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Tina Gjerald (NMLS #331972) | Tammy O'Malley (NMLS #1277935) · NMLS# 331972
Today · 9 AM – 5 PM
Office hours
Based on 78 star reviews
Based on 83 reviews
Ratings include all 83 reviews. Reviews collected directly from clients are shown only with their permission.

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Tina is such a gem to work with! She was patient with me since it took a while to get me my first home but she stood by me every time I was ready to try again. Explained everything more than once if needed in words I could clearly understand, was honest and showed she really cared. Would go to her in a heartbeat.
Great experience and great team work
Because working with Tina was the best experience I could have had for 3 consecutive home purchases
Tammy O'Malley with Rate, specifically
Tammy O’Malley and her team, Tammy specifically, went above and beyond. Stellar team
Tina made our house buying process go smoothly. she understood where we were coming from . Eased our stress. answered all of our questions. to the nth degree
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They are very professional and we loved working with them.

Great services.

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Tammy is an amazing woman to work with i appreciated everything she did for me and my family.

Tammy was phenomenal to work with. As first time home buyers, her patience and thoroughness made us feel at ease. The home buying process was so simple and smooth for us because of her! Cannot recommend enough!
They do a good job
Very easy to work with. My daughter did most of the leg work/ phone calls, etc but I know she was pleased with the results. Closing day went smoothly & I was assured that I can continue to reach out with any questions I may have. Great teamwork!!! Virginia Discenza
AMAZING LENDER!!!
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They are very professional and kind
Tammy was great to work with and and made the process easy!
Tina is phenomenal at her job. We have worked with her on our first home loan and now a refinance. She walks you through every step and is happy to answer and explain any questions you have along the way. Highly recommended her and her team.

Tina did an exceptional job helping us get into Our dream home

Thank you for your time spent communicating about things necessary for home purchase recently. You and your team are in formative and efficient in getting the approval and offers over to the seller. I look forward to referring you to others and using you again in the future.

Thank you for your time spent communicating about things necessary for home purchase recently. You and your team are in formative and efficient in getting the approval and offers over to the seller. I look forward to referring you to others and using you again in the future.

Fast efficient. Absolute pleasure to do buisness with. I am very grateful I decided to go with Tina at Rate

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Tina is amazing!

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Tina is absolutely amazing!! She answered all my questions quickly and explained things along the way. Definitely would recommend!!

Great, helpful, and very good at communication through the whole process!
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Everyone was awesome to work with! Lots of knowledge and great advice throughout the homebuying process.
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Tina and everyone else at Rate were great to work with. Very quick to answer any questions I had and made the buying process easy for me!
Tina Gjerald. Again she has provided outstanding service! She has assisted us with home purchase in the past and hit a home run again this time,
everyone was amazing to work with
Amazing customer service and made this an easy process.
So very much a professional group of people to work with . Experts in there field

Tina did a great job all around. She looked at several programs for lending opportunities and I’m happy with where it all landed. I’d certainly use her again if needed. 5stars for sure.
Tammy’s overall communication great. Always willing to answer questions and very knowledgeable in the industry. Offered us many options and gave us all the appropriate details to make informed decisions
Made the process easy.
They stayed untidy she heir ke I yurt g everything.??
Amazing services and support
Once I contacted Ross Asato, he got the ball rolling that very same day.
Everything went smoothly.
Tina was amazing and assisted with every part of the process.
Good service, responsive and helpful
speedy and efficient loan process that helped me get a loan approved in a limited amount of time.
Tammy OMalley was outstanding to work with. Above and beyond.