--every single step of it! So the glory go to Him! Thank you for choosing me and my team to help make this a success for you, Shirley and your little ones! You did phenomenally!

I had a great experience working with Lilyette and highly recommend her. She was extremely thorough, clear and concise throughout the entire loan process. Lilyette took the time to walk me through difference scenarios and made sure I fully understood my options, which helped with my decision-making. She was incredibly responsive and turned things around quickly to help me get across the finish line with my home loan, all during the Christmas holiday.

Response from Owner

Wil, I know you could have gone to a gazillion other lenders, but I'm honored you picked my team and I to help get this done for you along with the great Janet Ra, Realtor, who I always thoroughly enjoy working next to. Thank you for your kind words. You were a joy to work with! Sincerely!

Very personable to work with and efficient. Would gladly work with her again!

Response from Owner

I would gladly work with you, too, Charles! You were a joy to work with. Thanks so much for your kind words!

Charles C.View on Google

Lilyette was always available for any questions I had during the refi process. She is super friendly and very knowledgeable. I’d definitely recommend her to anyone looking to get a loan.

Response from Owner

Armando, you were a joy to work for! Thank you for trusting me on this very special endeavor and hope to work for you again whenever you require my services. Please stay in touch!

Armando A.View on Google

Working with Lilyette was the opposite of what I expected from a mortgage broker. She's got serious domain expertise. She spotted potential issues before they became problems and moved immediately to solve them. But beyond the technical skill, she brings something rarer: she genuinely cares. Full of light and kindness, responsive at all hours, willing to do whatever it took. She did everything and more. Closing in under a month isn't an accident. That's what it looks like when someone truly knows what they're doing and brings her whole heart to it. Highly recommend.

Response from Owner

Jacob, your words have melted my heart and prompt me to do even better today, tomorrow and always! It was an absolute pleasure to have been part of this dream you and your family had of moving from two different states to a location in the country of AZ! I look forward to checking out the place myself sometime in near future! Blessings to you and the family!

(Translated by Google) Lilyette Uriarte, I am very grateful for the help you gave me. Excellent work! In the future, if I need help, I wouldn't hesitate to call you. If anyone asked me how my refinancing went, I wouldn't hesitate to recommend you. God bless your work and you too. 🙏🏼 (Original) Lilyette Uriarte,estoy muy agradecida con la ayuda que me brindaste exelente trabajo,en un futuro si necesito ayuda no dudaria en llamarte,si me preguntaran como me fue en mi refinancing no dudaria en recomendarte,Dios bendiga tu trabajo y a ti tambien🙏🏼

Response from Owner

Mara, gracias por depositar tu confianza en nosotros. Se que pudiste haber escogido a cualquier otro banco, pero te quedaste con nosotros y te lo agradesco en el alma! :)

(Translated by Google) I've had the pleasure of meeting Lilyette, even if only by phone. I'm very satisfied with the help she's given me; I truly recommend her. Thank you, Lilyette. (Original) He tenido el placer de conocer a lilyette aunque sea por teléfono Estoy muy satisfecha con la ayuda que me ha brindado de verdad se la recomiendo gracias lilyette

Esperanza G.View on Google

’ve had the pleasure of working with Lilyette Uriarte, SVP of Mortgage Lending, Rate, for more than 15 years, and I can say with complete confidence that she is one of the most reliable and dedicated mortgage professionals in the business. Over the years, we’ve helped countless clients together, and I’ve always been able to trust that my buyers are in excellent hands. Lilyette consistently delivers clear communication, timely updates, and exceptional service—qualities that make all the difference in a smooth real estate transaction. Their ability to problem-solve, navigate complexities, and keep clients calm and informed has saved more deals than I can count. What sets Lilyette apart is not just her expertise, but her integrity. I know that when I refer a client, they will be treated with respect, honesty, and genuine care. That level of professionalism has made Lilyette my go-to lender year after year. If you’re looking for a mortgage broker who is experienced, responsive, and truly invested in their clients’ success, Lilyette Uriarte is an outstanding choice. I’m grateful for our long-standing partnership and look forward to many more years of working together.

Response from Owner

Tonia, thank you so much for taking the time to review us! It means a lot to me. Again, congratulations on the acquisition of such a beautiful home and wishing you an amazing and memorable holiday season!

The customer service at every step of the process was excellent, primarily due to the exceptional support provided by Lilyette Uriarte.

Carlos B.

Always clear communication and nothing is hidden. Lilyette is always available.

Michael R.

I liked the service. It was very efficient.

Joel B.

Lilyette, was outstanding throughout the entire process I couldn't have done it without her she is the best lender in town

Response from Owner

Your patience paid off, my friend! That was key to helping you achieve your long-awaited goal! I'm very pleased with the results! I always enjoy working for you!

Enrique A.View on Google

Amazing service from beginning to end! Definitely a white glove experience, Lilyette was AMAZING, her and her team really made this a quick and easy process from initial evaluation down to the signing day, they answered all of our questions usually within minutes. The outcome was what we expected. Highly recommend Rate!

Response from Owner

Jose, I truly appreciate your kinds words. Thank you for placing yourselves in my hands once more. I don't take your trust lightly. Enjoy your new savings!

Lilyette was amazing to work with. From start to finish she was a dream! Amazing communication, great with the clients, and got the job done before the close date. Anyone looking for a lender that is top notch look no further!

Response from Owner

Awww... thanks for the kind words, Justin! The feeling is mutual!

Justin S.View on Google

Lilyette was super helpful through the entire process. I wrestled with buying a house for years, but she was super patient and explained whatever I needed. I would recommend her for anyone.

Response from Owner

Joel, I'm so happy for you! You finally took the plunge! And I love to see you and your family excited about the new house! You couldn't have bought at a better time. Once the rates really come down, home prices will sky-rocket! Your timing was p-e-r-f-e-c-t! Till the next one, Amigo! Blessings!

Response from Owner

Gracias, Carlos! :)

Carlos B.View on Google

In the last 14 months I have had the pleasure of working with Lilyette Uriarte on an original mortgage, a HELOC, and most recently a refinance of my mortgage. Lilyette is exceptional!!! She has vast experience and really understands the mortgage market and was very helpful in finding a great, lower mortgage for me in a difficult market. Lilyette is the consummate professional, follows through on everything in a timely manner, and is a wealth of information. There is no one else I would go to for real estate loans.

Response from Owner

Carlos, I am humbled by your words! You just made my day!!! Thank you so much for placing your trust on my team and I. I have to say you are very detailed and organized and that made my job that much easier. I appreciate you and look forward to helping you on the next one!

Lilyette goes above and beyond to help and make the process as smooth as possible. She is an amazing person who you can trust and you know truly cares.

Response from Owner

Aww... what a sweet review! I was blessed to be the one to help you with this endeavor! You had a long list of lenders to choose from and you chose us. I am eternally grateful to you! Enjoy your new home, Emily! And may you enjoy many swims on that beautiful lake! :)

She helped us purchase our first home. Always answering our questions. She was always available for us Nothing but positive feedback. Highly recommend Lilyette and her team. Thank you so much for everything

Response from Owner

Alfredo and Monica, no, thank you for placing your trust in me and my team. You had a long list of lenders to choose from but I'm grateful you picked us! My team and I are honored to have helped make this a reality for you. Blessings to you and the whole family.

Alfredo Z.View on Google

Lilyette Uriarte, SVP of Mortgage Lending at Guaranteed Rate, was highly recommended by a friend, and she absolutely delivered! She and her team provided exceptional communication and expertise throughout the entire mortgage process. Lilyette patiently explained everything in an easy-to-understand way, making the complex simple and stress-free. Her transparency, integrity, and client-centric approach stood out, as she always prioritized my best interests and found creative solutions. I trust Lilyette and truly enjoyed working with her. I look forward to working with her again in the future!

Response from Owner

Rich, I am so blessed and privileged to have come across such wonderful, kind human beings like you and your dear wife. You truly are salt of the earth people and you made my job just that much more enjoyable because of your lovely attitudes. Thank you for your beautiful words as they encourage me to continue to become better and better each day! Looking forward to working for you both again in the near future!

Honesty. Speed. Accuracy. Communication. Clarity. Respect. Lilyette was amazing. I'll use her and her team anytime! They're amazing!

Mabel J.

They are a fantastic team, very professional.

Leandro H.

Very responsive and trustworthy

Naya V.

This company is completely trustworthy; their staff is very friendly and highly professional. I recommend them 100%.

Response from Owner

Leandro, it was an absolute pleasure to work with you and Yaili. Thank you for the kind words!

Leandro C.View on Google

Been working with Lilyette for years, always dependable, direct and willing to explain and follow through to meet my needs.

Michel J.

Lilyette Uriarte helped us close on our home in < 2 weeks and I couldn't have asked for a better experience!!! She answered my 1001 questions throughout the entire process and was always willing to jump on a phone call to help. Her experience is top notch and she always provided us updates on a daily basis. Highly recommend!!!!!! Thanks Lilyette!

Response from Owner

Kevin, your interest and diligence in staying ahead of the curb during your loan process was impressive! Your questions only helped me guide you in a much smoother fashion. Kudos to you and Katharine for staying completely vested in the process helping us achieve a lightening-speed close.

Lilyette was very easy to work with and help me buy my home. She patiently answered all my questions and took time to carefully analyze any concerns. I highly recommend her as a mortgage lender.

Response from Owner

Pastor Joe, I appreciate the opportunity to help you and the family. You were a joy to work for!

I worked with Lilyette Uriarte on two home purchases—first in Sparks, then shortly after in Reno—and I couldn’t have asked for a better loan officer. Each transaction was smooth and well-managed thanks to Lilyette’s expertise and dedication. She was incredibly knowledgeable, always available, and truly guided me through every step of the way. Lilyette stayed visible and involved from start to finish, making sure I felt supported and informed through both deals. Buying two homes back-to-back could have been overwhelming, but with Lilyette by my side, it felt completely manageable. I highly recommend her to anyone looking for a loan officer who goes the extra mile.

Response from Owner

Thin, I was honored to work for you and Dave. I realize you had a wide selection of lenders to choose from, but you chose us and for that I'm grateful! Thank you for such lovely words.

Lilyette got to know us and designed a loan to fit our needs at an insanely low rate. She worked incredibly hard, and had our mortgage cleared to close within ten days! This was by far the best experience I’ve had with a lender.

Response from Owner

Bruce, I was blessed to have been able to work for you Valerie. I thoroughly enjoyed being a pat of this very special endeavor. I so appreciate your words and hope to be able to work for you again in the future.

Out loan officer, Lilyette was amazing! She was always available, looked for the best option for us and explained things very easily where we were able to understand and feel comfortable. We trusted her every step of the way. We will definitely recommend her to our friends ! Thank you!

Maria M.

I had an outstanding experience securing my mortgage, thanks to the exceptional service provided by Lilyette. She guided us seamlessly through the entire process with professionalism and care, making everything smooth and stress-free—truly a 10/10 experience!

Andriy R.

I would like to recommend Lilyette, she is fantastic and super helpful. If you need any help to get any loan Lilyette is here to help. She will outline all possible and sometimes impossible scenarios so customer can get the best deal. I am highly recommend working with Lilyette at Rate.

Response from Owner

Natalia, in reality you bring out the creativity in me when it comes to lending. You are a very smart woman and I'm blessed to be your lender! Thank you for your very kind words.

Natalia K.View on Google

Great team. Guides one through the process step by step. App easy to use and follow the steps. Will continue to use this service! Highly recommend!

Response from Owner

Karen, you asked all the right questions making it easy for me to guide you. You're a sweetheart and appreciate you always thinking of me when it comes to lending! I love working for you!

Many options that are clearly stated. Easy to review and approve docs. Lilyette is a rockstar!

Karen L.

We appreciate the efficient process, the team's quick response times, and Lilyette's consistent and responsible presence.

Andriy R.

Buying a home can be a stressful journey, but Lilyette made the entire process seamless. She is highly knowledgeable, transparent, and efficient, guiding you through every step with ease. Her expertise ensures a smooth experience, and she keeps everything on track to close on time. I highly recommend her!

Response from Owner

Miranda, I thank you for the patience you had with me throughout the loan process. You were always on top of the process and kept me on my toes! I appreciate your kind words. I look forward to helping you again in the future!

Miranda P.View on Google

They are resourceful and always think how to accomplish our goals in buying a house.

Michael E.

Lilyette Uriarte is truly amazing. This is my 10th loan with her. Incredible service.

Leron A.

We had a jumbo mortgage, and the lender in question was doing a lot of due diligence on their end. The mortgage team strived to get us the best possible rate and jumped through hoops to ensure that we could submit all our documents before closing and the rate increase. We were able to get in at a low rate.

Sharad R.

Without the help of Lilyette I would have never been able to achieve this. With Lilyette's guidance and support, I was able to navigate the sometimes complicated process of qualifying for a loan. I am so grateful for the individualized care Lilyette and Rate provided me, and would highly recommend their service.

Emilie R.

Lilyette was available to explaine things to me every step in the way and went above and beyond for me!

Rafael M.

I’m a happy person with my new house, everything she did and all her team it was amazing, very professional, responsible l highly recommend them .

Adrian A.

lilyette and her team instill trust and integrity into each step of the process by communicating clearly, educating us on what to expect and managing through to the end of the process.

Laura C.
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 The company name, Guaranteed Rate, should not suggest to a consumer that Guaranteed Rate provides an interest rate guaranteed prior to an interest lock. Applicants are subject to credit and underwriting approval. Restrictions apply. All information is provided for informational use only and should not be considered financial advice.

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